Desert Financial Credit Union Phoenix AZ | Fast Auto Loans & Top Checking

Introduction

Welcome to Desert Financial, your trusted financial partner located at 13015 N Tatum Blvd, Phoenix, AZ 85032. Since our establishment in 1939, we have been dedicated to serving our community with a range of financial services tailored to meet your needs. With over 472,620 members and total assets reaching an impressive $8,901,537,365, we strive to provide you with reliable banking solutions that help you achieve your financial goals. At Desert Financial, we understand the importance of having access to convenient banking services. That's why we offer personal banking options including checking and savings accounts, auto loans, mortgage financing, personal loans, and credit cards with rewards. Whether you're looking to finance a new vehicle or need assistance with managing debt, we've got you covered. While members can visit us at our branch location on Tatum Blvd, official correspondence should be sent to our mailing address: PO Box 2945, Phoenix, AZ 85062. This ensures that your inquiries are handled promptly and efficiently. Our commitment extends beyond just providing financial products. With a net worth of $1,033,536,095 and total deposits of $699,652,272, we are well-equipped to support our members' needs while maintaining a strong foundation for future growth. Our dedicated team of 1,326 employees, led by CEO Jeffrey Meshey and Board President Kevin Haskew, is always ready to assist you. If you're interested in exploring membership or have questions about our services, don't hesitate to reach out! You can call us at 602-433-7000 or visit our website at desertfinancial.com for more information. Join us today and become part of a community that values trust and reliability in every transaction!

Branch History & Mission

Welcome to Desert Financial, a credit union with a rich history and a commitment to serving the community in Phoenix, AZ. Established in 1939, our branch has grown from humble beginnings into a trusted financial partner for over 472,620 members. With total assets of $8,901,537,365, we have become a cornerstone of support for individuals and families seeking reliable banking services. Located at 13015 N Tatum Blvd, Phoenix, AZ 85032, our branch is easily accessible to residents and visitors alike. Whether you're near the bustling Desert Ridge Marketplace or the scenic Phoenix Mountain Preserve, we are here to meet your financial needs. For any official correspondence, please send it to our mailing address: PO Box 2945, Phoenix, AZ 85062. At Desert Financial, our mission is clear: to empower our members through exceptional financial services while fostering community growth and well-being. We believe that everyone deserves access to quality banking options that can help them achieve their goals. Our offerings include personal banking services such as checking and savings accounts, auto loans, mortgage loans, and business banking solutions all designed with our members' best interests in mind. Over the years, we've embraced innovation to enhance your experience. With features like online and mobile banking, e-statements, and secure electronic signatures, we ensure that managing your finances is convenient and straightforward. Our commitment to accessibility includes ADA compliance across our services. We are proud of our partnerships within the community that allow us to give back through various outreach initiatives. From financial literacy programs to local sponsorships, we strive to make a positive impact on those we serve. Join us at Desert Financial today and experience firsthand the benefits of being part of a community-focused credit union. Together, we can achieve more! For inquiries or assistance, feel free to reach out at 602-433-7000 during our operating hours: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 1:00 PM. We look forward to welcoming you into the Desert Financial family!

Branch Location & Accessibility

Welcome to Desert Financial at our Paradise Valley New branch, located at 13015 N Tatum Blvd, Phoenix, AZ 85032. We're proud to serve our community from this convenient spot in Maricopa County, right near popular landmarks like the Paradise Valley Mall and just a short drive from the beautiful Desert Ridge Marketplace. Our location is designed with your accessibility in mind, featuring ample parking and ADA-compliant facilities to ensure everyone can visit us comfortably. While you can easily stop by our branch for all your banking needs, please note that official correspondence should be sent to our mailing address at PO Box 2945, Phoenix, AZ 85062. At Desert Financial, we understand how busy life can get. That's why our lobby hours are set up to fit your schedule join us on weekdays from 9:00 AM to 6:00 PM, and if you need assistance on Saturdays, we're here from 9:00 AM to 1:00 PM. Although we don't have drive-thru services at this location, we do offer an ATM for quick cash withdrawals and balance checks. We provide a wide array of personal banking services including checking and savings accounts, auto loans, mortgage options, and even business banking solutions. Our friendly team is always ready to assist you with any inquiries or transactions you may have. We invite you to stop by or call us at 602-433-7000 to learn more about how we can help meet your financial goals. Come experience the difference at Desert Financial!

Member Eligibility

At Desert Financial, we believe that everyone deserves access to financial services that truly support their needs. Joining our community is straightforward and welcoming! To become a member, you simply need to live, work, or worship in our service area, or have a family member who is already part of our credit union. This makes it easy for you to tap into a range of benefits designed just for you, from personalized banking options to competitive loan rates. If you're ready to explore membership further, I encourage you to visit our eligibility page at http://www.desertfinancial.com/en/who-we-are/become-a-member for detailed information. Opening an account is just as simple! You can start the process by giving us a call at (602) 433-7000 or by visiting us at our branch located at 13015 N Tatum Blvd Phoenix Az 85032. Our friendly team is here to help guide you through each step, ensuring you feel right at home as you take this exciting step towards better financial health. Don't hesitate to reach out we're excited to welcome you!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine a simple way to manage your transactions, allowing you to focus on what matters most running your business. Our merchant services streamline payments, making it easier for your customers to pay while giving you valuable insights into sales trends. Whether you're a local shop or an online retailer, our services are tailored to fit your needs. Located at 13015 N Tatum Blvd Phoenix Az 85032, Phoenix, AZ 85,032, we are here to support you every step of the way. Contact us at (602) 433-7000 to learn more about how we can help your business succeed!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $726 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $738,175,373, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Solutions Tailored for You

If you're a business owner, our commitment extends to supporting local businesses as well. We offer comprehensive Business Banking services including Merchant Services & Business Loans, ensuring that you have the tools necessary for growth and success.

