Desert Financial Credit Union Gilbert AZ | Quick Personal Loans & Top Auto Financing

Introduction

Welcome to Desert Financial, your trusted partner in financial services located at 2925 S Market Street, Gilbert, AZ 85295. Since our establishment in 1939, we have been dedicated to serving our growing community with a focus on trust and reliability. With over 472,620 members and a robust asset base of $8,901,537,365, we pride ourselves on being a cornerstone of financial stability in the area. At Desert Financial, we understand that every member has unique needs. That's why we offer a wide range of products and services tailored just for you, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and even business banking solutions. Our commitment to excellence is reflected in our financial strength, with total deposits reaching $699,652,272 and a net worth of $1,033,536,095. Under the leadership of our CEO Jeffrey Meshey and Board President Kevin Haskew, our team of 1,326 employees works tirelessly to ensure you receive the best possible service. Whether you're visiting us at our branch or utilizing our online services at desertfinancial.com, we are here to support your financial journey. While members can visit us at our physical location, official correspondence should be sent to PO Box 2945, Phoenix, AZ 85062. If you have questions or need assistance, don't hesitate to reach out at 602-335-4100. Join us today and experience the Desert Financial difference! We look forward to helping you achieve your financial goals.

Branch History & Mission

Desert Financial has a proud history that reflects our commitment to the community and our members. Established in 1939, we have grown from humble beginnings into a thriving credit union that serves over 472,620 members. Our branch, located at 2925 S Market Street, Gilbert, AZ 85295, stands as a testament to our dedication to providing financial services with a personal touch. Over the years, Desert Financial has evolved significantly. We began as a small cooperative focused on helping individuals achieve their financial goals. Today, we boast total assets of approximately $8.9 billion, allowing us to offer a wide range of services tailored to meet the needs of our diverse membership. Our journey has been marked by key milestones, including the expansion of our service offerings and the enhancement of our digital capabilities to ensure convenience for all members. Our mission is straightforward: we aim to empower our members through accessible financial solutions while fostering a sense of community. We understand that financial well-being goes beyond transactions; it's about building relationships and supporting one another in achieving dreams. Whether you are seeking personal banking options like checking and savings accounts or looking for assistance with auto loans and mortgages, Desert Financial is here to guide you every step of the way. While members can visit us at our Gilbert branch for in-person services, official correspondence should be sent to PO Box 2945, Phoenix, AZ 85062. Our operating hours are designed for your convenience: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 1:00 PM. For those who prefer digital banking solutions, we provide access to online and mobile banking services around the clock. Desert Financial is not just about banking; it's also about community engagement. We actively participate in various outreach programs aimed at giving back and uplifting those around us. Our partnerships with local organizations reflect our belief in the power of community support. As we continue to grow and adapt to the changing needs of our members, we invite you to join us on this journey. Experience the benefits of being part of Desert Financial where your financial success is our priority. Visit us today or reach out at 602-335-4100 to learn more about how we can help you achieve your financial goals!

Branch Location & Accessibility

Accessibility Features

At Desert Financial, we prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features, including ramps and designated parking spaces to ensure everyone can visit us with ease. Plus, we have ample parking available right outside our doors.

Get in Touch

Ready to explore what Desert Financial can do for you? We invite you to stop by our branch or give us a call at 602-335-4100. Our knowledgeable staff is eager to help you achieve your financial goals!

Operating Hours

Our doors are open during convenient hours so you can manage your banking tasks without a hitch. Visit us on weekdays from 9:00 AM to 6:00 PM and on Saturdays from 9:00 AM to 1:00 PM. We also offer a drive-thru option during these hours for those who prefer not to leave their vehicles. For any time transactions, our ATM is available 24/7 for withdrawals and balance inquiries.

Services Offered

Desert Financial provides a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our business banking services also include merchant services and business loans perfect for local entrepreneurs looking to grow! Whether you're looking for straightforward banking solutions or more complex financing options, our friendly team is here to assist you with personalized service that makes banking feel effortless.

Member Eligibility

At Desert Financial, we believe that becoming a member means joining a caring community where your financial needs come first. To be eligible for membership, you can check if you meet our criteria by visiting this page. Generally, anyone who lives, works, worships, or attends school in our service area can become a part of our family. We welcome individuals from all walks of life, and we're excited to help you achieve your financial goals with personalized services and competitive rates. Opening an account is simple and straightforward! You can easily get started by visiting us at 2925 S Market Street Gilbert Az 85295 or giving us a call at (602) 335-4100. Our friendly team is here to guide you through the process and answer any questions you may have. Join us at Desert Financial today, where together we can build a brighter financial future!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $726 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $738,175,373, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine processing payments easily while focusing on what you do best running your business. Our merchant services make transactions simple and efficient, allowing you to accept various payment methods seamlessly. Whether you're a small local shop or a growing enterprise, we provide the tools you need to enhance customer satisfaction and streamline operations. At Desert Financial, we're dedicated to being your partner in success. Let us help you navigate the financial landscape so you can concentrate on achieving your business goals. Reach out today or visit us at 2925 S Market Street Gilbert Az 85295 in Gilbert, AZ for more information!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash? Our ATM services are available 24/7 so you can withdraw money whenever necessary. If you prefer face-to-face interactions for basic transactions like deposits or withdrawals, take advantage of our drive-thru banking, where you can complete simple tasks quickly without leaving your vehicle. At Desert Financial, we're dedicated to providing comprehensive financial solutions that cater to your lifestyle in Gilbert. If you'd like to learn more about any of these services or have questions about how we can assist you further, don't hesitate to reach out at (602) 335-4100. We look forward to serving you! Explore all that we offer by visiting us at San Tan Village located at 2925 S Market Street Gilbert Az 85295. Join us today and experience the difference in member-focused service!

