DEMOCRACY FEDERAL CREDIT UNION - Philadelphia, PA

Welcome to Democracy Credit Union, where your financial well-being is our priority! Located at 300 Spring Garden St, Philadelphia, PA 19123, we have been serving our community since 1936. With a strong foundation built on trust and reliability, we're proud to support over 12,681 members in achieving their financial goals. At Democracy, we understand the importance of accessible banking services. That's why we offer a range of options including personal banking accounts, auto loans, mortgage refinancing, and business banking solutions. As of now, our total assets stand at an impressive $181,436,091, backed by $8,121,274 in deposits and a net worth of $15,817,527. Our commitment to responsible lending is reflected in our portfolio with 13,869 loans and leases extended to members. Our dedicated team of 39 employees, led by CEO Kenyahda Cahoon and Board President Lester Austin, is here to assist you every step of the way. Whether you're looking for advice on managing your finances or need help with online banking through our user-friendly platform at democracyfcu.org, we've got you covered. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO BOX 25516, Alexandria, VA 22313-5516. If you have any questions or need assistance, feel free to call us at 202-488-5400 during our lobby hours on Wednesday and Thursday from 9:00 AM to 1:00 PM. Join us today and experience the difference that comes from being part of a credit union that truly cares about its members!

At Democracy, located at 300 Spring Garden St in Philadelphia, PA, we celebrate a rich history that began in 1936. From our humble beginnings, we have grown into a trusted financial partner for over 12,681 members. With total assets reaching $181,436,091, our journey has been marked by a commitment to serving our community and providing exceptional financial services. Our mission is clear: to empower our members through accessible financial solutions while fostering a sense of community and belonging. We strive to offer personal banking services such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking options. Each service is designed with the member's best interests at heart. While members can visit us at our Philadelphia branch address, official correspondence should be sent to PO BOX 25516 in Alexandria, VA. Our branch is conveniently situated near local landmarks and provides easy access for all community members. As we evolved over the decades, Democracy embraced advancements in technology to enhance member experience. With services like online and mobile banking, electronic signatures, and person-to-person payments available, we ensure that managing finances is simple and efficient. Moreover, our commitment extends beyond financial transactions. We engage actively in community outreach efforts and partnerships that promote financial literacy and well-being among our members. This dedication is reflected not only in our services but also in the way we support local initiatives. We invite you to experience the benefits of joining Democracy. Whether you're looking for a reliable place to save or seeking assistance with loans and credit options, we are here for you. Join us today and become part of a thriving community committed to your financial success! For more information about membership or to open an account, please visit our website at Democracy FCU or call us at 202-488-5400 during our operating hours: Wednesday through Friday from 9:00 AM to 1:00 PM.

At Democracy, we believe that becoming a member is more than just opening an account; it's about joining a caring community that looks out for each other. If you're interested in membership, you'll be pleased to know that eligibility is quite accessible! Generally, anyone who lives, works, worships, or attends school in the Philadelphia area can become a part of our family. This means whether you're a local resident or just spend your days here, there's a place for you at Democracy. For full details on eligibility criteria, feel free to visit our website at http://www.democracyfcu.org/join.html . The benefits of joining Democracy are numerous! You'll gain access to personalized financial services designed to meet your needs, whether it's checking and savings accounts, auto loans, or credit cards with rewards. Plus, opening an account is simple and straightforward. Just head over to our online application page at http://www.democracyfcu.org/apply-online-pathways---credit-cards .html or give us a call at (202) 488-5400 if you have any questions. We're excited to welcome you into our community at 300 Spring Garden St Philadelphia Pa 19123, where your financial well-being is our top priority!

At Democracy, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. With our tools, you can handle your banking needs anytime and anywhere, all while enjoying peace of mind knowing your information is safe. One of the standout features is our 24/7 Online Banking service available at https://www.democracyfcu.org/ . This means you can check your balances, pay bills, and transfer funds whenever it suits you. Whether you're at home or on the go, you have complete control over your finances right at your fingertips. Plus, with E-Statements, you can opt for paperless statements, making it easier to manage your documents while also being environmentally friendly. Need to send money to a friend? Our Person-to-Person Transfers feature allows you to quickly and easily send funds without any hassle. And if you're out shopping, take advantage of our Mobile Payments option. It makes transactions simple; just tap and go! For those who prefer using their smartphone for banking tasks, our Mobile Application is available for download. It offers a user-friendly experience where you can deposit checks with just a photo, monitor transactions, and even sign documents electronically thanks to our Electronic Signature Authorization feature. This adds another layer of convenience, allowing you to complete tasks without needing to visit the branch. At Democracy, we prioritize accessibility and ease-of-use so you can focus on what matters most in your life. Our digital banking services are designed not only for efficiency but also with your security in mind, ensuring that every transaction is protected. Explore all these services today by visiting us online at https://www.democracyfcu.org/ !