Desert Financial Credit Union Buckeye AZ | Affordable Auto Loans & Mortgage Refinancing

Introduction

Welcome to Desert Financial at 1060 S Watson Rd, Buckeye, AZ 85326! As a trusted partner in your financial journey since 1939, we proudly serve over 472,620 members. Our commitment to the community and dedication to providing exceptional service sets us apart as a reliable choice for your banking needs. With total assets amounting to an impressive $8,901,537,365, we ensure that your money is not just safe but also growing. We offer a range of services including personal banking, auto loans, mortgage loans, and business banking solutions tailored to meet your unique needs. Our total deposits currently stand at $699,652,272, reflecting our members' trust in us. At Desert Financial, we believe in empowering our members through accessible financial services. With a solid net worth of $1,033,536,095 and cash in hand totaling $27,757,154, we are well-equipped to support you with loans over 131,916 loans have been issued to date. Our leadership team is dedicated to fostering a welcoming environment where you can feel confident in your financial decisions. Under the guidance of CEO Jeffrey Meshey and Board President Kevin Haskew, our team of 1,326 employees is here to assist you every step of the way. While you can visit us at our Buckeye branch for all your banking needs, please note that official correspondence should be directed to our mailing address: PO Box 2945, Phoenix, AZ 85062. We invite you to explore our services further by visiting our website at desertfinancial.com or calling us at 602-335-5770. Whether you're looking for a new loan or simply want to manage your accounts better, we're here for you! Join us at Desert Financial where community and financial growth go hand in hand!

Branch History & Mission

At Desert Financial, located at 1060 S Watson Rd in Buckeye, AZ, we pride ourselves on our rich legacy of serving the community. Since opening our doors in 1939, we have grown from a small credit union into a robust financial institution with over 472,620 members and total assets exceeding $8.9 billion. Our journey reflects our commitment to providing personalized financial services and fostering community well-being. Desert Financial has always believed in empowering individuals through sound financial practices. We understand that each member's journey is unique, and that's why we offer a wide range of services tailored to meet diverse needs from personal banking and auto loans to mortgage financing and business banking solutions. Our mission is simple: to improve the financial lives of our members while making a positive impact in the communities we serve. While you can visit us at our Buckeye location for your banking needs, any official correspondence should be sent to our mailing address at PO Box 2945, Phoenix, AZ 85062. We encourage you to drop by during our lobby hours; we are open from 9 AM to 6 PM on weekdays and from 9 AM to 2 PM on Saturdays. For those who prefer convenience, our ATM is available 24/7 for quick cash withdrawals or balance checks. In addition to our traditional banking services, we've embraced modern technology to enhance your experience. With features like online banking, mobile payments, and e-statements, managing your finances has never been easier. We also ensure accessibility for all by adhering to ADA compliance standards. Our commitment extends beyond banking; we actively engage in partnerships that support local initiatives and outreach programs aimed at uplifting the community. Whether it's sponsoring local events or providing educational resources on financial literacy, we strive to make a meaningful difference. As you consider joining Desert Financial, know that you're becoming part of a caring community focused on helping each other thrive financially. We invite you to experience the benefits of membership firsthand connect with us today!

Branch Location & Accessibility

Accessibility Features

We prioritize making banking accessible for everyone. Our branch complies with ADA standards and includes features like ramps for easy access. Whether you're coming in for personal banking or seeking advice on loans and mortgages, we want you to feel welcomed and comfortable.

Convenient Location

Nestled near popular landmarks, our branch is easily accessible for both locals and visitors alike. Whether you're stopping by after shopping at the nearby Walmart or enjoying a day out in the area, our location is designed with your convenience in mind. Parking is readily available, ensuring that your visit is hassle-free.

Get in Touch

Have questions? We're just a phone call away at 602-335-5770. Whether you're interested in opening an account or learning more about our services, our friendly team is ready to assist you. Stop by Desert Financial today; we look forward to welcoming you! While members can visit us at 1060 S Watson Rd for all their banking needs, official correspondence should be sent to PO Box 2945, Phoenix, AZ 85062.

Operating Hours

At Desert Financial, we understand that life can be busy. That's why we're here for you during convenient hours! Our lobby is open Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 2 PM. Plus, if you need cash outside of these hours, our ATM is available 24/7 for your convenience.

Services Offered

We offer a variety of services tailored to meet your needs, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. With online and mobile banking options available, managing your finances has never been easier!

Member Eligibility

At Desert Financial, we believe that becoming a member is like joining a family where everyone is valued and supported. If you're looking to join our community, you'll be happy to know that eligibility is open to anyone who lives, works, worships, or attends school in the areas we serve. This means you can easily become part of a welcoming network dedicated to your financial well-being. Our members enjoy a variety of benefits including competitive rates on loans, personalized service, and access to modern banking tools that make managing your money easier than ever. To learn more about what it takes to become a member at Desert Financial, feel free to check out our detailed eligibility information at http://www.desertfinancial.com/en/who-we-are/become-a-member. The process is straightforward and friendly our team is here to help you every step of the way! If you're ready to take the next step or have any questions, don't hesitate to reach out to us at (602) 335-5770. We can't wait to welcome you into our community at 1060 S Watson Rd Buckeye Az 85326!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $726 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $738,175,373, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine being able to accept payments seamlessly, whether your customers are shopping online or in-store. Our merchant services provide the tools you need to streamline transactions and manage your cash flow effectively. This means more time focusing on what you do best running your business. Located at 1060 S Watson Rd Buckeye Az 85326, Buckeye, AZ, our team is ready to partner with you to unlock your business's potential. Contact us at (602) 335-5770 or visit our website at Desert Financial to learn more about how we can support your journey.

