Desert Financial Credit Union Mesa AZ | Affordable Auto Loans & Low Mortgage Rates

Introduction

Welcome to Desert Financial, your trusted partner in financial well-being, located at 1262 N Stapley Dr, Mesa, AZ 85203. Since our establishment in 1939, we have proudly served our community, growing to a membership of over 472,620 individuals who count on us for their financial needs. With total assets exceeding $8.9 billion and deposits amounting to $699,652,272, we demonstrate our commitment to stability and security. At Desert Financial, we believe in making banking accessible and straightforward. Whether you're looking for personal banking solutions like checking and savings accounts or need financing for your next vehicle or home, we've got you covered. Our experienced team is here to assist you with 131,916 loans and leases provided to our members, ensuring that we meet the diverse needs of our community. Under the leadership of CEO Jeffrey Meshey and Board President Kevin Haskew, we prioritize our members' financial health above all else. We understand that banking is more than just numbers; it's about building relationships based on trust and reliability. While you can visit us at our Mesa branch for in-person assistance, please note that any official correspondence should be directed to our mailing address: PO Box 2945, Phoenix, AZ 85062. We invite you to experience the difference at Desert Financial. Feel free to reach out via phone at 602-335-8003 or explore more about us online at desertfinancial.com. Your financial journey begins here!

Branch History & Mission

Welcome to Desert Financial, a cornerstone of financial support in Mesa, AZ. Established in 1939, our branch has been committed to providing exceptional service and building a strong community presence for over eight decades. Located at 1262 N Stapley Dr, Mesa, AZ 85203, we are easily accessible for our members, just a stone's throw away from popular local landmarks that reflect the vibrant spirit of our city. Over the years, Desert Financial has grown tremendously, currently serving 472,620 members and boasting total assets of $8,901,537,365. This growth is not just about numbers; it's about our dedication to enhancing the lives of those we serve. Our mission is clear: we strive to empower our members through personalized financial solutions while fostering a sense of community and belonging. At Desert Financial, we believe that banking should be more than just transactions; it should be an experience centered around you. Our mission statement reflects this ethos: "To improve the lives of our members and communities by providing financial solutions that help them achieve their goals." We offer a range of services including personal banking, auto loans, mortgage options, business banking, and more all designed with your needs in mind. While members can visit us at 1262 N Stapley Dr, official correspondence should be sent to PO Box 2945, Phoenix, AZ 85062. Our branch operates on weekdays from 9:00 AM to 6:00 PM and offers Saturday hours from 9:00 AM to 1:00 PM. For those who prefer convenience, our ATM services are available 24/7, ensuring you have access to your funds whenever you need them. In addition to traditional banking services, we are dedicated to digital advancements that make managing your finances easier than ever. Whether it's mobile payments or online banking options, we're here to help you stay connected. Our commitment also extends to accessibility; we ensure ADA compliance so everyone can benefit from our services. As part of our mission to give back to the community, Desert Financial actively participates in various outreach initiatives and partnerships that uplift local organizations and residents alike. We're proud to be more than just a credit union; we're your neighbors working together toward a brighter future. We invite you to join the Desert Financial family today! Experience firsthand how we can support your financial journey while making meaningful contributions to our community. Visit us or call us at 602-335-8003 let's build a better tomorrow together!

Branch Location & Accessibility

Call to Action

We invite you to stop by our Mesa branch or give us a call at 602-335-8003 today! Our friendly team is ready to assist you with all your banking needs. Experience the convenience of Desert Financial where member service always comes first!

Nearby Landmarks and Accessibility

Situated near popular landmarks, our branch is easily accessible and ideally located. We have ample parking available for members visiting us. Our facility is designed with accessibility in mind, ensuring that everyone can enter comfortably. With ADA-compliant features like ramps, we strive to make your visit as smooth as possible.

Operating Hours

We understand that life can be busy, which is why we offer flexible hours to accommodate your schedule. You can visit us from Monday to Friday between 9:00 AM and 6:00 PM, and on Saturdays from 9:00 AM to 1:00 PM. If you prefer banking on the go, our ATM is available 24 hours a day for your convenience.

Services Offered

At Desert Financial, we provide a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Need quick transactions? Our drive-thru service allows you to make deposits and withdrawals without leaving your car.

Member Eligibility

Welcome to the community at Desert Financial! We're excited to invite you to become a member and enjoy all the benefits that come with being part of our supportive family. To join us, you just need to meet a few simple criteria. If you live, work, or attend school in Arizona, or if you have a family member who is already a member, you're eligible! This means that whether you're new to the area or have roots here, we welcome you with open arms. Becoming a member at Desert Financial opens up a world of financial services tailored for your needs from checking and savings accounts to auto loans and business banking solutions. The process is straightforward and designed to be as inclusive as possible. You can find more details about eligibility by visiting our website at http://www.desertfinancial.com/en/who-we-are/become-a-member. If you're ready to take the next step, feel free to reach out to us at (602) 335-8003, and we'll be happy to help you get started on your journey with us at our branch located at 1262 N Stapley Dr Mesa Az 85203!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $726 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $738,175,373, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In today's fast-paced world, having efficient payment solutions is crucial. Our merchant services simplify transactions, making it easy for you to accept payments and manage your cash flow. Imagine being able to serve your customers better with point-of-sale systems that streamline operations while giving you real-time insights into sales performance. Visit us at 1262 N Stapley Dr Mesa Az 85203, Mesa, AZ, or call us at (602) 335-8003 to explore how we can help your business thrive!

