Denver Community Credit Union Denver CO | Affordable Auto Loans & Business Banking

Introduction

Welcome to Denver Community Cu D.b.a. Zing Cu, your trusted financial partner located at 3299 W Alameda Ave, Denver, CO 80219. Established in 1934, we have proudly served our community for nearly a century, fostering strong relationships with our 37,737 members and helping them achieve their financial goals. With a solid foundation of $415,500,226 in total assets and over $26,810,413 in total deposits, we are committed to providing reliable banking solutions tailored to your needs. At Zing Cu, we understand that each member's journey is unique. Our dedicated team of 90 employees, led by CEO Shane Silvernale and Board President Andrew Blunt, is here to support you every step of the way. Whether you're looking for personal banking services like checking and savings accounts, auto loans, or mortgage refinancing, we have the resources and expertise to help you succeed. While you can visit us at our convenient branch location, please note that official correspondence should be directed to the same address: 3299 W Alameda Ave, Denver, CO 80219. Feel free to reach out to us at 303-936-2299 during our operating hours Monday through Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. Join us at Zing Cu today and discover how we can work together toward your financial future. Visit our website at myzing.com or call us now! Your journey towards better banking starts here.

Branch History & Mission

Commitment to Innovation

In today's world, staying connected is crucial. That's why we've embraced digital advancements like online banking and mobile payments. With these tools, managing your finances has never been easier or more accessible. At Zing Cu, we are dedicated to ensuring our facilities are compliant with ADA standards so that all members feel welcome when they walk through our doors. We invite you to join our vibrant community! Experience firsthand how Zing Cu can help you reach your financial goals while making a difference in the lives of others. For more information about opening an account or becoming a member, please call us at (303) 936-2299 or visit our website at myzing.com. Together, let's build a brighter financial future!

Our Mission

Our mission at Zing Cu is straightforward: to offer exceptional financial services while fostering a spirit of community support. We believe that everyone deserves access to quality banking products and services. That's why we provide various offerings such as personal banking accounts, auto loans, mortgages, and credit cards with rewards. We also cater to businesses through merchant services and business loans. We aim not only to meet your financial needs but also to make a positive impact on the community around us. Through partnerships and outreach programs, we strive to uplift local initiatives and support our members in meaningful ways. While members can visit us at 3299 W Alameda Ave Denver Co 80219, official correspondence should be sent to 3299 W Alameda Ave, Denver, CO 80219. We understand that convenience matters; that's why we offer drive-thru banking for quick transactions alongside shared service center access for those who need it.

Branch Location & Accessibility

Get in Touch

Have questions or want more information? Don't hesitate to give us a call at 303-936-2299! We're excited to help you navigate your financial journey. Visit us today at Zing Cu and experience banking that's not just about numbers it's about community!

Operating Hours & Services

At Zing Cu, we value your time. Our lobby hours are designed to fit your busy schedule: open Monday through Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. If you're on the go, take advantage of our drive-thru services available during the same hours perfect for quick transactions without leaving your car. We offer a range of services tailored to meet your needs including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Additionally, our shared service center means you can handle transactions for partner credit unions right here!

Parking & Accessibility

We understand how important convenience is when it comes to banking. Our branch offers ample parking space for our members. Plus, we're committed to making banking accessible for everyone, featuring ADA-compliant ramps and entrances. So whether you're coming in for a quick deposit or a more detailed financial discussion, your visit will be smooth and hassle-free.

Member Eligibility

Joining the family at Denver Community Cu D.b.a. Zing Cu is a wonderful way to connect with a community that truly cares about its members. If you're looking to become part of our supportive environment, you'll be glad to know that membership is open to anyone who lives, works, worships, or attends school in the Denver area. This means that whether you're a local resident or someone deeply connected to our vibrant community, you're welcome here! By choosing Denver Community Cu D.b.a. Zing Cu, you gain access to personalized financial services tailored just for you, all while enjoying competitive rates and excellent customer support. Ready to take the next step? Opening an account is easy! Just visit us at our branch located at 3299 W Alameda Ave Denver Co 80219 or give us a call at (303) 936-2299 for more information on how to get started. For detailed and updated eligibility criteria, check out this helpful resource: Eligibility Details. We can't wait to welcome you as a member of our Denver Community Cu D.b.a. Zing Cu family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $26 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $6,174,248, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify your payment processes. Imagine accepting payments effortlessly while focusing on what you do best running your business. With our reliable merchant services, you can process transactions quickly and securely, giving you peace of mind. If you're ready to take your business to the next level, visit us at 3299 W Alameda Ave Denver Co 80219 in Denver, CO, or call us at (303) 936-2299 for more information on how we can assist you!

