Delta Schools Credit Union Antioch CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Delta Schools, where we believe in empowering our members through tailored financial solutions and unwavering community support. Located at 5123 Lone Tree Way, Antioch, CA 94531, our credit union has proudly served the local community since 1953. With a focus on building strong relationships, we currently support over 3,000 members who trust us with their financial needs. At Delta Schools, your financial well-being is our top priority. Our total assets of $60,305,496 and total deposits reaching $3,775,191 showcase our stability and commitment to helping you achieve your financial goals. We offer a variety of services from personal banking accounts to auto loans and business financing options ensuring that there's something for everyone. Our dedicated team of 9 employees, led by CEO Rob Greaff and Board President Erik Faulkner, is here to guide you every step of the way. Whether you need assistance with opening an account or exploring loan options, don't hesitate to reach out at 925-757-0237 or visit us during our lobby hours from Tuesday to Saturday between 9:30 AM and 5:30 PM. While members can visit us at our branch address, official correspondence should be sent to the same location: 5123 Lone Tree Way, Antioch, CA 94531. We invite you to explore our website at deltaschoolsfcu.org for more information about membership eligibility and our range of services. Join us today and discover how Delta Schools can help you take control of your financial future!

Branch History & Mission

Join Us

As we continue this journey together with our community, we invite you to become part of the Delta Schools family. Experience firsthand how we combine personalized service with modern conveniences tailored for your lifestyle. Whether you're looking for your first bank account or seeking financing options for your dream home or vehicle, we're here for you every step of the way. For more information about membership or services offered at Delta Schools, please call us at (925) 757-0237 or visit our website. Let's build a brighter financial future together!

Our Journey

Delta Schools was established over 70 years ago, driven by the vision of creating a member-focused institution that prioritizes the needs of its members. As we opened our doors, we began with a handful of dedicated members and a commitment to offering personalized financial solutions. Today, we proudly serve over 3,000 members and manage total assets of $60,305,496. Throughout our history, we have embraced change and innovation. While our roots are firmly planted in traditional banking values, we've adapted to meet the evolving needs of our members through digital advancements. Members can enjoy online banking, mobile applications, and electronic statements making it easier than ever to manage their finances.

Our Mission

At Delta Schools, our mission is clear: we aim to enhance the financial well-being of our members while supporting the local community. We offer a range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. Each service is designed not just to meet financial needs but also to empower our members toward achieving their goals. We believe in giving back. Over the years, we have partnered with various local organizations to promote education and financial literacy within Antioch. Whether it's sponsoring school events or hosting workshops on budgeting and saving, we strive to make a positive impact beyond just banking. While you can visit us at our branch address for all your banking needs during our operating hours from Tuesday to Saturday from 9:30 AM to 5:30 PM, official correspondence should be sent to our mailing address at 5123 Lone Tree Way, Antioch, CA 94531 if it differs from your visit.

Branch Location & Accessibility

Additional Information

Although members can visit us at 5123 Lone Tree Way for all their banking needs, please note that official correspondence should be sent to the same address as there is no separate mailing address. We invite you to explore what Delta Schools has to offer. Stop by today or give us a call we look forward to helping you achieve your financial goals!

Convenient Access and Amenities

At Delta Schools, we prioritize your convenience. Our location features ample parking, ensuring that you can easily access our services without the hassle of searching for a spot. We also take pride in being accessible to everyone, with ADA-compliant entrances and facilities. If you need assistance or have questions while visiting, our friendly team is ready to help. You can reach us directly at 925-757-0237 during our operating hours from Tuesday through Saturday, 9:30 AM to 5:30 PM.

Services Offered

When you visit us at Delta Schools, you'll find a range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, if you're in need of cash on the go, our ATM is available for quick and easy access. While we do not offer drive-thru banking at this location, our dedicated staff is always available inside the branch to assist you with any banking inquiries or transactions.

Member Eligibility

Joining the Delta Schools family means stepping into a welcoming community that values your financial well-being. Becoming a member is simple and inclusive; if you're a student, employee, or family member of someone affiliated with our educational institutions, you're likely eligible! We believe in making banking accessible for everyone, and as a member of Delta Schools, you'll enjoy personalized service and a variety of financial products designed just for you. For those interested in the specifics of membership eligibility, we invite you to explore more at https://deltaschoolsfcu.org/become-a-member/ . Ready to start your journey with us? Opening an account is easy! Just visit our online portal at https://loans.itsme247.com/960/home/start or give us a call at (925) 757-0237 to ask any questions you might have. Our branch is conveniently located at 5123 Lone Tree Way Antioch Ca 94531, and we're excited to help you achieve your financial goals while being part of a supportive community.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools to streamline your transactions and enhance customer satisfaction. Our merchant services offer easy payment processing, allowing you to accept various payment methods effortlessly. This means more convenience for your customers and faster cash flow for your business. Located at 5123 Lone Tree Way Antioch Ca 94531 in Antioch, CA, we're here to help you navigate the financial landscape and fuel your business ambitions. Reach out to us at (925) 757-0237 to learn how we can partner in your success!

