Desert Financial Credit Union Phoenix AZ | Affordable Vehicle Loans & Rewards Cards

Introduction

Welcome to Desert Financial, your trusted partner in financial well-being located at 826 E Union Hills Dr Bldg E, Phoenix, AZ 85024. Since our establishment in 1939, we have proudly served our community with a commitment to providing exceptional financial services tailored to meet the needs of our members. With a total membership of 472,620 and assets amounting to an impressive $8,901,537,365, we are dedicated to fostering a supportive environment where you can thrive financially. At Desert Financial, we believe that banking should be accessible and rewarding. That's why we offer a variety of services including personal banking accounts, auto loans, mortgage financing, and business loans. Our total deposits stand at $699,652,272, reflecting the trust our members place in us. With over 1,326 employees working diligently to assist you, we ensure that every member receives personalized support and guidance. While members can visit us at our branch for all their banking needs, official correspondence should be sent to PO Box 2945, Phoenix, AZ 85062. Whether you're exploring loan options or looking to open a new account, we're here for you every step of the way. Under the leadership of CEO Jeffrey Meshey and Board President Kevin Haskew, Desert Financial is more than just a credit union; we're a community hub where members can engage with one another and grow together. Our net worth of $1,033,536,095 demonstrates our strength and stability in the financial landscape. We invite you to experience the Desert Financial difference! For any questions or assistance, please don't hesitate to reach out at 602-335-5720 or visit our website at Desert Financial. Let's work together towards achieving your financial goals!

Branch History & Mission

At Desert Financial, we are proud of our rich history and unwavering commitment to our community. Established in 1939, our branch has grown from humble beginnings into a thriving financial institution serving the needs of over 472,620 members in Phoenix, Arizona. Nestled at 826 E Union Hills Dr Bldg E, we are strategically located to be accessible to those we serve, surrounded by the vibrant neighborhoods and landmarks that make this city special. Throughout the years, Desert Financial has experienced remarkable growth and success. With total assets now exceeding $8.9 billion, we have built a solid foundation that allows us to provide competitive financial services tailored to our members' needs. Our mission is straightforward: to empower our members with the tools and resources they need to achieve their financial goals while actively contributing to the well-being of our community. Our mission goes beyond just banking; it encompasses a genuine desire to support local initiatives and improve lives. We understand that financial stability is not just about numbers it's about people and relationships. That's why we are dedicated to offering services such as personal banking, auto loans, mortgages, and business banking solutions while also engaging in various community outreach programs. While members can visit us at 826 E Union Hills Dr Bldg E for all their banking needs, official correspondence should be sent to PO Box 2945, Phoenix, AZ 85062. We pride ourselves on being available not only through our physical branch but also with 24-hour ATM access and online banking options. This ensures that no matter the time or place, our members have the support they need at their fingertips. As a member-focused organization, we continuously seek innovative ways to enhance our services while ensuring ADA compliance and prioritizing customer satisfaction. Our team is committed to making every interaction personal and meaningful. Join us at Desert Financial where your financial journey becomes part of a larger story one filled with opportunities for growth and community impact. Experience firsthand how we can help you reach your financial aspirations while making a difference right here in Phoenix. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We offer ample parking and features like ramps to ensure everyone can easily access our services. Plus, our friendly staff is always ready to assist you.

Convenient Location

Nestled in the bustling area of Union Hills, our branch is close to popular landmarks like the Paradise Valley Park and the Deer Valley Towne Center. Whether you're stopping by after a trip to the park or while running errands, we're just around the corner.

Get in Touch

Ready to learn more? Feel free to give us a call at 602-335-5720 or stop by for a visit! Our team is excited to help you achieve your financial goals. Come see how Desert Financial can make a difference in your banking experience today!

Operating Hours

We understand that life can get busy, so we've made it easy for you to visit us. Our lobby hours are Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 1:00 PM. For those late-night banking needs, our ATM is available 24 hours a day, ensuring you can manage your finances whenever it suits you.

Services Offered

At Desert Financial, we offer a variety of services tailored just for you! From personal banking options like checking and savings accounts to auto loans and mortgages, we're here to help you every step of the way. If you're interested in business banking or need assistance with online and mobile banking services, we've got that covered too! While members can visit us at 826 E Union Hills Dr, official correspondence should be sent to our mailing address at PO Box 2945, Phoenix, AZ 85062.

Member Eligibility

Joining the Desert Financial community is a warm invitation to become part of a supportive family where your financial well-being is our priority. To become a member, you'll find that the eligibility requirements are quite friendly. Typically, anyone who lives, works, or attends school in Arizona can easily qualify. We also welcome family members of existing members, creating a strong bond that extends beyond just banking. At Desert Financial, you'll enjoy benefits such as lower fees, competitive rates on loans and savings, and personalized service tailored to your needs. If you're ready to take the next step towards membership, opening an account is simple and straightforward! You can find detailed eligibility information by visiting this link. Should you have any questions or need assistance along the way, feel free to reach out to us at (602) 335-5720. We're excited to welcome you to Desert Financial at 826 E Union Hills Dr Bldg E Phoenix Az 85024!

