Department Of Corrections Credit Union Homer LA | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to the Department Of Corrections branch, your trusted financial partner located at 694 Bell Hill Rd, Homer, LA 71040. Established in 1957, we have proudly served our community for over six decades, growing into a reliable credit union that puts our members first. With a total membership of 13,980 and assets exceeding $110 million, we are committed to providing exceptional service and financial solutions tailored to meet your needs. At our branch, we understand that banking is not just about numbers; it's about building relationships within the community. Under the leadership of CEO Ellen Dunn and Board President Burl Cain, our dedicated team of 46 employees is here to assist you with a variety of services. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgages, or business solutions including merchant services and business loans, we've got you covered. While members can visit us at our physical location, official correspondence should be sent to 694 Bell Hill Road, Homer, LA 71040. Our branch is equipped with convenient amenities like an ATM and drive-thru service for quick transactions. We believe in making banking accessible and straightforward. With total deposits amounting to $14,100,248 and a net worth of $25,613,358, we are financially strong and well-positioned to support our members' goals. Additionally, we maintain a cash reserve of $3,272,095, ensuring that your money is safe and sound. We invite you to explore everything we offer by visiting our website at doccu.org. If you have any questions or need assistance, feel free to give us a call at 318-927-1798 during our operating hours from Monday to Friday, 7:30 AM to 4:00 PM. Experience the difference with the Department Of Corrections where your financial success is our mission!

Branch History & Mission

Community Impact

Beyond banking, we actively engage in community outreach efforts aimed at improving lives in Homer and surrounding areas. By partnering with local organizations and supporting various initiatives, we work tirelessly to make a positive impact. We invite you to join us on this journey! Experience firsthand how the Department Of Corrections is more than just a credit union; we're a vital part of your community's fabric. Visit us during our lobby hours from Monday to Friday from 7:30 AM to 4:00 PM or give us a call at 318-927-1798 for more information. Let's build a brighter future together!

Our Journey

From humble beginnings at 694 Bell Hill Rd, our branch has steadily evolved to meet the needs of our community. With total assets now standing at an impressive $110,688,459, we've expanded our services to include personal banking options such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our commitment to innovation is evident through digital advancements like online and mobile banking options, ensuring that our members can manage their finances conveniently. While members can visit us at 694 Bell Hill Rd, Homer LA 71040, official correspondence should be sent to 694 Bell Hill Road, Homer, LA 71040. We are proud to provide essential services like ATM access and drive-thru banking for ease of use.

Our Mission

The mission of the Department Of Corrections is simple yet impactful: to empower our community through accessible financial services while promoting financial literacy and well-being. We believe that everyone deserves a chance to achieve their financial goals. That's why we focus not only on providing excellent products but also on supporting local initiatives and partnerships that uplift our community. We strive to create an inclusive environment that meets all accessibility standards so that every member can feel welcome and valued. Our team is dedicated to serving with compassion and integrity.

Branch Location & Accessibility

Call to Action

We're excited to serve you! If you have any questions or would like more information about our services, please don't hesitate to call us at 318-927-1798. We look forward to welcoming you at the Department Of Corrections in Homer!

Nearby Landmarks and Accessibility

Situated near local landmarks, our branch is easily recognizable and accessible. With ample parking available, you can visit us without the hassle of searching for a spot. Our facility is compliant with ADA standards, ensuring that everyone can navigate comfortably through ramps and entrances.

Operating Hours and Services

We understand how busy life can get, which is why we are open Monday through Friday from 7:30 AM to 4:00 PM. Whether you need assistance with personal banking services like checking and savings accounts or wish to explore our loan options including auto loans and mortgages our friendly staff is here to help. Plus, our drive-thru service allows you to complete simple transactions without leaving your vehicle. We also offer ATM access for quick cash withdrawals and balance checks. While members can visit us at 694 Bell Hill Rd, official correspondence should be sent to the same address for convenience.

Member Eligibility

At Department Of Corrections, we believe that everyone deserves a chance to be part of a supportive community that prioritizes your financial well-being. Becoming a member is straightforward and welcoming! If you're a resident, employee, or affiliated with the Department of Corrections, you're already on your way to joining us. Additionally, family members of current members can also take part in our services. We encourage you to check out our detailed eligibility criteria at http://www.doccu.org/membership-application for the most up-to-date information. Once you see that you qualify, opening an account is just as easy! You can find all the necessary steps and guidance on how to get started by visiting http://www.doccu.org/about-us#apply3 . If you have any questions or need assistance during the process, don't hesitate to reach out to us at (318) 927-1798. We're excited for you to become a valued member of our community at Department Of Corrections, located at 694 Bell Hill Rd Homer La 71040!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine easily accepting payments from customers on-the-go or online without hassle. Our merchant services make it simple for you to process transactions seamlessly. Whether you're running a retail store or providing services, our tools help you manage your cash flow efficiently. At Department Of Corrections, we're dedicated to being more than just your bank; we're your partner in success. Come visit us at 694 Bell Hill Rd Homer La 71040 or call us at (318) 927-1798 to learn how we can support your business goals today!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we have dedicated solutions like Merchant Services & Business Loans. We understand that running a business comes with unique challenges, which is why we're here to support your growth with financial products designed for success.

