Desert Financial Credit Union Prescott Valley AZ | Affordable Auto Loans & Business Banking

Introduction

Welcome to Desert Financial, your trusted financial partner right here in Prescott Valley! Located at 3100 N Glassford Hill Rd, Prescott Valley, AZ 86314, our branch has been serving the community since 1939. With a strong commitment to our members, we proudly support over 472,620 individuals and families with a variety of financial services tailored to meet their needs. At Desert Financial, we understand that banking is more than just numbers it's about building relationships and fostering community growth. Our total assets exceed $8.9 billion, reflecting our stability and dedication to providing secure financial solutions. We currently manage total deposits of $699,652,272 and offer loans totaling 131,916, ensuring that whether you're looking for a personal loan or a mortgage, we have options that fit your lifestyle. We believe in transparency and empowerment. That's why our net worth stands strong at $1,033,536,095, giving you peace of mind knowing your finances are in capable hands. We also maintain a cash reserve of $27,757,154 to support member transactions efficiently. Our leadership team is dedicated to your success. Under the guidance of CEO Jeffrey Meshey and Board President Kevin Haskew, we work tirelessly to create an inclusive environment where every member feels valued. Our friendly staff is here to assist you during our lobby hours from 9 AM to 6 PM on weekdays and from 9 AM to 2 PM on Saturdays. Need help outside these hours? Our ATM service is available 24/7 for your convenience. While you can visit us at our Prescott Valley location for all your banking needs, please note that official correspondence should be directed to our mailing address at PO Box 2945, Phoenix, AZ 85062 if it differs from our branch address. Explore how Desert Financial can enhance your financial journey today! For any questions or to learn more about our services including checking accounts, auto loans, mortgages, and business banking feel free to call us at 602-433-7000 or visit our website at desertfinancial.com. Your financial success starts here!

Branch History & Mission

Desert Financial has a proud history that stretches back to 1939, serving the community of Prescott Valley, AZ, and beyond. Established with a vision to empower its members through accessible financial services, Desert Financial has grown into a trusted partner for over 472,620 members. The branch is located at 3100 N Glassford Hill Rd, Prescott Valley, AZ 86314, a convenient spot for local residents seeking personal banking solutions. From its humble beginnings, Desert Financial has evolved significantly over the decades. It started as a small credit union dedicated to supporting the financial needs of its members and has since blossomed into an institution with total assets exceeding $8.9 billion. This growth reflects not only the trust placed in it by members but also the commitment to innovation and community engagement. The mission of Desert Financial is clear: to provide exceptional financial services while making a positive impact in the communities it serves. The team believes in putting people first offering products like checking and savings accounts, auto loans, mortgage financing, and business banking solutions tailored to meet diverse needs. The credit union also emphasizes community support through various outreach programs and partnerships aimed at uplifting local organizations. While members can visit us at 3100 N Glassford Hill Rd, official correspondence should be sent to PO Box 2945, Phoenix, AZ 85062 if needed. Desert Financial operates on weekdays from 9 AM to 6 PM and on Saturdays from 9 AM to 2 PM. For added convenience, an ATM is available 24/7 for those who need quick access to their funds. Desert Financial prides itself on staying current with digital advancements. Members enjoy features like online banking, mobile payments, and e-statements, making managing finances easier than ever before. Additionally, ADA compliance ensures that all members have equal access to services. As part of its commitment to community enrichment, Desert Financial actively participates in local events and initiatives designed to foster growth and unity within Prescott Valley and surrounding areas. Whether it's volunteering time or providing financial education workshops, the credit union strives to make a lasting difference. Join Desert Financial today and experience the benefits of being part of a credit union that truly cares about your financial well-being and the welfare of your community!

Branch Location & Accessibility

Come Visit Us!

Whether you're opening a new account or just have questions about your financial journey, we invite you to stop by or give us a call at 602-433-7000. Our friendly team is here to help you every step of the way. Experience the convenience of Desert Financial today!

Convenient Access and Parking

At Desert Financial, we know that accessibility matters. Our location offers ample parking for both cars and those with mobility needs. The branch is designed with ADA-compliant features, including ramps and wide entryways, ensuring everyone can visit us comfortably. While members can visit us at 3100 N Glassford Hill Rd, official correspondence should be sent to PO Box 2945, Phoenix, AZ 85062 if needed.

Friendly Operating Hours

We want to ensure you have plenty of opportunities to connect with us. Our lobby hours are open from 9 AM to 6 PM on weekdays and 9 AM to 2 PM on Saturdays. If you're in need of cash outside these hours, don't worry! Our ATM is available 24/7 for your convenience.

Services Tailored for You

At Desert Financial, we offer a range of services designed to meet your financial needs, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Plus, with online and mobile banking services, managing your finances has never been easier.

