Department Of Corrections Credit Union Cottonport LA | Best Auto Loans & Drive-Thru Banking

Introduction

Welcome to Department Of Corrections, your trusted financial partner located at 1607 Prison Rd, Cottonport, LA 71327. Established in 1957, our credit union has proudly served over 13,980 members, providing reliable banking services tailored to meet your needs. With total assets exceeding $110 million, and total deposits of $14,100,248, we are committed to fostering financial well-being within our community. At the heart of our operation is a dedicated team of 46 employees led by our CEO, Ellen Dunn, and Board President, Burl Cain. Together, they ensure that every member receives personalized service and support. We believe that everyone deserves access to quality financial resources, whether you're looking for personal banking options like checking and savings accounts or financing solutions such as auto loans and mortgages. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to the same address: 1607 Prison Rd, Cottonport, LA 71327. In addition to our comprehensive services including online banking and ATM access we maintain a strong commitment to the communities we serve. With a net worth of $25,613,358, we are in a solid position to continue investing in innovative products and services designed with your financial growth in mind. We invite you to discover how we can help you achieve your financial goals! Feel free to reach out at (318) 876-2005 or visit our website at doccu.org for more information on how to become a member or open an account today!

Branch History & Mission

Commitment to Community

In addition to financial services, we take pride in engaging with our local community through various outreach programs and partnerships. By participating in events and supporting local initiatives, we reinforce our dedication to not just being a bank but also a pillar of support within Cottonport. With features like ATM availability and drive-thru banking services designed for your convenience, we prioritize accessibility in everything we do. We continually embrace advancements in technology while ensuring compliance with ADA standards so that everyone can enjoy equal access to our services. We invite you to join the Department Of Corrections family today! Experience firsthand how we're committed not only to your financial success but also to uplifting our entire community. Visit us or check out our website at doccu.org for more information on becoming a member or applying for an account. Together, let's build a brighter future!

Our Legacy

Since opening our doors, the Department Of Corrections has focused on fostering financial well-being among our members. We began with a small group of individuals who shared a vision of creating an inclusive financial environment. Over the decades, we have evolved significantly while remaining true to our roots. With dedicated staff and strong community ties, we have achieved numerous milestones that reflect our commitment to service excellence. Our headquarters in Baton Rouge serves as a testament to our growth and stability within the credit union landscape. As we expand our services now including personal banking, auto loans, mortgages, and online banking we continually strive to meet the needs of our diverse membership base.

Our Mission

The mission of the Department Of Corrections is simple yet impactful: we aim to empower our members through accessible financial services while actively contributing to community development. We believe that by providing affordable banking options and personalized support, we can help individuals and families achieve their financial goals. We understand that each member's journey is unique. That's why we offer tailored solutions such as checking and savings accounts, credit cards with rewards, and business banking options. Whether it's financing a vehicle or planning for a home purchase, we are here every step of the way. While members can visit us at 1607 Prison Rd Cottonport La 71327 for all their banking needs, official correspondence should be sent to the same address. Our operating hours are Monday through Friday from 7:30 AM to 4:00 PM, making it convenient for you to reach us.

Branch Location & Accessibility

Convenient Location

Nestled in the heart of Cottonport, our branch is just a stone's throw away from local landmarks like the Avoyelles Parish Library and the Cottonport Town Hall. Whether you're stopping by for a quick transaction or need assistance with more complex banking needs, you'll find us in a familiar and friendly setting.

Easy Access and Parking

Finding us is easy! There's ample parking available right outside our branch, making it simple for you to pop in. Our facility is ADA compliant, ensuring that everyone can access our services comfortably. If you prefer to stay in your vehicle, we offer convenient drive-thru banking options for quick deposits and withdrawals.

Get In Touch!

Have questions? We're just a phone call away! Reach us at 318-876-2005. Our friendly team is eager to assist you with any inquiries or concerns. We invite you to visit us soon and experience the personalized service that sets us apart from traditional banks.

Operating Hours

We know your time is valuable. That's why we're open Monday through Friday from 7:30 AM to 4:00 PM. Whether you're on your way to work or running errands, you can stop by at a time that fits your schedule.

Services Offered

At the Cottonport Branch, we provide a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, enjoy the ease of online and mobile banking so you can manage your finances anytime, anywhere.

Member Eligibility

Becoming a member of Department Of Corrections is like joining a supportive family that truly cares about your financial well-being. If you live, work, or attend school in the area, you're likely eligible to enjoy all the benefits we offer. We're dedicated to serving our community, and that means welcoming individuals from various backgrounds and walks of life. To find out more about the specific eligibility criteria, feel free to check out our detailed information at http://www.doccu.org/membership-application . Opening an account with us is simple and straightforward. You can visit us at our branch located at 1607 Prison Rd Cottonport La 71327 or give us a call at (318) 876-2005 for assistance. We're here to help you every step of the way as you embark on this journey towards financial empowerment. Joining Department Of Corrections not only provides access to a variety of financial services but also connects you with a community that values your needs and aspirations. Don't hesitate take the first step towards becoming part of our family! For more information on how to open an account, visit http://www.doccu.org/about-us#apply3 .

