Desert Financial Credit Union Chandler AZ | Top Vehicle Financing & Mortgage Deals

Introduction

Welcome to Desert Financial, your trusted financial partner located at 985 E Riggs Rd, Chandler, AZ 85249. Since our establishment in 1939, we've grown into a robust community-focused credit union with a membership of over 472,620 individuals. We take pride in offering personalized banking solutions tailored to meet the diverse needs of our members. At Desert Financial, we understand that every member's financial journey is unique. With total assets of $8,901,537,365 and total deposits reaching $699,652,272, we are well-equipped to support you through various financial milestones. Our range of services includes everything from checking and savings accounts to auto loans and mortgages. Whether you're looking to finance your dream car or secure a home loan, our dedicated team is here to guide you every step of the way. Our commitment extends beyond just numbers; it's about building lasting relationships within the community. Under the leadership of CEO Jeffrey Meshey and Board President Kevin Haskew, we strive to create an inclusive environment where everyone feels valued and supported. With a workforce of 1,326 employees, we're proud to provide exceptional service while making a positive impact in Chandler and beyond. While members can visit us at 985 E Riggs Rd, official correspondence should be sent to our mailing address: PO Box 2945, Phoenix, AZ 85062. For any inquiries or assistance, feel free to reach out at 602-335-5825. Join us at Desert Financial as we work together towards achieving your financial goals! Visit our website at www.desertfinancial.com for more information on how we can help you thrive financially today!

Branch History & Mission

Community Commitment

Community involvement is at the heart of what we do. Over the years, Desert Financial has partnered with various local organizations to support educational programs, health initiatives, and economic development efforts. We believe that by working together with our neighbors and local businesses, we can create a stronger Chandler for everyone. While you can visit us at 985 E Riggs Rd for all your banking needs, please note that official correspondence should be sent to PO Box 2945 in Phoenix if necessary. As we continue this journey together with our members, we invite you to join us at Desert Financial. Experience personalized service and become part of a community-focused institution that truly cares about your financial well-being. Let's build a brighter future together! For more information or to become a member today, visit us at Desert Financial or call us at 602-335-5825.

Our Mission

At Desert Financial, our mission is clear: to empower our members with financial solutions that enhance their lives while positively impacting our community. We strive to offer personal banking options like checking and savings accounts, auto loans, mortgage financing, and business banking services. But beyond these offerings, we are dedicated to being a force for good in Chandler and surrounding areas. Our team believes in making banking accessible to everyone. With services such as online and mobile banking available around the clock, we ensure that your financial needs are met whenever they arise. Our ATM is open 24/7 for your convenience, although we do not currently offer drive-thru services. We also recognize the importance of inclusivity and accessibility. Our facilities comply with ADA standards to ensure all members can utilize our services comfortably.

Branch Location & Accessibility

Welcome to Desert Financial, your friendly neighborhood credit union located at 985 E Riggs Rd in Chandler, AZ. We understand that convenience matters, and our branch is perfectly situated to serve the vibrant community of Maricopa County. Just a stone's throw away from popular spots like the Chandler Fashion Center and the scenic Veterans Oasis Park, it's easy to swing by while you're out and about. While members can visit us at our branch address, official correspondence should be sent to PO Box 2945, Phoenix, AZ 85062. Our doors are open for you during the week from 9 AM to 6 PM and on Saturdays from 9 AM to 2 PM. For those needing access outside these hours, our ATM is available 24/7, ensuring you can manage your finances whenever it suits you. We prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ample parking space, making it easy for everyone to access our services. While we currently do not offer drive-thru banking, our staff is always ready to assist you inside with a smile. At Desert Financial, we're proud to provide a range of personal and business banking services tailored just for you from checking and savings accounts to auto loans and mortgage options. Whether you're looking to manage your money online or need help with a loan application, we've got you covered. Don't hesitate to reach out! If you have any questions or need assistance, feel free to call us at 602-335-5825. We look forward to welcoming you into our branch soon!

Member Eligibility

Joining the Desert Financial family means stepping into a warm community that values your financial well-being. To become a member at our Chandler branch located at 985 E Riggs Rd, all you need is to meet some simple eligibility criteria. If you live, work, or worship in our service areas, you're likely already on the right path! We welcome individuals from various backgrounds and encourage everyone to explore how we can support your financial goals. For more detailed information about eligibility, feel free to check out our website at this link. Getting started is easy! Once you're ready to open an account, just give us a call at 602-335-5825 during our business hours, or visit us in person. Our friendly team is here to guide you through every step of the process so that you can enjoy the many benefits of being part of Desert Financial. Whether it's competitive rates on loans, personalized banking services, or access to modern digital tools, we're excited to help you thrive financially!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $726 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $738,175,373, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services that simplify payment processing. Picture this: a local café using our point-of-sale systems to streamline transactions while gaining insights into sales trends. Our services not only enhance customer experience but also empower business owners with valuable data to make informed decisions. Partner with us at Desert Financial, located at 985 E Riggs Rd Chandler Az 85249, and let's work together to fuel your business's success! For more information, call us at (602) 335-5825 or visit our website at https://www.desertfinancial.com/.

