Denver Fire Department Credit Union Denver CO | Affordable Auto Loans & Business Banking

Introduction

Welcome to Denver Fire Department, your trusted financial partner located at 12 Lakeside Ln, Denver, CO 80212. Since our establishment in 1938, we have dedicated ourselves to serving the financial needs of our community, building a strong foundation of trust and support for over 6,254 members. At Denver Fire Department, we understand that every dollar matters, which is why we are proud to report total assets of $205,765,557 and total deposits reaching $13,186,868. Our team is committed to providing personalized banking services tailored to fit your lifestyle. With total loans exceeding 4,000, we offer a range of options including auto loans, mortgage solutions, and personal loans designed to help you achieve your financial goals. Under the guidance of our CEO, Michael Kerr, and Board President, Scott Simpson, we strive to foster an environment where our members feel valued and supported. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to the same address: 12 Lakeside Lane, Denver, CO 80212. We encourage you to reach out with any questions or concerns at 303-228-5300 during our convenient hours from 7:30 AM to 5:30 PM on weekdays. We invite you to explore our services online at dfdfcu.com, where you can learn more about how we can assist you in your financial journey. Join us today and experience the difference that a member-focused credit union can make in your life!

Branch History & Mission

Modern Services and Accessibility

While our roots run deep in tradition, we embrace modern advancements to serve you better. From online and mobile banking options to convenient features like e-statements and mobile payments, we ensure our services are accessible and user-friendly for everyone. Though we currently do not have ATMs or drive-thru services at our branch, our dedicated team is here during operating hours Monday through Friday from 7:30 AM to 5:30 PM to assist you with all your banking needs. If you need to reach us for any inquiries or assistance, please feel free to call us at 303-228-5300. While members can visit us at 12 Lakeside Ln, official correspondence should be sent to 12 Lakeside Lane, Denver, CO 80212. Join us today at the Denver Fire Department Credit Union and experience firsthand how we can help you achieve your financial goals while being part of a supportive community dedicated to service and care. Visit our website at dfdfcu.com for more information on membership eligibility and account openings!

Our Mission

The mission of the Denver Fire Department Credit Union is simple yet powerful: to improve the financial well-being of our members while fostering a sense of community. We strive to offer personalized service that goes beyond typical banking practices. Our goal is to create lasting relationships based on trust and mutual respect. Our commitment extends beyond just providing financial products; we actively engage in community outreach efforts that uplift those around us. Whether it's through educational workshops or partnerships with local organizations, we believe in giving back and making a positive impact in Denver.

Branch Location & Accessibility

Connect With Us

If you have questions or need assistance before visiting us, don't hesitate to reach out! You can call us at 303-228-5300. We look forward to helping you with all your banking needs! Whether you're already a member or considering joining us, we're here to support you every step of the way. Come visit us soon!

Convenient Access and Features

At the Denver Fire Department branch, we understand that accessibility is key. Our location offers ample parking space so you can visit us with ease. The branch is designed to be welcoming for everyone, including those who may need special accommodations ensuring that all members feel comfortable while they bank with us. While you can come see us at our physical address, please note that any official correspondence should be sent to the same address: 12 Lakeside Lane, Denver, CO 80212.

Operating Hours and Services

We're here for you from 7:30 AM to 5:30 PM Monday through Friday. We are closed on weekends to give our dedicated staff a well-deserved break. Whether you're interested in opening a checking or savings account, looking for an auto loan or mortgage options, or exploring our business banking services, our team is ready to assist you. Unfortunately, we do not offer ATM services or drive-thru banking at this location. However, we provide robust online and mobile banking options that allow you to manage your finances conveniently from anywhere.

Member Eligibility

At Denver Fire Department, we believe that joining our community is more than just opening a bank account; it's about becoming part of a family that cares for your financial well-being. To become a member, you simply need to meet a few friendly eligibility criteria. If you're connected to the Denver Fire Department or its affiliates, including employees and their families, you're already on the right track! We also welcome members who live or work in the surrounding areas. For detailed eligibility requirements, feel free to check out our website at http://www.dfdfcu.com/about-us#join-now . Opening an account with us is straightforward and welcoming. You can easily start the process by visiting our account opening page at http://www.dfdfcu.com/speedbump.aspx ?link= https://newapps.dfdfcu.com/bp*kbmdvj4k0-vk or give us a call at (303) 228-5300 if you have any questions. Our team is here to help you every step of the way. With convenient services and a supportive environment, becoming a member at Denver Fire Department means stepping into a space where your financial goals are truly valued. Don't hesitate join us today!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $32 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $643,642, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In today's fast-paced world, efficient payment processing is key to keeping your business running smoothly. Our merchant services offer straightforward solutions that allow you to accept payments easily, whether online or in-person. Imagine a busy Saturday at your local café: customers are coming in for their morning coffee rush, and with our reliable payment systems, transactions happen quickly and securely. This means happier customers and a smoother operation for you. Discover how Denver Fire Department can become your trusted partner in navigating the financial landscape. Visit us at 12 Lakeside Ln Denver Co 80212 in Denver, CO, or give us a call at (303) 228-5300 to learn more about how we can support your business journey!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive banking solutions tailored for growth. Our business banking services include merchant services that make transactions easy and business loans that can help you expand or manage operations smoothly.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we prioritize online and mobile banking at Denver Fire Dept Fcu. You can check balances, transfer funds, pay bills, and even send money to friends with just a few taps on your smartphone. Our digital features ensure that managing your finances is as easy as possible anytime, anywhere. While we currently do not have ATM or drive-thru services available at this branch, our commitment to accessible banking remains strong through our online platforms.

