Desert Financial Credit Union Mesa AZ | Quick Personal Loans & Rewards Cards

Introduction

Welcome to Desert Financial, your trusted partner for all things financial since 1939. Located at 4316 S Signal Butte Rd, Mesa, AZ 85212, we have proudly served our community with dedication and care. Our commitment to our members is reflected in our impressive total assets of $8,901,537,365 and a robust membership base of 472,620 individuals who trust us for their banking needs. At Desert Financial, we understand that every member's journey is unique. That's why we offer a wide array of services tailored just for you from personal banking solutions like checking and savings accounts to auto loans and mortgages. With over $699,652,272 in total deposits and 131,916 loans issued, we're here to help you achieve your financial goals. Led by our CEO Jeffrey Meshey and Board President Kevin Haskew, our team of 1,326 employees is dedicated to providing you with the highest level of service. We believe in supporting not just our members but also the community at large, fostering financial wellness through education and accessible banking solutions. While you can visit us at our branch for personalized assistance, please note that any official correspondence should be directed to our mailing address at PO Box 2945, Phoenix, AZ 85062. Ready to take the next step? Whether you're looking to open an account or need assistance with loans or other services, don't hesitate to reach out! Call us today at 602-433-7000 or visit our website at www.desertfinancial.com for more information. We are excited to partner with you on your financial journey!

Branch History & Mission

At Desert Financial, we take pride in our rich history and unwavering commitment to serving our community in Mesa, AZ. Established in 1939, our branch has grown from humble beginnings into a robust financial institution that currently supports over 472,620 members. Located at 4316 S Signal Butte Rd, we are easily accessible to residents and businesses alike, making it convenient for you to visit us. Throughout the years, Desert Financial has reached numerous milestones that reflect our dedication to excellence. Our total assets have soared to an impressive $8,901,537,365, allowing us to provide a wide array of financial services tailored to meet the diverse needs of our members. We understand that financial health is key to a thriving community, and as such, we've made it our mission to empower individuals with the tools and resources they need to achieve their financial goals. Our mission extends beyond just providing financial products; we strive to make a meaningful impact in the communities we serve. This includes offering personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We also support local businesses through merchant services and business loans. By prioritizing community outreach initiatives, we aim to foster strong relationships and create lasting partnerships that uplift those around us. While members can visit us at 4316 S Signal Butte Rd, official correspondence should be sent to PO Box 2945, Phoenix, AZ 85062. Our branch operates on weekdays from 9 AM to 6 PM and on Saturdays from 9 AM to 2 PM, ensuring that we're available when you need us most. For your convenience, we also provide 24-hour ATM access. As we look toward the future, Desert Financial remains committed to embracing digital advancements while ensuring ADA compliance and customer-centric initiatives. With online banking options available along with mobile payments and person-to-person transfers, managing your finances has never been easier. Join us at Desert Financial as we continue this journey of growth and community support. Experience firsthand how being part of our credit union can enhance your financial well-being while contributing positively to the Mesa community. Together, let's build a brighter future!

Branch Location & Accessibility

Convenient Access and Parking

At Desert Financial, we understand that accessibility is key. Our branch features ample parking right outside the entrance, ensuring you can easily visit us without any hassle. Whether you're coming in for a quick transaction or to discuss your financial goals, we've made it simple for you.

Operating Hours Tailored for You

Our doors are open during the week from 9 AM to 6 PM and on Saturdays from 9 AM to 2 PM, so you can choose a time that fits your busy schedule. For those late-night or early-morning banking needs, our ATM is available 24/7. This means you can manage your cash withdrawals and balance checks whenever it's convenient for you.

Reach Out Anytime

If you have questions or need assistance, don't hesitate to give us a call at 602-433-7000. Our team is ready to help you navigate your financial options or guide you through our services. While members can visit us at 4316 S Signal Butte Rd, official correspondence should be sent to PO Box 2945, Phoenix, AZ 85062. We invite you to come in and see how we can support your financial aspirations!

Services That Meet Your Needs

Desert Financial offers a variety of services designed just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have solutions that fit every aspect of your financial journey. Plus, our online and mobile banking services make managing your finances as easy as tapping a few buttons.

Member Eligibility

At Desert Financial, we believe that everyone deserves a chance to be part of a caring community that puts its members first. Joining us is simple and welcoming. If you live, work, or worship in the area, you're likely eligible for membership! We embrace individuals from all walks of life and are excited to offer you a range of financial services designed to meet your needs. Whether you're looking for personal banking options or support for your business, becoming a member means you'll have access to competitive rates and personalized service. To learn more about our specific eligibility criteria, feel free to check out this link. We're here to help you every step of the way, so if you have any questions or want to start your membership journey, don't hesitate to give us a call at (602) 433-7000. We're located at 4316 S Signal Butte Rd Mesa Az 85212 and can't wait to welcome you into the Desert Financial family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $726 in commercial loans for our members, helping businesses scale and succeed. This funding enables local entrepreneurs to invest in new equipment, hire staff, or launch innovative products. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions tailored to various industries. - With an outstanding commercial loan portfolio of $738,175,373, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify transactions so you can focus on what matters most running your business. Imagine having a reliable payment processing system that integrates seamlessly with your operations. Our services help streamline payments, making it easy for customers to pay and for you to manage sales efficiently. Located at 4316 S Signal Butte Rd Mesa Az 85212 in Mesa, AZ, we invite you to discover how Desert Financial can be your trusted partner in navigating the financial landscape of your business. For more information or assistance, contact us at (602) 433-7000 during our branch hours!

