Desert Financial Credit Union Chandler AZ | Top Auto Loans & Business Banking

Introduction

Welcome to Desert Financial, your trusted partner in financial well-being, located at 2750 E Germann Rd, Chandler, AZ 85286. Since our establishment in 1939, we have proudly served over 472,620 members, helping them achieve their financial goals with personalized services and a community-focused approach. Our commitment to excellence is reflected in our impressive total assets of $8,901,537,365 and robust deposits totaling $699,652,272. At Desert Financial, we understand that every member has unique needs. Whether you're looking for a new auto loan among our 131,916 loans and leases or seeking a safe place to grow your savings with our competitive rates on deposits, we're here to support you every step of the way. Under the leadership of CEO Jeffrey Meshey and Board President Kevin Haskew, our dedicated team of 1,326 employees is passionate about providing top-notch service tailored to your financial journey. While members can visit us at our branch location for personal banking services like checking accounts, mortgage loans, or credit cards with rewards, official correspondence should be sent to our mailing address: PO Box 2945, Phoenix, AZ 85062. We invite you to experience the difference at Desert Financial. Reach out to us at 602-335-4610 or explore more about our services at desertfinancial.com. Let us help you navigate your financial future with confidence!

Branch History & Mission

Commitment to Accessibility

We understand that accessibility is crucial for all members of our community. Therefore, we proudly offer ATM availability 24 hours a day for your convenience. Although we do not have drive-thru services at this branch, our team is always ready to assist you during lobby hours from 9:00 AM to 9:00 PM on weekdays and from 9:00 AM to 2:00 PM on Saturdays. As we look toward the future, Desert Financial remains committed to innovation while honoring our legacy. We invite you to join us on this journey experience the benefits of membership today! Visit us online at Desert Financial or call us at 602-335-4610 for more information about how we can help you achieve your financial dreams. Together, let's build a brighter tomorrow!

Our Journey

Over the decades, Desert Financial has evolved significantly while maintaining our core mission: to provide exceptional financial services that empower our members. With total assets reaching an impressive $8,901,537,365, we are proud to offer a wide range of products including checking and savings accounts, auto loans, mortgages, and business banking solutions. As we have expanded our offerings, we have also embraced digital advancements to ensure convenience for our members. Today, with features like online banking and mobile payments, managing your finances is easier than ever.

Our Mission Statement

Our mission is simple yet profound: to enhance the lives of our members by providing access to affordable financial services while supporting the communities we serve. We believe that strong communities build strong futures. That's why we actively engage in community outreach programs and partnerships aimed at making a positive impact. Whether it's through financial education workshops or local sponsorships, Desert Financial is dedicated to being more than just a financial institution we strive to be a vital part of the community fabric. While you can visit us at 2750 E Germann Rd, official correspondence should be sent to our mailing address at PO Box 2945, Phoenix, AZ 85062 if needed.

Branch Location & Accessibility

Convenient Access and Features

At Desert Financial, we prioritize making your banking experience as smooth as possible. Our branch is compliant with ADA standards, ensuring that everyone can access our services without any hassle. There's ample parking available right outside for your convenience, so you can quickly pop in whether you're on foot or driving. If you need to conduct business after hours, our ATM service is available 24/7, allowing you to withdraw cash or check balances at your convenience. While we currently do not offer drive-thru banking at this location, our friendly staff is always ready to assist you inside during operating hours.

Operating Hours

We understand that life can be busy! That's why our lobby hours are designed to fit your schedule. Join us Monday through Friday from 9:00 AM to 9:00 PM and Saturday from 9:00 AM to 2:00 PM. Our team is here to help with all your banking needs during these hours.

Services Tailored for You

At Desert Financial, we offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. For businesses, we provide merchant services and business loans too! Whether you're looking for online banking or mobile payment options, we've got you covered. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to PO Box 2945, Phoenix, AZ 85062. We invite you to stop by or give us a call at 602-335-4610 today! Our team is eager to welcome you into the Desert Financial family and help you with all your financial goals.

Member Eligibility

At Desert Financial, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easy and opens the door to a world of financial opportunities tailored just for you. If you live, work, worship, or attend school in Maricopa County, you're already eligible! We also extend membership to family members of current members. By joining us at our friendly location at 2750 E Germann Rd Chandler Az 85286, you'll gain access to a range of benefits like competitive loan rates, personalized service, and exclusive member promotions that help you achieve your financial goals. To get started, simply visit our website for more details on eligibility at http://www.desertfinancial.com/en/who-we-are/become-a-member . If you're ready to open an account or have any questions, feel free to reach out to us at (602) 335-4610 we're here to help! Joining Desert Financial means joining a supportive family that's dedicated to your financial well-being.

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $726 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $738,175,373, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But we don't stop at loans. Our merchant services simplify payment processing, allowing you to focus on running your business. Imagine seamlessly accepting payments from customers, whether they're shopping online or visiting your store. This not only enhances customer satisfaction but also boosts your revenue stream. Whether you're located at our convenient branch at 2750 E Germann Rd Chandler Az 85286 in Chandler, AZ, or looking to connect online, Desert Financial is here to support your journey toward success. Reach out today at (602) 335-4610 to learn more about how we can partner with you!

Comprehensive List Of Services

Business Banking Support

If you're an entrepreneur or business owner, our business banking services include essential tools such as merchant services and business loans. We understand that running a business comes with its own set of challenges, and we're here to support you every step of the way.

