Delta Credit Union Greenville MS | Best Auto Loans & Business Banking

Introduction

Welcome to Delta Credit Union, where your financial journey matters. Located at 2339 Highway 1 S, Greenville, MS 38701, we have proudly served our community since 1957. Our commitment is not just to offer banking services but to foster a sense of belonging for all our 1,724 members. With total assets reaching $8,314,734, we understand the importance of solid financial support and strive to deliver personalized solutions tailored to your needs. At Delta Credit Union, we know that trust is built over time. That's why we focus on providing transparent and reliable services, whether you're looking for a checking account, an auto loan, or personal loans. We currently have 870 loans and leases in place and manage total deposits of $504,905, showcasing our stability and dedication to ensuring our members' financial well-being. Our leadership team is dedicated to guiding Delta Credit Union toward a brighter future. Under the stewardship of CEO Barbara Rodgers and Board President Robert Burford, we aim to create a welcoming environment where everyone can thrive financially. You can reach us at (662) 332-7184 during our lobby hours from Monday through Thursday 9 AM - 4 PM and Friday 9 AM - 5 PM. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 755, Greenville, MS 38702. Join us today at Delta Credit Union where your financial success is our priority! Visit our website at deltacu.virtual.cu.net or call us for more information about how we can help you achieve your financial goals.

Branch History & Mission

Delta Credit Union, located at 2339 Highway 1 S in Greenville, MS, has been a cornerstone of the community since its opening in 1957. With a rich history spanning over six decades, Delta has grown alongside its members, adapting to their needs while maintaining a strong commitment to service and community support. From humble beginnings, Delta Credit Union has evolved into a trusted financial institution with a membership base of 1,724 individuals. Over the years, we have proudly accumulated total assets amounting to $8,314,734. Our mission is simple yet powerful: to provide accessible financial services that enhance the lives of our members while fostering a spirit of community. We believe that everyone deserves the opportunity to achieve their financial goals, whether it's saving for a home or securing a loan for a new vehicle. While members can visit us at our branch address, official correspondence should be sent to PO Box 755, Greenville, MS 38702. Our location is conveniently situated near local landmarks and easily accessible for those in the area. At Delta Credit Union, we strive to offer more than just banking services. We are dedicated to supporting our community through various outreach initiatives and partnerships that make a positive impact. Whether it's sponsoring local events or providing financial education workshops, our goal is to empower our members and neighbors alike. We also understand the importance of modern conveniences. That's why we provide online banking options for easy account management from anywhere. Though we currently do not have ATM services or drive-thru banking available at our branch, our friendly staff is here during operating hours Monday through Thursday from 9 AM to 4 PM and Friday from 9 AM to 5 PM to assist with any banking needs you may have. Join us at Delta Credit Union and experience the difference that comes from being part of a member-focused institution dedicated not only to your financial well-being but also to the strength of our community. Together, we can achieve great things! For more information or to become a member today, feel free to reach out at (662) 332-7184 or visit us online at deltacreditunion.com.

Branch Location & Accessibility

Accessibility and Parking

Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps for those who need them. Ample parking is available right outside the building, so you can park with ease when visiting us.

Connect With Us

If you have any questions or need assistance before your visit, feel free to call us at 662-332-7184. We look forward to welcoming you into our branch soon!

Operating Hours

We know your time is valuable! That's why we offer convenient banking hours: Monday through Thursday from 9 AM to 4 PM and Friday from 9 AM to 5 PM. Whether you're stopping by for a quick question or to take care of important financial transactions, we're here to help during these hours.

Services Offered

At Delta Credit Union, we provide a variety of services tailored just for you. From checking and savings accounts to auto loans and personal loans, our team is ready to assist you with all your banking needs. While we currently do not have ATM services or drive-thru banking available, our friendly staff is always on hand to ensure your experience is positive and fulfilling.

Member Eligibility

Joining the Delta community at Delta means stepping into a world of support and financial empowerment. To become a member, you'll need to meet some simple eligibility requirements. Typically, individuals who live, work, or worship in the Greenville area are welcome to apply. It's all about creating a family-like atmosphere where everyone can thrive together. You can find the specific details about eligibility it's a great resource to ensure you qualify and understand how easy it is to become part of our growing family. Opening an account with us is straightforward and welcoming. Once you confirm your eligibility, just visit us at 2339 Highway 1 S Greenville Ms 38701, or give us a call at (662) 332-7184 for assistance with the application process. Our team is here to help guide you every step of the way, ensuring that becoming a member feels as comfortable as joining your favorite local gathering. Don't hesitate to reach out; we're excited to welcome you into the Delta family!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer merchant services that simplify payment processing for your business. Picture this: a busy Saturday at your store where customers are eager to purchase but can only pay cash. Our merchant services ensure you never miss a sale by providing quick and easy payment options that enhance customer satisfaction. Located at 2339 Highway 1 S Greenville Ms 38701 in Greenville, MS, our team is ready to partner with you on your journey to success. Connect with us today at (662) 332-7184 or visit us online at Delta Credit Union to learn more about how we can help your business thrive!

