Department Of The Interior Credit Union Washington DC | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to the Department Of The Interior, your trusted financial partner located at 1849 C St Nw Rm B038, Washington, DC 20240. Established in 1935, we are proud to serve a diverse membership base of over 20,704 individuals, offering personalized services that truly make a difference. With total assets exceeding $285,659,537, we are well-equipped to meet the financial needs of our community. At the heart of our mission is a commitment to enhancing the lives of our members through accessible banking solutions. Whether you're looking for checking and savings accounts, auto loans, mortgages, or credit cards with rewards, we have tailored products that fit your unique situation. Our total deposits stand at $13,724,977, reflecting the trust our members place in us. Under the guidance of our dedicated CEO, Michael Merryman, and Board President, Mark Davis, we foster an environment focused on community impact and member satisfaction. We believe that your financial journey should be supported by knowledgeable professionals who genuinely care. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: 1849 C ST NW RM B038, Washington, DC 20240. If you're ready to take the next step towards achieving your financial goals or just want to learn more about how we can assist you, don't hesitate to reach out! Call us at 202-208-3936 during our lobby hours from 9:00 AM to 4:00 PM, Monday through Friday. Your future starts here with us!

Branch History & Mission

Join Us

We invite you to experience the benefits of being part of the Department Of The Interior family. Explore our range of services from checking accounts and auto loans to credit cards with rewards all designed with your financial success in mind. Visit us today or check out our website at interiorfcu.org for more information about membership eligibility and how you can join our vibrant community. Together, let's build a brighter future!

Our Journey

The journey of the Department Of The Interior is one of commitment and evolution. Established to provide financial solutions tailored to the needs of its members, this credit union has adapted to changing times while staying true to its core mission. From offering basic savings accounts to more complex services like mortgages and personal loans, we have continuously expanded our offerings. With advancements in technology, we proudly provide online banking and mobile payment options, ensuring our members can access their accounts anytime and anywhere. In addition to traditional banking services, we prioritize community engagement. Our partnerships with local organizations allow us to give back and support various initiatives within Washington, DC. We believe that when our community thrives, we all benefit.

Our Mission

Our mission is simple yet profound: to empower our members through excellent financial services while fostering a supportive community environment. We are dedicated not just to helping individuals achieve their financial goals but also to enhancing the overall well-being of our community. Whether you are looking for personal banking solutions or business services, we strive to provide personalized support that meets your unique needs. While members can visit us at 1849 C St Nw Rm B038, official correspondence should be sent to 1849 C ST NW RM B038, Washington, DC 20240 if needed. Our lobby hours are conveniently set from 9:00 am - 4:00 pm Monday through Friday, making it easy for you to drop by or call us at 202-208-3936. As part of our commitment to accessibility, we offer ATM services and ensure that our facilities meet ADA compliance standards. Although we do not have a drive-thru service or shared service center available at this branch, we focus on providing essential services that cater directly to your needs.

Branch Location & Accessibility

Convenient Access and Features

At our branch, you'll find ample parking options nearby, ensuring that your visit is hassle-free. We are committed to accessibility for all members, featuring ADA-compliant facilities including ramps and designated parking spaces. Whether you prefer visiting us in person or utilizing our services from home, we have you covered. Our friendly team is here to assist you during our operating hours from 9:00 AM to 4:00 PM, Monday through Friday. We strive to create a welcoming environment where you can feel comfortable discussing your financial needs.

Services Designed for You

We offer a variety of services tailored to meet your financial goals. From personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards, we are equipped to help you navigate your financial journey. Plus, with our ATM available right at the branch, accessing cash is quick and easy. While members can visit us at 1849 C St Nw Rm B038, official correspondence should be sent to the same address. If you're looking for personalized service in a convenient location, don't hesitate to call us at 202-208-3936 or stop by today! We look forward to helping you achieve your financial dreams.

Member Eligibility

At Department Of The Interior, we believe that joining our community means becoming part of a family that supports your financial goals. To become a member, you simply need to meet some straightforward eligibility criteria. If you're an employee or a retiree of the Department of the Interior, or if you're related to someone who is, you are welcome to join us! We also invite members of certain organizations associated with the department. This inclusive approach makes it easy for you to tap into a world of personalized financial services tailored just for you. Opening an account is as easy as pie! You can start your journey with us by visiting our website at https://www.interiorfcu.org/loans/personal-loans/#tab2 or giving us a call at (202) 208-3936 for any questions. We're here to help guide you through the process and ensure your experience is smooth and welcoming. For detailed information on eligibility, feel free to check out our dedicated page at https://www.interiorfcu.org/about/membership/ . We look forward to having you as part of our thriving community at Department Of The Interior, located at 1849 C St Nw Rm B038 Washington Dc 20240!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. Imagine having access to the funds you need for that new project, equipment upgrades, or even expanding your workforce. With our tailored loan options, you can turn those ideas into reality.

