Deseret First Credit Union Taylorsville UT | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Deseret First, where your financial success is our top priority! Located at 3225 W 4700 S, Taylorsville, UT 84129, our branch has been a part of the community since 1955, serving over 80,848 members. As a trusted credit union, we take pride in providing personalized banking solutions that empower you to reach your financial goals. At Deseret First, we understand the importance of stability and reliability. Our total assets stand at an impressive $1,120,490,042, ensuring that your savings are well-protected. With total deposits of $61,568,172 and a net worth of $89,349,862, we have built a solid foundation for our members. Plus, our cash in hand amounts to $3,489,351, allowing us to meet your needs promptly. We offer various services tailored to our members' unique situations. From personal banking products like checking and savings accounts to auto loans and mortgages, our goal is to support you every step of the way. Our experienced team, led by CEO Shane London and Board President Kathleen Fueston, is here to provide you with exceptional service and expert guidance. While members can visit us at our Taylorsville location for all their banking needs, official correspondence should be sent to the same address: 3225 W 4700 S, Taylorsville, UT 84129. Whether you're looking for a loan or simply want to discuss your financial options, we invite you to reach out! Give us a call at 801-963-4900 or visit us online at dfcu.com to learn more about how we can help you thrive financially. Join us today and experience the Deseret First difference!

Branch History & Mission

Join Us

As we continue to grow and evolve, we invite you to be part of our journey at Deseret First. Experience the benefits of membership with personalized service tailored just for you. Whether you're looking for loans, savings options, or simply want a supportive financial partner, we're here for you. For more information about becoming a member or exploring our services, call us at (801) 963-4900 or visit us online at Deseret First. Join us today and discover how we can help you reach your financial dreams!

Our Journey

Located at 3225 W 4700 S, Taylorsville, UT 84129, Deseret First has always been more than just a financial institution; we are a part of the community fabric. Over the years, we've expanded our services to meet the diverse needs of our members. From personal banking products like checking and savings accounts to auto loans and mortgages, we strive to make financial services accessible and straightforward for everyone. Our journey has seen us adapt to changing times while maintaining our core values of integrity and service. We have embraced digital advancements to enhance member experiences through online banking and mobile applications. This commitment ensures that even as technology evolves, our members can manage their finances conveniently and securely.

Our Mission

At the heart of Deseret First is our mission: to provide exceptional financial services while fostering a sense of community. We believe in empowering individuals by offering tools that help them achieve their financial goals. Our dedication goes beyond just numbers; we actively participate in community outreach programs and partnerships aimed at making a positive impact in Taylorsville and surrounding areas. Whether it's through educational workshops or supporting local events, we aim to uplift our community as much as we serve it financially. We are proud to offer shared service centers and drive-thru banking options for added convenience, ensuring that everyone has access to essential services. While members can visit us at 3225 W 4700 S Taylorsville Ut 84129, official correspondence should be sent to 3225 W 4700 S, Taylorsville, UT 84129 if it differs from our branch address.

Branch Location & Accessibility

Accessible and Convenient

At Deseret First, we prioritize accessibility for all our members. Our branch features ADA-compliant ramps and spacious parking areas to ensure everyone can visit us with ease. Plus, if you prefer to stay in your vehicle, our drive-thru service is here to help with deposits, withdrawals, and simple transactions without leaving your car.

Operating Hours & Services

We're here for you during the week! Our lobby hours run from 9:00 AM to 5:30 PM, Monday through Friday. You can also reach us at 801-963-4900 if you have any questions or need assistance outside of regular hours. While you're here, explore a variety of services we offer, including personal banking options like checking and savings accounts, auto loans, mortgages, and even business banking solutions. For added convenience, we also participate in shared branch services allowing members of partner credit unions to make deposits and withdrawals right here!

Visit Us Today!

If you're looking for a credit union that feels like family and offers great services in a convenient location, look no further than Deseret First in Taylorsville. We'd love for you to come in and meet our friendly team. Don't hesitate to stop by or give us a call!

Member Eligibility

Joining Deseret First is like stepping into a supportive community that values your financial well-being. To become a member, you simply need to meet some friendly criteria. If you're living, working, or attending school in Utah, or if you have family members who are already part of our credit union, you're likely eligible! We believe in making banking accessible for everyone, so whether you're a first-time account holder or looking for personalized services, we welcome you with open arms. For more details on eligibility requirements, check out our resource at https://www.dfcu.com/about/dfcu/membership-eligibility/. Opening an account is just as easy! You can start the process online by visiting https://application.dfcu.com/, or if you prefer to speak with someone directly, give us a call at (801) 963-4900. Our team at Deseret First, located at 3225 W 4700 S Taylorsville Ut 84129, is here to help you every step of the way. We're excited to have you join our family and experience all the benefits of membership!

