Desert Financial Credit Union Goodyear AZ | Low Mortgage Rates & Affordable Auto Loans

Introduction

Welcome to Desert Financial at 13200 W Mcdowell Rd, Goodyear, AZ 85395! As a proud member of the community since 1939, we have dedicated ourselves to providing exceptional financial services that truly put our members first. With over 472,620 members relying on us for their banking needs, our commitment to fostering financial health and community well-being is stronger than ever. At Desert Financial, we believe in the power of community. Our total assets of $8,901,537,365 and total deposits of $699,652,272 reflect our stability and reliability as your trusted financial partner. Whether you're looking for personal banking options such as checking and savings accounts or need support for auto loans and mortgages, we have you covered. Under the leadership of our CEO, Jeffrey Meshey, and Board President, Kevin Haskew, we strive to create a welcoming environment where members can achieve their financial goals. Our dedicated team of 1,326 employees is here to assist you every step of the way. While you can visit us at our branch location in Goodyear for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 2945, Phoenix, AZ 85062. With state-of-the-art online and mobile banking options available, managing your finances has never been easier. We invite you to explore all that Desert Financial has to offer by visiting our website at desertfinancial.com or give us a call at 602-335-4510. Your journey towards better financial well-being starts here!

Branch History & Mission

Community Commitment

Our dedication goes beyond financial services. We actively engage with local organizations and initiatives that support education, health care, and economic development within the Goodyear area. Through partnerships and outreach programs, we strive to uplift those around us while fostering a sense of community among our members.

Join Us

With total assets exceeding $8.9 billion, Desert Financial stands strong as a reliable institution ready to serve you today. If you're looking for a place that truly cares about your financial journey and community growth, look no further than Desert Financial. We invite you to visit us during our operating hours: Monday through Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Experience the warmth of our service firsthand call us at 602-335-4510 or explore more about becoming a member at our website. Join us at Desert Financial; together we can build a brighter future!

Our Mission

At Desert Financial, our mission is simple yet profound: to enhance the financial well-being of our members while making a positive impact in our community. We provide a range of services including checking and savings accounts, auto loans, mortgage options, and business banking solutions. Our goal is not just to offer financial products but to empower individuals and families to achieve their dreams. As part of this mission, we embrace technological advancements that make banking easier for everyone. From online banking and mobile payments to 24-hour ATM access, we ensure that our members can manage their finances conveniently and securely. We also prioritize accessibility; our facilities are ADA compliant, ensuring that all members can enjoy our services without barriers.

Branch Location & Accessibility

Accessibility Features

At Desert Financial, we understand the importance of accessibility. Our branch is equipped with features that comply with ADA standards, ensuring everyone can visit us comfortably. You'll find ample parking spaces available right outside, along with ramps for easy entry.

Contact Us

Ready to experience friendly service and expert financial guidance? Feel free to call us at 602-335-4510 or drop by our Palm Valley branch today. We look forward to welcoming you!

Operating Hours

We want to make banking as convenient as possible for you! Our Palm Valley branch is open from 9:00 AM to 6:00 PM on weekdays and offers Saturday hours from 9:00 AM to 1:00 PM. If you need access outside of these hours, our ATM is available 24/7 for cash withdrawals and balance checks.

Services Offered

As a member of Desert Financial, you have access to a wide range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we strive to provide everything you need under one roof. Plus, our drive-thru service allows for quick transactions without leaving your vehicle. While members can visit us at 13200 W Mcdowell Rd for all their banking needs, official correspondence should be sent to PO Box 2945 in Phoenix, AZ.

Member Eligibility

At Desert Financial, we believe that everyone deserves a chance to be part of a community that supports their financial journey. Joining us is simple and welcoming! If you live, work, or attend school in the areas we serve, you're likely eligible for membership. We value diversity and inclusivity, making it easy for you to connect with us. Whether you're looking for personal banking services, auto loans, or business banking options, becoming a member opens the door to a world of benefits tailored just for you. To dive deeper into the specifics of who can join our family, feel free to visit our eligibility page at http://www.desertfinancial.com/en/who-we-are/become-a-member. There, you'll find all the details you need to ensure you're ready to take the next step. When you're ready to open an account or have any questions, don't hesitate to give us a call at (602) 335-4510. We're here to help guide you through the process and make it as smooth as possible. Your journey with Desert Financial starts today at our friendly location: 13200 W Mcdowell Rd Goodyear Az 85395!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine running your business smoothly with payment solutions that work for you. Our merchant services offer easy ways to accept payments, helping you focus on what you do best serving your customers. From credit card processing to online payment solutions, we provide the tools that simplify transactions and enhance customer satisfaction. Visit us at 13200 W Mcdowell Rd Goodyear Az 85395, Goodyear, AZ, or call us at (602) 335-4510 to explore how our business banking options can help turn your vision into reality!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $726 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $738,175,373, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

We also cater to business owners with our comprehensive Business Banking services. From Merchant Services that help streamline payments to accessible Business Loans designed to fuel growth, we are committed to supporting local businesses in achieving their objectives.