Merchant Services

In today's fast-paced market, having reliable merchant services is crucial. At Department Of The Interior, we provide tools that simplify transactions for your business. Picture this: quick payments at your register, easy online sales processing, and secure payment systems that keep your customers happy. These practical benefits allow you to focus on what really matters growing your business. We are located at 1849 C St Nw Rm B038 Washington Dc 20240 in Washington, DC. If you're ready to take your business to the next level or want to learn more about our offerings, give us a call at (202) 208-3936. Let's build your success together!

Comprehensive List Of Services

Auto Loans and Vehicle Financing

Thinking about getting a new car? Our Auto Loans & Vehicle Financing options make it easy for you to drive away in the vehicle you want. We provide competitive rates and flexible terms tailored to fit your budget. Let us help you turn that dream car into a reality without breaking the bank.

Business Banking Services

For entrepreneurs and small business owners, we offer tailored Business Banking solutions including Merchant Services and Business Loans. Let us support your growth by providing the financial tools necessary for success in today's competitive market.

Convenient Access with ATMs

Accessing cash should be simple and straightforward. With our ATM & Cash Withdrawal Services, you can easily withdraw cash or check balances at various locations, including our own ATM available for member convenience. At Department Of The Interior, we prioritize creating a supportive environment where all members feel valued and informed about their financial choices. Our team is always ready to assist you with any questions or needs that may arise during your financial journey. Ready to take the next step? Visit us at 1849 C St Nw Rm B038 Washington Dc 20240 or call us at (202) 208-3936 to learn more about how we can help! Explore all of our services today and discover how Department Of The Interior can support your financial well-being now and in the future!

Credit Cards with Rewards

Our Credit Cards with Rewards not only give you purchasing power but also allow you to earn rewards on everyday purchases. Whether it's cash back or travel points, these cards can add value to your spending habits while keeping your finances healthy.

Mortgage Loans and Refinancing

If homeownership is on your mind, look no further than our Mortgage Loans & Refinancing services. We guide you through every step of the process, from finding the right loan for your new home to refinancing an existing mortgage for better rates. You can trust us to help make this significant decision easier.

Personal Banking Solutions

When it comes to managing your day-to-day finances, our Personal Banking services have got you covered. Whether you're looking for a checking or savings account, we offer options that fit various lifestyles and goals. Imagine having the flexibility to access your funds anytime through our Online & Mobile Banking platforms, ensuring that managing your money is as convenient as possible.

Personal Loans and Debt Consolidation

For those unexpected expenses or debt consolidation needs, our Personal Loans & Debt Consolidation solutions can provide the financial relief you seek. Picture consolidating multiple debts into one manageable payment, giving you peace of mind while keeping your finances on track.

Digital & Online Banking

Enhanced Security and Accessibility

We prioritize your security with electronic signature authorization for added peace of mind when signing important documents online. You can also send money to friends or family easily through our person-to-person transfer service making splitting bills or sharing gifts effortless. At Department Of The Interior, we strive to provide services that are not only user-friendly but also accessible anytime you need them. Our commitment to making banking easier for you means that whether you're checking balances, paying bills, or transferring funds, it's all just a few taps away. Experience the future of banking with us today! For more information on our digital offerings, visit https://www.interiorfcu.org/ .

Key Services

Our online banking services are just a click away at https://www.interiorfcu.org/ . With features like e-statements available, you can say goodbye to paper clutter and access your account statements digitally. This not only helps you stay organized but also enhances security by reducing the risk of sensitive information falling into the wrong hands. If you're looking for convenience in payments, our mobile payments feature lets you make quick transactions using your smartphone. Plus, our mobile application allows you to manage your accounts right from your pocket. With real-time updates on your balance and transactions, you'll always know where you stand financially.

Financial Strength

Growing Trust Among Members

The confidence of our members is evident as shown by our total share accounts reaching 37,091. This growing member base trusts us with their finances because they know that we prioritize their needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Department Of The Interior is your trusted partner. Visit us at 1849 C St Nw Rm B038 Washington Dc 20240 or call (202) 208-3936 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $104,140,365 in share certificates and $38,249,780 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,144,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $-476,418, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 39 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $22,836,722 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,091 in used auto loans and $238,781,280 in total loans and leases.

Solid Financial Foundation

With a net worth of $22,969,459, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $802 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $16,758,229 in used vehicle loans and $15,650,382 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, making it easier for you to drive off with the vehicle you desire.

Credit Lines

For those who need additional flexibility, our credit lines amounting to $84,339,572 can provide the funds necessary for unexpected expenses or planned purchases. You can draw from this line whenever you need it, making budgeting easier. If you're considering refinancing any existing loans or looking into eligibility options, our team is here to help. We take pride in providing personalized service that caters to your specific financial situation. You can reach us at (202) 208-3936 or visit us at 1849 C St Nw Rm B038 Washington Dc 20240 in Washington, DC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $39,086,093, make buying or refinancing simple. We can assist you in navigating the process smoothly, ensuring that you understand all your options along the way.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $17,250,792 in loans helping members manage their finances effectively. With our credit cards, you can enjoy rewards and benefits tailored to fit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified data ensures fair and transparent offers for all users. By relying on direct information from reputable lenders, LendMesh helps eliminate confusion and uncertainty in the loan comparison process.

DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION