Desert Financial Credit Union Phoenix AZ | Convenient ATM Access & Basic Services

Introduction

Welcome to Desert Financial, your trusted partner in financial well-being since 1939. Located at 148 N 48th St, Phoenix, AZ 85034, our branch serves as a cornerstone for the community, providing personalized service and a commitment to helping our members thrive. With over 472,620 members and total assets reaching an impressive $8,901,537,365, we are dedicated to offering solutions tailored to your unique financial needs. At Desert Financial, we understand that every member's journey is different. That's why we've cultivated an environment where you can feel confident and supported in your financial decisions. Our knowledgeable team is here to assist you with everything from managing your savings to securing loans totaling 131,916 in various leases and loans. Whether you're looking for a new vehicle or planning for future investments, we have the resources you need. Our CEO, Jeffrey Meshey, along with Board President Kevin Haskew, lead a team of 1,326 employees who are passionate about making a positive impact in the lives of our members and the broader community. We are not just about numbers; our goal is to forge lasting relationships built on trust and transparency. For your convenience, while members can visit us at our branch location, any official correspondence should be directed to the same address: 148 N 48th St, Phoenix, AZ 85034. Have questions or need assistance? Don't hesitate to reach out at 602-433-7000 we're always happy to help! Join us today at Desert Financial and discover how we can support you on your financial journey. Visit us online at www.desertfinancial.com or stop by our branch to learn more about what we can offer. Your financial success starts here!

Branch History & Mission

At Desert Financial, our story began in 1939 with a simple yet powerful vision: to empower our community through accessible financial services. Since opening our doors at 148 N 48th St, Phoenix, AZ 85034, we have grown from a small credit union into a trusted financial partner for over 472,620 members. Our journey is marked by a commitment to innovation, community support, and member satisfaction. As we evolved over the decades, we've achieved significant milestones that reflect our dedication to serving the needs of our members. Today, we proudly manage total assets of approximately $8.9 billion, offering a wide range of services designed to help individuals and families reach their financial goals. From auto loans to savings accounts, we strive to provide products that cater to every phase of life. Our mission is clear: we aim to enhance the quality of life for our members while fostering a strong sense of community. We believe that financial well-being goes hand in hand with community support. That's why we actively engage in outreach initiatives and partnerships that uplift those around us. By investing in local programs and charities, we ensure that our growth translates into positive change for Phoenix and beyond. While members can visit us at our branch location, official correspondence should be sent to 148 N 48th St, Phoenix, AZ 85034. We offer convenient operating hours with employee access from Monday to Friday from 7:00 AM to 7:00 PM and ATM access available 24/7 for those late-night transactions. At Desert Financial, we also embrace technology to serve you better. With features like online banking and mobile payments, managing your finances has never been easier. Our commitment extends beyond just providing services; we prioritize creating an inclusive environment where everyone feels welcome. We invite you to become part of our vibrant community at Desert Financial. Experience firsthand how we're not just about numbers; we're about people your neighbors and friends. Join us today and take the first step towards a brighter financial future!

Branch Location & Accessibility

Get in Touch

Ready to take the next step? Give us a call at 602-433-7000 or stop by and see how we can help you with your financial journey. We're excited to welcome you!

Location Highlights

Our branch is just a stone's throw away from popular spots like the Phoenix Sky Harbor International Airport, making it easy for travelers to manage their finances on the go. Parking is available right outside our doors, and we have features in place to ensure accessibility for all members, including ADA-compliant ramps.

Operating Hours

We understand that life can be busy, which is why we offer flexible hours. You can visit us Monday through Friday from 7:00 AM to 7:00 PM. For those late-night transactions, our ATM is available 24/7 for your convenience.

Services Offered

At this location, we focus on providing essential banking services through our ATM. Whether you need to withdraw cash or check your balance, we've got you covered with basic ATM access. While we don't have drive-thru services here, our staff is always ready to assist you inside. If you're looking to send official correspondence, please note that while you can visit us at our branch address, you may also send mail to the same address: 148 N 48th St, Phoenix, AZ 85034.