Member Eligibility

At Desert Financial, we believe that becoming a member means joining a welcoming community that supports your financial journey. If you're looking to be part of something special, it's easy to get started! Anyone who lives, works, worships, or attends school in the area is eligible to join us. This means whether you're a long-time resident or just starting out in Prescott Valley, you can take advantage of our tailored financial services designed with your needs in mind. As a member of Desert Financial, you'll enjoy benefits like personalized banking experiences, competitive loan rates, and access to exclusive products that help you reach your financial goals. To learn more about the specific eligibility requirements and make sure you qualify, feel free to check out this helpful resource: Eligibility Information. Ready to open an account? Our process is straightforward and friendly simply give us a call at (602) 433-7000 or visit us at 3100 N Glassford Hill Rd Prescott Valley Az 86314. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer merchant services that can simplify transactions for your business. Imagine having the ability to accept payments easily from customers both online and in-store. Our solutions help streamline operations so you can focus on what you do best growing your business! Located conveniently at 3100 N Glassford Hill Rd Prescott Valley Az 86314 in Prescott Valley, AZ, we're here to discuss how our business banking options can help turn your vision into reality. Reach out today at (602) 433-7000 and let's get started on building your future together!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $726 in commercial loans for our members, helping businesses scale and succeed. This funding has empowered local entrepreneurs to invest in new equipment, hire additional staff, and enhance their services. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions for those who aren't yet members but need assistance in achieving their goals. - With an outstanding commercial loan portfolio of $738,175,373, we continue to drive economic growth by financing new and expanding businesses within our community.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Our branch provides accessible ATM services for quick cash withdrawals and balance checks. You'll find ATMs available 24/7 right here at Desert Financial, ensuring you have access when you need it most. With such a comprehensive list of services like personal banking accounts, auto loans, mortgages, credit cards, business solutions, and robust digital banking features, Desert Financial is here to support all aspects of your financial journey. If you have any questions or want more information about how we can assist you further, feel free to reach out at (602) 433-7000 or visit us at Prescott Valley Fry's today! Your financial wellness is our priority!

Auto Loans & Vehicle Financing

Need a new car? Our auto loans and vehicle financing solutions can help you get on the road quickly. With competitive rates and flexible terms, we aim to make your car-buying experience as smooth as possible. Picture driving off in that new vehicle with a financing plan that fits comfortably within your budget.

Business Banking Services

For entrepreneurs and business owners, we offer tailored business banking solutions including merchant services and business loans. We're here to support you in growing your business by providing the financial tools necessary for success.

Credit Cards with Rewards

Reward yourself while spending! Our credit cards come with various perks that can benefit your everyday purchases. Whether it's cash back on groceries or points towards travel, using our rewards card can add value to your spending habits.

Mortgage Loans & Refinancing

Thinking about buying a home or refinancing your current mortgage? Our mortgage loans provide various options to help you achieve your dream of homeownership. We understand that this is one of the biggest decisions you'll make, which is why we offer personalized assistance throughout the process.

Online & Mobile Banking

In today's busy world, convenience is key. That's why we emphasize our online and mobile banking services. You can easily manage all aspects of your accounts from the comfort of your home or on-the-go with just a few taps on your phone.

Personal Banking Services

Whether you're looking to open a checking or savings account, our personal banking options are tailored for everyone. Imagine having a safe place to save for your future while enjoying the convenience of managing your money online or through our mobile app. We offer user-friendly digital banking features that allow you to check balances, transfer funds, and pay bills anytime, anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. If you're facing a large bill or need some extra cash, our personal loans can be just what you need. Plus, if you're juggling multiple debts, consider our debt consolidation options to simplify your payments and potentially lower your interest rates.

Digital & Online Banking

In today's fast-paced world, having easy and secure access to your finances is essential. At Desert Financial, we understand the importance of convenience, which is why we offer a range of digital and online banking services designed to fit your lifestyle. With our online banking platform, accessible at https://www.desertfinancial.com/, you can manage your accounts anytime, anywhere. Whether you're checking your balance, transferring funds, or paying bills, our 24/7 online banking services provide you with the flexibility you need. You can also enjoy the benefits of e-statements, helping you stay organized without the clutter of paper documents. Plus, our electronic signature authorization makes signing documents a breeze, ensuring that you can complete transactions securely from the comfort of your home. If you're always on the go, you'll love our mobile application. Available for download, it puts all your banking needs right at your fingertips. You can make person-to-person transfers easily perfect for splitting bills or sending money to friends. And with our mobile payments feature, paying for purchases has never been more straightforward; simply use your phone to complete transactions swiftly and securely. At Desert Financial, we prioritize security in every transaction. Our systems are designed to protect your personal information while providing a user-friendly experience. You can feel confident knowing that managing your finances digitally is both safe and simple. Join us today at Desert Financial and take advantage of these innovative digital banking solutions that keep you connected to your money wherever life takes you!

Financial Strength

At Desert Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our commitment to providing reliable services, we aim to ensure that your financial future is secure. With a net worth of $1,033,536,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,170 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,471,902,387 in share certificates and $2,928,906,780 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $960,070,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $35,444 in used auto loans and $4,226,064,464 in total loans and leases. Our operational efficiency is reflected in our $60,601,487, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,289 full-time employees and 37 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The trust our members place in us is evident with a total of 1,037,935 accounts managed at Desert Financial, showcasing a strong and growing member base that values our services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Desert Financial is your trusted partner. Visit us at 3100 N Glassford Hill Rd Prescott Valley Az 86314 or call (602) 433-7000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $877,928,365 in used vehicle loans and $586,767,508 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is here to guide you through the process. We also provide refinancing options if you're looking to reduce your current payments.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,405,055,850, make buying or refinancing simple. We believe that everyone deserves a chance to own a home, and our competitive rates and terms can help make that dream a reality. Don't hesitate to ask about eligibility options that could benefit you.

Personal and Business Loans

For those needing financial assistance beyond auto or mortgage loans, we also provide unsecured credit card loans with flexible terms. With a total of $0 in loans available, our credit cards can help you manage your finances effectively and make everyday purchases easier. If you're a business owner, our outstanding commercial loans totaling $738,175,373 provide the capital needed to grow and expand your operations. We are committed to empowering local businesses by providing tailored lending solutions.

Why Choose Us?

Our dedicated staff at Desert Financial, located at 3100 N Glassford Hill Rd Prescott Valley Az 86314, Prescott Valley, AZ 86,314, is ready to assist you with any questions or concerns you may have regarding our loan offerings. You can reach us at (602) 433-7000 during regular business hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 2 PM. We invite you to explore all that we have to offer. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you on your journey toward financial success!

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