Comprehensive List Of Services

Business Banking

We haven't forgotten about local businesses! Our business banking services include merchant services and business loans designed to support your growth. Whether you're starting a new venture or expanding an existing one, we have the resources to help you thrive.

Credit Cards & Rewards

For those who enjoy rewards, our credit cards are a great choice! With benefits that allow you to earn points on every purchase, you can treat yourself while managing your spending wisely.

Digital Banking Features

At Delta Schools, we understand the importance of convenience in today's fast-paced world. That's why we offer robust online and mobile banking features. With just a few taps on your phone or clicks on your computer, you can access ATM services for cash withdrawals or balance checks whenever you need them. For added convenience, our ATM is available for basic transactions outside regular hours. This ensures that no matter what time it is or where life takes you, accessing your money is never out of reach.

Get Started Today!

Ready to experience the benefits of banking with us? Give us a call at 925-757-0237 or visit our website at deltaschoolsfcu.org for more information on how to become a member and open an account today! We look forward to serving you at Delta Schools where your financial well-being is our top priority.

Personal Banking

When it comes to personal banking, we offer checking and savings accounts that fit your lifestyle. Our accounts come with features that make managing your money simple and efficient. Imagine having easy access to your funds through online banking and mobile apps, allowing you to check balances or transfer money from anywhere. If you're considering purchasing a car, our auto loans provide competitive rates and flexible terms, making it easier for you to hit the road in style without breaking the bank. We also offer mortgage loans and refinancing options for those ready to invest in their dream home. Our personal loans can assist with debt consolidation or unexpected expenses, giving you peace of mind when life throws curveballs.

Digital & Online Banking

Convenient Online Banking

Our online banking services, available at https://deltaschoolsfcu.org/ , allow you to check balances, pay bills, and transfer funds with just a few clicks. Whether you're at home or on the go, our 24/7 online banking gives you the flexibility to manage your financial needs whenever it suits you.

Easy Mobile Application

For those who prefer managing their finances from their mobile devices, our mobile application is here to help. It offers all the essential features of online banking right in your pocket. You can perform transactions quickly and easily while enjoying the security that comes with our electronic signature authorization feature. Plus, if you're interested in viewing your statements electronically, we provide e-statements for added convenience.

Person-to-Person Transfers

Need to send money to a friend or family member? Our person-to-person transfer service makes it simple and quick. You can send money directly from your account without the hassle of cash or checks.

Security You Can Trust

At Delta Schools, your security is our top priority. We employ advanced security measures to protect your personal information and transactions. You can bank with confidence knowing that we are committed to keeping your financial data safe. In short, our digital and online banking services are tailored to fit your lifestyle providing accessibility, ease-of-use, and real-time account management right at your fingertips. Visit us today to explore how these features can enhance your banking experience!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 6,672, showing a strong and growing member base that trusts us with their finances. This is a testament to the confidence our members have in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Delta Schools is your trusted partner. Visit us at 5123 Lone Tree Way Antioch Ca 94531 or call (925) 757-0237 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member Savings and Investments

Members' savings are secured through $11,892,197 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 9 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $5,694,644, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $944 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment in Member Services

With $5,667,880 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This allows us to support your financial goals across various sectors with $259 in used auto loans and $28,376,281 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,247,028 in used vehicle loans and $3,646,128 in new vehicle loans already helping members get on the road. We offer financing solutions for both new and used vehicles so that you can choose what works best for your budget.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,551,268 in loans helping members manage their finances effectively. These credit cards come with features designed to fit various lifestyles while providing the freedom to make purchases when needed.

Credit Lines

If you're looking for extra flexibility in your budgeting, consider our credit lines totaling $3,400,000. This option allows you to borrow as needed without taking on unnecessary debt perfect for managing unexpected expenses or funding projects.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,458,387, make buying or refinancing simple. We aim to guide you through every step of the process with competitive rates and flexible terms.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, we can help! Our team at Delta Schools is here to discuss eligibility options that may lower your monthly payments and save you money over time. Located at 5123 Lone Tree Way, Antioch, CA 94531, our team is ready to assist you in finding the right loan product tailored to your needs. For inquiries or assistance, feel free to call us at 925-757-0237 during our operating hours from Tuesday to Saturday between 9:30 AM and 5:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams today!

Loan Aggregator

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DELTA SCHOOLS FEDERAL CREDIT UNION - Antioch, CA