Business Banking & Commercial Services

Financing Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $726 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $738,175,373, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In addition to our loan offerings, we provide essential merchant services that help streamline your business operations. Imagine having a reliable payment processing system that allows you to focus on what you do best serving your customers. Our services enable you to accept various payment methods easily and efficiently, ensuring smooth transactions every time. Whether you're just starting or looking to grow your established business, Desert Financial is here to help you navigate your financial journey. Reach out today at (602) 335-5720 or visit us at 826 E Union Hills Dr Bldg E Phoenix Az 85024 in Phoenix, AZ. Let's work together to achieve your business goals!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we offer specialized Business Banking services including merchant services and business loans. These tools are designed to help your business thrive in a competitive landscape.

Convenient Digital Access

Staying connected has never been easier with our comprehensive Online & Mobile Banking features. You can check balances, transfer funds, pay bills, and even send money to friends all from the comfort of your smartphone or computer. Our ATMs are available 24/7 for cash withdrawals and balance checks whenever you need them. At Desert Financial, we aim to make banking simple and convenient for all our members. If you'd like more information about any of our services or how we can assist you further, please don't hesitate to reach out at (602) 335-5720. We're here to help you navigate your financial journey!

Credit Options Tailored for You

In today's world, having access to credit is essential. That's why we offer Personal Loans & Debt Consolidation options that allow you to take control of your financial future. Whether you're looking to consolidate debt or cover unexpected expenses, we've got your back. Plus, our Credit Cards with Rewards make everyday purchases even more rewarding.

Home Financing Made Easy

For those considering homeownership or refinancing their current mortgage, our Mortgage Loans & Refinancing services provide personalized solutions. Our experts will guide you through the process, helping you secure favorable terms that align with your financial situation.

Personal Banking Solutions

We understand that managing your money can be overwhelming, which is why we offer Personal Banking options that include checking and savings accounts. These accounts are designed with flexibility and accessibility in mind, allowing you to easily track your spending and save for future goals. With features like online banking and mobile payments, you can manage your finances anytime, anywhere. If you're thinking about purchasing a new vehicle, our Auto Loans & Vehicle Financing make it easy to get on the road without breaking the bank. We offer competitive rates that fit various budgets, ensuring that you can drive away in the car you love.

Digital & Online Banking

Mobile Banking Made Simple

For those who prefer mobile banking, our user-friendly mobile application lets you perform all these tasks right from your smartphone. Whether you're making person-to-person transfers or setting up mobile payments, everything is just a tap away. With the added security features in place, you can bank confidently knowing that your information is safe. At Desert Financial, we're committed to providing accessible and easy-to-use services that help you take control of your financial life. Join us today and experience the convenience of modern banking!

User-Friendly Features

Managing your accounts has never been easier with features like e-statements and electronic signature authorization. You can receive your statements electronically, reducing paper waste and giving you quick access to your account history whenever you want. Plus, with electronic signature authorization, signing documents is a breeze no more printing or mailing necessary!

Financial Strength

Committed Team

We take pride in having 1,289 full-time employees and 37 part-time employees who are always ready to serve you with a knowledgeable, committed team. This dedicated staff ensures that you receive personal attention whenever you need it.

Lending Capacity

We understand that access to funds is essential for achieving your goals. With $35,444 in used auto loans and $4,226,064,464 in total loans and leases, our lending capacity supports your financial aspirations across various sectors. Furthermore, our $60,601,487 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member Savings and Investments

Your savings are secure with us. We hold $1,471,902,387 in share certificates and $2,928,906,780 in money market shares, offering stable and rewarding financial growth opportunities tailored for our members. Unlike traditional banks, we prioritize you; with non-member deposits at $0, we ensure our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $1,033,536,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid footing is further supported by our net worth ratio of $1,170, demonstrating a robust capital foundation that ensures we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Membership Base

With total share accounts numbering 1,037,935, it's clear that more people trust us with their finances every day. Our community continues to grow because we prioritize member satisfaction above all else. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Desert Financial is your trusted partner. Visit us at 826 E Union Hills Dr Bldg E Phoenix Az 85024 or call (602) 335-5720 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $877,928,365 in used vehicle loans and $586,767,508 in new vehicle loans already helping members get on the road. Whether you are interested in financing a new vehicle or a reliable used one, our team is here to guide you through the process with competitive rates and flexible terms.

Business Loans

For business owners looking for capital to grow and expand, our outstanding commercial loans totaling $738,175,373 provide the financial support necessary to take your business to the next level. We understand the unique challenges that come with running a business and aim to offer solutions that work for you. If you're considering refinancing or want to learn more about eligibility options for any of our loan products, don't hesitate to reach out. You can contact us at (602) 335-5720 or visit us at our branch located at 826 E Union Hills Dr Bldg E Phoenix Az 85024, Phoenix, AZ. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to helping you navigate your financial journey with confidence.

Credit Lines and Unsecured Credit Cards

For those who need flexibility in managing their finances, we have credit line options totaling $3,861,348,724 that allow you to access funds when needed. Additionally, we provide unsecured credit card loans with flexible terms though currently totaling $0, our offerings can help you manage expenses effectively without collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,405,055,850, make buying or refinancing simple. We offer various mortgage products designed to meet different needs, ensuring you find the right fit for your budget and lifestyle.

Loan Aggregator

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