Desert Financial Credit Union Mesa AZ | Low Mortgage Rates & Auto Loans

Introduction

At Desert Financial, we believe in building strong relationships with our members and the community. Located at 4330 E Southern Ave, Mesa, AZ 85206, our branch has been serving families and businesses since 1939. With over 472,620 members, we are proud to offer a range of financial services designed to meet your needs. Our commitment goes beyond just banking; it's about creating a brighter future together. As of now, we manage assets totaling an impressive $8,901,537,365, providing you with the stability and support you deserve. Our total deposits stand at $699,652,272, allowing us to lend confidently while maintaining a net worth of $1,033,536,095. Under the leadership of CEO Jeffrey Meshey and Board President Kevin Haskew, our dedicated team of 1,326 employees works tirelessly to ensure that every member receives personalized attention and expert guidance. Whether you're looking for an auto loan or business financing solutions our total loans amounting to 131,916 are designed to help you achieve your goals. While members can visit us at 4330 E Southern Ave, official correspondence should be sent to our mailing address: PO Box 2945, Phoenix, AZ 85062. We encourage you to reach out with any questions or for assistance at 602-335-8043. Explore all that Desert Financial has to offer by visiting our website at desertfinancial.com. Join us as we continue to serve our community with integrity and care because when it comes to your financial journey, you're not just a member; you're part of the family.

Branch History & Mission

At Desert Financial, we take pride in our rich history and commitment to the community. Founded in 1939, our branch has grown alongside the residents of Mesa, AZ, becoming a trusted financial partner for generations. Located at 4330 E Southern Ave, we are easily accessible to our members, close to local landmarks and vibrant neighborhoods that define our community. Over the years, Desert Financial has evolved significantly. From our humble beginnings to becoming a robust institution with over 472,620 members and total assets exceeding $8.9 billion, our growth story is one of dedication and service. Our mission is clear: we aim to provide exceptional financial services while fostering a sense of belonging and support within the communities we serve. Our commitment goes beyond just banking; it extends into meaningful community outreach and partnerships that create positive impacts. We believe in empowering individuals and families by offering personal banking options such as checking and savings accounts, auto loans, mortgage solutions, and business banking services. We also prioritize convenience for our members with features like 24-hour ATM availability and drive-thru banking services. While members can visit us at 4330 E Southern Ave, official correspondence should be sent to PO Box 2945, Phoenix, AZ 85062. This ensures that all communications are handled promptly and efficiently. As part of our mission to enhance accessibility, we have embraced digital advancements in banking. Our online banking platform provides tools for managing finances from anywhere while ensuring ADA compliance for all users. We strive to meet the evolving needs of our members through innovations like mobile payments and electronic statements. In everything we do, we aim to create a welcoming environment where everyone feels valued. Whether it's through financial education programs or community sponsorships, Desert Financial is dedicated to making a difference in people's lives. Join us at Desert Financial today! Experience firsthand how we're not just a credit union but a supportive partner committed to your financial success and community well-being. Visit us or contact us at 602-335-8043 to learn more about becoming a member and unlocking all the benefits we offer. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility and Parking

At Desert Financial, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, making it easy for everyone to access our services. Plus, there's ample parking available right outside the branch, ensuring that you can get in and out quickly.

Connect With Us

Have questions or need assistance? Don't hesitate to give us a call at 602-335-8043. Our friendly team is ready to help you with any inquiries you may have. We invite you to stop by Desert Financial today we look forward to serving you!

Operating Hours

We understand that your time is valuable. That's why we offer convenient operating hours! You can visit us on weekdays from 9:00 AM to 6:00 PM and on Saturdays from 9:00 AM to 1:00 PM. Our drive-thru service is also available during these hours for quick transactions without leaving your vehicle.

Our Address and Correspondence

While you can visit us at our branch address, please send any official correspondence to our mailing address at PO Box 2945, Phoenix, AZ 85062. This ensures that your important documents reach us promptly!

Services Offered

Whether you're looking to open a checking account, apply for an auto loan, or explore mortgage options, Desert Financial has you covered. We also provide online and mobile banking services so you can manage your finances anytime, anywhere. Need cash? Use our 24-hour ATM located right outside the branch for quick withdrawals or balance checks.

Member Eligibility

Becoming a member of Desert Financial is like joining a family that cares about your financial well-being. If you're looking to enjoy personalized banking services in a friendly environment, you'll be happy to know that eligibility is accessible and straightforward. Generally, anyone who lives, works, worships, or attends school in the area can become a member. This means if you're part of the community around 4330 E Southern Ave Mesa Az 85206, we would love to welcome you! For specific eligibility details and to see if you qualify, please check out our resource at http://www.desertfinancial.com/en/who-we-are/become-a-member. Joining Desert Financial brings many benefits, including competitive rates on loans and savings accounts, as well as access to convenient services like online banking and ATMs. To open an account with us and start enjoying these perks, simply reach out at (602) 335-8043 or visit our website for more information. We're excited to help you take this important step towards better financial health!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $726 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $738,175,373, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan offerings, we provide essential merchant services that make transactions easy and efficient. Imagine a busy Saturday at your local café; with our point-of-sale systems, you can quickly process payments, track sales, and manage inventory all from one platform. This convenience allows you to focus on what matters most: serving your customers and growing your business. Explore how Desert Financial can empower your business today! For more information, visit us at 4330 E Southern Ave Mesa Az 85206, Mesa, AZ or call us at (602) 335-8043.