Convenient Access Anytime

We know convenience matters. That's why we have an ATM available for cash withdrawals and balance checks right at your fingertips. With our user-friendly Mobile Payments feature and secure access through electronic signatures and e-statements, managing your finances has never been easier. At Desert Financial, we're not just about providing services; we're about building relationships and helping our members thrive financially. If you're ready to take the next step in managing your finances or want more information about any of our offerings, feel free to give us a call at (602) 433-7000 or visit us online at Paradise Valley New. Join us today and experience the difference in banking!

Financing Your Dreams

When it comes to making significant purchases like a car or a home, financing can be crucial. At Desert Financial, we offer competitive Auto Loans & Vehicle Financing options that can help you get behind the wheel without breaking the bank. If homeownership is on your mind, our Mortgage Loans & Refinancing services are tailored to make buying a house or lowering your monthly payments easier than ever.

Personal Banking Made Simple

Whether you're just starting out or looking to grow your savings, our Personal Banking options cater to various lifestyles. Our Checking & Savings Accounts provide you with the flexibility to manage your day-to-day finances while earning interest on your savings. Imagine having easy access to your funds through our Online & Mobile Banking services, allowing you to bank from anywhere at any time.

Support for Everyday Needs

We also recognize that life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation options provide financial relief when you need it most, helping you manage debts more efficiently. Additionally, our Credit Cards with Rewards allow you to earn while you spend, turning everyday purchases into valuable rewards.

Digital & Online Banking

At Desert Financial, we understand that managing your finances should be easy and secure. That's why we offer a robust suite of digital and online banking services designed with your convenience in mind. Whether you're at home or on the go, our tools allow you to take control of your finances anytime, anywhere. With our 24/7 Online Banking Services available at https://www.desertfinancial.com/, you can check balances, pay bills, and transfer funds all from the comfort of your own space. Need to send money to a friend? Our Person-to-Person Transfers feature makes it simple to send cash quickly and securely. Plus, with Mobile Payments, you can make purchases directly from your smartphone, adding another layer of convenience to your daily transactions. For those who prefer keeping track of their accounts digitally, we offer E-Statements, ensuring that you have quick access to important financial documents without the clutter of paper statements. And if you ever need to sign documents electronically, our Electronic Signature Authorization feature allows for fast and secure document processing right from your device. Don't forget to download our Mobile Application, which puts all these features right at your fingertips. From checking your balance to making payments or reviewing recent transactions, everything is just a tap away. At Desert Financial, we prioritize security alongside accessibility. Rest easy knowing that our online banking services are equipped with advanced security measures to protect your personal information while providing a user-friendly experience. Join us in embracing a smarter way to bank today! Explore all our digital offerings by visiting https://www.desertfinancial.com/ and see how we can help you manage your finances better.

Financial Strength

Commitment to Growth

Our commitment to serving you extends beyond just numbers. With $960,070,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Moreover, our lending capacity supports your financial goals with $35,444 in used auto loans and $4,226,064,464 in total loans and leases.

Growing Together

The trust our members place in us is evident as we proudly support 1,037,935 total share accounts showing a strong and growing member base. Our net shares available for lending stand at $12,684,564, emphasizing our ability to facilitate your financial journeys effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Desert Financial is your trusted partner. Visit us at 13015 N Tatum Blvd Phoenix Az 85032 or call (602) 433-7000 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $1,471,902,387 in share certificates and $2,928,906,780 in money market shares, which offer stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our performance reflects our operational efficiency with a reported net income of $60,601,487. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,289 full-time employees and 37 part-time employees who are always ready to assist you with their knowledge and dedication.

Our Solid Foundation

With a net worth of $1,033,536,095, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further highlighted by our net worth ratio of $1,170, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $877,928,365 in used vehicle loans and $586,767,508 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new vehicle or a reliable used one, our team is ready to assist you with competitive rates and flexible terms.

Business Loans

For business owners, our outstanding commercial loans totaling $738,175,373 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses and aim to support your ventures through tailored lending solutions. If you're considering refinancing any existing loans or would like to learn about eligibility options, our team is here to provide guidance and support every step of the way. Feel free to reach out to us at (602) 433-7000 for more information or visit us at our branch located at 13015 N Tatum Blvd Phoenix Az 85032 in Phoenix, AZ. We're here to help you take that next step towards fulfilling your financial aspirations! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,405,055,850, make buying or refinancing simple. We offer various mortgage products tailored to meet your unique needs and help you navigate the journey of homeownership smoothly.

Personal and Credit Line Loans

For those looking for more general borrowing solutions, we provide flexible personal loans along with credit lines that total $3,861,348,724. These options can help manage unexpected expenses or consolidate debt, giving you more control over your finances.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option allows for convenient access to funds while building your credit history.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With an emphasis on transparency and reliability, LendMesh is designed to help you make informed financial decisions. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent. Each loan comparison is built on verified data, giving users confidence in their choices. One of the standout features of LendMesh is its commitment to providing verified data. All loan offers come from legitimate financial institutions, which enhances trust and clarity for users. Additionally, LendMesh does not prioritize lenders based on paid promotions; there are no sponsored listings, meaning the results are truly unbiased and focused solely on what's best for you. With real-time rate comparisons, users can access up-to-date loan rates from multiple institutions. This immediacy helps potential borrowers quickly evaluate their options and choose the best fit for their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Ready to take control of your borrowing options? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.