Tailored Loan Options

Imagine having the financial backing to expand your operations or invest in new equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For small business owners, our Business Banking services are essential. From Merchant Services that simplify payment processing to Business Loans designed to fuel growth, we're committed to supporting local entrepreneurs who contribute to our vibrant community.

Credit Solutions for Every Lifestyle

With our Credit Cards with Rewards, you can earn points on everyday purchases while enjoying financial freedom. It's more than just a card; it's an opportunity to maximize your spending power and receive rewards for doing what you already do shopping!

Digital Access Anytime

In today's fast-paced world, convenience is key. That's why we offer Online & Mobile Banking options that allow you to manage your accounts anytime, anywhere. Need to check your balance? Transfer funds? It's all at your fingertips! Although we currently don't have ATM or drive-thru services at this branch, our digital platforms ensure you have access when it matters most. At Delta, we pride ourselves on being more than just a financial institution; we're a partner in your journey towards achieving financial success. If you're ready to explore these services or have any questions, don't hesitate to reach out! Give us a call at (662) 332-7184, visit us online at Delta Credit Union, or stop by our branch today. Your financial future starts here!

Home Financing Options

If you're considering purchasing a home or refinancing your existing mortgage, our Mortgage Loans & Refinancing solutions are just what you need. Picture yourself settling into that perfect house our team will guide you through the process, making it as smooth as possible while ensuring you get the best deal available. For those unexpected expenses or plans that require extra cash, our Personal Loans & Debt Consolidation services can help. These loans offer flexibility and support, helping you manage costs without added stress.

Personal Banking Made Simple

Our personal banking services are designed with your daily needs in mind. We offer Checking & Savings Accounts that help you manage your finances effectively. Imagine being able to deposit your paycheck and easily access your funds whenever you need them. With our straightforward accounts, budgeting becomes a breeze. When it comes to financing your next vehicle, look no further than our Auto Loans & Vehicle Financing options. We understand that buying a car can be overwhelming, so we provide competitive rates and personalized service to help you drive away in the vehicle of your dreams.

Digital & Online Banking

Key Features

One of the standout features is our availability of e-statements. You can opt for electronic statements instead of paper ones, making it easier to keep track of your finances while also being environmentally friendly. Simply log in to your account to access your statements anytime. Although we currently don't offer mobile payments or a dedicated mobile application, our online banking service is user-friendly and secure. For those looking for quick transactions, our platform allows for person-to-person transfers although this feature isn't available at the moment, it's something we're continuously considering for the future. We also prioritize security with every transaction you make. While we do not support electronic signature authorization right now, rest assured that your personal information is protected through strong encryption methods. In a world where convenience is key, Delta is committed to providing you with an accessible and efficient online banking experience. Sign up today at https://www.deltacreditunion.com/ and take control of your financial journey!

Financial Strength

At Delta, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining a solid foundation that ensures your peace of mind. With a net worth of $2,161,549, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 26.00% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,813,243 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $63 in used auto loans and $3,117,797 in total loans and leases. Our efficient operations are reflected in our $67,405, which enables us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 1,928, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Delta is your trusted partner. Visit us at 2339 Highway 1 S Greenville Ms 38701 or call (662) 332-7184 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $1,061,110 in used vehicle loans and $885,212 in new vehicle loans, helping our members get on the road with confidence. Whether you need financing for a new ride or a reliable used vehicle, we've got you covered.

Credit Lines and Personal Loans

For those looking for flexibility in managing their finances, we offer credit lines totaling $400,000. These are great for unexpected expenses or larger purchases where traditional loans may not fit your needs.

Mortgage Loans

Thinking about homeownership? While we currently do not have any Junior Lien 1-4 Family Residential Properties loans available at this time, we can still assist you with other mortgage options and refinancing solutions when they become available. Stay tuned for future updates on how we can help you secure your dream home.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. Currently, there are no outstanding unsecured credit card loans; however, we are here to assist you with various financing options tailored to your financial situation. Our team at Delta is committed to ensuring that each member receives personalized service throughout their borrowing experience. If you're interested in refinancing options or checking your eligibility for any of our loan products, don't hesitate to reach out. You can contact us at 662-332-7184 or visit us at 2339 Highway 1 S, Greenville MS 38701 during our lobby hours: Monday through Thursday from 9 AM - 4 PM and Friday from 9 AM - 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

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Ensuring Accurate Loan Comparisons

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DELTA FEDERAL CREDIT UNION - Greenville, MS

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