DEMOCRACY FEDERAL CREDIT UNION

Welcome to Democracy, your trusted financial partner located at 400 N Columbus St, Alexandria, VA 22314. Since our establishment in 1936, we have been dedicated to serving our community with integrity and care. With a strong membership base of over 12,681 individuals, we pride ourselves on being more than just a credit union; we're a community hub where members can find financial solutions tailored to their needs. At Democracy, we believe in the power of collaboration and support. Our total assets have grown to an impressive $181,436,091, reflecting our commitment to sound financial practices and member-focused services. We currently manage about $8,121,274 in deposits and offer a diverse range of loans totaling 13,869 for everything from personal needs to business ventures. Led by our passionate CEO, Kenyahda Cahoon, and Board President, Lester Austin, our team of 39 employees is here to assist you every step of the way. Whether you're interested in personal banking options like checking accounts or looking for financing opportunities such as auto loans or mortgages, we've got you covered. While members can visit us at our branch address, official correspondence should be sent to P.O. Box 25516, Alexandria, VA 22313-5516. For any inquiries or assistance, feel free to reach out at 202-488-5400 during our lobby hours from Monday to Friday, 9:00 AM to 5:00 PM. Join us today and discover how Democracy can help you achieve your financial goals! Visit our website at Democracy FCU for more information on our services and how you can become a member.

Welcome to Democracy, a cornerstone of community banking in Alexandria, VA. Established in 1936, we have proudly served our members for over 85 years, growing alongside the community and adapting to its evolving needs. Our branch, located at 400 N Columbus St, Alexandria, VA 22314, stands as a testament to our commitment to providing exceptional financial services and support. Throughout our history, Democracy has experienced remarkable growth and transformation. From humble beginnings, we have expanded our reach and enhanced our offerings. Today, we proudly serve a vibrant membership base of 12,681 individuals who trust us with their financial well-being. With total assets reaching an impressive $181,436,091, we are dedicated to ensuring that every member feels valued and supported. At the heart of our mission is a commitment to empower our members through accessible financial solutions. We believe in fostering financial literacy and providing tools that help individuals achieve their goals be it through personal banking services like checking accounts or auto loans, or business banking options tailored for entrepreneurs. Our dedication extends beyond just numbers; it's about building relationships and strengthening the community. We understand that convenience matters. That's why we offer ATM availability and robust online banking options to ensure you can manage your finances anytime, anywhere. While members can visit us at our physical location for personalized service during our operating hours Monday through Friday from 9:00 AM to 5:00 PM we also embrace digital advancements that enhance accessibility for everyone. Our mission is not just about providing financial services; it's also about making a positive impact in Alexandria. We actively engage with local organizations and initiatives to give back to the community that has supported us throughout the years. Whether through partnerships or outreach programs, we strive to create lasting change and uplift those around us. While official correspondence should be sent to P.O. Box 25516, Alexandria, VA 22313-5516, we welcome you to come by our branch at 400 N Columbus St to experience firsthand the friendly service and extensive resources Democracy offers. Join us on this journey as we continue to grow together! Become part of the Democracy family today and discover how we can help you achieve your financial dreams. For more information or assistance, feel free to call us at 202-488-5400 or visit our website at www.democracyfcu.org. We look forward to serving you!

At Democracy, we believe that everyone deserves a supportive financial community. If you're looking to join us at our cozy location on 400 N Columbus St Alexandria Va 22314, becoming a member is simple and welcoming. Whether you live or work in the area, or are a family member of an existing member, you can easily qualify for membership. We pride ourselves on being inclusive and ready to help you achieve your financial goals with personalized services tailored just for you. To get started, check out our eligibility criteria at http://www.democracyfcu.org/join.html . If you find that you're eligible, opening an account is just as easy simply visit us online at http://www.democracyfcu.org/apply-online-pathways---credit-cards .html or give us a call at (202) 488-5400 during our business hours. We're excited to have you on board and look forward to supporting your journey with us!

At Democracy, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which ensures that we can continue offering you the best possible services and support. With a net worth of $15,817,527, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $869 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $22,787,120 in share certificates and $26,724,308 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,613,561, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $14,515,782 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; with $570 in used auto loans and $141,156,545 in total loans and leases, we support our members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 37 full-time employees and 2 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledgeable support. Total Share Accounts stand at 23,506, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Democracy is your trusted partner. Visit us at 400 N Columbus St Alexandria Va 22314 or call (202) 488-5400 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*