Desert Financial Credit Union Gilbert AZ | Quick Personal Loans & Business Banking

Introduction

Welcome to Desert Financial in beautiful Gilbert, AZ! Since our establishment in 1939, we've been committed to serving our community and supporting our members' financial journeys. Located at 1525 N Gilbert Rd Ste 110, we are proud to offer a range of services designed to meet your personal and business banking needs. At Desert Financial, we understand that trust is key in any financial relationship. That's why our team, led by CEO Jeffrey Meshey and Board President Kevin Haskew, works diligently to provide exceptional service with a personal touch. With over 472,620 members and total assets exceeding $8.9 billion, we are dedicated to making a positive impact on the lives of those we serve. Our branch offers an array of products, from checking and savings accounts to auto loans, mortgages, personal loans, and more. With a total loan portfolio of 131,916 loans and leases, we're here to help you achieve your financial goals. And with total deposits of $699,652,272, you can feel confident knowing your funds are secure with us. For those who need assistance or have questions about our services, don't hesitate to reach out! You can call us at 602-335-6817 during our business hours: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 1:00 PM. If you prefer sending official correspondence, please use our mailing address: PO Box 2945, Phoenix, AZ 85062. We invite you to visit us at Desert Financial in Gilbert or explore our website at desertfinancial.com for more information. Let us be part of your financial journey today!

Branch History & Mission

At Desert Financial, we believe in the power of community and the importance of supporting one another. Since opening our doors in 1939, we have proudly served the residents of Gilbert, AZ, from our location at 1525 N Gilbert Rd Ste 110. Over the years, we've grown from a small credit union into a trusted financial partner for more than 472,620 members, with total assets reaching an impressive $8,901,537,365. Our journey began with a simple mission: to provide accessible financial services to those in need. As we evolved through the decades, we stayed true to that mission while adapting to meet the changing needs of our community. Our commitment to excellent service has allowed us to expand our offerings significantly. We now provide a wide range of personal and business banking solutions, including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Desert Financial is not just about numbers; it's about people. Our mission statement emphasizes our dedication to empowering individuals and families through financial education and support. We are here to help you achieve your goals whether that's buying your first home or starting a new business. While members can visit us at 1525 N Gilbert Rd Ste 110 Gilbert Az 85234, official correspondence should be sent to PO Box 2945, Phoenix, AZ 85062. This ensures that all communications are handled efficiently. We understand that convenience matters in today's fast-paced world. That's why we offer 24-hour ATM availability for easy access to your funds any time of day or night. Though we currently do not have drive-thru services at this branch, our lobby hours are designed to accommodate your schedule: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 1:00 PM. As part of our commitment to being customer-centric, we've embraced digital advancements that enhance your banking experience. From online banking and mobile payments to electronic signatures and e-statements, managing your finances has never been easier. Community outreach is at the heart of what we do. We actively partner with local organizations to support various initiatives aimed at enhancing the quality of life in Gilbert and beyond. Whether it's sponsoring local events or providing resources for financial literacy programs, we strive to make a positive impact. In closing, we invite you to join Desert Financial and become part of something bigger a community where everyone supports each other on their financial journeys. Experience the benefits of membership today! For more information on how you can join us or learn more about our services, please visit our website or call us at (602) 335-6817.

Branch Location & Accessibility

Banking Hours Made Simple

We know your time is valuable! That's why we're open from 9:00 AM to 6:00 PM on weekdays and 9:00 AM to 1:00 PM on Saturdays. Whether you're looking to open an account, inquire about loans, or discuss financial planning, our friendly team is here to help during these hours.

Easy Access and Parking

At Desert Financial, we prioritize your convenience. Our branch offers ample parking space to ensure that your visit is hassle-free. We are also committed to accessibility, with features like ADA-compliant ramps so everyone can enjoy our services comfortably.

Get in Touch

If you have questions or need assistance, don't hesitate to give us a call at 602-335-6817. Our team looks forward to welcoming you in person soon! Visit us today and experience how easy banking can be with Desert Financial.

Services Tailored for You

Desert Financial offers a wide range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgages, we have the solutions that fit your lifestyle. Plus, our ATM is available 24/7 for quick cash withdrawals and balance checks.

Member Eligibility

At Desert Financial, we believe that becoming a member is like joining a supportive family where your financial needs come first. If you're looking to become part of our community, you'll find that eligibility is quite inclusive! Generally, anyone who lives, works, or attends school in the areas we serve can join us. This means whether you're a long-time resident or just starting out in the neighborhood, you're welcome here! Plus, as a member of Desert Financial, you'll enjoy personalized service and access to a range of beneficial financial products designed to help you thrive. To learn more about the specific eligibility criteria, feel free to visit us at http://www.desertfinancial.com/en/who-we-are/become-a-member . It's a great resource for understanding how you can easily become a member. Once you're ready to open an account, just give us a call at (602) 335-6817 or stop by our branch located at 1525 N Gilbert Rd Ste 110 Gilbert Az 85234. We can't wait to meet you and help you on your financial journey!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $726 in commercial loans for our members, helping businesses scale and succeed. Imagine launching that new product line or renovating your office space our loans can turn those ideas into reality.

Non-Member Commercial Loans

- We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. This means even if you're not a member yet, we have options available to help you meet your financial needs.

