Desco proudly serves members across Kentucky with a full range of financial services designed to meet your everyday needs and long-term goals. As a statewide credit union, Desco offers convenient ATM and cash withdrawal services along with basic drive-thru banking for deposits, withdrawals, and simple transactions—making managing your money easy no matter where you live in the Bluegrass State.

Looking to finance a new vehicle? Desco’s competitive auto loans and flexible vehicle financing options help get you on the road with confidence. Homeownership is within reach thanks to tailored mortgage loans and refinancing programs designed specifically for Kentuckians. Personal banking is made simple with checking and savings accounts crafted for everyday convenience, plus credit cards offering rewarding benefits.

Business members enjoy access to merchant services and business loans that support growth across Kentucky’s communities. Need extra financial flexibility? Personal loans and debt consolidation solutions provide practical assistance when it matters most. With secure online and mobile banking platforms, you can manage your accounts anytime, anywhere.

Beyond banking, Desco is deeply committed to supporting local community programs throughout Kentucky—making membership more than just financial products but a partnership invested in your financial success statewide. Join Desco today and experience personalized service built around Kentucky’s unique needs.