Desert Financial Credit Union Glendale AZ | Best Auto Loans & Business Banking

Introduction

Welcome to Desert Financial, where your financial well-being is our top priority! Located at 17445 N 79Th Ave, Glendale, AZ 85308, we have proudly served our community since 1939. With a strong commitment to our members, we are dedicated to providing exceptional banking services that truly make a difference. At Desert Financial, we're not just about numbers; we're about people. Our credit union has grown to support over 472,620 members, and with total assets exceeding $8.9 billion, we are well-equipped to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts, or seeking loans for your next vehicle or home, our diverse range of services is designed with you in mind. Our leadership team is here to ensure that your experience with us is seamless and rewarding. Under the guidance of CEO Jeffrey Meshey and Board President Kevin Haskew, our team of 1,326 employees is ready to assist you every step of the way. While you can visit us at our Glendale branch for all your banking needs, please note that official correspondence should be directed to our mailing address: PO Box 2945, Phoenix, AZ 85062. With a net worth of $1.03 billion and cash reserves totaling $27,757,154, we strive to maintain a strong foundation that benefits our members. We invite you to experience the Desert Financial difference where your success is our mission! Ready to get started? Give us a call at 602-335-5935 or visit us online at Desert Financial today!

Branch History & Mission

Community Commitment

Desert Financial takes pride in its active involvement within the Glendale community. We believe in giving back through partnerships with local organizations that foster growth and development. Whether it's sponsoring educational programs or hosting events that bring people together, we are committed to making a positive impact. Join us at Desert Financial today! Experience firsthand how we can help you achieve your financial goals while being part of a community-focused credit union. For more information or to become a member, please call us at 602-335-5935 or visit our website. Together, let's build a brighter future!

Our Evolution

From our humble beginnings, we have consistently focused on serving our members with dedication and care. As we expanded our services, we maintained our commitment to providing personalized financial solutions. Today, Desert Financial boasts total assets of $8,901,537,365 and offers a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. Our history is marked by significant milestones that reflect our growth and commitment to excellence. We have embraced technology to enhance member experiences through online and mobile banking options. In addition to modern conveniences like 24-hour ATM access and drive-thru banking services, we remain dedicated to ensuring that all members feel valued and supported.

Our Mission

At the core of Desert Financial's mission is a desire to empower individuals and families within our community. We strive to make financial services accessible while promoting financial literacy and responsible spending habits. Our mission statement emphasizes not only providing excellent financial products but also supporting local initiatives that improve the lives of those around us. While members can visit us at 17445 N 79Th Ave for their banking needs, official correspondence should be sent to PO Box 2945, Phoenix, AZ 85062 if necessary.

Branch Location & Accessibility

Welcome to Desert Financial at Arrowhead Mall, conveniently located at 17445 N 79Th Ave in Glendale, AZ. Our branch is nestled in a bustling area, close to popular spots like the Arrowhead Towne Center and several local dining options, making it easy for you to stop by while enjoying your day out. We understand that accessibility is key for our members. That's why our branch is designed with features that cater to everyone. Whether you're driving in or using public transport, you'll find ample parking available right outside our doors, along with ADA-compliant ramps for easy entry. At Desert Financial, we pride ourselves on offering flexible banking hours to suit your schedule. Our lobby is open from 9 AM to 6 PM on weekdays and 9 AM to 1 PM on Saturdays, ensuring you have plenty of opportunities to take care of your banking needs. For those late-night transactions or cash withdrawals, our ATM is available 24/7 for your convenience. In addition to traditional banking services such as checking and savings accounts, we also provide auto loans, mortgage options, and personal loans tailored to fit your financial goals. If you prefer a quick visit, our drive-thru service offers simple transactions like deposits and withdrawals without leaving your vehicle. While members can visit us at 17445 N 79Th Ave, official correspondence should be sent to PO Box 2945 in Phoenix if needed. For any inquiries or assistance, feel free to give us a call at 602-335-5935. We're excited to welcome you into the Desert Financial family!

Member Eligibility

Becoming a member of Desert Financial is like joining a caring family that puts your needs first. If you live, work, worship, or attend school in the Glendale area, you're already on the path to membership! We also welcome family members of existing members, making it easy for you to share in our community's benefits. At Desert Financial, we pride ourselves on offering not just financial services but also a supportive environment where you can grow and thrive. If you're ready to start your journey with us, the process is simple! You can find all the eligibility details at this link, which breaks down everything you need to know. When you're set, feel free to reach out at (602) 335-5935 for any questions or to get started on opening your account. We're excited to welcome you to our community located at 17445 N 79Th Ave Glendale Az 85308!

