Desert Financial Credit Union Mesa AZ | Top Business Banking & Auto Loans

Introduction

Welcome to Desert Financial, your trusted partner in Mesa, Arizona! Located at 6131 E Southern Ave, our branch is committed to serving the community with reliable financial solutions tailored to your needs. Since our establishment in 1939, we have grown into a vibrant credit union, now boasting a membership of over 472,620 individuals. With total assets exceeding $8.9 billion, we are dedicated to providing you with exceptional banking experiences and products. At Desert Financial, we understand that financial decisions can shape your future. That's why we offer a wide range of services including personal banking, auto loans, mortgage loans, and business banking solutions. Our team is here to help you navigate these options effortlessly. Our CEO, Jeffrey Meshey, and Board President, Kevin Haskew, lead a passionate group of 1,326 employees who are eager to assist you. Whether you're visiting us in person or reaching out by phone at 602-335-4000, our staff is always ready to provide personalized service. While you can visit us at our Mesa location for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 2945, Phoenix, AZ 85062. With total loans reaching 131,916 and deposits amounting to $699,652,272, we pride ourselves on being a strong community-focused institution. We are committed to ensuring your financial well-being with resources designed to empower you every step of the way. Ready to take the next step? Visit our website at Desert Financial or give us a call today! Your financial success starts here.

Branch History & Mission

Join Us!

As we look toward the future, we invite you to become part of the Desert Financial family. Experience firsthand how our dedicated team can help you navigate your financial journey with confidence. Whether you're looking for personal banking options or seeking advice for your business needs, we're here for you every step of the way. Call us at 602-335-4000 or visit our website today to learn more about membership benefits and how you can get involved!

Our Mission

At the heart of Desert Financial is our mission: to empower people through financial education and support while actively contributing to the community's growth. We believe that financial wellness goes beyond mere transactions; it involves building relationships and providing resources that help individuals succeed. Our commitment extends beyond traditional banking services. We actively participate in community outreach programs and initiatives that uplift those around us. Whether it's hosting financial literacy workshops or partnering with local organizations for charitable events, Desert Financial aims to make a meaningful impact in Mesa. While members can visit us at our branch location on E Southern Ave, official correspondence should be directed to PO Box 2945, Phoenix, AZ 85062.

Our Story

Desert Financial was founded on the principle of helping individuals and families achieve their financial goals. Over the decades, we have evolved alongside our members' needs, introducing various services like personal banking, auto loans, mortgages, and business banking solutions. Each milestone reflects our dedication to fostering financial well-being within our community. As we expanded our offerings, we also embraced technology to enhance member experience. Today, our members enjoy online and mobile banking capabilities that allow for secure transactions anytime and anywhere. With ADA compliance in mind, we strive to ensure that everyone can access our services comfortably.

Branch Location & Accessibility

Convenient Access and Parking

Getting to our branch is simple, with ample parking available right outside. We prioritize accessibility for all our members, ensuring that our facilities meet ADA standards with ramps and clear pathways. If you're coming in for a quick transaction or need more time to discuss your financial goals, we have you covered.

Get in Touch!

If you have any questions or would like to learn more about our offerings, don't hesitate to call us at 602-335-4000. We invite you to visit Desert Financial today we look forward to serving you! While members can visit us at 6131 E Southern Ave, official correspondence should be sent to PO Box 2945, Phoenix, AZ 85062.

Operating Hours and Services

Desert Financial is open Monday through Friday from 9 AM to 7 PM and on Saturday from 9 AM to 2 PM, making it easy for you to find a time that works best for your schedule. If you need access outside of these hours, our ATM is available 24/7 for cash withdrawals and balance checks. While you're here, take advantage of our range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Our friendly staff is always ready to help you navigate your choices.

Member Eligibility

At Desert Financial, we believe that everyone deserves a supportive financial partner, and becoming a member is your first step into our welcoming community. If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us! We pride ourselves on providing personalized service and a range of financial products tailored to meet your needs. Whether you're looking for checking and savings accounts, loans, or credit cards with rewards, being part of our family opens up a world of possibilities. Joining is simple! Just visit our website at http://www.desertfinancial.com/en/who-we-are/become-a-member to find all the details about membership eligibility. If you have any questions or want to get started right away, feel free to call us at (602) 335-4000. We're here to help guide you through the easy account-opening process and ensure that you feel right at home with us at Desert Financial, located at 6131 E Southern Ave Mesa Az 85206. Welcome aboard!

