Desert Financial Credit Union Mesa AZ | Best Auto Loans & Business Banking

Introduction

Welcome to Desert Financial, your trusted partner in financial wellness, located at 1606 S Signal Butte Rd, Mesa, AZ 85209. Established in 1939, we have proudly served our community for over eight decades, offering a wide range of banking services tailored to meet your needs. As a member-focused credit union, we are committed to providing exceptional service and fostering financial growth among our 472,620 members. At Desert Financial, we understand that every dollar counts. That's why we manage total assets of $8,901,537,365 and maintain a solid net worth of $1,033,536,095. With an impressive total deposits amounting to $699,652,272, our members can trust that their savings are in safe hands. We also offer various loans and leases over 131,916 currently helping you achieve your dreams whether it's buying a home or financing a vehicle. Our dedicated team of 1,326 employees, led by CEO Jeffrey Meshey and Board President Kevin Haskew, is here to ensure you receive the personalized attention you deserve. Whether you're visiting us in person or accessing our services online through our website at Desert Financial, we strive to make banking as convenient as possible. While members can visit us at 1606 S Signal Butte Rd, official correspondence should be sent to our mailing address: PO Box 2945, Phoenix, AZ 85062. Join us in making a positive impact on the community while enjoying competitive rates on loans and deposits. Feel free to reach out at 602-335-4620 for any inquiries or to learn more about how we can help you meet your financial goals. We look forward to welcoming you into the Desert Financial family!

Branch History & Mission

Welcome to Desert Financial, where our roots run deep in the heart of Mesa, Arizona. Since we opened our doors in 1939, we've been committed to serving our community and fostering financial well-being. Located at 1606 S Signal Butte Rd, Mesa, AZ 85209, our branch stands as a testament to years of growth and dedication. Over the decades, Desert Financial has evolved significantly. What began as a small credit union has blossomed into a trusted institution with a total membership of over 472,620 members and assets exceeding $8.9 billion. Our journey reflects not only our commitment to sound financial practices but also our unwavering support for the communities we serve. At Desert Financial, our mission is clear: to provide exceptional financial services while uplifting the lives of those around us. We understand that finance is not just about numbers; it's about people. That's why we offer a range of products including personal banking, auto loans, mortgages, and business loans tailored to meet the diverse needs of our members. We pride ourselves on being accessible to everyone in our community. While you can visit us at our main branch address, official correspondence should be sent to PO Box 2945, Phoenix, AZ 85062 if needed. Our operating hours are designed with your convenience in mind: Monday through Friday from 10:00 AM to 7:00 PM and Saturdays from 9:00 AM to 2:00 PM. Plus, with ATM availability around the clock, you can access your funds whenever you need them. Our commitment extends beyond financial services; we actively engage in partnerships and outreach efforts aimed at enriching lives in Mesa and beyond. Through various programs and initiatives, we strive to make a positive impact on our community's future. As technology advances, so do we. Our digital banking options ensure that managing your finances is easy and accessible from anywhere. We also prioritize ADA compliance to ensure that all members can use our services without barriers. Join us at Desert Financial today! Experience firsthand how we're dedicated not only to helping you achieve your financial goals but also supporting the vibrant community of Mesa. Together, we can build a brighter future for all! For more information or assistance, feel free to call us at 602-335-4620 or visit our website at Desert Financial.

Branch Location & Accessibility

Welcome to Desert Financial, conveniently located at 1606 S Signal Butte Rd in Mesa, AZ! Nestled within the vibrant community of Maricopa County, our branch offers a friendly and accessible environment for all your banking needs. Whether you're stopping by to open a new account or seeking assistance with loans, we're here to help. If you need to send us any official correspondence, please use our mailing address: PO Box 2945, Phoenix, AZ 85062. While visiting us at our Mesa location, you'll find it easy to access various local landmarks and amenities that make banking hassle-free. We have ample parking available right outside our doors for your convenience. At Desert Financial, we prioritize accessibility. Our branch is designed to meet ADA standards, ensuring that everyone can navigate our space comfortably. Plus, while we don't currently offer drive-thru services, our lobby hours are designed to fit your schedule. Join us on weekdays from 10:00 AM to 7:00 PM and Saturdays from 9:00 AM to 2:00 PM perfect for those busy weekdays or weekend errands! For your banking convenience, we also provide ATM services available 24/7 right at our branch. You can easily withdraw cash or check your balance anytime you need it. We invite you to explore all the personal banking services we offer checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more! Our dedicated team is ready to assist you with whatever you need. So why wait? Come visit us at Desert Financial today! If you have any questions or need assistance before your visit, feel free to give us a call at 602-335-4620. We look forward to serving you!

Member Eligibility

At Desert Financial, we believe in building a community where everyone can thrive. Becoming a member is an exciting step towards enjoying personalized financial services tailored to your needs. If you live, work, worship, or attend school in the areas we serve, you're likely eligible for membership. We welcome individuals and families who seek a supportive banking experience that prioritizes your goals and aspirations. To learn more about the specific eligibility criteria, feel free to visit our website at http://www.desertfinancial.com/en/who-we-are/become-a-member. Joining us is simple and straightforward! Once you confirm your eligibility, you can open an account easily by reaching out to us at (602) 335-4620. Our friendly staff is here to guide you through every step of the process, ensuring that your transition into our community is smooth and welcoming. Don't hesitate to give us a call or check out our website for more information. We're excited to help you start this journey with Desert Financial at our branch located at 1606 S Signal Butte Rd Mesa Az 85209!