Business Banking & Commercial Services

Merchant Services That Work for You

Beyond loans, we offer comprehensive merchant services that simplify transactions for your business. Imagine having a reliable payment processing system that ensures your customers can pay easily and securely. This not only enhances customer satisfaction but also helps you manage cash flow more effectively. Choosing Desert Financial means choosing a partner dedicated to your success. Let us help you take your business to new heights!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $726 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $738,175,373, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? Our ATMs are available 24/7 for withdrawals and balance checks. Plus, if you're on the go during business hours, our basic drive-thru banking offers quick transactions like deposits and withdrawals without leaving your car. At Desert Financial, we're here to serve you with dedication and care. If you'd like to learn more about any of these services or see how we can assist you further, feel free to call us at (602) 335-5935 or visit us in person at 17445 N 79Th Ave Glendale Az 85308 in beautiful Glendale. Your financial journey starts here!

Auto Loans & Vehicle Financing

If you're looking to purchase a new car, our auto loans and vehicle financing options are designed to get you on the road without breaking the bank. With competitive rates and flexible terms, financing your dream vehicle becomes a reality. Picture yourself cruising in that new ride, all while knowing you got a great deal!

Business Banking

For entrepreneurs and small business owners, our business banking services, including merchant services and business loans, are designed to support your growth. Running a business requires reliable financial partners; let us be one of them as we help fuel your ambitions.

Credit Cards with Rewards

Enhance your spending power with our credit cards that come with rewards! Whether you enjoy travel perks or cashback on everyday purchases, we have options that align with how you live and spend.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Desert Financial, we offer robust online and mobile banking features that allow you to manage your finances anytime, anywhere. With easy access to account information, bill pay options, and mobile payments right from your smartphone, banking has never been more accessible.

Home Loans

Buying a home is one of the biggest decisions you'll ever make. That's why we offer mortgage loans and refinancing options tailored for every situation. Whether you're a first-time homebuyer or looking to refinance your current mortgage for better rates, our experts can help simplify the process, making homeownership attainable.

Personal Banking

Whether you're just starting out or planning for the future, our personal banking services have you covered. We offer checking and savings accounts that help you manage your daily finances effectively. Imagine setting up an account that not only keeps your money safe but also earns interest over time. Our team is here to guide you through the options available, ensuring you choose what best fits your needs.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. For those moments when you need extra cash, our personal loans provide quick access to funds. Additionally, if you're feeling overwhelmed by multiple debts, consider our debt consolidation services. These solutions allow you to combine various debts into one manageable payment, reducing stress and improving your financial health.

Digital & Online Banking

At Desert Financial, we understand that banking should be convenient, safe, and easy to access. That's why we offer a range of digital and online banking services designed to fit your lifestyle. With our secure platform, you can manage your finances anytime and anywhere. Our online banking services at https://www.desertfinancial.com/ provide you with the tools to check your account balances, transfer funds, and pay bills with just a few clicks. You can rest assured knowing that your information is protected by advanced security measures. Plus, our electronic signature authorization feature lets you sign documents quickly and securely without needing to visit a branch. If you prefer managing your accounts on the go, our mobile application makes it even easier. With this app, you can make mobile payments, send money through person-to-person transfers, and receive your statements electronically through e-statements. This means no more waiting for paper statements in the mail; everything is available right at your fingertips! We know that life can get busy, so having access to 24/7 online banking services allows you to take care of your financial needs whenever it suits you best. Whether it's checking your balance late at night or making an urgent payment during lunch, we're here for you around the clock. Experience the convenience of modern banking with Desert Financial. Take advantage of our user-friendly online tools that put you in control of your finances. Your banking needs are just a click away!

Financial Strength

A Trusted Partner

Net Shares (Funds available for lending and investments): $12,684,564. Total Share Accounts: 1,037,935, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Desert Financial is your trusted partner. Visit us at 17445 N 79Th Ave Glendale Az 85308 or call (602) 335-5935 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Continuous Growth and Innovation

With $960,070,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $35,444 in used auto loans and $4,226,064,464 in total loans and leases.

Member-Centric Approach

Members' savings are secured through $1,471,902,387 in share certificates and $2,928,906,780 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our robust $60,601,487, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,289 full-time employees and 37 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $1,033,536,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,170 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $877,928,365 in used vehicle loans and $586,767,508 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring you have options that work for you. Plus, if you're considering refinancing an existing auto loan, we can help you explore eligibility options to potentially lower your monthly payments.

Business Loans

For business owners, our outstanding commercial loans totaling $738,175,373 provide the capital needed to grow and expand. We know how important it is for businesses to have access to funds when they need them most. At Desert Financial, we prioritize transparency and member satisfaction. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to take the next step or want more information about any of our loan offerings, visit us today or check out our website at https://www.desertfinancial.com/. Let's work together towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,405,055,850, make buying or refinancing simple. Whether it's your first home or you're looking to upgrade, our team can guide you through the mortgage process and help you find the best solution for your needs.

Unsecured Credit Lines

For those looking for flexibility in managing expenses, we also offer flexible terms on unsecured credit card loans. Though currently there are no unsecured credit card loans issued totaling $0, we are continually reviewing our offerings to ensure we meet our members' financial needs effectively.

Loan Aggregator

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