DEMOCRACY FEDERAL CREDIT UNION

Welcome to Democracy, your trusted financial partner located at 400 N Columbus St, Alexandria, VA 22314. Since our establishment in 1936, we have proudly served our community, growing together with over 12,681 members. With total assets reaching an impressive $181,436,091 and deposits of $8,121,274, we are committed to providing reliable services that cater to your financial needs. At Democracy, we understand the importance of personal relationships in banking. Our dedicated team of 39 employees, led by our CEO Kenyahda Cahoon and Board President Lester Austin, works tirelessly to ensure you receive the support you need. Whether you're looking for loans of which we currently have 13,869 or savings options that suit your lifestyle, we aim to make your experience smooth and rewarding. While members can visit us at our branch address mentioned above, any official correspondence should be sent to P O Box 25516, Alexandria, VA 22313-5516. Our doors are open Monday through Friday from 8:00 AM to 4:00 PM, ready to assist you. With a solid net worth of $15,817,527 and cash on hand amounting to $3,297,529, we prioritize your financial security. Join us as we continue to impact our community positively and grow together. For more information or to get started on your financial journey with us, please visit our website at Democracy FCU or call us at 202-488-5400 today!

At Democracy Credit Union, we take pride in our rich history and commitment to the community. Founded in 1936, our branch has grown alongside Alexandria, Virginia, becoming a trusted partner for financial services. Our journey began with a simple vision: to provide members with access to affordable banking and foster financial independence. Located at 400 N Columbus St, Alexandria, VA 22314, our branch has always been a welcoming space where members can receive personalized service. As we evolved over the decades, we have embraced change while staying true to our core mission. Today, we serve over 12,681 members and manage assets totaling $181,436,091. Each member is part of our story, which continues to grow through their trust and support. Democracy Credit Union's mission is clear: to empower our members by offering a range of financial services that meet their needs while actively supporting the local community. We believe that strong communities are built on strong relationships. Through initiatives like community outreach programs and partnerships with local organizations, we strive to make a positive impact beyond just banking. While members can visit us at 400 N Columbus St, official correspondence should be sent to P O Box 25516, Alexandria, VA 22313-5516 if needed. Our operating hours are Monday through Friday from 8:00 AM to 4:00 PM, making it convenient for you to drop by and discuss your financial goals. Although we currently do not offer ATM or drive-thru services at this location, we focus on enhancing digital access for our members through online banking, mobile payments, and e-statements. We aim to provide all members with a seamless experience tailored to their busy lives. As we look ahead, Democracy Credit Union remains committed to innovation and excellence in service delivery. Join us today and discover the difference of being part of a community-focused credit union. Together, let's build a brighter financial future! For more information or to become a member, call us at 202-488-5400 or visit our website at www.democracyfcu.org.

Welcome to the Democracy Credit Union branch located at 400 N Columbus St, Alexandria, VA 22314! Nestled in the heart of Alexandria City, our branch is easily accessible and conveniently situated near popular landmarks like the bustling King Street area and the historic waterfront. Whether you're popping in for a quick banking errand or seeking more comprehensive financial services, we're here to help! Our branch is designed with your convenience in mind. While we currently do not have ATM services or drive-thru banking available, our friendly staff is ready to assist you during our lobby hours from Monday through Friday, 8:00 AM to 4:00 PM. We pride ourselves on providing personalized service to ensure that all your banking needs are met. If you need to send official correspondence, please note that while you can visit us at our branch address, mail should be directed to P O Box 25516, Alexandria, VA 22313-5516. Our location features accessible parking and complies with ADA standards, making it easy for everyone to visit us. At Democracy Credit Union, we offer a range of services tailored to meet your financial needs. From personal loans to account management, our team is dedicated to providing solutions that work for you. We invite you to come by and experience our welcoming atmosphere firsthand! If you have questions or need assistance before your visit, feel free to give us a call at 202-488-5400. We look forward to serving you!

Becoming a member of Democracy feels like stepping into a community that truly cares about your financial well-being. We welcome anyone who lives, works, worships, or attends school in the Alexandria area to join our family. This means whether you're a long-time resident or new to the neighborhood, you can take advantage of all the benefits we offer. As a member of Democracy, you'll enjoy personalized services and competitive rates that help make your financial goals more attainable. Opening an account is simple! Just visit us at 400 N Columbus St Alexandria Va 22314 or give us a call at (202) 488-5400 for any questions you might have. You can also check out the detailed eligibility criteria on our website at http://www.democracyfcu.org/join.html . When you're ready, start your journey with us by applying online at http://www.democracyfcu.org/apply-online-pathways---credit-cards.html . We can't wait to welcome you to our community!

At Democracy, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our commitment to providing reliable services, we ensure that your financial future is in safe hands. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $15,817,527, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $869 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $22,787,120 in share certificates and $26,724,308 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,613,561, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our financial strength is also reflected in our $14,515,782 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $570 in used auto loans and $141,156,545 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 37 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 23,506, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Democracy is your trusted partner. Visit us at 400 N Columbus St Alexandria Va 22314 or call (202) 488-5400 to learn more about how we can help you achieve your financial goals.