Desert Financial Credit Union Gilbert AZ | Best Auto Loans & Mortgage Rates

Introduction

Welcome to Desert Financial, your trusted partner in financial wellness since 1939. Located at 5238 S Power Rd, Gilbert, AZ 85295, we are proud to serve our community with dedication and care. With a total membership of 472,620 individuals, our credit union is more than just a financial institution; we are a family committed to supporting each other's dreams and aspirations. At Desert Financial, we understand that your financial needs are unique. That's why we offer a variety of services tailored to fit you whether it's personal banking, auto loans, or business financing. Our total assets stand at an impressive $8,901,537,365, with total deposits reaching $699,652,272. You can rest easy knowing that your money is secure with us. Under the leadership of CEO Jeffrey Meshey and Board President Kevin Haskew, our team of 1,326 employees is here to provide exceptional service and support. We take pride in our commitment to the community and our members' financial success. With a net worth of $1,033,536,095 and cash in hand totaling $27,757,154, we are well-positioned to help you achieve your goals. While members can visit us at our branch location for friendly service and expert advice, official correspondence should be sent to our mailing address: PO Box 2945, Phoenix, AZ 85062. We invite you to explore our wide range of services online at desertfinancial.com or give us a call at 602-433-7000. Whether you're looking for a new loan or simply want to check your account balance via our online banking platform, we're here for you every step of the way. Join us today and experience the Desert Financial difference!

Branch History & Mission

Join Us

While our physical address is at 5238 S Power Rd, official correspondence can be directed to PO Box 2945, Phoenix, AZ 85062 if needed. If you're looking for a credit union that prioritizes member satisfaction and community impact, look no further than Desert Financial. We invite you to become part of our family and experience firsthand the benefits of membership. Visit us today or explore more about joining at Desert Financial. Together, let's build a brighter financial future!

Our Mission

At Desert Financial, our mission is simple yet powerful: we aim to enhance the lives of our members through exceptional financial services and unwavering support. We believe in empowering individuals and families by offering tools that help them achieve their financial goals. Whether it's helping someone buy their first home or providing guidance on managing debt, we're here every step of the way. Our operating hours reflect our dedication to serving you when you need us most: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 1:00 PM. For your convenience, we also offer ATM access 24/7 and drive-thru banking services.

Our Story

Since opening our doors, Desert Financial has focused on providing accessible and valuable financial services to our members. With total assets now exceeding $8.9 billion, we are proud to offer an array of products including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We understand that our members' financial journeys are unique, which is why we strive to provide personalized solutions tailored to individual needs. As we grew, so did our commitment to the community. We have partnered with local organizations and schools to support various initiatives that promote financial literacy and wellness. Our outreach efforts ensure that we not only serve our members but also contribute positively to the surrounding area.

Branch Location & Accessibility

Accessibility and Nearby Landmarks

Our branch is easily accessible, featuring ADA-compliant facilities including ramps for those who need extra support. There's ample parking available right outside, making it simple for you to pop in whenever you need us. You'll find us conveniently located near popular spots like the San Tan Village shopping center and the scenic Riparian Preserve at Water Ranch, perfect for a visit before or after your banking needs.

Operating Hours

At Desert Financial, we understand that life can get busy. That's why our lobby hours are designed to fit your schedule: we're open Monday through Friday from 9:00 AM to 6:00 PM and on Saturdays from 9:00 AM to 1:00 PM. Plus, our ATM services are available around the clock, ensuring you have access to your funds whenever you need them.

Services Offered

When you visit us, you'll discover a full suite of personal banking services tailored just for you. From checking and savings accounts to auto loans and mortgages, we provide a range of options to suit your financial goals. Our drive-thru service allows for quick deposits and withdrawals without leaving your car, making it even easier to manage your finances on the go. If you have any questions or need assistance, don't hesitate to reach out! You can call us at 602-433-7000. We invite you to stop by our Gilbert Gateway branch today let's work together towards achieving your financial dreams!

Member Eligibility

Becoming a member of Desert Financial is like joining a warm and welcoming family where your financial well-being is a top priority. We believe that everyone deserves access to quality banking services, and we make it easy for you to join our community. To be eligible for membership, you can simply reside, work, worship, or attend school in the areas we serve, which are detailed on our website. It's all about creating connections and supporting one another. Once you're ready to take the next step, opening an account is straightforward. Just visit us at 5238 S Power Rd Gilbert Az 85295 or give us a call at (602) 433-7000 for assistance. You can also check out the full eligibility criteria at this link. We're excited to help you start your journey with us at Desert Financial, where you'll enjoy personalized service and a range of benefits designed just for our members!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $726 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $738,175,373, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In today's fast-paced market, efficient payment processing is crucial. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. Whether you need card processing solutions or online payment options, we provide tools that help streamline operations and enhance customer satisfaction. Visit us at 5238 S Power Rd Gilbert Az 85295 in Gilbert, AZ or call us at (602) 433-7000 to learn more about how we can partner with you on your business journey. Together, let's build a brighter future for your business!

