Deseret First Credit Union West Point UT | Affordable Auto Loans & ATM Services

Introduction

Welcome to Deseret First, your trusted credit union located at 267 N 2000 W, West Point, UT 84015. Since opening our doors in 1955, we've dedicated ourselves to serving our community with reliable financial services tailored to meet the needs of our members. With a proud membership of over 80,000, we are more than just a financial institution; we are a cornerstone of support for families and businesses in West Point and beyond. At Deseret First, we understand that your financial journey is unique. That's why we offer a wide range of services including personal banking, auto loans, mortgage loans, and business banking solutions. Our total assets have grown to an impressive $1,120,490,042, providing us with the strength and stability to support your financial goals. Additionally, our total deposits stand at $61,568,172, ensuring that we can always meet your banking needs. Under the leadership of CEO Shane London and Board President Kathleen Fueston, our team of 219 dedicated employees is committed to providing exceptional service with a personal touch. Whether you're visiting us for a simple transaction or seeking advice on complex financial matters, you'll find friendly faces ready to assist you. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address as it doubles as our mailing address. If you have questions or need assistance, feel free to reach out at (801) 784-5700 during our operating hours from 9:00 AM to 5:30 PM. Join us today and discover how Deseret First can help you achieve your financial dreams. Visit our website at www.dfcu.com or stop by our branch we look forward to welcoming you!

Branch History & Mission

Community Focus

Our dedication extends beyond banking; we actively participate in local events and support initiatives that uplift our community. By partnering with local organizations and participating in charitable activities, we aim to foster a spirit of cooperation and mutual growth. Additionally, we offer modern conveniences such as online banking and ATM services for your ease. Our drive-thru service allows for quick transactions without leaving your car a testament to our focus on customer convenience.

Join Us

As we look forward to the future, Deseret First remains committed to enriching lives through financial empowerment. We invite you to join our growing family and experience firsthand the benefits of membership. Together, let's build a stronger community! For more information or to open an account today, please call us at 801-784-5700 or visit our website. Come see what makes Deseret First more than just a credit union experience a place where you truly belong!

Our Journey

From our humble beginnings, Deseret First has evolved significantly. We started with a small group of individuals committed to enhancing the financial well-being of their community. Over the years, we have expanded our services and embraced new technologies to better meet the needs of our members. Today, we stand as a pillar of support in West Point and surrounding areas, offering personal banking services, auto loans, mortgages, credit cards, and business banking solutions. You can find us at 267 N 2000 W West Point UT 84015, conveniently located near local landmarks that make us easily accessible for everyone in the area. Our commitment to member satisfaction is evident through our operating hours from 9:00 AM to 5:30 PM, ensuring that we are available when you need us.

Our Mission

At Deseret First, our mission is simple yet powerful: to provide exceptional financial services while making a positive impact on our community. We believe that everyone deserves access to quality financial resources. That's why we focus not only on competitive rates and innovative products but also on giving back through various community outreach initiatives. While members can visit us at 267 N 2000 W, official correspondence should be sent to the same address for consistency. We pride ourselves on being ADA compliant and continually strive to enhance accessibility for all members.

Branch Location & Accessibility

Accessible Banking for Everyone

Our branch is designed with accessibility in mind. We offer ample parking space, including designated spots for those who need a little extra assistance. Our building is compliant with ADA standards, featuring ramps and accessible entrances to ensure everyone can visit us comfortably.

Come Visit Us!

Whether you're looking for personal banking services or need assistance with business loans, our team is ready to help you every step of the way. We invite you to stop by the Deseret First West Point Branch today and discover how we can support your financial journey!

Convenient Operating Hours

We understand that life can get busy, which is why we're open Monday through Friday from 9:00 AM to 5:30 PM. These hours make it easy for you to drop by before work or during your lunch break. If you have any questions or need assistance, don't hesitate to call us at 801-784-5700.

Services Tailored to Your Needs

At Deseret First, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage options, we've got you covered. Plus, if you prefer not to come inside, our drive-thru banking service allows you to handle deposits and withdrawals quickly and conveniently. For members of partner credit unions, we also provide basic shared branch transactions right here at our location. And if you need cash on the go, you'll be glad to know that we have ATM access available as well. While members can visit us at our West Point location for all their banking needs, official correspondence should be sent to the same address: 267 N 2000 W, West Point, UT 84015.

Member Eligibility

At Deseret First, we believe that becoming a member is more than just opening an account; it's about joining a community that supports your financial goals. Membership is open to anyone who lives, works, or worships in the West Point area, and we welcome families and individuals alike. Whether you're looking for personal banking services, auto loans, or business banking options, our friendly team is here to help you every step of the way. If you want to learn more about specific eligibility criteria, please check out our detailed information at https://www.dfcu.com/about/dfcu/membership-eligibility/ . Joining us is easy! You can start the process by visiting our website and following the simple steps outlined there. If you have any questions or need assistance, feel free to reach out at (801) 784-5700. We can't wait to welcome you to Deseret First at 267 N 2000 W West Point Ut 84015!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having the tools you need to process payments efficiently while keeping your cash flow steady. Our merchant services allow you to accept various payment types, ensuring your customers have a smooth checkout experience. From point-of-sale systems to online payment options, we help make financial transactions easier so you can focus on what truly matters growing your business. Visit us at 267 N 2000 W West Point Ut 84015 or call us at (801) 784-5700 to learn more about how we can partner with you for success!