Credit Cards with Rewards

For those who love rewards, our Credit Cards with Rewards program allows you to earn points on every purchase. Use these points for travel, merchandise, or cash back it's a great way to get more out of your everyday spending!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking solutions that allow you to manage your accounts from anywhere at any time. You can easily check balances, transfer funds, and pay bills with just a few taps on your smartphone. Additionally, our ATM & Cash Withdrawal Services ensure that accessing cash is always hassle-free. Our ATMs are available 24/7 for quick withdrawals and balance checks whenever you need them.

Drive-Thru Services

For those on the go, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car. This is perfect for busy individuals who appreciate efficiency in their banking experience. At Desert Financial, we strive to make banking as simple and accessible as possible. If you're ready to explore any of these services or have questions about how we can assist you further, don't hesitate to reach out! You can call us at 602-335-4510, or visit us during branch hours: weekdays from 9:00 AM to 6:00 PM and Saturdays from 9:00 AM to 1:00 PM. Join us at Desert Financial where we put our members first! Explore all our offerings today by visiting our website.

Mortgage Solutions

Thinking about buying a home? Our Mortgage Loans & Refinancing services are here to support you through one of life's biggest decisions. With various options available, including fixed and adjustable-rate mortgages, we will guide you in finding the right fit for your budget and lifestyle.

Personal Banking Services

Our personal banking services are designed to help you achieve your financial goals. We offer Checking & Savings Accounts that come with features aimed at maximizing your savings while providing easy access to your funds. Need extra cash for an unexpected expense? Our Personal Loans & Debt Consolidation options allow you to borrow what you need while managing your existing debt more effectively. When it comes to purchasing a vehicle, our Auto Loans & Vehicle Financing programs make it simple and affordable. We provide competitive rates and flexible terms, ensuring that you can drive off in the car of your dreams without breaking the bank.

Digital & Online Banking

Accessibility & Security

Your security is our top priority. Our online banking system is equipped with advanced security measures to protect your personal information. You can bank with peace of mind knowing that we use the latest technology to safeguard your data. With all these features available at your fingertips, managing your finances has never been easier. Join us at Desert Financial and experience how digital banking can streamline your financial life while keeping everything secure and accessible. Start today by visiting https://www.desertfinancial.com/!

Key Features

Our services include electronic signature authorization, allowing you to complete transactions securely from the comfort of your home. You'll also enjoy the convenience of e-statements, which let you view your account statements digitally, reducing paper waste and keeping your financial information organized. If you're always on the go, our mobile application provides a user-friendly interface where you can handle all your banking needs right from your smartphone. Whether you want to make person-to-person transfers or take advantage of mobile payments, we've got you covered. These features simplify sending money to friends or family with just a few taps on your screen.

Financial Strength

Commitment to Growth

With $960,070,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $35,444 in used auto loans and $4,226,064,464 in total loans and leases.

Members First

Members' savings are secured through $1,471,902,387 in share certificates and $2,928,906,780 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $60,601,487 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,289 full-time employees and 37 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $1,033,536,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,170 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

Total Share and Deposit Accounts: 1,037,935, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $12,684,564. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Desert Financial is your trusted partner. Visit us at 13200 W Mcdowell Rd Goodyear Az 85395 or call (602) 335-4510 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $586,767,508 in new vehicle loans and $877,928,365 in used vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you find the perfect fit for your budget.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans total $738,175,373 and provide the capital needed to expand your enterprise. We understand that businesses require specialized funding solutions; that's why our team is ready to assist you in finding the best loan options tailored specifically for your business needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Property loans totaling $1,405,055,850, designed to help you secure your dream home with ease. Whether you are purchasing a new property or looking to refinance an existing mortgage, our team will guide you through every step.

Personal Loans and Credit Lines

In addition to auto and mortgage loans, we also provide unsecured credit card loans with total offerings of $0 currently available. These flexible terms help members manage their finances effectively without the burden of collateral. If you're looking for personal loans or credit lines, we have options available that can accommodate various needs and circumstances.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for new financing products, we invite you to discuss this with our knowledgeable staff. They can help you understand how refinancing could benefit you by potentially lowering your monthly payments or consolidating debts into one manageable loan. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter what stage you're at in your financial journey buying a car, purchasing a home, managing debt we're here to support you every step of the way with reliable advice and competitive lending solutions tailored just for you at Desert Financial!

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling informed decision-making. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to explore your options, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that the offers presented are fair and transparent. Each listing on LendMesh reflects genuine rates from reputable lenders, giving users confidence in their choices.