Desert Financial Credit Union Phoenix AZ | Quick Personal Loans & Business Banking

Introduction

Welcome to Desert Financial, your trusted partner in achieving financial well-being right here at our convenient location, 5250 W Indian School Rd, Phoenix, AZ 85031. Established in 1939, we have been proudly serving our community for decades, building a solid foundation based on trust and reliability. With over 472,620 members and total assets reaching an impressive $8,901,537,365, we are dedicated to providing personalized banking solutions tailored to your unique needs. At Desert Financial, we understand that every member's journey is different. That's why we offer a range of services including personal banking, auto loans, mortgage financing, and business banking options. With total deposits amounting to $699,652,272 and a robust loan portfolio of 131,916 loans and leases, we have the resources to help you achieve your financial goals. Our leadership team is committed to fostering a supportive environment. Under the guidance of CEO Jeffrey Meshey and Board President Kevin Haskew, our staff of 1,326 employees work tirelessly to ensure your experience with us is exceptional. Whether you're visiting us for a quick transaction or seeking advice on managing your finances, you can count on us to be there for you. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address: PO Box 2945, Phoenix, AZ 85062. We invite you to explore our website at Desert Financial for more information about our services or give us a call at 602-335-5890. Join us in making sound financial choices today!

Branch History & Mission

Community Focus

We take pride in being involved in community outreach efforts that make a real impact. Whether it's through partnerships with local schools or sponsoring events that benefit various causes within Phoenix, we strive to contribute positively to the lives of those around us.

Join Us

As we look toward the future, we invite you to become part of the Desert Financial family. Experience firsthand how we combine exceptional service with a deep commitment to our community's growth and well-being. Visit us today or check out more information on our website about membership eligibility and services. Let's achieve your financial goals together!

Our Journey

Our journey began with a simple mission: to provide accessible and affordable financial services to our members. As we evolved over the decades, we've remained committed to this mission while adapting to meet the changing needs of our community. From our humble beginnings, we have expanded our offerings to include personal banking, auto loans, mortgages, and business banking solutions. Our dedication to customer service and community support has fueled our growth and allowed us to thrive in an ever-changing financial landscape. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to PO Box 2945, Phoenix, AZ 85062.

Our Mission

At Desert Financial, our mission goes beyond just providing financial services; we aim to empower our members and uplift our community. We believe that everyone deserves the opportunity for financial wellness. This commitment drives us to offer personalized banking experiences alongside programs that support local organizations and initiatives. We also embrace technology as a tool for better service delivery. With features like online banking, mobile payments, and ADA compliance measures, we ensure that our services are accessible to everyone. Our dedicated staff is always here to help navigate your financial journey.

Branch Location & Accessibility

Accessibility and Parking

At Desert Financial, we prioritize accessibility for all members. Our branch is fully ADA compliant, featuring ramps and designated parking spaces to ensure that everyone can visit us with ease. Whether you're stopping by for a quick transaction or exploring our range of services, you'll find our location inviting and accessible.

Connect With Us

If you have any questions or want more information about how we can serve you better, feel free to give us a call at 602-335-5890. We invite you to stop by and see what Desert Financial can do for you! Your financial journey starts here.

Operating Hours

We're here for you when you need us! Our lobby hours are designed to fit your schedule open weekdays from 9 AM to 6 PM and Saturdays from 9 AM to 2 PM. Have a late-night question? Our ATM is available 24/7, so you can access your funds whenever it suits you.

Services Offered

At Desert Financial, we offer a variety of personal and business banking services. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? Our ATM offers basic services like withdrawals and balance checks right at the branch. While members can visit us at our physical address, official correspondence should be sent to PO Box 2945, Phoenix, AZ 85062 if different from our branch address.

Member Eligibility

Welcome to the community at Desert Financial! We're excited to invite you to become a member of our supportive and friendly financial family. Membership is open to anyone who lives, works, worships, or attends school in certain areas, as well as their family members. It's easy to check if you qualify; simply visit our eligibility page at http://www.desertfinancial.com/en/who-we-are/become-a-member for all the details. Joining us means gaining access to a wide range of services designed with your financial well-being in mind, from personal loans and auto financing to online banking options that fit your lifestyle. Getting started is simple! You can visit us at 5250 W Indian School Rd Phoenix Az 85031, give us a call at (602) 335-5890, or explore our website for more information. We look forward to welcoming you into the Desert Financial family and helping you achieve your financial goals together!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a payment solution that fits seamlessly into your operations. Our merchant services allow you to accept payments easily and securely, whether in-store or online. This means you can focus more on what you do best running your business while we handle the transactions. Located at 5250 W Indian School Rd Phoenix Az 85031, Phoenix, AZ, our team is here to help you navigate your financial needs with personalized service. Let's work together to create a brighter future for your business!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $726 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $738,175,373, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

Running a business comes with its own set of challenges. At Desert Financial, we offer tailored Business Banking solutions including merchant services and business loans designed to help your company thrive. Whether you're starting out or looking to expand, we have the resources and expertise to support your endeavors.