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, we have tailored solutions under our Business Banking umbrella. We provide essential services like Merchant Services & Business Loans to help you grow and manage your business effectively. Our experienced team understands the unique challenges businesses face and is ready to partner with you for success.

Call to Action

Explore all that Desert Financial has to offer by visiting us or giving us a call at 602-335-5770. Our friendly staff is eager to assist you in achieving your financial goals. Join us today and experience the difference in personalized service!

Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking services. Access your accounts anytime, anywhere with features like mobile payments and person-to-person transactions. With our ATM services available 24/7, withdrawing cash or checking balances has never been easier.

Loans and Credit Solutions

Life can throw unexpected expenses your way. For those moments when you need extra cash, our Personal Loans & Debt Consolidation options provide quick access to funds that can help you regain control of your finances. Don't forget about our Credit Cards with Rewards, which offer benefits for everyday purchases while helping you build your credit score.

Personal Banking

We understand that managing money can be challenging. That's why we offer Personal Banking options including checking and savings accounts designed for convenience and ease. Need to finance a new car? Our Auto Loans & Vehicle Financing make it simple to get behind the wheel with competitive rates and flexible terms. Plus, if you're thinking about buying a home or refinancing your current mortgage, our Mortgage Loans & Refinancing services can guide you through the process seamlessly.

Digital & Online Banking

Key Features

Stay organized and eco-friendly with our e-statements option, allowing you to receive your account statements electronically easy to access and simple to store. For those who prefer a personal touch, we provide electronic signature authorization for quick and secure approvals without needing to visit a branch. Need to make payments? Our mobile payments feature lets you pay for purchases directly from your smartphone. Coupled with our robust mobile application, available for download, you can handle your finances right from your pocket.

Quick Transfers

Sending money has never been simpler with our person-to-person transfer service. Whether you're splitting a dinner bill or sending money to friends and family, it's quick and easy. At Desert Financial, we prioritize your security while ensuring all features are straightforward and intuitive. Explore all that our digital banking services have to offer at https://www.desertfinancial.com/ and take advantage of the ease of managing your finances on your terms!

Financial Strength

At Desert Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a strong commitment to serving our community, we focus on maintaining robust financial health that you can rely on. With a net worth of $1,033,536,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.70% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,471,902,387 in share certificates and $2,928,906,780 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $960,070,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is further supported by $35,444 in used auto loans and $4,226,064,464 in total loans and leases, helping you achieve your financial goals across various sectors. Our operational efficiency is reflected in our impressive $21,206,147, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,289 full-time employees and 37 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $12,684,564. Total Share and Deposit Accounts: 1,037,935, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Desert Financial is your trusted partner. Visit us at 1060 S Watson Rd Buckeye Az 85326 or call (602) 335-5770 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $877,928,365 in used vehicle loans and $586,767,508 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our team will guide you through every step of the process.

Business Financing

For business owners, our outstanding commercial loans totaling $738,175,373 provide the capital needed to grow and expand. We understand that running a business requires both strategic planning and sufficient funding; thus, our commercial loan options are designed to support your ambitions while meeting your operational needs.

Conclusion

Whether you're considering an auto loan, mortgage, or need assistance managing personal finances with credit lines or credit cards, Desert Financial is here to help. With personalized service and financial expertise at your fingertips, achieving your financial dreams is closer than ever. Feel free to reach out at (602) 335-5770 or visit us at 1060 S Watson Rd Buckeye Az 85326 in Buckeye, AZ for more information about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Lines and Unsecured Credit Cards

For those looking for flexibility in managing their finances, we offer credit lines totaling $3,861,348,724. These lines allow you access to funds when you need them without the hassle of applying for a new loan each time. Additionally, we also provide flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,405,055,850, make buying or refinancing simple. We provide various mortgage solutions tailored to fit your budget and lifestyle. If you need assistance with refinancing, our experts are here to help you explore your options.

Loan Aggregator

Benefits of Using LendMesh

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DESERT FINANCIAL CREDIT UNION - Buckeye, AZ

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

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Loan rates in Buckeye, AZ (85326)

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Convenient Location

Get in Touch

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Financing Your Growth

Merchant Services That Make Sense

Comprehensive List Of Services

Business Banking

Call to Action

Digital Convenience

Loans and Credit Solutions

Personal Banking

Digital & Online Banking

Key Features

Quick Transfers

Financial Strength

Loan Offering

Auto Loans

Business Financing

Conclusion

Credit Lines and Unsecured Credit Cards

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

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