Get in Touch

Ready to explore how Denver Fire Department can assist you? Give us a call at (303) 228-5300 or visit us during our operating hours from 7:30 am to 5:30 pm, Monday through Friday. Your financial journey begins here with us at Denver Fire Dept Fcu!

Personal Banking Solutions

We understand that managing your finances is essential. That's why we offer personal banking services, including checking and savings accounts, designed to help you save and manage your money effectively. Imagine having access to an account that fits your lifestyle whether it's for daily expenses or long-term savings goals. When it comes to financing your next vehicle, our auto loans and vehicle financing options are straightforward and competitive. We aim to make the car-buying process easier so you can hit the road in no time. Plus, if you're dreaming of owning a home, our mortgage loans and refinancing options provide the flexibility you need to secure the best deal. If life throws unexpected expenses your way, our personal loans and debt consolidation services can help ease your financial burdens. With clear terms and affordable rates, we're here to assist you in achieving peace of mind.

Rewarding Credit Options

Our credit cards with rewards allow you to earn while you spend. Whether you're making everyday purchases or planning a special trip, these cards provide benefits that enhance your spending experience.

Digital & Online Banking

Key Features

Security is a top priority for us. We use advanced encryption methods to keep your information safe while you bank online. Plus, with electronic signature authorization available, signing documents digitally adds an extra layer of convenience without compromising security. For members who prefer paperless statements, e-statements are readily available. This not only helps the environment but also allows you to access your financial statements quickly and securely from anywhere. If you're always on the move, our mobile application is perfect for you! It supports mobile payments and person-to-person transfers, making it easier than ever to send money to friends or family instantly. Just a few taps on your smartphone can handle transactions that used to take time and effort. With Denver Fire Department's commitment to accessibility and real-time account management, you'll find that banking has never been more straightforward. Our 24/7 online banking services mean you can check in whenever it suits you. We're here to help you achieve your financial goals with ease and confidence!

Financial Strength

Commitment to Reinvestment

With $27,145,328 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This continuous reinvestment helps us improve our services and adapt to changing member needs.

Dedicated Team

We also take pride in having 15 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is here to help you navigate your financial journey with confidence.

Growing Membership Base

Total Share and Deposit Accounts: 13,856, showing a strong and growing member base that trusts us with their finances. As more individuals choose Denver Fire Department, it reinforces the community's confidence in our stability. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Denver Fire Department is your trusted partner. Visit us at 12 Lakeside Ln Denver Co 80212 or call (303) 228-5300 to learn more about how we can help you achieve your financial goals.

Lending Capacity

With $976 in used auto loans and $103,662,738 in total loans and leases, our lending capacity supports members' financial goals across various sectors. We understand that financing can be crucial for achieving personal milestones, whether it's buying a car or investing in education.

Member-Centric Approach

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our aim is to put our members first in everything we do.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This efficiency allows us to keep costs down while maintaining high-quality service standards.

Secure Savings Options

Members' savings are secured through $38,664,872 in share certificates and $31,131,871 in money market shares, offering stable and rewarding financial growth opportunities. These products not only safeguard your deposits but also allow you to earn attractive returns.

Solid Financial Health

With a net worth of $27,145,328, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth underscores our commitment to providing you with dependable banking options tailored to your needs.

Strong Capital Foundation

Our net worth ratio of $1,319 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This ratio is an essential indicator of our ability to withstand market fluctuations while keeping your interests at the forefront.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $18,768,429 in used vehicle loans and $3,698,114 in new vehicle loans already helping members get on the road. Whether you're interested in financing a reliable used car or a brand-new model, our flexible terms can accommodate your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $643,642 provide the capital needed to grow and expand your operations. We understand that every business has unique challenges, which is why we offer personalized solutions to help you succeed. In addition to these options, we provide refinancing opportunities for existing loans and eligibility options tailored to fit your situation. Our goal is to make borrowing straightforward and accessible for everyone. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Denver Fire Department, we pride ourselves on being your trusted partner in achieving your financial dreams while providing transparent and supportive service every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,261,803, make buying or refinancing simple. We strive to provide you with competitive rates and helpful guidance throughout the entire process, making homeownership more attainable than ever.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,562,032 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can make everyday purchases more rewarding.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This sourcing method guarantees that users receive fair and transparent offers, ensuring that they can trust the information presented to them.

DENVER FIRE DEPARTMENT FEDERAL CREDIT UNION - Denver, CO