Member Eligibility

At Desert Financial, we believe that becoming a member is like joining a close-knit family where everyone supports each other. If you're looking to enjoy personalized banking services, you'll be happy to know that membership is open to those who live, work, worship, or attend school in our local community. We welcome individuals from various backgrounds and circumstances, so whether you're just starting out or looking for a better banking experience, we invite you to join us! You can find more details about the eligibility requirements at http://www.desertfinancial.com/en/who-we-are/become-a-member. Opening an account with us is simple and straightforward. Just visit us at our branch located at 148 N 48Th St Phoenix Az 85034, or give us a call at (602) 433-7000 if you have any questions. Our friendly team is here to help guide you through the process of becoming a member and enjoying all the benefits that come with it. We can't wait to welcome you into the Desert Financial family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $726 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $738,175,373, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, our merchant services simplify transactions so you can focus on what matters most running your business. Whether you accept payments online or at your physical location, our services are designed to enhance efficiency and improve cash flow. This means quicker sales processing and happier customers. Located at 148 N 48Th St Phoenix Az 85034 in Phoenix, AZ, we're here to partner with you every step of the way. Let's build a brighter future for your business together! For more information, give us a call at (602) 433-7000 or visit us online at http://www.desertfinancial.com.

Comprehensive List Of Services

Digital Convenience

We know that modern banking requires flexibility and convenience. That's why Desert Financial offers digital banking features that make managing your money easier than ever. From online banking to mobile payments, you can take control of your finances right from your smartphone or computer. With options like e-statements and person-to-person payments, staying on top of your financial health has never been more convenient.

Everyday Banking Needs

Our members benefit from essential services such as ATM Services Only, which allow for easy access to cash through basic ATM functions. You can withdraw funds and check your balance any time you need. This makes it easier than ever to manage your finances on the go, especially with our ATM available 24/7.

Personalized Support

In addition to our ATM services, our friendly team is ready to assist you during business hours, from Monday to Friday, 7:00 AM to 7:00 PM. We understand that sometimes, you need a personal touch when dealing with financial matters. Whether it's answering questions about your account or helping you with transactions, we're committed to providing excellent member service.

Your Financial Partner

Whether you're just starting out or looking for ways to grow your wealth, we're here to guide you every step of the way. At Desert Financial, we believe in building long-lasting relationships with our members. Your success is important to us, and we aim to provide resources and support tailored specifically for you. If you're interested in learning more about how we can help you achieve your financial goals, don't hesitate to reach out! You can contact us at (602) 433-7000 or visit us online at Papago. We look forward to welcoming you into our community!

Digital & Online Banking

Key Features

Security is a top priority for us. With electronic signature authorization available, you can sign documents securely without the hassle of printing or mailing. You also have the option of receiving e-statements instead of paper ones helping you keep your information organized while contributing to a greener planet. Our mobile payments feature lets you make purchases directly from your phone. Whether you're shopping in-store or online, it's fast and convenient. Plus, with person-to-person transfers, sending money to friends or family has never been simpler. At Desert Financial, we're dedicated to providing accessible and user-friendly digital banking solutions that empower you to manage your finances effectively. Join us today and experience the ease of modern banking!

Financial Strength

Community Trust

Total Share Accounts at 1,037,935 show a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $12,684,564, reinforcing our ability to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Desert Financial is your trusted partner. Visit us at 148 N 48Th St Phoenix Az 85034 or call (602) 433-7000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member Savings and Investments

Members' savings are secured through $1,471,902,387 in share certificates and $2,928,906,780 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $60,601,487 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,289 full-time employees and 37 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $1,033,536,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,170 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment in Member Services

With $960,070,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our lending capacity: with $35,444 in used auto loans and $4,226,064,464 in total loans and leases, we support members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $877,928,365 in used vehicle loans and $586,767,508 in new vehicle loans already helping members get on the road. We make it easy for you to get behind the wheel with flexible terms and competitive interest rates.

Business Loans

For business owners, our outstanding commercial loans totaling $738,175,373 provide the capital needed to grow and expand. Whether you need funds for equipment, inventory, or other operational costs, we are committed to supporting local businesses. At Desert Financial, we believe that everyone deserves access to affordable financing solutions. If you're interested in refinancing or exploring eligibility options, please don't hesitate to reach out. You can contact us at (602) 433-7000 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today at our branch located at 148 N 48Th St Phoenix Az 85034 in Phoenix, AZ, and let us help you find the right loan product for your needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,405,055,850, simplify the process of buying or refinancing a home. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is here to guide you through every step.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option can be an excellent way to cover unexpected expenses or consolidate debt without requiring collateral.

Loan Aggregator

Benefits of Using LendMesh

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Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh guarantees that the information provided is not only accurate but also up-to-date.