Desert Financial Credit Union Glendale AZ | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Desert Financial, your trusted partner in financial growth and community well-being, located at 5690 W Thunderbird Rd, Glendale, AZ 85306. Since our establishment in 1939, we have proudly served our members with dedication and care, fostering a strong sense of community and trust. With a robust membership of 472,620 individuals, we are committed to providing personalized banking solutions tailored to meet your unique needs. At Desert Financial, we understand that financial decisions can be daunting. That's why our experienced team is here to guide you every step of the way. Whether you're looking for personal banking options like checking accounts or auto loans, or seeking business financing solutions, we have you covered with over $8.9 billion in total assets and $699,652,272 in total deposits ready to serve you. Our leadership team is led by CEO Jeffrey Meshey and Board President Kevin Haskew, both dedicated to ensuring our credit union remains a pillar of strength in the community. With a passionate staff of 1,326 employees, we're here not just to meet your banking needs but to support local initiatives that enhance our neighborhoods. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 2945, Phoenix, AZ 85062. You can reach us easily at 602-335-5400 for any inquiries or assistance you may need. Join us at Desert Financial and experience the difference a member-focused credit union can make in your financial journey. Explore our website at desertfinancial.com today and discover how we can help you achieve your goals!

Branch History & Mission

Community Commitment

Our commitment goes beyond banking. We actively participate in community outreach efforts and form partnerships with local organizations to address pressing issues within Glendale and surrounding areas. Through various initiatives, we aim to uplift those around us and contribute positively to the community's well-being.

Join Us

As we look toward the future, Desert Financial invites you to be part of our growing family. Experience firsthand the benefits of membership with us where your financial success is our priority. Visit us today or explore more about becoming a member at Desert Financial. Let's build a brighter financial future together!

Modern Banking Solutions

In today's fast-paced world, we understand the importance of convenience. That's why we've integrated digital advancements such as online banking and mobile payments into our services. Our facilities are ADA compliant, ensuring accessibility for all members of the community. With 24-hour ATM availability and a drive-thru for quick transactions during lobby hours (open Monday through Friday from 9:00 AM to 6:00 PM), we're here whenever you need us.

Our Mission

At Desert Financial, our mission is clear: We are dedicated to providing exceptional financial services while making a positive impact in our community. We believe that everyone deserves access to quality financial resources that can help them achieve their dreams. Our focus extends beyond numbers; we strive to create meaningful relationships with our members and support local initiatives that foster growth and opportunity. While members can visit us at 5690 W Thunderbird Rd, official correspondence should be sent to PO Box 2945, Phoenix, AZ 85062. This ensures that all communication is handled efficiently as we continue to serve you better.

Branch Location & Accessibility

Call to Action

We invite you to visit us at Desert Financial today! Our friendly staff is eager to assist you with any questions or banking needs you may have. Feel free to call us at 602-335-5400 if you'd like more information or have specific inquiries before stopping by. Come experience the difference in community banking!

Operating Hours

Our team is ready to assist you during convenient hours: from 9:00 AM to 6:00 PM on weekdays and from 9:00 AM to 1:00 PM on Saturdays. If you need cash after hours, don't worry! Our ATM is available 24/7 for your convenience.

Parking and Accessibility

Parking is ample and easily accessible right outside the branch. We take pride in providing an ADA-compliant environment, ensuring all members can enter without hassle. Ramps and wide doors make it easy for everyone to access our facilities.

Services Offered

At Desert Financial, we offer a variety of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgages, we have options that can help you achieve your financial goals. For quick transactions, our drive-thru service allows you to handle deposits and withdrawals without leaving your car.

Member Eligibility

At Desert Financial, we believe that becoming a member is like joining a family a community where everyone supports one another. If you're looking to become part of our vibrant group, you'll be glad to know that membership is open to anyone who lives, works, or worships in the areas we serve. Additionally, family members of current members are also welcome to join us. This means that if you have a loved one already enjoying the benefits of being a member, you can easily step into this rewarding experience too! To get started, simply check out the detailed eligibility criteria on our website at http://www.desertfinancial.com/en/who-we-are/become-a-member. It's easy to see how you fit in and what it takes to join our supportive community. Once you're ready, opening an account is a breeze just give us a call at (602) 335-5400 or visit us at our branch located at 5690 W Thunderbird Rd Glendale Az 85306. We can't wait to welcome you and help you take advantage of all the great services we offer!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine having a reliable partner who simplifies payment processing so you can focus on what matters growing your business. Our merchant services provide seamless payment solutions, allowing you to accept credit and debit cards effortlessly. This means faster transactions and happier customers, which ultimately leads to increased sales. Visit us at 5690 W Thunderbird Rd Glendale Az 85306 in Glendale, AZ or call us at (602) 335-5400 to learn how we can support your business goals today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $726 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $738,175,373, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

Small businesses are the backbone of our community, and that's why we offer tailored solutions such as merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your business journey.

