Desert Financial Credit Union Phoenix AZ | Best Rewards Cards & Business Banking

Introduction

Welcome to Desert Financial at 3423 E Bell Rd, Phoenix, AZ 85032! Since our establishment in 1939, we have been dedicated to providing exceptional financial services to our community. With a total membership of over 472,620, we pride ourselves on being a trusted partner for families and businesses alike. At Desert Financial, our commitment extends beyond just numbers. We manage assets totaling an impressive $8,901,537,365, with total deposits reaching $699,652,272. This financial strength allows us to offer a wide range of services tailored to meet your unique needs. Whether you're looking for auto loans or personal banking solutions, we have you covered with a total loan portfolio of 131,916 loans. Our leadership team is here to ensure you receive the best possible service. Under the guidance of our CEO, Jeffrey Meshey, and Board President Kevin Haskew, we work diligently to foster a welcoming and supportive environment for all members. Our dedicated staff of 1,326 employees is always ready to assist you. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 2945, Phoenix, AZ 85062. We invite you to explore our website at Desert Financial for more information on our products and services. We believe in making banking accessible and convenient for everyone. Our branch offers extended hours during the week and on Saturdays, ensuring that we are available when you need us most. Plus, enjoy 24-hour access to ATMs for your convenience. Ready to take the next step? Call us at 602-335-5040 or visit us today! Your journey toward better financial health starts here at Desert Financial.

Branch History & Mission

Call to Action

Join us at Desert Financial and experience firsthand how we can help you thrive financially. Whether you're looking for personal or business banking solutions, we're ready to assist you every step of the way. Visit us today or explore more about becoming a member here. Together, let's build a brighter financial future!

Commitment to Accessibility

We pride ourselves on being an inclusive institution. With drive-thru banking available and ATMs that operate 24/7, we're committed to making banking easy and convenient for everyone. We also ensure that our facilities are ADA compliant so that all members of our community can access our services comfortably.

Mission Statement

At Desert Financial, we believe in empowering individuals through accessible financial services and community support. Our mission is to create a welcoming environment where everyone can achieve their financial goals. Whether you're looking for help with savings accounts or need advice on loans, our dedicated team is here for you. While members can visit us at 3423 E Bell Rd, official correspondence should be sent to PO Box 2945, Phoenix, AZ 85062.

Our Story

From the very beginning, our mission has been clear: to provide exceptional financial services while enhancing the lives of our members and the communities we serve. As we evolved, we've embraced innovation and technology to meet the changing needs of our members. Today, with total assets amounting to an impressive $8,901,537,365, we offer a range of services including personal banking, auto loans, mortgages, and business banking solutions. Our commitment extends beyond just numbers; it's about building lasting relationships. We've partnered with local organizations to support various community initiatives, ensuring that our growth also contributes positively to the neighborhoods around us.

Branch Location & Accessibility

Banking Hours and Services

At Desert Financial, we understand that life gets busy. That's why we keep our doors open during convenient hours. You can visit us Monday through Friday from 9:00 AM to 6:00 PM, and on Saturdays from 9:00 AM to 1:00 PM. If you need cash outside of these hours, our ATM is available 24/7 for your convenience. Our branch offers a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we've got you covered. Our drive-thru service allows for quick deposits and withdrawals without leaving your car perfect for those on the go!

Convenient Access and Nearby Landmarks

Nestled near popular local spots, our branch is not far from the bustling Paradise Valley Mall and just a short drive from the beautiful Desert Ridge Marketplace. This prime location ensures that you can easily combine your banking visit with errands or shopping. We offer ample parking for our members, and our facility is equipped with features to ensure everyone can access our services comfortably.

Reach Out Anytime

If you have any questions or need assistance, feel free to give us a call at 602-335-5040. Our dedicated staff is always ready to help you navigate your financial journey. While members can visit us at 3423 E Bell Rd, please note that official correspondence should be sent to PO Box 2945, Phoenix, AZ 85062. We invite you to stop by Desert Financial today! Let us show you how we can make banking easier and more accessible for you.

Member Eligibility

Becoming a member of Desert Financial is like joining a welcoming family that's dedicated to supporting your financial journey. If you live, work, or worship in the area, you're likely eligible to join us! We embrace individuals from all walks of life and are committed to providing tailored financial services to meet your unique needs. For specific eligibility details, feel free to check out our website at http://www.desertfinancial.com/en/who-we-are/become-a-member, where you can find comprehensive information on who can join our community. Once you're ready to take the next step, opening an account with Desert Financial is straightforward and hassle-free. Our friendly team is here to assist you throughout the process and ensure that you feel right at home. You can visit us at our branch located at 3423 E Bell Rd Phoenix Az 85032, or if you prefer, give us a call at (602) 335-5040 for any questions or assistance. We look forward to welcoming you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $726 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $738,175,373, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify transactions so you can focus on what you do best running your business. Imagine a local café using our point-of-sale systems to streamline customer payments while gaining insights into sales trends. Our tools make it easier for businesses like yours to manage daily operations efficiently and grow sustainably. Explore how Desert Financial can empower your business today! Reach us at (602) 335-5040 or visit us at 3423 E Bell Rd Phoenix Az 85032 in Phoenix, AZ.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car or looking to refinance your existing auto loan, our auto loans and vehicle financing services can help make that process smoother. Picture yourself driving off in your dream car with an affordable loan from us. We work with you to find the best financing option that fits your budget and lifestyle.