Tailored Financing Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $169 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $154,335,463, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We know life can get busy; that's why our branch provides essential services such as basic drive-thru banking for quick deposits and withdrawals. Plus, through our partnerships, we offer basic shared branch transactions for members of partner credit unions so everyone can benefit from our collaborative community spirit. If you have questions or need assistance, please reach out to us at (801) 784-5700 during our lobby hours from 9:00 AM to 5:30 PM on weekdays. We're here to help make banking simple and accessible for everyone in our community. Ready to experience the benefits of membership? Visit us at 267 N 2000 W West Point Ut 84015, or explore more about joining us online at https://www.dfcu.com/ . Join us today and see how Deseret First can help you achieve your financial goals!

Business Banking Support

For small business owners, we understand that managing finances can be challenging. That's why we offer comprehensive Business Banking solutions, including Merchant Services & Business Loans to help you grow and sustain your operations. We aim to be a partner in your success.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why West Point Branch offers robust Online & Mobile Banking features that allow you to bank anytime, anywhere. With easy access to account management tools and secure transactions at your fingertips, handling your finances has never been easier. You can also take advantage of our ATM & Cash Withdrawal Services, ensuring you have access to your funds when you need them most.

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options designed for you. Our Checking & Savings Accounts provide a solid foundation for managing your finances efficiently. If you're thinking about buying a car, our Auto Loans & Vehicle Financing can help make that dream a reality with competitive rates and flexible terms. For those considering homeownership or wanting to refinance, our Mortgage Loans & Refinancing options are crafted to fit your budget and lifestyle. Do you have existing debt weighing you down? Our Personal Loans & Debt Consolidation services can assist you in regaining control over your finances by simplifying payments into one manageable loan. And for those who enjoy shopping and rewards, our Credit Cards with Rewards offer great benefits while making purchases.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, allowing you to check balances, transfer funds, and pay bills whenever it suits you. You'll appreciate the convenience of person-to-person transfers, which make sending money to friends and family as easy as a few clicks. Plus, with electronic signature authorization, signing documents online is quick and hassle-free. For those who prefer going paperless, we offer e-statements that you can view anytime. This not only helps you keep track of your finances but also contributes to a more sustainable environment by reducing paper waste. If you're on the go, our mobile application makes banking even simpler. Manage your accounts right from your smartphone and enjoy all the features you love about online banking in the palm of your hand. Although we currently don't support mobile payments, our app still provides a user-friendly experience for all your banking needs.

Security and Accessibility

Security is a top priority at Deseret First. Our online banking services are equipped with robust security measures to protect your information while ensuring that managing your accounts remains straightforward and user-friendly. We strive to make banking accessible for everyone. Whether you're at home or out and about, our digital tools are designed to help you stay on top of your financial goals effortlessly. Embrace the ease of modern banking with Deseret First today! Visit us at https://www.dfcu.com/ to learn more about our services or to get started with online banking.

Financial Strength

Commitment to Growth

With $66,925,051 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $11,248 in used auto loans and $954,210,848 in total loans and leases.

Growing Member Base

Our strength is also illustrated by the trust placed in us by our community. We proudly serve 180,079 share and deposit accounts, showing a robust and growing member base that relies on us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Deseret First is your trusted partner. Visit us at 267 N 2000 W West Point Ut 84015 or call (801) 784-5700 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our impressive $6,013,330, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 215 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $301,970,674 in share certificates and $252,792,464 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members' needs; while traditional banks may focus on broader markets, we concentrate our resources on benefiting you directly.

Solid Financial Health

With a net worth of $89,349,862, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $811 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $184,061,389 in used vehicle loans and $35,537,537 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your purchase as affordable as possible.

Business Loans

For business owners looking for capital to grow and expand their operations, our outstanding commercial loans totaling $154,335,463 provide the resources needed to support your business endeavors. If you're considering refinancing any of your existing loans or want to check your eligibility for any of our products, we encourage you to visit our website for more information or contact us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Deseret First, we're committed to providing you with exceptional service and financial solutions that fit your lifestyle. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $160,713,378, making buying or refinancing simple. We aim to guide you through every step of the process to ensure you find the best solution for your housing needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $29,081,454 in loans helping members manage their finances effectively. These cards are designed to give you the freedom and flexibility to make purchases while keeping track of your spending easily.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh is designed to empower consumers with the information they need to make informed financial decisions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means you can trust that the offers you see are fair and transparent, coming from legitimate financial institutions. One of the key benefits of using LendMesh is its focus on verified data. All loan offers are sourced from reputable lenders, ensuring that you receive trustworthy information. Additionally, LendMesh does not prioritize lenders based on paid promotions there are no sponsored listings here. This commitment allows users to access truly unbiased results. With real-time rate comparisons, LendMesh provides up-to-date loan rates from multiple institutions, allowing users to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to compare loan offers transparently and efficiently, visit LendMesh today and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

DESERET FIRST FEDERAL CREDIT UNION