Convenient Access

We understand that life can get busy, which is why we offer various access points to our services. Visit us during regular branch hours or take advantage of our basic drive-thru banking for quick transactions like deposits and withdrawals without leaving your car. For those late-night ATM needs, rest assured that our ATMs are available 24/7 for cash withdrawals and balance checks.

Credit Cards and Rewards

For those who love rewards, our credit cards come with enticing benefits that can enhance your everyday purchases. Enjoy cashback offers or points for travel when you use our credit cards with rewards.

Get Started Today!

Ready to explore all these great services? Contact us at (602) 335-5400 or visit us at Desert Financial, located at 5690 W Thunderbird Rd Glendale Az 85306, Glendale AZ 85306. Join us in making your financial journey smooth and rewarding! Check out more details on our website: Desert Financial. We look forward to serving you!

Personal Banking Solutions

Imagine starting your day with a smooth banking experience right from your smartphone. With our online and mobile banking options, managing your finances has never been easier. You can access your accounts, pay bills, and even transfer money to friends and family through our convenient person-to-person payment service. When it comes to saving for the future, we offer flexible checking and savings accounts that fit different lifestyles. Our members enjoy competitive interest rates that help their savings grow over time. If you're thinking about buying a new car or refinancing your current vehicle, our auto loans and vehicle financing services are designed to make the process straightforward and stress-free. If homeownership is on your mind, check out our mortgage loans and refinancing options. We provide personalized guidance to help you navigate the home buying process. Additionally, if you need extra funds for a special project or debt consolidation, our personal loans can give you the financial boost you need.

Digital & Online Banking

Easy Transactions

Need to send money quickly? Our person-to-person transfer service makes it simple to send cash to friends or family without any fuss. You can also use mobile payments for everyday purchases, making transactions as easy as tapping your phone. Security is our priority at Desert Financial. We ensure that all online activities are safe and protected so that you can focus on what matters most your financial goals. With user-friendly interfaces and real-time account management, keeping track of your finances has never felt so effortless. Experience the freedom of digital banking with us today! Whether it's through our website or mobile app, Desert Financial is here to help you navigate your financial journey safely and conveniently.

Key Services

With our online banking platform available at https://www.desertfinancial.com/, you can access your accounts 24/7. Whether you're checking your balance or transferring funds, everything is just a few clicks away. Plus, we offer electronic signature authorization for a hassle-free experience when it comes to important documents. Are you looking to go paperless? Our e-statements feature lets you view your account statements digitally, saving trees and keeping your information organized. And if you're always on the go, don't worry! Our mobile application puts banking right in your pocket, allowing you to manage your finances from the palm of your hand.

Financial Strength

At Desert Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our solid financial foundation, you can trust that your money is safe and working hard for you. With a net worth of $1,033,536,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,170 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,471,902,387 in share certificates and $2,928,906,780 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $960,070,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $35,444 in used auto loans and $4,226,064,464 in total loans and leases. Our commitment to operational efficiency is reflected in our $60,601,487, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,289 full-time employees and 37 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $12,684,564. Total Share Accounts: 1,037,935, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Desert Financial is your trusted partner. Visit us at 5690 W Thunderbird Rd Glendale Az 85306 or call (602) 335-5400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Loan Options

For those in business, our outstanding commercial loans totaling $738,175,373 provide the capital needed to grow and expand. These loans are tailored for business owners looking for reliable funding sources. At Desert Financial, we aim to make your borrowing experience as straightforward as possible. For more details on eligibility and refinancing options for any of our loan products, feel free to reach out at 602-335-5400 or visit us online at Desert Financial. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey starts here let's build it together!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $877,928,365 in used vehicle loans and $586,767,508 in new vehicle loans already helping members get on the road. We provide both new and used vehicle financing to ensure you find the right fit for your lifestyle. Plus, if you're considering refinancing your current auto loan, we have options available that could lower your monthly payments.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,405,055,850, make buying or refinancing simple. Whether you're looking to purchase your first home or refinance an existing mortgage to take advantage of lower rates, we're here to guide you through the process.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans to help you maintain control over your finances. Though our current total for these loans is $0, we are continuously evaluating how to better serve our members' needs.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers you see are fair and transparent. With accurate information at your fingertips, you can compare different loan products effectively.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*