Comprehensive List Of Services

Convenient Access Anytime

Accessing your accounts has never been easier with our 24-hour ATM service available at our branch location. Whether it's withdrawing cash or checking your balance, convenience is key at Eastmark Safeway. At Desert Financial, we strive to create an engaging community experience while providing top-notch financial solutions. If you have any questions or need assistance, don't hesitate to reach out at (602) 433-7000. We invite you to visit us in person or explore more about what we offer on our website here. Join us today and take control of your financial future!

Empowering Your Finances

For those looking to consolidate debt or tackle unexpected expenses, our personal loans offer straightforward solutions without hidden fees. And if you're looking for a credit card that rewards you for everyday spending, our credit cards come with perks that can help you save more.

Home Sweet Home

Thinking about buying a home? Our mortgage loans and refinancing options make it easier than ever to find the right fit for your budget. We understand that purchasing a home is one of the biggest decisions you'll make, so our team is here to guide you every step of the way.

Personal Banking Made Easy

Our personal banking options include checking and savings accounts designed for convenience and accessibility. Imagine having the ability to manage your money from anywhere with our online and mobile banking services. You can easily check your balance, transfer funds, and even pay bills without stepping into the branch. For those looking to finance a vehicle, our auto loans provide competitive rates and flexible terms. Whether you're eyeing a new car or want to refinance your current loan, we're here to help simplify the process.

Supporting Local Businesses

If you're a business owner, we offer specialized services like merchant services and business loans designed specifically for small businesses. We know how important it is to have reliable support when running a business, and we're committed to helping you thrive.

Digital & Online Banking

Convenience and Security

We know that safety is a top priority for our members. That's why our online banking system uses advanced security measures to protect your personal information while you manage your accounts. Whether you're making mobile payments or accessing sensitive data through our app, rest assured that you're in good hands. With Desert Financial's digital banking options, you have the power to manage your finances on your terms whenever and wherever it suits you best. Join us today and experience the convenience of modern banking!

Key Services

Our online banking services can be found at https://www.desertfinancial.com/. Here, you can quickly check your balances, transfer funds, and pay bills all from the comfort of your own device. Need to send money to a friend? With our person-to-person transfer feature, it's as simple as a few taps on your smartphone. Plus, if you're using our mobile application, you'll have access to all these features right in your pocket! For those who prefer going paperless, we offer e-statements that are not only convenient but also environmentally friendly. You can view your statements anytime and anywhere, keeping your information organized and secure. Speaking of security, our electronic signature authorization means that you can sign documents safely online without any hassle.

Financial Strength

At Desert Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share the details of our strong financial foundation, which ensures that we can continue to serve you with confidence. With a net worth of $1,033,536,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,170 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,471,902,387 in share certificates and $2,928,906,780 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $960,070,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, as shown by the $35,444 in used auto loans and $4,226,064,464 in total loans and leases. This allows us to support members' financial goals across various sectors. Our operational efficiency is reflected in our impressive $60,601,487, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,289 full-time employees and 37 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments) stand at $12,684,564, showcasing our ability to meet your financial needs effectively. With a total of 1,037,935 accounts under our management, it's clear that a strong community trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Desert Financial is your trusted partner. Visit us at 4316 S Signal Butte Rd Mesa Az 85212 or call (602) 433-7000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $877,928,365 in used vehicle loans and $586,767,508 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used car, our flexible financing options can help make your purchase more manageable.

Business Loans

If you're a business owner looking for capital to grow and expand, our outstanding commercial loans totaling $738,175,373 can provide the support you need. We cater to various business needs with tailored solutions designed to help your enterprise thrive. At Desert Financial, we're committed to making the lending process straightforward and accessible. For more information on eligibility or how to apply for any of these loan products, don't hesitate to contact us at (602) 433-7000 or visit us at our branch located at 4316 S Signal Butte Rd Mesa Az 85212 in Mesa, AZ. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,405,055,850, make buying or refinancing simple. We are here to guide you through the process, ensuring you understand all available terms and conditions. Plus, if you're looking to refinance your existing mortgage, we have options that could save you money.

Unsecured Credit Card Loans

For those needing a bit more flexibility in their spending, we also offer unsecured credit card loans. While currently there are $0 in loans helping members manage their finances effectively, our cards come with competitive rates and rewards that can benefit your everyday purchases.

Loan Aggregator

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