Desert Financial Credit Union Chandler AZ | Best Auto Loans & Mortgage Rates

Introduction

Welcome to Desert Financial, your trusted partner in financial growth and stability, located at 4970 S Alma School Rd, Chandler, AZ 85248. Since our establishment in 1939, we have been dedicated to serving our community with reliable banking solutions and a strong commitment to member satisfaction. With over 472,620 members and total assets exceeding $8.9 billion, we are proud to be a cornerstone of financial support for families and businesses alike. At Desert Financial, we believe in empowering our members through accessible financial services. Our offerings include everything from personal checking and savings accounts to auto loans and mortgage refinancing. As of now, we manage more than $699 million in deposits and have facilitated over 131,916 loans, making us a significant player in the local economy. Our dedicated team of 1,326 employees, led by CEO Jeffrey Meshey and Board President Kevin Haskew, is here to guide you through all your banking needs. Whether you're looking for assistance with everyday banking or considering a business loan, we're ready to help you achieve your financial goals. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 2945, Phoenix, AZ 85062. We invite you to explore our wide range of services on our website at Desert Financial or give us a call at 602-433-7000 during our business hours (Weekdays from 9 AM to 6 PM; Saturdays from 9 AM to 2 PM). Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

Commitment to Innovation

As technology evolves, so do we. Desert Financial embraces digital advancements to ensure convenience and accessibility for all members. With features such as online banking, mobile payments, and e-statements available around the clock our ATM services are open 24/7 banking has never been easier or more user-friendly. Our drive-thru service may not be available at this branch; however, our friendly team is always ready to assist you during operating hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 2 PM.

Join Us Today

With total assets amounting to over $8.9 billion and a broad array of financial products designed with our members in mind, Desert Financial stands ready to help you achieve your financial goals. We invite you to become a member today and experience firsthand the benefits of being part of an organization that genuinely cares about its community. For any questions or assistance, feel free to reach out at 602-433-7000. Together, let's build a brighter financial future!

Our Mission

At Desert Financial, our mission is simple yet profound: we strive to enhance the financial well-being of our members and the communities we serve. We believe in making banking accessible and beneficial for everyone. This commitment drives us to offer a wide range of services, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and business banking solutions. We understand that being part of a community means more than just providing financial services; it means giving back. Through various outreach programs and partnerships with local organizations, we actively contribute to the welfare of Chandler and surrounding areas. Our goal is not only to support our members but also to uplift the entire community.

Branch Location & Accessibility

Contact Us

Have questions? Don't hesitate to reach out! You can give us a call at 602-433-7000 for any inquiries or assistance. We invite you to visit us at Desert Financial where we prioritize your financial well-being in a welcoming environment. Come see how we can help you achieve your goals today!

Nearby Landmarks and Accessibility

Our branch is nestled near popular spots like the Chandler Fashion Center and local parks, making it easy to incorporate a visit into your day. We offer ample parking spaces right outside our doors, ensuring that you can access us without hassle. For those with mobility challenges, our facilities are ADA compliant, complete with ramps and accessible entrances.

Operating Hours and Services

At Desert Financial, we understand that your time is valuable. That's why we're open weekdays from 9 AM to 6 PM and Saturdays from 9 AM to 2 PM. You can also access our ATM 24 hours a day for quick cash withdrawals and balance checks anytime you need them. While you're here, feel free to explore a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. Our friendly team is always ready to help you find the right solutions tailored just for you.

Member Eligibility

At Desert Financial, we believe that becoming a member is like joining a caring community where your financial well-being is our top priority. If you live, work, or attend school in the areas we serve, you're likely eligible to join us. Additionally, we welcome family members of existing members to share in the benefits! Our membership opens doors to a variety of services designed to help you achieve your financial goals. From personal banking and loans to expert advice and support, being a part of our credit union means you have a partner in your financial journey. If you're ready to take the next step, check out our eligibility details at http://www.desertfinancial.com/en/who-we-are/become-a-member for more information. It's easy to get started simply reach out to us at (602) 433-7000 or visit us at our branch located at 4970 S Alma School Rd Chandler Az 85248. We can't wait to welcome you into the Desert Financial family!

Business Banking & Commercial Services

Merchant Services that Make Sense

Imagine being able to accept payments seamlessly, manage transactions on the go, and keep track of your finances effortlessly. Our merchant services are designed with real-world challenges in mind. By partnering with us, you can focus more on running your business while we handle the financial side efficiently. Visit us at 4970 S Alma School Rd Chandler Az 85248 in Chandler, AZ or call us at (602) 433-7000 to learn how we can support your business journey today!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $726 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $738,175,373, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility and Convenience

At Desert Financial, we believe in making banking easy and accessible for everyone. With features like basic ATM access available around the clock and digital tools at your fingertips through our mobile app, managing your finances has never been easier. If you have any questions about our services or want to learn more about becoming a member, please reach out to us at 602-433-7000. Our friendly team is ready to assist you during lobby hours from Monday to Friday (9 AM - 6 PM) and Saturday (9 AM - 2 PM). Experience personalized service and community-focused banking with Desert Financial today! Visit us online at desertfinancial.com or stop by our branch in Chandler we're excited to help you achieve your financial goals!

