Desert Financial Credit Union Laveen AZ | Affordable Vehicle Loans & Top Checking Accounts

Introduction

Welcome to Desert Financial, your trusted partner in financial wellness! Located at 5140 W Baseline Rd, Laveen, AZ 85339, we have been serving our community since 1939. Over the years, we have grown into a vibrant credit union with a total membership of 472,620 and assets totaling an impressive $8,901,537,365. At Desert Financial, we believe in the power of community. Our commitment to our members is reflected not only in our robust financial offerings but also in the way we operate. With a net worth of $1,033,536,095 and total deposits reaching $699,652,272, we ensure your money is safe and sound while providing you with competitive loans and services. Our loan portfolio includes over 131,916 loans and leases tailored to meet your needs. Led by our dedicated CEO Jeffrey Meshey and Board President Kevin Haskew, our team of 1,326 employees is here to support you on your financial journey. Whether you're looking for personal banking solutions like checking accounts or auto loans or need business banking services, we've got you covered. For any official correspondence, feel free to write to us at PO Box 2945, Phoenix, AZ 85062. We invite you to visit us at our branch or call us at 602-335-4010 during our operating hours: weekdays from 9:00 AM to 6:00 PM and Saturdays from 9:00 AM to 2:00 PM. Join us today and experience the difference at Desert Financial! For more information about our services and membership eligibility, visit our website at desertfinancial.com. Your financial success starts here!

Branch History & Mission

Looking Ahead

In this digital age, we've embraced technology without losing sight of what matters most: our members. With features like online banking, mobile payments, e-statements, and an array of ATM services available 24/7, we are continuously evolving to meet your needs while ensuring ADA compliance for accessibility. Join us at Desert Financial and experience firsthand how we can help you achieve your financial goals while being part of a thriving community. Together, let's continue building a future where everyone has the opportunity to prosper! For more information or assistance, feel free to call us at 602-335-4010 or visit us online at Desert Financial.

Our Mission

At the heart of Desert Financial is our mission to enhance the lives of our members while fostering a strong sense of community. We believe that everyone deserves access to quality financial services and education. This belief drives us every day as we strive to make banking easier and more beneficial for those we serve. We are committed not only to providing excellent financial products but also to supporting local initiatives and partnerships that uplift our community. Whether through sponsoring local events or collaborating with organizations focused on education and wellness, we aim to make a positive impact in Laveen and its surrounding areas. While members can visit us at our branch location on Baseline Road for all their banking needs during regular hours Monday through Friday from 9:00 AM to 6:00 PM and Saturdays from 9:00 AM to 2:00 PM official correspondence should be sent to PO Box 2945, Phoenix, AZ 85062 if it differs from the branch address.

Branch Location & Accessibility

Convenient Access and Features

At Desert Financial, we understand that accessibility is key. Our branch offers ample parking space and features that comply with ADA standards, ensuring everyone can visit us comfortably. We invite you to come in during our welcoming operating hours: Monday through Friday from 9 AM to 6 PM, and Saturdays from 9 AM to 2 PM. We also provide 24/7 ATM access for those who prefer quick transactions outside of lobby hours. For members who may need assistance or have inquiries about our services, feel free to give us a call at 602-335-4010. Our friendly staff is always ready to help you navigate your financial journey.

What We Offer

Desert Financial provides a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we are dedicated to helping you achieve your financial goals. Plus, with our online and mobile banking options, managing your accounts has never been easier. While members can visit us at our Laveen branch for all their banking needs, any official correspondence should be sent to our mailing address at PO Box 2945, Phoenix, AZ 85062. We look forward to welcoming you at Desert Financial! Come see how we can help you thrive financially today!

Member Eligibility

At Desert Financial, we believe that everyone deserves a chance to be part of a caring community focused on your financial well-being. If you're looking to join us, you'll find that membership is open to a wide range of individuals. Whether you're living, working, or attending school in the areas we serve, you may be eligible! Our commitment is to support you with personalized services and competitive rates. To learn more about the specific eligibility requirements, feel free to check out our detailed guidelines at http://www.desertfinancial.com/en/who-we-are/become-a-member. Becoming a member is not just about opening an account; it's about joining a family that prioritizes your needs. Once you're ready, the process is simple and straightforward. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (602) 335-4010. We're here for you!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine running your day-to-day operations smoothly while effortlessly managing transactions. Our merchant services offer practical tools that allow you to accept payments easily, track sales, and streamline your cash flow. This means more time focusing on what truly matters growing your business. Located at 5140 W Baseline Rd Laveen Az 85339 in Laveen, AZ, we're here to help you navigate the financial landscape with ease. Reach out to us at (602) 335-4010 or visit our website at Desert Financial to learn more about how we can support your business ambitions!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $726 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $738,175,373, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering buying a new car or refinancing an existing vehicle, our auto loans and vehicle financing options are flexible and competitive. Picture yourself driving off in the car of your dreams with a loan that suits your budget perfectly. We work with you to find the best terms possible, so you can enjoy peace of mind as you hit the road.