Comprehensive List Of Services

Business Banking Support

For entrepreneurs and business owners, we offer robust business banking services that include merchant services and business loans. Think of us as your partner in success, providing the financial tools necessary for growth and expansion.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Desert Financial, we emphasize online and mobile banking features. With just a few taps on your smartphone or clicks on your computer, you can access your accounts anytime, anywhere. Need cash? Use our ATM services for easy withdrawals or balance checks without hassle. With extended hours throughout the week Monday to Friday from 9 AM to 6 PM and Saturday from 9 AM to 2 PM plus 24-hour ATM access, we ensure you can manage your finances on your schedule. If you're ready to explore all that Desert Financial has to offer or have any questions about our services, don't hesitate to reach out at (602) 335-5825. Join us today and experience a community-focused approach to banking!

Financial Flexibility with Personal Loans

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation services offer financial relief when you need it most. Whether it's consolidating debt or covering a surprise expense, we are here to help you regain control of your finances.

Home Ownership Opportunities

Thinking about buying a home? Our mortgage loans and refinancing options provide the support you need to make informed decisions about homeownership. Picture yourself unlocking the door to your new home, knowing you have secured the best possible financing through us.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking options are designed with you in mind. Imagine effortlessly managing your day-to-day expenses with our user-friendly checking accounts or saving for future goals through our competitive savings accounts.

Rewarding Credit Card Options

For those who love rewards, our credit cards come packed with benefits that suit various lifestyles. Enjoy cashback on everyday purchases or earn points towards exciting rewards it's all part of how we support our members' financial journeys.

Vehicle Financing Made Simple

If you're considering purchasing a new car, look no further than our auto loans and vehicle financing services. We understand that finding the right vehicle can be challenging, which is why we offer flexible terms and competitive rates to help make your dream car a reality.

Digital & Online Banking

At Desert Financial, we understand that convenience and security are top priorities for our members. That's why we offer a robust suite of digital and online banking services designed to make your financial life easier and more secure. With our 24/7 online banking services available at https://www.desertfinancial.com/, you can manage your accounts anytime, anywhere. Whether you're checking your balance, transferring funds, or paying bills, everything is just a few clicks away. Need to send money quickly? Our person-to-person transfer feature makes it simple to share funds with friends or family without the hassle of cash or checks. For those who prefer managing their finances on the go, our mobile application is here to help. You can enjoy all the benefits of online banking right from your smartphone, including mobile payments that allow you to pay for purchases directly from your account. Plus, with electronic signature authorization available, signing important documents has never been easier or more secure. Stay organized and environmentally friendly with our e-statements option. Receive your monthly statements electronically and access them whenever you need, all while reducing paper waste. We prioritize your security at every step. Our digital banking features are designed with cutting-edge technology to keep your information safe and secure. So whether you're at home or out running errands, you can rest easy knowing that your finances are protected. Experience the ease of modern banking with Desert Financial where managing your money is straightforward and accessible!

Financial Strength

Commitment to Growth

With $960,070,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $35,444 in used auto loans and $4,226,064,464 in total loans and leases, we support members' financial goals across various sectors.

Growing Trust

Total Share Accounts: 1,037,935, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $12,684,564. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Desert Financial is your trusted partner. Visit us at 985 E Riggs Rd Chandler Az 85249 or call (602) 335-5825 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,471,902,387 in share certificates and $2,928,906,780 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $60,601,487, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,289 full-time employees and 37 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundations

With a net worth of $1,033,536,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,170 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $877,928,365 in used vehicle loans and $586,767,508 in new vehicle loans already helping members get on the road. We know how important reliable transportation is, and our team is here to assist you with financing options tailored just for you.

Business Loans

For business owners, our outstanding commercial loans totaling $738,175,373 provide the capital needed to grow and expand your business. We're dedicated to supporting local entrepreneurs with customized financing solutions. If you're considering refinancing any existing loans or would like to learn more about eligibility options, don't hesitate to reach out. Our knowledgeable staff at Desert Financial, located at 985 E Riggs Rd Chandler Az 85249, Chandler, AZ, is ready to help you navigate through all available options. Feel free to give us a call at (602) 335-5825 or visit our website at https://www.desertfinancial.com/ for more information on our loan offerings and how we can assist you today. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Lines and Personal Loans

In addition to auto and mortgage loans, we also provide access to credit lines totaling $3,861,348,724, offering flexibility when you need it most. If you're looking for unsecured credit card loans, we have flexible terms available as well, allowing you to manage your finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,405,055,850, make buying or refinancing simple. We offer personalized service to guide you through every step of the mortgage process, ensuring that you find a solution that fits your budget.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means you can trust that the information you receive reflects the most current rates available.