Comprehensive List Of Services

Business Banking Made Easy

For local businesses in need of reliable banking solutions, we offer robust Business Banking services including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, our team is here to assist every step of the way.

Convenient Access

We believe banking should be easy and convenient. That's why at Desert Financial, you'll find basic drive-thru banking services for deposits, withdrawals, and other simple transactions. Our drive-thru service operates during regular hours so that you can manage your banking without stepping out of your vehicle. Our commitment extends beyond traditional banking hours with 24-hour ATM access for quick cash withdrawals or balance checks whenever you need them.

Financial Support When You Need It

Life can be unpredictable, which is why our Personal Loans & Debt Consolidation services are available for those times when unexpected expenses arise. With straightforward terms and a supportive approach, we aim to alleviate financial stress. Don't forget about our Credit Cards with Rewards, offering benefits that can enhance your purchasing power while helping you earn rewards on everyday spending.

Join Us Today!

If you're ready to experience personalized financial services that truly cater to your needs, come visit us at Desert Financial in Mesa, AZ. You can reach us at (602) 335-8003 for any questions or assistance. Let us help you achieve your financial goals today! Explore all the opportunities we offer by visiting our website: Stapley. We look forward to serving you!

Personal Banking Solutions

For individuals and families, we offer Personal Banking options that include checking and savings accounts tailored to suit various lifestyles. Imagine easily accessing your funds through our user-friendly Online & Mobile Banking platforms, allowing you to check balances, transfer money, and pay bills from anywhere. Our ATM & Cash Withdrawal Services ensure that you have access to your money 24/7. When it comes to financing, our Auto Loans & Vehicle Financing make it simple for you to get behind the wheel of your dream car. We provide competitive rates and flexible terms that fit your budget. Additionally, if you're considering purchasing a home, our Mortgage Loans & Refinancing options can help you secure the best deal possible.

Digital & Online Banking

Accessible Online Services

You can access all our online banking features at https://www.desertfinancial.com/. Whether you want to check your balance, transfer funds, or pay bills, our 24/7 online banking service gives you the flexibility to do it all at your own pace. Plus, with person-to-person transfers, sending money to friends or family is quick and simple.

Go Mobile

With our mobile application, available for download on various platforms, you can manage your accounts right from your smartphone. Need to make a quick payment? Want to check recent transactions? It's all just a tap away! And if you're into mobile payments, we've got you covered our system supports this feature for even more convenience. In summary, Desert Financial offers a complete suite of digital and online banking services that prioritize ease of use and security. From accessing e-statements to managing mobile payments and performing person-to-person transfers, everything is designed with you in mind. Experience the freedom of modern banking today!

Security You Can Trust

Your security is our top priority. We offer electronic signature authorization for added protection when signing important documents online. You can bank with peace of mind knowing that your information is safe with us.

Stay Up-to-Date with E-Statements

Say goodbye to paper clutter! Our e-statements allow you to access your financial statements digitally. You'll receive timely updates straight to your inbox, making it easier to keep track of your finances without the hassle of physical paperwork.

Financial Strength

Efficient Operations

Our operational efficiency is reflected in our $21,206,147, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,289 full-time employees and 37 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

The strength of our institution is further demonstrated by our Total Share Accounts: 1,037,935, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $12,684,564. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Desert Financial is your trusted partner. Visit us at 1262 N Stapley Dr Mesa Az 85203 or call (602) 335-8003 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Your savings are secured through $1,471,902,387 in share certificates and $2,928,906,780 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Our Community

With $960,070,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to supporting your financial goals; with $35,444 in used auto loans and $4,226,064,464 in total loans and leases, our lending capacity is designed to assist you across various sectors.

Solid Financial Foundation

With a net worth of $1,033,536,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.70% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $877,928,365 in used vehicle loans and $586,767,508 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make sure you can drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $738,175,373 provide the capital needed to grow and expand your business. We're here to support local entrepreneurs with tailored solutions that meet their unique needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,405,055,850, make buying or refinancing simple. We work with you to find the best solutions that fit your budget and lifestyle.

Refinancing Options

If you're looking at ways to save on interest or lower your monthly payments, don't forget that refinancing options may be available for many of our loan products. Contact us for more details and see if this could be a smart choice for you. For any questions regarding eligibility or specific loan products, feel free to reach out at (602) 335-8003 or visit us at 1262 N Stapley Dr Mesa Az 85203, Mesa, AZ. We're here to help you take the next step toward achieving your financial dreams. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members navigate their finances effectively. Use it for emergencies or everyday purchases it's all about giving you the power to manage your money better.

Loan Aggregator

Benefits of Using LendMesh

LendMesh offers several key benefits that build trust and reliability: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective the tool can be in finding better rates tailored to individual needs.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers. The platform is dedicated to accuracy, ensuring that all loan comparisons reflect the most current rates available.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

DESERT FINANCIAL CREDIT UNION - Mesa, AZ

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Mesa, AZ (85203)

Introduction

Branch History & Mission

Branch Location & Accessibility

Call to Action

Nearby Landmarks and Accessibility

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Financing Your Growth

Merchant Services That Matter

Comprehensive List Of Services

Business Banking Made Easy

Convenient Access

Financial Support When You Need It

Join Us Today!

Personal Banking Solutions

Digital & Online Banking

Accessible Online Services

Go Mobile

Security You Can Trust

Stay Up-to-Date with E-Statements

Financial Strength

Efficient Operations

Growing Membership Base

Member-Centric Savings Options

Reinvesting in Our Community

Solid Financial Foundation

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

Take Action Today

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