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine a local restaurant using our point-of-sale systems to accept payments seamlessly while keeping track of sales in real time. This allows owners to focus on what they do best serving delicious meals and delighting customers. Explore how Department Of Corrections can partner with you to fuel your business ambitions. Visit us at 1607 Prison Rd Cottonport La 71327, Cottonport, LA, or call us at (318) 876-2005 to learn more about how we can help you thrive!

Comprehensive List Of Services

ATM & Drive-Thru Services

We also prioritize accessibility with our ATM services available for cash withdrawals and balance checks. For those who prefer in-person transactions without leaving their cars, our drive-thru banking offers quick service for deposits, withdrawals, and simple transactions. Whether you need assistance with personal finance or business solutions, our friendly staff is ready to help. Feel free to call us at (318) 876-2005 or visit us at 1607 Prison Rd Cottonport La 71327 in Cottonport, LA during our lobby hours from 7:30 AM to 4:00 PM, Monday through Friday. Ready to take the next step? Discover how Department Of Corrections can support your financial journey today! Visit us online at https://www.doccu.org/ for more information on opening an account or exploring membership eligibility. Your path to better banking starts here!

Business Banking Solutions

For local businesses, we provide comprehensive business banking services including merchant services and business loans tailored to support growth. We understand the unique challenges businesses face and are here to help navigate them.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why at Cottonport Branch, we offer online and mobile banking features that allow you to manage your finances anytime, anywhere. You can easily check balances, make transfers, and even access person-to-person payment options right from your smartphone or computer.

Loans Made Simple

Life can throw unexpected expenses your way, which is why we also offer personal loans and debt consolidation options. These services help ease financial stress by allowing you to consolidate debts into a single payment. Plus, our credit cards come with rewards that let you earn while you spend perfect for those who want to maximize their purchases.

Personal Banking

Our personal banking services are designed with your everyday needs in mind. We offer checking and savings accounts that help you manage your money effectively. Need a new car? Our auto loans and vehicle financing options make purchasing your dream vehicle hassle-free. If you're considering buying a home or refinancing your current mortgage, our mortgage loans provide competitive rates and expert guidance.

Digital & Online Banking

Convenience and Security

We prioritize your security as much as convenience. Our online banking platform uses advanced security measures to protect your information, so you can bank confidently. Whether you're at home or on the move, our tools are designed to help you manage your accounts easily while keeping your data safe. Experience the ease of digital banking today with Department Of Corrections. Sign up or learn more about our services by visiting us at https://www.doccu.org/ !

Key Features

Our 24/7 online banking services let you check your balance, pay bills, and transfer funds with ease. You can enjoy e-statements, which provide a convenient way to track your financial activity without the clutter of paper statements. Plus, with our electronic signature authorization, signing documents is faster and more efficient no need to visit the branch! If you like to send money to friends or family, our person-to-person transfers make it quick and hassle-free. Simply log into your account and send money in just a few taps. And for those who prefer managing finances on the go, our mobile application offers all the features of online banking right in your pocket.

Financial Strength

Committed Team

We also take pride in having 45 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 20,433, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Department Of Corrections is your trusted partner. Visit us at 1607 Prison Rd Cottonport La 71327 or call (318) 876-2005 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors. We have $1,502 in used auto loans and $71,375,085 in total loans and leases available for our community. Our $2,116,022 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Focused Savings

Members' savings are secured through $18,297,464 in share certificates and $10,301,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Better Services

With $23,497,336 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support our members' diverse needs effectively.

Strong Financial Health

With a net worth of $25,613,358, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,314 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

If you're interested in refinancing any of these options or want more information about eligibility requirements, don't hesitate to reach out! You can contact us at (318) 876-2005, visit us at 1607 Prison Rd Cottonport La 71327, or check out our website for more details. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Department Of Corrections, we're dedicated to providing personalized service and reliable financial solutions tailored just for you.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $24,891,266 in used vehicle loans and $9,822,897 in new vehicle loans already helping members get on the road. We cater to all types of vehicles, whether you're interested in financing a brand-new model or a reliable used option.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,429,360 in loans helping members manage their finances effectively. This can be an excellent option for those looking to consolidate debt or cover unexpected expenses without high-interest rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We guide you through every step of the process, ensuring you understand your options and can find the right fit for your budget.

Loan Aggregator

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Ensuring Accurate Comparisons

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DEPARTMENT OF CORRECTIONS CREDIT UNION - Cottonport, LA