Business Banking & Commercial Services

Merchant Services for Every Transaction

In addition to loans, our merchant services simplify payment processing, making it easier for you to focus on what matters running your business. Imagine accepting payments seamlessly whether in-store or online, enhancing customer satisfaction while keeping your cash flow steady. Visit us at 6131 E Southern Ave Mesa Az 85206 in Mesa, AZ, or give us a call at (602) 335-4000 to learn how we can partner with you on your journey to success.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $726 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $738,175,373, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash in a hurry? Our ATM services are available 24/7 for quick withdrawals and balance checks. You won't have to worry about finding a branch when you need cash; simply visit an ATM and get what you need instantly. At Desert Financial, we understand that every member has different needs. That's why we continuously strive to enhance our offerings and deliver exceptional service at every touchpoint. If you're ready to explore how we can assist with your financial goals or if you have any questions about our services, don't hesitate to reach out! Call us today at 602-335-4000 or visit us in person at 6131 E Southern Ave in Mesa, AZ. Your financial journey starts here!

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? We offer competitive auto loans and vehicle financing solutions that can get you behind the wheel without breaking the bank. Our simple application process ensures that you can get pre-approved quickly, allowing you to focus on choosing the right car for you.

Business Banking

If you're a business owner, we haven't forgotten about you! Our business banking services include merchant services and business loans tailored to help your enterprise grow. Managing finances shouldn't be complicated, which is why we offer tools that make banking easier.

Credit Cards with Rewards

For those who love earning rewards while spending, our credit cards are an excellent choice. With various rewards programs available, every purchase can bring you closer to exciting perks like cash back or travel discounts.

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll make, and we want to be part of that journey. Our mortgage loans and refinancing options are designed with flexible terms that cater to various budgets. We'll guide you through each step, ensuring you understand all your choices.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we've invested in robust online and mobile banking platforms. You can check balances, pay bills, transfer funds, and even make person-to-person payments right from your smartphone or computer anytime, anywhere.

Personal Banking

Our personal banking services are tailored to fit your lifestyle. If you're looking for ways to manage your finances more effectively, consider opening one of our checking or savings accounts. These accounts come with features that help you save money while also providing easy access to your funds. And if life's unexpected expenses pop up, our personal loans and debt consolidation options can give you the relief you need.

Digital & Online Banking

Key Features

Need to sign documents quickly? With our electronic signature authorization, you can complete transactions securely from anywhere without the hassle of printing or mailing forms. For those who prefer paperless options, we offer e-statements that let you access your account information anytime while helping the environment. Sending money to friends or family is simple with our person-to-person transfer feature. Just enter their details and send funds instantly no need for cash or checks! If you're out shopping, enjoy the convenience of mobile payments; make quick transactions directly from your smartphone. Security is a top priority for us. Our online banking services are equipped with advanced security measures to protect your information so you can bank with peace of mind. With real-time account management available through both our website and mobile app, you'll always be in control of your finances. Experience the ease and flexibility of banking when it works best for you with Desert Financial's digital services today!

Financial Strength

At Desert Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strengths that underline our commitment to providing you with reliable services and peace of mind. With a net worth of $1,033,536,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,170 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,471,902,387 in share certificates and $2,928,906,780 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to innovation and improvement is reflected in our $960,070,693 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $35,444 in used auto loans and $4,226,064,464 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $60,601,487 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,289 full-time employees and 37 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $12,684,564. Total Share and Deposit Accounts: 1,037,935, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Desert Financial is your trusted partner. Visit us at 6131 E Southern Ave Mesa Az 85206 or call (602) 335-4000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $877,928,365 in used vehicle loans and $586,767,508 in new vehicle loans already helping members get on the road. Whether you're eyeing a sleek new model or a reliable used vehicle, our team is here to guide you through the financing process.

Commercial Loans

For business owners, our outstanding commercial loans totaling $738,175,373 provide the capital needed to grow and expand your business operations. We understand the challenges entrepreneurs face and are here to support your journey toward success. If you're interested in learning more about eligibility options for any of our loan products, please visit our eligibility page. Feel free to reach out for personalized assistance at (602) 335-4000 or stop by our branch located at 6131 E Southern Ave Mesa Az 85206 in Mesa, AZ. Our knowledgeable staff is ready to help you find the right loan product tailored just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,405,055,850, make buying or refinancing simple. We offer competitive rates and flexible terms that can fit your budget and lifestyle. If you're considering refinancing your current mortgage, we can assist you with that too!

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our unsecured credit card loans. While currently there are no outstanding balances in this category, we are committed to providing flexible terms that help our members effectively manage their finances when needed.

Loan Aggregator

Accurate Comparisons with Verified Data

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each loan comparison reflects accurate information, allowing individuals to make informed decisions about their borrowing options.

Benefits of Using LendMesh

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Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.