Business Banking

Running a business comes with its challenges. That's why our business banking services, including merchant services and business loans, are tailored to help you thrive. We understand the importance of having reliable support as you grow your business.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our robust online and mobile banking features allow you to manage your accounts anytime, anywhere. Whether it's transferring funds, checking balances, or paying bills from the comfort of your home or on the go, we've made banking easier than ever.

Personal Banking

Navigating your finances can sometimes feel overwhelming, but at Desert Financial, we make it easy. Our checking and savings accounts are designed for convenience and accessibility, helping you manage your day-to-day spending while saving for future goals. With options that fit various lifestyles, you'll find an account that meets your needs. If you're considering purchasing a vehicle, our auto loans and vehicle financing options are straightforward and competitive. Imagine driving off the lot in your dream car with a loan that suits your budget! Plus, if you're looking to buy a home or refinance your current mortgage, our mortgage loans and refinancing services are here to assist you through every step of the process. For those unexpected expenses or larger purchases, our personal loans and debt consolidation options can help ease your financial burden. You can also enjoy the perks of our credit cards with rewards, allowing you to earn benefits while making everyday purchases.

Digital & Online Banking

At Desert Financial, we understand that managing your finances should be as convenient and secure as possible. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. With just a few clicks or taps, you can access your accounts anytime, anywhere. One of the standout features is our 24/7 Online Banking service, which allows you to check balances, transfer funds, and pay bills whenever it suits you. Whether you're at home or on the go, you can easily manage your finances through our user-friendly platform at https://www.desertfinancial.com/. We also provide E-Statements for those who prefer paperless options. This feature not only helps you stay organized but also contributes to a greener environment. Plus, if you ever need to sign documents quickly, our Electronic Signature Authorization makes the process smooth and efficient. For those who enjoy making transactions directly from their mobile devices, our Mobile Application is a must-have. It includes handy features like Mobile Payments, enabling you to pay for purchases directly from your phone without fumbling for cash or cards. You can even send money to friends or family using our Person-to-Person Transfers, making it easier than ever to share costs or settle debts. Accessibility is key in today's fast-paced world, and with Desert Financial's digital banking services, you'll find everything you need right at your fingertips. Enjoy real-time account management and take control of your finances with confidence!

Financial Strength

At Desert Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Located at 2925 S Market Street Gilbert Az 85295 in Gilbert, AZ, we are committed to ensuring your trust through solid financial health. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $1,033,536,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,170 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,471,902,387 in share certificates and $2,928,906,780 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to innovation is reflected in our $960,070,693 in undivided earnings, which allows us to reinvest in improved banking tools and stronger lending options to serve our members better. With $35,444 in used auto loans and $4,226,064,464 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is highlighted by our $60,601,487, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,289 full-time employees and 37 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $12,684,564. Total Share and Deposit Accounts: 1,037,935, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Desert Financial is your trusted partner. Visit us at 2925 S Market Street Gilbert Az 85295 or call (602) 335-4100 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Financing Options

For those considering business ventures, our outstanding commercial loans totaling $738,175,373 provide the capital needed for growth and expansion. We recognize that each financial journey is different, and our commitment is to support you every step of the way.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $877,928,365 in used vehicle loans and $586,767,508 in new vehicle loans already helping members get on the road. We offer financing options that make it easier than ever to get behind the wheel of your next vehicle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,405,055,850, make buying or refinancing simple. We provide competitive rates and flexible terms tailored to fit your unique situation.

Refinancing Opportunities

If you're looking for ways to save on existing loans or need assistance navigating eligibility options, our team is here to guide you through refinancing opportunities tailored to your needs. At Desert Financial, we pride ourselves on being more than just a lending institution; we're a partner in your financial success. For inquiries or more information about our loan products, feel free to call us at (602) 335-4100 or visit us online at Desert Financial. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey towards better financial health starts here!

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. Although our current total for these loans stands at $0, we are here to assist you with practical solutions for managing your finances effectively.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh stands out as a trusted tool for consumers seeking the best loan options. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to using verified data means that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov). By prioritizing accuracy, LendMesh helps users navigate the often complex world of loans with confidence. The benefits of using LendMesh are clear: - Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency and trust. - No Sponsored Listings: Unlike other comparison tools, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, empowering them to make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and beneficial the platform can be for everyday borrowers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*