Comprehensive List Of Services

Business Banking Support

If you're a business owner, we have tailored solutions just for you! Our business banking services, including merchant services and business loans, help ensure that your company has the resources it needs to thrive.

Convenience at Your Fingertips

We believe that banking should be convenient and accessible. That's why we offer robust online and mobile banking features. Check balances, transfer funds, or pay bills anytime, anywhere all from the palm of your hand! Plus, with our 24-hour ATM access and basic drive-thru services for deposits and withdrawals, managing your money has never been easier. We invite you to visit us at Desert Financial where our dedicated team is ready to assist you with all of your financial needs. Feel free to call us at (602) 433-7000 for any questions or to schedule an appointment. Discover how we can help you achieve your financial goals today! For more information on our services, feel free to explore our website at https://www.desertfinancial.com/. We look forward to serving you!

Financial Flexibility with Personal Loans

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation services come in handy. We offer solutions that allow you to manage debt effectively while providing the flexibility to handle those surprise costs.

Home Financing Made Simple

Thinking about buying a home? Our mortgage loans and refinancing options can help turn your dream into reality. With personalized service and expert advice, we guide you through every step of the process, ensuring you find a plan that suits your budget.

Personal Banking Solutions

Whether you're just starting out or looking to expand your savings, our personal banking services have you covered. Open a checking or savings account that fits your lifestyle, making it easier than ever to manage your finances. If you're in the market for a new vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms, helping you get behind the wheel without breaking the bank.

Rewarding Credit Card Options

Looking for a credit card that gives back? Our credit cards with rewards allow you to earn points on everyday purchases, making it easier to save for future trips or special treats.

Digital & Online Banking

Key Features

One of the standout features we offer is person-to-person transfers. This allows you to send money directly to friends or family with just a few taps on your phone. Need to pay someone back? No problem! Our user-friendly platform ensures that transactions are quick and hassle-free. Security is paramount in today's digital world. That's why we provide electronic signature authorization, allowing you to sign documents securely online without the need for paper forms. Plus, with e-statements available, you can opt for paperless statements that are not only eco-friendly but also keep your information safe. If you're looking to make payments quickly and easily, our mobile payments feature lets you pay using your mobile device at participating merchants. It's a convenient way to handle transactions without fumbling for cash or cards. To get started with all these features and more, visit us at https://www.desertfinancial.com/. Experience the convenience of modern banking with Desert Financial today!

Financial Strength

Growing Member Base

We have a strong and growing member base that trusts us with their finances, as shown by our total share accounts of 1,037,935. This community support strengthens our ability to provide exceptional service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Desert Financial is your trusted partner. Visit us at 5238 S Power Rd Gilbert Az 85295 or call (602) 433-7000 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $60,601,487 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,289 full-time employees and 37 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Growth

With $960,070,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $35,444 in used auto loans and $4,226,064,464 in total loans and leases.

Secure Savings Opportunities

Members' savings are secured through $1,471,902,387 in share certificates and $2,928,906,780 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $1,033,536,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,170 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $877,928,365 in used vehicle loans and $586,767,508 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, we have financing solutions that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $738,175,373 provide the capital needed to grow and expand your enterprise. We understand that every business has different needs; that's why our team is dedicated to offering personalized solutions for your business financing requirements. We encourage you to explore refinancing options if you already have existing loans. Our experts can guide you through eligibility criteria and help determine if refinancing can save you money in the long run. At Desert Financial, we believe in empowering our members with financial tools that lead to success. For more details about our loan offerings or eligibility requirements, visit us online at Desert Financial or give us a call at 602-433-7000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $1,405,055,850. With competitive rates and terms tailored to your situation, owning your dream home could be more achievable than you think.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While currently there are no outstanding unsecured credit card loans offered, our future plans include expanding these services to help members manage their finances effectively.

Loan Aggregator

Benefits of Using LendMesh

One of the key advantages of using LendMesh is its dedication to providing verified data. All loan offers come from trusted sources, ensuring transparency throughout the comparison process. Moreover, LendMesh does not feature sponsored listings, which means lenders are not prioritized based on paid promotions. The goal is simple: to provide users with unbiased results. Additionally, LendMesh offers real-time rate comparisons from multiple institutions. This feature allows users to stay informed about current rates and make educated decisions about their borrowing needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures fair and transparent offers. By relying on verified financial institutions, LendMesh guarantees that users receive only legitimate and competitive loan options.