Convenient Access Anytime

Understanding the importance of flexibility in today's world, we prioritize accessibility with our Online & Mobile Banking services. You can easily manage your accounts from anywhere, whether it's checking balances or transferring funds at home or on-the-go. Plus, our 24-hour ATM service ensures that you have access to cash whenever you need it. We invite you to discover how our diverse offerings can meet your financial needs. For more information or assistance, please reach out at (602) 335-5890. Join us at Desert Financial, where we're committed to supporting our members' financial journeys!

Home Financing Options

Buying a home is one of the most significant investments you'll make in your life. Our Mortgage Loans & Refinancing services offer options tailored to fit different budgets and lifestyles. From first-time buyers to seasoned homeowners looking to refinance for better rates, we guide you through every detail to ensure you find the best solution.

Personal Banking Solutions

We understand that managing personal finances can be challenging. That's why we offer various Personal Banking options, including checking and savings accounts designed to help you save efficiently and spend wisely. Imagine having a checking account that not only keeps your money safe but also offers features that make tracking your spending easy. With our digital banking tools, you can access your accounts anytime through our online platform or mobile app. If you're looking to finance a new vehicle, our Auto Loans & Vehicle Financing provide competitive rates and flexible terms. Whether you're purchasing a new car or refinancing an existing loan, we're here to help make the process smooth and straightforward.

Support for Your Financial Goals

For those unexpected moments when you need extra cash, our Personal Loans & Debt Consolidation services can provide relief. Imagine consolidating your debts into one manageable payment, reducing stress while saving on interest costs. Additionally, our Credit Cards with Rewards allow you to earn points on everyday purchases turning your spending into rewards for travel, shopping, or cash back.

Digital & Online Banking

Easy Access Anytime

With our 24/7 online banking services available at https://www.desertfinancial.com/, you can check your balances, transfer funds, and pay bills whenever it suits you. No more rushing to the bank before closing time; everything you need is right at your fingertips!

Mobile Convenience

For those who prefer using their smartphones, our mobile application offers all the features you need for effective banking on the go. Enjoy mobile payments that let you shop easily and securely with just a tap. You can also make person-to-person transfers effortlessly, ensuring that sending money to friends or family is quick and straightforward.

Secure Transactions Made Simple

Safety is our top priority. Our electronic signature authorization feature means you can sign documents securely from the comfort of your own home. Plus, with e-statements available, you'll have quick access to your account statements without the clutter of paper.

Stay in Control

Real-time account management means you'll always know where your finances stand. With features like online banking, electronic signatures, and mobile access, managing your money has never been easier or more secure. Join us at Desert Financial today and experience how our digital and online banking services can simplify your financial life!

Financial Strength

At Desert Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our solid financial standing, which underscores our commitment to providing exceptional services and support to all our members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $1,033,536,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,170 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,471,902,387 in share certificates and $2,928,906,780 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $960,070,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in the $35,444 in used auto loans and $4,226,064,464 in total loans and leases, supporting members' financial goals across various sectors. Our $60,601,487 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,289 full-time employees and 37 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $12,684,564. Total Share Accounts: 1,037,935, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Desert Financial is your trusted partner. Visit us at 5250 W Indian School Rd Phoenix Az 85031 or call (602) 335-5890 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $877,928,365 in used vehicle loans and $586,767,508 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, we have financing options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $738,175,373 provide the capital needed to grow and expand. Whether you're looking to invest in new equipment or increase your working capital, our tailored solutions can support your business's success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,405,055,850, make buying or refinancing simple. We provide personalized guidance throughout the process to ensure you find the right mortgage solution for your unique situation.

Refinancing Options

If you're considering refinancing existing loans, we have options available that could lower your monthly payments or reduce your interest rate. Speak with one of our knowledgeable representatives to explore eligibility options and see how we can assist you in achieving better financial terms. Our dedicated team is ready to answer any questions you may have about our loan offerings. Feel free to reach out to us at (602) 335-5890, or visit us at 5250 W Indian School Rd Phoenix Az 85031, Phoenix, AZ. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Desert Financial, we're committed to providing you with the tools and resources necessary for a successful financial journey.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These credit cards come with competitive rates and benefits that make everyday purchases easier.

Loan Aggregator

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