DELTA FEDERAL CREDIT UNION - Indianola, MS

At Delta Federal Credit Union, our mission is clear: we aim to empower our members through accessible financial services while fostering growth within the community. We believe in offering more than just loans and accounts; we provide tools and resources that help individuals achieve their financial goals. From personal banking options like checking and savings accounts to auto loans and mortgages, we strive to cater to every aspect of our members' lives. In addition to financial services, we actively participate in community outreach efforts. We partner with local organizations and initiatives that align with our values of support and growth. This commitment to giving back ensures that as our credit union flourishes, so does the community around us. While members can visit us at our Indianola location for face-to-face interactions during operating hours from 9 AM to 4 PM, Monday through Friday, we also offer online banking services for added convenience. Though we currently do not have ATM or drive-thru facilities at this branch, we're continuously looking for ways to enhance accessibility for all our members. For official correspondence, please send your mail to 2339 Highway 1 S, Greenville, MS 38701-8337. We invite you to join the Delta family! Experience firsthand how we blend traditional values with modern banking solutions tailored just for you. Whether you're looking for a loan or need guidance on saving for your future, Delta Federal Credit Union is here every step of the way. Call us today at (662) 887-4347 and discover how we can help you achieve your financial dreams!

At Delta Federal Credit Union, we value each member and strive to make every visit pleasant and productive. We encourage you to stop by our branch in Indianola or give us a call today! Let us help you navigate your financial journey with confidence and care.

Our branch is just a stone's throw away from popular local spots, ensuring that you can easily stop by while running errands or enjoying the community. We pride ourselves on providing a friendly environment with ample parking available for your convenience. Our facility is also designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can access our services comfortably.

We're here for you Monday through Friday from 9 AM to 4 PM. During these hours, our dedicated team is ready to assist with a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to loans for vehicles and mortgages, we are committed to helping you achieve your financial goals. Although we currently do not have ATM or drive-thru services available at this location, our staff is always on hand to provide personalized assistance. You can reach us anytime at 662-887-4347 for any inquiries or support.

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Imagine a world where your payment processing is as smooth as your customer service. Our merchant services simplify transactions, making it easier for you to focus on what matters most growing your business. From accepting various payment methods to providing insightful sales reports, we equip you with tools that enhance efficiency and customer satisfaction. Located at 623 Sunflower Avenue Ext Indianola Ms 38751 in Indianola, MS, we're here to help your business reach new heights. Contact us today at (662) 887-4347 to learn more about how we can support your journey!

Thinking about purchasing a new car? We provide Auto Loans & Vehicle Financing options that can make owning a vehicle more affordable. With competitive rates and flexible terms, you can get behind the wheel without breaking the bank. Whether it's a brand-new model or a reliable used car, we're here to help you navigate the financing process.

Running a business? Our Business Banking services provide essential tools such as merchant services and business loans to support your growth. We know how important it is to have reliable banking solutions that cater specifically to businesses.

For those who want to earn while they spend, our Credit Cards with Rewards program allows you to accumulate points for purchases made on everyday items. It's an easy way to earn rewards on things you already buy!

If homeownership is on your horizon, consider our Mortgage Loans & Refinancing solutions. We understand that buying a home is one of life's biggest decisions. Our team is ready to guide you through various mortgage options, ensuring you find the right fit for your budget and lifestyle. Already own a home? Let us help you refinance for better terms and lower payments.

In today's fast-paced world, accessibility matters. That's why we offer comprehensive Online & Mobile Banking options that allow you to manage your accounts anytime, anywhere. Pay bills, transfer money, and check balances from the comfort of your home or on-the-go using our secure platforms. With all these services available at Delta, located at 623 Sunflower Avenue Ext Indianola Ms 38751 in Indianola, MS, we aim to simplify banking for every member of our community. For inquiries or assistance, don't hesitate to reach out at (662) 887-4347 during our operating hours from 9 AM to 4 PM Monday through Friday. We invite you to explore how we can serve you better today! Visit us online at Delta Federal Credit Union and discover more about our offerings tailored just for you!

For those looking to manage everyday expenses, our Personal Banking services include checking and savings accounts that help you save for future goals while easily accessing your funds. Imagine having a checking account that not only keeps your money safe but also offers features like online banking for quick transactions and balance checks.

Life can throw unexpected expenses your way, which is why we offer Personal Loans & Debt Consolidation services. If you're juggling multiple debts, consolidating them into one manageable loan can ease financial stress. Our personal loans are designed to meet your unique needs and help you regain control over your finances.

Our online banking service is available 24/7, allowing you to check balances, pay bills, and transfer funds whenever it suits you. Whether you're at home or on the go, managing your money has never been easier. You can also opt for e-statements, making it simple to access and review your financial statements without the clutter of paper.

We prioritize your security with robust protections in place for all online transactions. While we do not currently offer electronic signature authorization, you can feel confident knowing that our systems are designed to keep your personal information safe. At Delta, we're committed to providing accessible and user-friendly banking solutions that fit into your lifestyle. Explore all that our digital banking services have to offer by visiting us at https://www.deltacreditunion.com/ today!

While we currently do not offer mobile payments or a dedicated mobile application, our website is fully optimized for mobile use. This means you can still enjoy a smooth experience from your smartphone or tablet. You can also take advantage of person-to-person transfers to send money quickly and easily to friends and family.

With $1,813,243 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals across various sectors with $63 in used auto loans and $3,117,797 in total loans and leases.

Total Share Accounts: 1,928, showing a strong and growing member base that trusts us with their finances. This reflects not only our commitment to serving you but also the confidence that thousands of fellow members place in us every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Delta is your trusted partner. Visit us at 623 Sunflower Avenue Ext Indianola Ms 38751 or call (662) 887-4347 to learn more about how we can help you achieve your financial goals.

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our operational efficiency is evident in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

With a net worth of $2,161,549, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,600 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,061,110 in used vehicle loans and $885,212 in new vehicle loans already helping members get on the road. We provide financing options that suit various budgets and preferences. If you're considering refinancing your existing auto loan, we can help you explore eligibility options to make it work for you.

For those looking for flexibility in managing expenses, we offer credit lines totaling $400,000. Additionally, while we currently do not have unsecured credit card loans available for our members, we're always exploring ways to enhance our offerings in this area. At Delta Federal Credit Union, we pride ourselves on providing transparent financial solutions. Our team is here to guide you through every step of the process. If you're interested in learning more about any of our loan products or want to discuss your specific situation, feel free to reach out at 662-887-4347 during our lobby hours from 9 AM to 4 PM, Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to support you on your journey towards financial success!

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we do not offer Junior Lien 1-4 Family Residential Properties loans; however, we are committed to assisting our members with competitive mortgage solutions tailored to their needs.

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