Business Banking Services

For small business owners, our business banking services, including merchant services and business loans, are crafted to support growth and efficiency. We understand the challenges of running a business, and we're here to provide the financial backing needed for success.

Credit Cards with Rewards

We also know how rewarding managing finances can be; that's why we offer credit cards with rewards. Use them for everyday purchases and earn points for future benefits it's a smart way to maximize your spending.

Home Financing Options

For those planning to purchase a home or refinance their mortgage, our mortgage loans and refinancing services are designed to help turn your dreams into reality. Our team guides you through the process, ensuring that you get a loan tailored just for you one that fits your financial situation comfortably.

Online & Mobile Banking Convenience

In today's fast-paced world, convenience matters. Our online and mobile banking platforms allow you to access your accounts anytime, anywhere whether it's checking balances or transferring funds on the go. You'll also find easy-to-use ATM services available 24/7 for cash withdrawals or balance checks. At Desert Financial, we believe in making banking straightforward and accessible. If you're interested in learning more about any of these services or have specific questions, feel free to reach out at (602) 335-4010 or visit us at our branch. We're excited to help you achieve your financial goals!

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts that cater to various lifestyles and goals. Imagine having a checking account that fits your daily spending habits, paired with a savings account that helps you grow your money over time. Our accounts come with features like online banking and e-statements, making it easier for you to manage your finances from anywhere.

Personal Loans & Debt Solutions

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation services to help ease financial burdens. Whether it's for medical bills or home repairs, our loans provide quick access to cash when you need it most.

Digital & Online Banking

Always Available

With our commitment to 24/7 online banking services, you can manage your finances on your schedule. Whether it's day or night, our digital tools are at your fingertips. All these features combine to create an accessible and user-friendly experience that keeps you in control of your money. Join us at Desert Financial and discover how easy banking can be!

Key Services

With our online banking platform, available at https://www.desertfinancial.com/, you can access your accounts anytime, anywhere. Whether you're checking your balance or paying bills, it's all just a few clicks away. We prioritize security with features like electronic signature authorization, ensuring that your transactions are safe and protected. For those who prefer a paperless approach, we offer e-statements to help you keep track of your financial activity without the clutter of paper. You can easily view and download your statements right from your online account.

Mobile Banking Convenience

Our mobile application makes banking even simpler. With mobile payments, you can make purchases directly from your phone, eliminating the need for cash or cards. Plus, our person-to-person transfer feature allows you to send money to friends or family instantly perfect for splitting bills or sending gifts.

Financial Strength

A Solid Foundation

With a net worth of $1,033,536,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,170 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $960,070,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $35,444 in used auto loans and $4,226,064,464 in total loans and leases.

Growing Member Trust

Total Share and Deposit Accounts stand at 1,037,935, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $12,684,564. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Desert Financial is your trusted partner. Visit us at 5140 W Baseline Rd Laveen Az 85339 or call (602) 335-4010 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our impressive $60,601,487 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 1,289 full-time employees and 37 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $1,471,902,387 in share certificates and $2,928,906,780 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $877,928,365 in used vehicle loans and $586,767,508 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have flexible terms to meet your needs. We also provide refinancing options if you're looking to lower your monthly payments or reduce your interest rate.

Business Loans

For business owners, our outstanding commercial loans totaling $738,175,373 provide the capital needed to grow and expand. We understand the challenges businesses face and are committed to offering solutions tailored to their specific needs. At Desert Financial, we're dedicated to providing personalized service and guidance throughout your borrowing journey. If you're interested in learning more about our loan offerings or eligibility requirements, feel free to reach out! You can contact us at (602) 335-4010 or visit us at our branch located at 5140 W Baseline Rd Laveen Az 85339 in Laveen, AZ. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial future with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,405,055,850, make buying or refinancing simple. We believe that owning a home should be within reach for everyone, and our team is ready to assist you at every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards can be great for everyday purchases and building credit without requiring collateral.

Loan Aggregator

Transparency and Reliability

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