Business Banking & Commercial Services

Business Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $726 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $738,175,373, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Matter

Imagine a busy Saturday at your local café. Customers are lined up, eager to enjoy their favorite drinks. With our merchant services, you can accept payments easily and quickly, ensuring smooth transactions that keep your customers happy. Our tools help streamline your operations so you can focus on what you do best serving your clients. Whether you're in Mesa or beyond, Desert Financial is here to partner with you every step of the way. Let's turn your business dreams into reality! For more information, visit us at 1606 S Signal Butte Rd Mesa Az 85209 or call us at (602) 335-4620.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Accessing cash is straightforward with our convenient ATM services available 24/7. You can withdraw cash or check balances whenever you need it, ensuring that you're never caught off guard. At Desert Financial, we pride ourselves on being more than just a financial institution; we aim to be your trusted partner in achieving your financial dreams. Our friendly staff is always ready to assist you with any inquiries or service requests. Ready to learn more about how we can serve you? Give us a call at (602) 335-4620 or visit us today at 1606 S Signal Butte Rd Mesa Az 85209! Discover how easy it is to manage your finances with the right tools at your fingertips.

Auto Loans & Vehicle Financing

If you're considering purchasing a new vehicle, our auto loans and vehicle financing options can help you hit the road without breaking the bank. We understand that buying a car is a significant investment, which is why we offer competitive rates and terms tailored to fit your budget.

Business Banking

For our entrepreneurial members, we offer comprehensive business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we provide the tools and support necessary for success.

Credit Cards with Rewards

Make everyday purchases rewarding with our credit cards that offer rewards. You can earn points on everything from groceries to gas, making it easy to enjoy perks while spending wisely.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our team is here to guide you every step of the way. We know that every family has its own story, and we're committed to helping you write yours.

Personal Banking

Our personal banking services include checking and savings accounts that offer flexibility and convenience. Imagine having access to your funds anytime through our user-friendly online and mobile banking platforms. With features like e-statements and the ability to make person-to-person payments, managing your finances has never been easier.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation services, you can manage those challenges more effectively. Our flexible loan solutions allow you to consolidate debt or fund personal projects, putting your financial goals within reach.

Digital & Online Banking

Key Features

One of the standout features is the ability to easily set up E-Statements. You can receive your account statements electronically, which not only helps the environment but also gives you quick access to your financial information. If you prefer a paperless option, our Electronic Signature Authorization allows you to sign documents securely without ever needing to visit a branch. For those on the go, our Mobile Application brings all these features directly to your smartphone. You can manage your accounts with ease and even make Mobile Payments seamlessly. Imagine being able to pay for groceries or send money to a friend instantly without pulling out cash or a card! Another great feature is the Person-to-Person Transfers. Sending money to friends or family has never been easier; just a few taps on your phone and you're done! In today's fast-paced world, having real-time access to your accounts is crucial. At Desert Financial, we prioritize user-friendly solutions so that every member can navigate their financial journey confidently and effectively. Join us in embracing a modern banking experience that caters to your lifestyle. With the tools available through our digital banking services, managing your finances has never been more convenient!

Financial Strength

Growing Membership Base

We have seen significant trust from our community with a total of 1,037,935 share accounts. This growing member base reflects the confidence placed in us to manage their finances effectively. Our net shares available for lending and investments stand at $12,684,564, further showcasing our ability to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Desert Financial is your trusted partner. Visit us at 1606 S Signal Butte Rd Mesa Az 85209 or call (602) 335-4620 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $960,070,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity is highlighted by $35,444 in used auto loans and $4,226,064,464 in total loans and leases, supporting members' financial goals across various sectors.

Operational Efficiency

Our commitment to operational efficiency is evident in our $21,206,147, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,289 full-time employees and 37 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $1,471,902,387 in share certificates and $2,928,906,780 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $1,033,536,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.70% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $877,928,365 in used vehicle loans and $586,767,508 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a new model or a reliable used vehicle, we have options that can fit your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $738,175,373 provide the capital needed to grow and expand your business. We understand the challenges that come with running a business and are here to support you with tailored financing solutions. We pride ourselves on providing clear eligibility options and refinancing opportunities for all our loan products. If you're interested in learning more about our offerings, feel free to reach out at (602) 335-4620 or visit us at 1606 S Signal Butte Rd Mesa Az 85209 in Mesa, AZ. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can help you take the next step toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,405,055,850, make buying or refinancing simple. We guide you through the process and provide flexible terms to help you secure your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option is great for those looking to consolidate debt or cover everyday expenses without the need for collateral.

Loan Aggregator

Benefits of Using LendMesh

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DESERT FINANCIAL CREDIT UNION - Mesa, AZ

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

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Loan rates in Mesa, AZ (85209)

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Business Loans for Growth

Merchant Services that Matter

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Features

Financial Strength

Growing Membership Base

Investing Back into Our Community

Operational Efficiency

Secure Savings Options

Solid Financial Health

Loan Offering

Auto Loans

Commercial Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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