Convenient Access

We know that convenience matters. That's why we have ATM & Cash Withdrawal Services available for quick access to cash whenever you need it. Our basic drive-thru banking allows you to make deposits and withdrawals without stepping out of your car perfect for busy days!

Digital Banking Features

In today's world, managing your finances digitally is crucial. Our Online & Mobile Banking features let you check balances, transfer funds, and even pay bills from anywhere at any time. With options like e-statements and person-to-person payments, staying on top of your finances has never been easier. If you're ready to take control of your financial future or have questions about any of our services, feel free to reach out! You can contact us at (318) 927-1798 or visit us at 694 Bell Hill Rd Homer La 71040 in Homer. We look forward to helping you achieve your financial goals! Explore all the ways we can assist you by visiting our website at Homer Branch.

Loans and Financing

If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing can help you hit the road without breaking the bank. Picture yourself driving away in a new car with manageable monthly payments tailored to fit your budget. We also offer Mortgage Loans & Refinancing, making it easier for you to secure your dream home or lower your existing mortgage rates. For those unexpected expenses or plans that require extra funds, our Personal Loans & Debt Consolidation services can provide relief. Plus, our Credit Cards with Rewards offer benefits for everyday purchases, allowing you to earn while you spend.

Personal Banking

When it comes to personal banking, we offer Checking & Savings Accounts that cater to diverse financial goals. Imagine having a checking account that helps you manage daily expenses easily while also allowing you to earn interest on your savings. With online and mobile banking options, accessing your accounts is simple and convenient whether you're at home or on the go.

Digital & Online Banking

Convenient Online Banking Services

With our online banking platform available at https://www.doccu.org/ , you can access your accounts 24/7. Need to check your balance? Want to transfer money? No problem! Our user-friendly interface allows you to manage your finances in real-time. Plus, with features like electronic signature authorization, signing documents is a breeze no need for paper or in-person visits.

E-Statements and Transfers Made Easy

Say goodbye to cluttered mailboxes with our e-statements availability. You can view your statements online whenever you need them, keeping everything organized and secure. Planning to send money to a friend? Our person-to-person transfer feature makes it simple and quick.

Mobile Access at Your Fingertips

For those who prefer managing their finances on the go, we have a mobile application that puts banking right in your pocket. While mobile payments aren't available just yet, our app allows you to check balances, make transfers, and even access e-statements directly from your smartphone or tablet.

Security You Can Trust

Your security is our priority. With robust encryption and secure login processes, you can rest easy knowing that your financial information is protected while using our digital banking services. At Department Of Corrections, we are committed to providing you with safe and reliable banking options. Embrace the convenience of modern banking with us! Explore all our digital services today at https://www.doccu.org/ and take control of your finances from anywhere.

Financial Strength

A Dedicated Team at Your Service

We also take pride in having 45 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our total share accounts stand at 20,433, demonstrating a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Department Of Corrections is your trusted partner. Visit us at 694 Bell Hill Rd Homer La 71040 or call (318) 927-1798 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Centric Savings Solutions

Members' savings are secured through $18,297,464 in share certificates and $10,301,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Benefit

With $23,497,336 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to growth translates into improved products and services designed with your financial success in mind.

Strong Financial Health

With a net worth of $25,613,358, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,314 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity is robust, with $1,502 in used auto loans and $71,375,085 in total loans and leases. This means we are well-positioned to support your financial goals across various sectors. Our $2,116,022 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Additional Information

If you're considering refinancing options or would like to learn more about eligibility requirements, please visit our website or give us a call at (318) 927-1798. Our team is ready to assist you with any questions you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Come visit us at 694 Bell Hill Rd Homer La 71040 in Homer, LA, and let's discuss how we can support your financial journey today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $24,891,266 in used vehicle loans and $9,822,897 in new vehicle loans already helping members get on the road. We provide flexible financing options that can fit your budget, making it easier for you to drive off with the vehicle you want.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer various mortgage products tailored to fit your needs, including Junior Lien 1-4 Family Residential Properties loans totaling $0. Whether you're purchasing your first home or looking to refinance your existing mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,429,360 in loans helping members manage their finances effectively. These cards come with benefits that can help you build credit while enjoying rewards along the way.

Loan Aggregator

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DEPARTMENT OF CORRECTIONS CREDIT UNION