Credit Cards with Rewards

When it comes to credit cards, we offer options that come with rewards, allowing you to earn points for everyday purchases. This means every swipe gets you closer to exciting rewards be it travel, shopping discounts, or cashback.

Digital Banking Convenience

In today's fast-paced world, having access to your accounts anytime is crucial. That's why we provide robust online and mobile banking services that let you check balances, transfer funds, and pay bills all from the palm of your hand. Need cash? Our ATMs are available 24/7 for quick withdrawals and balance checks.

Exceptional Member Experience

At Desert Financial, we prioritize making banking easy and accessible for everyone. Our friendly staff is always ready to assist you with any questions or concerns. With flexible operating hours open until 9 PM on weekdays you can visit us at a time that works best for you. We invite you to discover how our diverse range of financial services can benefit you. For more information or assistance, feel free to call us at (602) 335-4610. Join us at Chandler Wal-mart today and experience the difference!

Personal Banking Solutions

Our personal banking services are designed with you in mind. We offer checking and savings accounts that make it easy to manage your money while earning interest. If you're in the market for a vehicle, our auto loans and vehicle financing options provide competitive rates to help you get behind the wheel without breaking the bank. For those planning to invest in property, our mortgage loans and refinancing options can simplify the process of buying or upgrading your home. Additionally, if you need extra cash for unexpected expenses, our personal loans and debt consolidation services can help you get back on track.

Digital & Online Banking

Always Available

We know that life doesn't stop when the bank closes. That's why our 24/7 online banking services are always available for you. Whether it's late at night or early in the morning, you can access your accounts whenever it suits you best. At Desert Financial, we prioritize security and user-friendly experiences, giving you peace of mind as you navigate your financial journey. Join us today and experience how easy banking can be!

Key Services

Our online banking platform allows you to take control of your finances with just a few clicks. You can check balances, transfer funds, and pay bills all from the comfort of your home or on the go. Plus, enjoy the convenience of e-statements, which let you view your account statements electronically no more paper clutter! Need to sign documents quickly? We've got you covered with electronic signature authorization, making it easy to complete transactions without the hassle of printing and mailing papers. And for those who like to stay connected while out and about, our mobile application puts banking right at your fingertips. You can even make mobile payments with ease, ensuring that you're always ready for whatever life throws your way.

Person-to-Person Transfers

Sending money to friends or family has never been simpler! Our person-to-person transfers feature allows you to quickly send money directly from your account to theirs, all within our secure online banking environment. It's perfect for splitting bills or sending gifts.

Financial Strength

Growing Membership Base

With a total of 1,037,935 share accounts, we showcase a strong and growing member base that trusts us with their finances. Our available funds for lending stand at $12,684,564, ensuring that we have the resources to support you when you need it most. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Desert Financial is your trusted partner. Visit us at 2750 E Germann Rd Chandler Az 85286 or call (602) 335-4610 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our impressive $60,601,487 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,289 full-time employees and 37 part-time employees who are always ready to assist you with knowledge and care.

Reinvesting for Your Benefit

With $960,070,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is further supported by $35,444 in used auto loans and $4,226,064,464 in total loans and leases, helping you achieve your financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $1,471,902,387 in share certificates and $2,928,906,780 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $1,033,536,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,170 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $877,928,365 in used vehicle loans and $586,767,508 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have flexible options tailored just for you.

Commercial Loans

For business owners, our outstanding commercial loans totaling $738,175,373 provide the capital needed to grow and expand. We understand the challenges businesses face and aim to support your vision with tailored lending solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,405,055,850, make buying or refinancing simple. We provide resources and guidance throughout the process to ensure you feel confident with your investment.

Refinancing Options

If you're considering refinancing any existing loans, we offer competitive rates and terms designed to help you save money and improve your financial situation. Be sure to ask about eligibility options when you reach out! If you have questions about any of our loan products or want to discuss which option may be best for you, don't hesitate to contact us at (602) 335-4610. Our team at Desert Financial, located at 2750 E Germann Rd Chandler Az 85286, Chandler, AZ, is here to assist you every step of the way. Explore how we can help you achieve your financial aspirations today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This can be an excellent option for those looking to consolidate debt or cover unexpected expenses without collateral.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, guaranteeing transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results every time. - Real-Time Rate Comparisons: Get up-to-date loan rates from multiple institutions, which helps you make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and valuable the service can be for individuals seeking better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This sourcing ensures that users receive fair and transparent offers. Each loan comparison reflects current market conditions, allowing for an accurate representation of what various lenders have to offer.

DESERT FINANCIAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Commitment to Accessibility

Our Journey

Our Mission Statement

Branch Location & Accessibility

Convenient Access and Features

Operating Hours

Services Tailored for You

Member Eligibility

Business Banking & Commercial Services

Commercial Loans

Merchant Services

Comprehensive List Of Services

Business Banking Support

Credit Cards with Rewards

Digital Banking Convenience

Exceptional Member Experience

Personal Banking Solutions

Digital & Online Banking

Always Available

Key Services

Person-to-Person Transfers

Financial Strength

Growing Membership Base

Operational Efficiency

Reinvesting for Your Benefit

Secure Savings Options

Strong Financial Health

Loan Offering

Auto Loans

Commercial Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

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