Outstanding Commercial Loans

- With an outstanding commercial loan portfolio of $738,175,373, we continue to drive economic growth by financing new and expanding businesses. This showcases our dedication to fostering a vibrant local economy right here in Gilbert, AZ. In addition to our loan offerings, we provide essential merchant services designed to simplify payment processing and enhance customer experiences. Let us help you manage your transactions smoothly so you can focus on what you do best running your business. Visit us at 1525 N Gilbert Rd Ste 110 Gilbert Az 85234 or call us at (602) 335-6817 to learn more about how we can support your business ambitions!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options are crafted to make your journey smoother. We understand that buying a car is an important decision, which is why we provide competitive rates and flexible terms to suit your budget. Whether it's a new ride or refinancing an existing loan, we've got you covered.

Business Banking Solutions

For our business members, we offer specialized business banking services, including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, our knowledgeable staff is ready to assist with financing options that support growth and success.

Credit Cards with Rewards

Make every purchase count with our credit cards that offer rewards! Earn points on everyday spending that can be redeemed for travel, merchandise, or even cash back. It's a simple way to get more from your money while enjoying the convenience of credit.

Digital Banking Features

At Desert Financial in Gilbert, we recognize the importance of convenience in today's fast-paced world. Our robust online and mobile banking platforms allow you to manage your accounts anytime, anywhere. You can access ATM services for cash withdrawals or balance checks 24/7 without any hassle. We invite you to visit us at 1525 N Gilbert Rd Ste 110, call us at 602-335-6817, or explore more about our offerings on our website. Join us today and experience how Desert Financial is committed to serving you with dedication and care!

Mortgage Loans & Refinancing

Homeownership is a significant milestone in anyone's life. At Desert Financial, we offer mortgage loans and refinancing solutions to help you secure that dream home. Our experienced team will guide you through the process, ensuring you find the best mortgage product for your needs. From first-time buyers to seasoned homeowners looking to refinance, we are here for you.

Personal Banking

Navigating personal finances can feel overwhelming at times. That's why we offer comprehensive personal banking services that include checking and savings accounts designed to fit your lifestyle. With features like online banking and mobile payments, managing your money has never been easier. You can check balances, transfer funds, and pay bills right from your smartphone or computer.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans can provide the relief you need. We understand life happens, and having access to quick cash can make all the difference. With straightforward application processes and personalized service, we're committed to helping you regain control of your finances.

Digital & Online Banking

Key Features

Security is crucial when it comes to online transactions. That's why we provide electronic signature authorization Yes, ensuring that your transactions are safe and secure. You can also opt for e-statements Yes, making it easier to keep track of your finances while reducing paper clutter. For those on the go, our mobile application Yes makes banking even more convenient. You can access all the features of online banking right from your smartphone. With mobile payments Yes, you can pay for purchases quickly and securely without needing cash or cards. Sending money to friends or family is simple with our person-to-person transfers Yes feature. Whether it's splitting a bill or sending a gift, our service allows you to send money instantly, making everyday transactions hassle-free. At Desert Financial, we're committed to providing user-friendly tools that empower you to manage your finances effectively. Experience the convenience of modern banking with us today!

Financial Strength

At Desert Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a commitment to transparency and trust, we want to share how our financial strength supports your needs. With a net worth of $1,033,536,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,170 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,471,902,387 in share certificates and $2,928,906,780 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $960,070,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as well: with $35,444 in used auto loans and $4,226,064,464 in total loans and leases, we support members' financial goals across various sectors. Our $60,601,487 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,289 full-time employees and 37 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $12,684,564. Total Share and Deposit Accounts: 1,037,935, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Desert Financial is your trusted partner. Visit us at 1525 N Gilbert Rd Ste 110 Gilbert Az 85234 or call (602) 335-6817 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $877,928,365 in used vehicle loans and $586,767,508 in new vehicle loans already helping members get on the road. We provide flexible terms to ensure you can find a payment plan that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $738,175,373 provide the capital needed to grow and expand your operations. We know how important it is to keep your business thriving, and we're here to support you with tailored lending solutions. At Desert Financial, we pride ourselves on making the lending process straightforward and accessible for all our members. If you're interested in refinancing or exploring eligibility options, please don't hesitate to reach out to us at (602) 335-6817. Our friendly staff is ready to assist you! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us partner with you on your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,405,055,850, make buying or refinancing simple. We offer competitive interest rates and personalized service to guide you through every step of the process.

Unsecured Credit Cards

Managing everyday expenses is easier with our unsecured credit card loans. Though currently, our total in this category stands at $0, we aim to offer flexible terms that help you manage your finances effectively.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh ensures that users have access to the most accurate information available. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees fair and transparent offers for all users. By prioritizing verified data from legitimate financial institutions, LendMesh creates a trustworthy environment for those seeking loans. One of the standout features of LendMesh is its commitment to unbiased results. There are no sponsored listings; lenders are not prioritized based on paid promotions. This means that users can trust they are seeing the best options available without any hidden agendas. Additionally, LendMesh provides real-time rate comparisons, ensuring that users have access to the most current loan rates from multiple institutions. This helps them make informed decisions tailored to their specific needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness of LendMesh in helping borrowers secure better deals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

DESERT FINANCIAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Banking Hours Made Simple

Easy Access and Parking

Get in Touch

Services Tailored for You

Member Eligibility

Business Banking & Commercial Services

Member Commercial Loans

Non-Member Commercial Loans

Outstanding Commercial Loans

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking Solutions

Credit Cards with Rewards

Digital Banking Features

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Features

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Cards

Loan Aggregator

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