Desert Financial Credit Union Peoria AZ | Affordable Auto Loans & Top Checking

Introduction

Welcome to Desert Financial, your trusted partner in achieving financial wellness! Located at 21655 N Lake Pleasant Pkwy, Peoria, AZ 85382, we have proudly served our community since 1939. With a strong commitment to our members, we currently boast a total membership of 472,620 individuals who rely on us for their banking needs. Our branch is part of a robust network that manages over $8.9 billion in assets and has issued 131,916 loans, making us a cornerstone of financial support in the area. At Desert Financial, we understand that each member's journey is unique. That's why we offer a range of services tailored to fit various financial goals whether you're looking for checking and savings accounts, auto loans, mortgages, or business financing options. Our dedicated team works hard to ensure that every transaction is smooth and that your financial future is secure. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 2945, Phoenix, AZ 85062. With a net worth of $1,033,536,095 and total deposits reaching $699,652,272, you can trust that your money is safe with us. Led by our CEO Jeffrey Meshey and Board President Kevin Haskew, our experienced team of 1,326 employees is here to provide personalized service and support. Whether you need assistance with online banking or have questions about your account, we're just a phone call away at 602-335-4440. Join us at Desert Financial today! Explore how we can help you reach your financial goals by visiting our website at desertfinancial.com or stopping by our branch. We look forward to serving you!

Branch History & Mission

Community Engagement

Desert Financial takes pride in being an active participant in the Peoria community. Through various outreach programs and partnerships with local organizations, we aim to give back and uplift those around us. We believe that supporting our neighbors strengthens not only individual lives but also the fabric of our entire community. While members can visit us at 21655 N Lake Pleasant Pkwy, official correspondence should be sent to PO Box 2945, Phoenix, AZ 85062. We encourage you to reach out or stop by during our operating hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 2 PM. Our ATM is available 24/7 for your convenience. As we look toward the future, we invite you to become part of the Desert Financial family. Experience firsthand how we prioritize your needs while promoting a thriving community spirit. Join us today and let's build a brighter financial future together! For more information on membership eligibility or services offered, visit our website or call us at 602-335-4440.

Our Mission

At the heart of Desert Financial is our mission: to improve the lives of our members by providing personalized financial solutions and unwavering support. We believe that banking should be more than just transactions; it should be about building relationships and enhancing lives. Whether you need assistance with personal banking, auto loans, or business services, we are here to help you navigate your financial journey. We understand that modern banking requires innovation. That's why we've embraced digital advancements such as online banking and mobile payments, ensuring that you can manage your finances anytime, anywhere. Our ADA-compliant facilities reflect our commitment to inclusivity, making sure everyone can access our services without barriers.

Branch Location & Accessibility

Call or Visit Us Today!

Ready to experience exceptional service? Don't hesitate to reach out at 602-335-4440. We invite you to come in and discover how Desert Financial can support your financial journey!

Easy Access and Comfort

At Desert Financial, we prioritize your comfort and convenience. Our branch features accessible parking and complies with ADA standards, ensuring everyone can visit us with ease. If you prefer to manage your banking on the go, we offer 24-hour ATM access right at the branch for your convenience.

Friendly Service Hours

We're here to serve you during our welcoming hours: Monday through Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Whether you need help with personal banking services, auto loans, or business banking solutions, our friendly staff is ready to assist you. While members can visit us at 21655 N Lake Pleasant Pkwy, official correspondence should be sent to PO Box 2945, Phoenix, AZ 85062.

Member Eligibility

At Desert Financial, we believe that becoming a member is like joining a family where everyone supports each other. If you're looking to become part of our community, you'll be pleased to know that eligibility is quite straightforward! We welcome individuals who live, work, worship, or attend school in the communities we serve. Plus, if you have a family member already with us, you can join too! For a complete overview of the criteria and any updates, feel free to check out our detailed information at http://www.desertfinancial.com/en/who-we-are/become-a-member. Opening an account with us is easy and designed to fit your lifestyle. Whether you're interested in personal banking, loans, or online services, we're here to help you every step of the way. If you have questions or want to get started, don't hesitate to reach out at (602) 335-4440. Our friendly team is ready to assist you during our branch hours at 21655 N Lake Pleasant Pkwy Peoria Az 85382. Join us today and experience the many benefits that come with being a member of Desert Financial!