Business Banking & Commercial Services

Comprehensive Merchant Services

In today's competitive market, having reliable payment processing is essential. Our merchant services help streamline transactions so you can focus on what matters most growing your business. Imagine being able to accept payments quickly and securely while providing excellent service to your customers. With our solutions, you'll have the tools needed to enhance your sales experience. Visit us at 3225 W 4700 S Taylorsville, UT 84129, or call us at 801-963-4900 to discover how Deseret First can elevate your business banking experience!

Tailored Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $169 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $154,335,463, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, we provide comprehensive Business Banking services including Merchant Services & Business Loans. We know that running a business involves numerous financial decisions; our team is equipped to support you every step of the way.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking platforms that let you manage your accounts anytime, anywhere. Whether it's checking your balance or transferring funds, everything is just a few clicks away. Our services also include easy access to ATM & Cash Withdrawal Services for when you're on the go.

Drive-Thru and Shared Branching

For those who prefer face-to-face interactions but need quick service, our basic drive-thru banking allows for simple transactions like deposits and withdrawals without leaving your car. Additionally, we participate in shared branching transactions which means members from partner credit unions can also enjoy convenient access to their accounts right here at Taylorsville. At Deseret First, we're committed to making banking easy and accessible for everyone in Taylorsville and beyond. If you have questions about any of our services or want to learn more about how we can assist you in achieving your financial dreams, feel free to reach out by calling us at (801) 963-4900. We invite you to explore all that we offer at Taylorsville, where your financial well-being is always our top priority!

Lending Solutions

Life can bring unexpected expenses, and that's where our Personal Loans & Debt Consolidation come into play. We offer solutions that can help you take control of your finances and reduce stress. Plus, our Credit Cards with Rewards allow you to earn benefits while you spend, making everyday purchases even more rewarding.

Personal Banking

We understand that every member's journey is unique, which is why our Personal Banking options include flexible Checking & Savings Accounts designed to help you manage your money effectively. For those looking to buy a car or finance a new vehicle, our Auto Loans & Vehicle Financing provide competitive rates and personalized service. Additionally, if you're considering buying a home, our Mortgage Loans & Refinancing can guide you through the process smoothly.

Digital & Online Banking

Key Features

We offer e-statements for all members, allowing you to receive your account statements electronically. This not only helps reduce paper clutter but also provides a more environmentally friendly option. Plus, our electronic signature authorization means you can complete documents securely online without needing to visit the branch. If you're looking to send money quickly to friends or family, our person-to-person transfer feature has got you covered. It's a simple way to send cash directly from your account using just their email or phone number. For those who prefer banking on their smartphones, our mobile application makes it easy to stay connected with your finances wherever life takes you. While we currently do not support mobile payments, our app offers robust features for checking balances, transferring funds, and viewing transaction history.

User-Friendly Experience

At Deseret First, we prioritize security and ease of use. Our platform is built with the latest technology to protect your information while providing an intuitive experience. Whether you're tech-savvy or just getting started with online banking, you'll find our services straightforward and helpful. Managing your money should never feel overwhelming. With our digital offerings, everything is at your fingertips allowing you to take control of your financial journey effortlessly. Join us today and discover how easy banking can be!

Financial Strength

A Trusted Partner

Total Share and Deposit Accounts: 180,079, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Deseret First is your trusted partner. Visit us at 3225 W 4700 S Taylorsville Ut 84129 or call (801) 963-4900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Commitment to Member Growth

With $66,925,051 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $11,248 in used auto loans and $954,210,848 in total loans and leases. Our $2,995,344 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 215 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $301,970,674 in share certificates and $252,792,464 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $89,349,862, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.11% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $184,061,389 in used vehicle loans and $35,537,537 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates tailored to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $154,335,463 provide the capital needed to grow and expand. We understand the unique challenges that businesses face and are dedicated to supporting your success. At Deseret First in Taylorsville, UT (3225 W 4700 S), we pride ourselves on our commitment to our members and community. If you're considering refinancing or exploring eligibility options for any of our loan products, please reach out to us at 801-963-4900. Our dedicated staff is ready to assist you during our lobby hours from 9:00 AM to 5:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $160,713,378, make buying or refinancing simple. Our team is ready to assist you with personalized service to find the best solution for your housing needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $29,081,454 in loans helping members manage their finances effectively. Whether you need to make a purchase or cover unexpected expenses, our credit card options are designed to give you peace of mind.

Loan Aggregator

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DESERET FIRST FEDERAL CREDIT UNION - Taylorsville, UT

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

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