Business Banking Support

For business owners, we offer specialized services including merchant services and business loans to help fuel your entrepreneurial spirit. Running a business requires financial support, and we aim to provide that through customized solutions that meet the unique demands of your venture.

Home Financing Made Easy

Homeownership is an important goal for many of our members. Our mortgage loans and refinancing options simplify this process, whether you're buying your first home or looking to refinance an existing mortgage for better rates. Our knowledgeable staff will guide you through the details, making sure you understand all your options. For those unexpected expenses or consolidating debt, our personal loans are designed to help ease financial burdens. This service can be especially beneficial when life throws surprises your way.

Personal Banking Solutions

When it comes to personal banking, we offer checking and savings accounts designed with your convenience in mind. Imagine easily accessing your funds through our online and mobile banking platforms. You can manage your accounts from anywhere whether you're at home or on the go. Plus, our ATM services ensure you can withdraw cash or check your balance anytime you need. If you're considering purchasing a new car or need a reliable vehicle, our auto loans and vehicle financing options are competitive and straightforward. We understand that getting behind the wheel of a new car can be exciting yet challenging financially. That's why we work with you to provide flexible terms that fit your budget.

Rewarding Credit Options

And let's not forget about our credit cards with rewards! These cards not only provide purchasing power but also reward you for everyday spending. Whether it's dining out or shopping for essentials, earn points that can be redeemed for exciting rewards.

Digital & Online Banking

Key Features

For those who value speed and convenience, our mobile application allows you to bank on the go. You can make mobile payments easily and send money directly to friends or family with our person-to-person transfer feature. Need to sign documents quickly? Our electronic signature authorization lets you do that without any hassle. We also provide e-statements for those who prefer digital records over paper ones. This not only helps the environment but also gives you quick access to your statements whenever you need them. Security is a top priority at Desert Financial. We use advanced security measures to ensure that your information is safe while you manage your accounts online. In short, our digital and online banking services are designed for ease-of-use and real-time management of your finances. Join us at Desert Financial to experience banking that fits seamlessly into your busy lifestyle!

Financial Strength

A Growing Community

The trust our members place in us is evident through our total share accounts which stand at 1,037,935. This growing membership base showcases the confidence people have in Desert Financial, reinforcing our commitment to providing excellent service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Desert Financial is your trusted partner. Visit us at 4970 S Alma School Rd Chandler Az 85248 or call (602) 433-7000 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

We prioritize your savings with a commitment reflected in our resources. Members' savings are secured through $1,471,902,387 in share certificates and $2,928,906,780 in money market shares, offering stable and rewarding financial growth opportunities. This careful management of funds helps us create an environment where your money works harder for you. Unlike traditional banks, we focus on our members first. With non-member deposits at $0, our resources are aimed at benefiting you directly through better loan rates, lower fees, and exclusive perks designed just for you.

Operational Efficiency

Our operational efficiency shines through with a net income of $60,601,487, which enables us to continue offering competitive loan rates and solid financial products for our members. We believe that healthy operations translate into better experiences for you. We also take pride in having 1,289 full-time employees and 37 part-time employees dedicated to serving you. Our knowledgeable team is always ready to help you navigate your financial journey.

Reinvestment for Growth

With $960,070,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This strategy allows us to adapt quickly to changes while continuing to provide top-notch services. Our lending capacity is robust with $35,444 in used auto loans and $4,226,064,464 in total loans and leases. We're here to support your ambitions across various sectors whether you're looking to buy a new car or finance other significant purchases.

Solid Financial Health

With a net worth of $1,033,536,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid capital base underpins everything we do, ensuring we can support your financial needs effectively. Our net worth ratio of $1,170 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $877,928,365 in used vehicle loans and $586,767,508 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable pre-owned vehicle, we have options that fit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $738,175,373 provide the capital needed to grow and expand your ventures. We understand that running a business comes with its own set of challenges and opportunities; that's why we're here to support you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,405,055,850, make buying or refinancing simple. We provide competitive rates and flexible terms that can help you secure the home of your dreams without breaking the bank.

Refinancing Options

If you're considering refinancing your existing loans or are curious about eligibility for any of our loan products, please don't hesitate to reach out. Our team is ready to guide you through the process and find solutions tailored to your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With our comprehensive loan offerings at Desert Financial, we are dedicated to helping you secure the financing that best suits your life's journey.

Unsecured Credit Card Loans

For those looking for flexibility in managing expenses, we also offer unsecured credit card loans. While currently totaling $0, our credit card options come with competitive terms that allow you to navigate your finances effectively.

Loan Aggregator

Benefits of Using LendMesh

LendMesh stands out due to its focus on verified data and impartiality: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that serve the best interests of users. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, giving them the tools they need to choose wisely. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and reliable LendMesh can be for those seeking better financial solutions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

DESERT FINANCIAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Commitment to Innovation

Join Us Today

Our Mission

Branch Location & Accessibility

Contact Us

Nearby Landmarks and Accessibility

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Merchant Services that Make Sense

Supporting Business Growth

Comprehensive List Of Services

Accessibility and Convenience

Business Banking Support

Home Financing Made Easy

Personal Banking Solutions

Rewarding Credit Options

Digital & Online Banking

Key Features

Financial Strength

A Growing Community

Member Savings and Investments

Operational Efficiency

Reinvestment for Growth

Solid Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Customers Also Interested In

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