Comprehensive List Of Services

Accessible Banking Options

For those who prefer face-to-face interactions, our branch provides basic drive-thru banking services for deposits, withdrawals, and simple transactions. Additionally, if you're a member of partner credit unions, you can access basic shared branch transactions here as well. At Denver Community Cu D.b.a. Zing Cu, we are dedicated to making banking work for you whether through our comprehensive suite of services or our commitment to exceptional member service. If you're ready to take the next step in managing your finances or have questions about any of our offerings, don't hesitate to reach out! Call us at 303-936-2299 or visit us at our branch during operating hours: Monday from 9:00 AM - 6:00 PM; Tuesday through Friday from 9:00 AM - 5:00 PM; Saturday from 9:00 AM - 1:00 PM. We look forward to helping you achieve your financial goals!

Business Banking Solutions

If you're a business owner, we understand how important it is to have reliable financial support. Our business banking services include essential tools like merchant services and business loans to help your enterprise thrive.

Digital Access at Your Fingertips

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. With options like e-statements, mobile payments, and person-to-person transfers, banking has never been easier.

Personal Banking Made Easy

Whether you're opening your first checking account or saving for a major purchase, our personal banking services have got you covered. We offer flexible checking and savings accounts designed to fit your lifestyle. If you're in the market for a vehicle, our auto loans and vehicle financing options make it easy to get behind the wheel of your dream car without breaking the bank. For those looking to buy a home or refinance their current mortgage, we provide competitive mortgage loans and refinancing solutions.

Support for Your Financial Journey

Managing debt can feel overwhelming, but with our personal loans and debt consolidation services, we can help you simplify your payments and regain control of your finances. Plus, don't forget about our credit cards with rewards; earn points on everyday purchases that can be redeemed for exciting rewards.

Digital & Online Banking

Accessibility and Support

With 24/7 online banking services available through Yes, you'll have access to your account whenever you need it. We prioritize security so that you can feel confident in every transaction. Our mobile payments feature also means that you can make purchases directly from your phone without any hassle. At Denver Community Cu D.b.a. Zing Cu, we strive to create an accessible and user-friendly experience for all our members. We want your banking experience to be smooth and straightforward, allowing you to focus on what matters most in your life. Explore our digital offerings today and discover how easy banking can be!

Key Services

Our online banking platform, accessible at http://www.myzing.com , allows you to check balances, transfer funds, and pay bills with just a few clicks. Plus, you can enjoy the convenience of e-statements available for all members making it easy to keep track of your finances while saving paper. If you prefer mobile banking, our user-friendly mobile application is ready for download. With it, you can manage your accounts right from your smartphone. For those moments when you need to send money quickly, our person-to-person transfer feature ensures that sharing funds with friends or family is simple and fast. And when it comes to security, you can trust our electronic signature authorization process for peace of mind when completing transactions online.

Financial Strength

Growing Member Base

Total Share Accounts stand at 74,068, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Denver Community Cu D.b.a. Zing Cu is your trusted partner. Visit us at 3299 W Alameda Ave Denver Co 80219 or call 303-936-2299 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our net income of $3,168,037 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 90 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Member Benefits

With $47,730,941 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $5,765 in used auto loans and an impressive total of $280,971,781 in loans and leases, our lending capacity supports members' financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $81,175,656 in share certificates and $70,835,716 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $52,907,810, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $104,620,484 in used vehicle loans and $21,780,702 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you have access to funds when you need them most. Plus, if you're considering refinancing your current auto loan, we can guide you through eligibility options that could save you money.

Business Financing

For business owners, our outstanding commercial loans totaling $6,174,248 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to supporting local entrepreneurs. At Denver Community Cu D.b.a. Zing Cu, we prioritize transparency and accessibility in our lending process. If you're interested in any of our loan products or need assistance navigating your options, don't hesitate to reach out to us at (303) 936-2299. You can also visit us at our branch located at 3299 W Alameda Ave Denver Co 80219 in Denver, CO. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your journey toward achieving your financial dreams starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $37,310,863, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to upgrade your current residence, our team is here to assist you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $12,093,403 in loans helping members manage their finances effectively. Our credit card products come with rewards that enhance your spending experience while providing a safety net for unexpected expenses.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing guarantees fair and transparent offers for consumers. By obtaining data from legitimate financial institutions, LendMesh prioritizes user trust and satisfaction.

DENVER COMMUNITY CU D.B.A. ZING CREDIT UNION