Business Banking

If you're a business owner, our business banking services including merchant services and business loans will help you thrive. We understand the unique challenges businesses face and are here to provide support through tailored financing solutions that can help you grow.

Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking features along with 24-hour ATM access for cash withdrawals and balance checks. Whether you're making deposits at our drive-thru or using our mobile app for transactions on-the-go, we've got you covered. At Desert Financial, we believe that financial health should be accessible and straightforward for everyone. If you'd like to learn more about how we can assist you with any of these services or if you have any questions, please feel free to call us at (602) 335-5040. We're here to help! Visit us today and discover how easy managing your finances can be.

Credit Cards with Rewards

Don't forget about rewarding yourself! Our credit cards with rewards allow you to earn points on every purchase, which can be redeemed for exciting perks like travel, shopping discounts, or cashback. It's an easy way to get more from your everyday spending.

Mortgage Loans & Refinancing

For those looking to buy a home or refinance their current mortgage, our mortgage loans and refinancing options are here for you. We know that purchasing a home is one of the most significant investments you'll make, so we strive to provide competitive rates and personalized service throughout the application process.

Personal Banking

When it comes to personal banking, we offer various options including checking and savings accounts designed for everyday needs. Imagine having a checking account that not only helps you manage your day-to-day expenses but also offers you features like online and mobile banking. With our user-friendly digital platforms, you can easily transfer funds, pay bills, or check your balances anytime, anywhere.

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. Whether it's consolidating debt or funding a personal project, we'll guide you through securing the right loan to meet your needs without overwhelming interest rates.

Digital & Online Banking

Key Features

We offer a range of features designed to make your banking experience as smooth as possible. Need to send money to a friend? Our person-to-person transfers make it quick and easy. Plus, if you're looking for a hassle-free way to sign documents, our electronic signature authorization lets you complete transactions without the need for paper forms. For those who prefer going paperless, we provide e-statements that allow you to view your account statements securely online. You can say goodbye to waiting for mail delivery and keep track of your finances effortlessly.

Mobile Banking Convenience

Our mobile application is another great tool that puts banking right in your pocket. With mobile payments enabled, making purchases is simple just tap and go! Whether it's groceries or a coffee run, you'll love the ease of using your phone for everyday transactions. At Desert Financial, we prioritize both accessibility and security in all our digital offerings. Your personal information is protected with top-notch security measures so you can bank confidently. Experience the freedom of managing your finances on your terms with our exceptional digital banking services today!

Financial Strength

A Committed Team

We also take pride in having 1,289 full-time employees and 37 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 1,037,935, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Desert Financial is your trusted partner. Visit us at 3423 E Bell Rd Phoenix Az 85032 or call (602) 335-5040 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member Savings and Growth

Your savings are secure with us. We have $1,471,902,387 in share certificates and $2,928,906,780 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $1,033,536,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,170 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Goals

With $35,444 in used auto loans and $4,226,064,464 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $60,601,487 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $877,928,365 in used vehicle loans and $586,767,508 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used car or a brand-new model, our competitive rates can make it easier for you to drive away in the vehicle you want.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,405,055,850, make buying or refinancing simple. We provide various options to fit different budgets and needs, ensuring that your path to owning a home is as straightforward as possible.

Personal Loans and Credit Lines

In addition to auto and mortgage loans, we also offer flexible terms on personal loans and credit lines. With a total of $3,861,348,724 available in credit lines alone, our services are designed to help manage your finances effectively while providing access to funds when you need them most.

Unsecured Credit Card Loans

For those needing additional support with day-to-day expenses or unexpected costs, we also have unsecured credit card loans available. While our current total stands at $0, we're always looking at ways to enhance our offerings and better serve our members' needs. Our dedicated team is here to guide you through the loan process and discuss refinancing options if you're considering adjusting your current loan terms. We believe in transparency and making sure our members understand their choices fully. If you're ready to take the next step in your financial journey or just want more information about eligibility requirements for our loan products, feel free to contact us at 602-335-5040 or visit us at 3423 E Bell Rd Phoenix Az 85032. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you find the right loan solution tailored for your unique situation!

Loan Aggregator

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