Comprehensive List Of Services

Accessibility and Convenience

We also offer basic drive-thru banking for quick transactions like deposits and withdrawals, making it easy for you to handle your banking needs without stepping inside the branch if you're short on time. With our ATMs available 24/7, you can access cash whenever you need it. Whether you're at home or on the go, we're committed to providing flexible solutions that fit into your lifestyle. If you're ready to explore all these fantastic offerings or have questions about how we can assist you further, don't hesitate to reach out! Call us at (602) 335-8043 or visit us at 4330 E Southern Ave Mesa Az 85206 in Mesa, AZ. We look forward to helping you achieve your financial goals!

Business Banking Options

For entrepreneurs and small businesses, we know how crucial it is to have reliable banking support. Our business banking services, including merchant services and business loans, are designed to help you focus on growth while we take care of the financial aspects.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Desert Financial, we embrace modern technology with our comprehensive online and mobile banking platforms. Access your accounts anytime, anywhere! You can easily check balances, transfer funds, or pay bills all from the palm of your hand. Plus, our ATM services ensure that cash withdrawal is just as effortless as using your smartphone.

Personal Banking Solutions

Navigating your financial journey starts with solid personal banking options. At Desert Financial, we offer checking and savings accounts tailored to fit various lifestyles. Imagine being able to manage your finances effortlessly, whether you're saving for a vacation or planning for emergencies. Our auto loans and vehicle financing make it easier for you to hit the road in style, while our mortgage loans and refinancing options help you achieve your dream of homeownership without the stress. If life throws unexpected expenses your way, our personal loans and debt consolidation services provide a safety net. And don't forget about our credit cards with rewards, which give you benefits on everyday purchases what better way to enjoy life than earning rewards while spending?

Digital & Online Banking

Convenient Features

Enjoy the ease of electronic signatures for various transactions at Desert Financial. This means you can sign important documents securely without needing to visit a branch. Plus, our e-statements are available for those who prefer going paperless keeping your records organized and accessible. Need to send money quickly? Our person-to-person transfer feature allows you to send funds instantly to friends or family right from your mobile device. Speaking of mobile devices, our dedicated mobile application makes banking on the go even easier! Check balances, make payments, and even use mobile payments for contactless transactions all from the palm of your hand.

Online Banking Services

Visit us at https://www.desertfinancial.com/ to explore our robust online banking features. You can check your account balances, view transaction history, and transfer funds with just a few clicks. Our 24/7 online banking service ensures you have access to your money whenever you need it, day or night.

Security You Can Trust

Your security is our priority. We employ advanced security measures to protect your information while you bank online or through our app. Enjoy peace of mind knowing that your financial data is safe with us as you manage your accounts with confidence. With all these features, Desert Financial is committed to providing a user-friendly experience that empowers you to take control of your finances effortlessly. Whether you're at home or out and about, we're here to support your banking needs every step of the way!

Financial Strength

Growing Trust

Total Share and Deposit Accounts: 1,037,935, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $12,684,564. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Desert Financial is your trusted partner. Visit us at 4330 E Southern Ave Mesa Az 85206 or call (602) 335-8043 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,471,902,387 in share certificates and $2,928,906,780 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $60,601,487 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,289 full-time employees and 37 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Community

With $960,070,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support our community is evident; with $35,444 in used auto loans and $4,226,064,464 in total loans and leases, we help our members achieve their financial goals across various sectors.

Solid Financial Foundation

With a net worth of $1,033,536,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,170 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $877,928,365 in used vehicle loans and $586,767,508 in new vehicle loans already helping members get on the road. We provide flexible financing options that can fit your budget. With our straightforward application process and quick approvals, driving off in your new vehicle is closer than you think.

Business Financing

For business owners looking to grow and expand operations, our outstanding commercial loans totaling $738,175,373 provide the necessary capital. Whether you need funding for equipment purchases or operational costs, our business loan options are designed with your success in mind.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,405,055,850, make buying or refinancing simple. We offer competitive rates and terms designed to make home financing accessible. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through each step.

Refinancing Options

If you're considering refinancing your current loans or mortgages for better rates or terms, speak with us! Our team will help you explore eligibility options and find the best solution tailored to your situation. Our dedicated team at Desert Financial is ready to assist you every step of the way. If you have any questions about our loan offerings or want more information on how to apply, feel free to contact us at 602-335-8043 or visit us at 4330 E Southern Ave Mesa Az 85206. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

For those needing a little extra flexibility in managing finances, we also offer unsecured credit card loans. Currently, we have $0 in unsecured credit card loans available; however, we are committed to providing solutions that help our members manage their expenses effectively.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that truly reflect the current market. - Real-Time Rate Comparisons: Users gain access to up-to-date loan rates from multiple institutions, empowering them to make informed financial decisions. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the real impact LendMesh can have on your financial journey. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*