Business Banking & Commercial Services

Merchant Services that Make a Difference

In addition to loans, we offer merchant services that help streamline payment processes for your business. Imagine a busy Saturday at your store; customers are ready to check out, but you can't accept payments easily. Our merchant services ensure you can take various payment methods quickly and securely, keeping your lines moving and customers happy. Located at 21655 N Lake Pleasant Pkwy Peoria Az 85382 in Peoria, AZ, we're here to partner with you on your journey toward success. Reach out today at (602) 335-4440 to discover how we can support your business goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $726 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $738,175,373, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our convenient ATM & Cash Withdrawal Services ensure you have access to your money whenever you need it. Plus, basic ATM access allows for quick withdrawals and balance checks without any hassle. At Desert Financial, we are dedicated to making banking simple and accessible for all our members. If you're ready to experience a more personalized approach to financial services, give us a call at (602) 335-4440 or visit us at our branch in Peoria. Together, let's achieve your financial dreams!

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our competitive Auto Loans & Vehicle Financing options ensure you can hit the road without breaking the bank. With flexible terms and friendly rates, driving off in your dream car has never been easier.

Business Banking

We also understand that businesses need support too. Our Business Banking solutions include Merchant Services & Business Loans, which can help take your venture to the next level. We're committed to fostering local businesses and helping them thrive in our community.

Credit Cards with Rewards

For everyday purchases or special occasions, our Credit Cards with Rewards program offers benefits that make spending rewarding. Enjoy cash back or points for travel whatever suits your lifestyle best!

Mortgage Loans & Refinancing

If homeownership is on your horizon or you're considering refinancing your current mortgage, look no further. Our Mortgage Loans & Refinancing services are here to guide you through every step of the process, ensuring you find the right fit for your budget and lifestyle.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking platforms that allow you to access your accounts anytime, anywhere. From checking balances to transferring funds and paying bills, managing your finances has never been so easy.

Personal Banking

Our personal banking services are designed with you in mind. We offer various Checking & Savings Accounts that make it easy to manage your money while earning interest on your savings. For those moments when life surprises you, our Personal Loans & Debt Consolidation options can help ease financial burdens and pave the way to a brighter future.

Digital & Online Banking

At Desert Financial, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. With our user-friendly platform, you can access your accounts anytime, anywhere, ensuring that you're always in control of your money. One of the key features of our digital banking experience is our robust online banking service, which you can explore at https://www.desertfinancial.com/. This service provides 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills with just a few clicks. You no longer need to wait for business hours to get things done; everything is right at your fingertips. For those who prefer using their mobile devices, our mobile application makes banking even more convenient. With it, you can make mobile payments effortlessly and even send money to friends and family with our person-to-person transfer feature. It's quick and simple perfect for splitting dinner bills or sending a birthday gift. We also prioritize security in all our services. Our electronic signature authorization feature ensures that your transactions are safe and secure. Plus, with e-statements available, you can keep track of your finances without the clutter of paper statements. Whether you're on the go or relaxing at home, Desert Financial's digital banking options put you in charge of your financial life. From real-time account management to effortless mobile payments, we're here to help you bank smarter and easier. Explore all that we have to offer today!

Financial Strength

At Desert Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a strong commitment to our community and our members, we have built a solid foundation that ensures your money is safe with us. With a net worth of $1,033,536,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,170 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,471,902,387 in share certificates and $2,928,906,780 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $960,070,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $35,444 in used auto loans and $4,226,064,464 in total loans and leases, we support members' financial goals across various sectors. Our success is reflected in our $60,601,487, which showcases our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products tailored for you. We also take pride in having 1,289 full-time employees and 37 part-time employees dedicated to serving you with knowledge and care. Net Shares (Funds available for lending and investments): $12,684,564. Total Share Accounts: 1,037,935, indicating a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Desert Financial is your trusted partner. Visit us at 21655 N Lake Pleasant Pkwy Peoria Az 85382 or call (602) 335-4440 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $877,928,365 in used vehicle loans and $586,767,508 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring that you can drive away with confidence. Plus, our refinancing options can help reduce your monthly payments if you're looking to save even more.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,405,055,850, make buying or refinancing simple. We are here to guide you through the process, whether you are a first-time buyer or looking to refinance an existing mortgage.

Unsecured Credit Card Loans

Managing finances effectively is important, and that's why we also offer flexible terms on unsecured credit card loans. Although our total for these loans is currently $0, we are dedicated to providing our members with tools that suit their lifestyle and financial situation. For business owners, our outstanding commercial loans totaling $738,175,373 provide the capital needed to grow and expand. At Desert Financial, we pride ourselves on offering competitive rates and personalized service. If you're unsure about eligibility or how to start the application process, feel free to reach out at (602) 335-4440 or visit us at 21655 N Lake Pleasant Pkwy Peoria Az 85382 in Peoria, AZ. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your options today and discover how we can assist you in taking your next financial step!

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers when exploring their loan options. By partnering only with verified institutions, LendMesh maintains high standards for accuracy in its comparisons.

Benefits of Using LendMesh

LendMesh offers several key benefits that enhance the user experience: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions empower users to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" For anyone searching for the best loan options available, LendMesh stands out as a valuable resource. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.