DELTA REFINING CO EMP FEDERAL CREDIT UNION

Welcome to Delta Refining Credit Union, your trusted financial partner since 1954. Located at 2385 Riverport Rd, Memphis, TN 38109, we are dedicated to serving our community with integrity and care. With a membership base of 289 and assets totaling $5,126,427, we pride ourselves on providing personalized banking solutions that meet the unique needs of our members. At Delta Refining Credit Union, we offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. Our commitment to our members is reflected in our total deposits of $365,710 and a net worth of $1,027,299. We understand the importance of financial stability and work diligently to ensure your money is managed wisely. Our leadership team, led by CEO Terrie Snavely and Board President John Ragar, fosters an environment focused on member satisfaction and community impact. With a small but dedicated team of just 2 employees, we are agile and responsive to your needs. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 2385 Riverport Rd, Memphis, TN 38109. If you have any questions or need assistance, feel free to reach out to us at 901-775-8814 during our operating hours: Monday & Thursday from 2:30 PM to 5:30 PM and Tuesday & Friday from 8:00 AM to 2:00 PM. Join us at Delta Refining Credit Union where your financial future matters. We invite you to experience the difference of member-focused service come visit us today!

At Delta Refining Co Emp, we take pride in our rich history and commitment to serving our community in Memphis, TN. Founded in 1954, our credit union has been a cornerstone for financial support, helping individuals and families achieve their dreams. Over the years, we've grown from a small organization into a trusted financial partner for nearly 300 members, with total assets now exceeding $5 million. Located at 2385 Riverport Rd, Memphis, TN 38109, our branch is easily accessible to those in the area. As we continue to grow, we remain dedicated to providing personalized service that meets the unique needs of our members. While members can visit us at this address for face-to-face support, official correspondence should be sent to the same location. Our mission is simple yet profound: We strive to empower our members through reliable financial services while actively supporting our local community. We understand that banking is not just about transactions; it's about building relationships. That's why we focus on offering a variety of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. In addition to our core services, we are proud of our community outreach efforts and partnerships that help enhance the lives of those around us. Whether it's through financial education programs or local sponsorships, we aim to make a positive impact beyond banking. As technology evolves, so do we. Our commitment to accessibility includes ADA compliance initiatives ensuring everyone can comfortably utilize our services. Although we currently do not offer ATM or drive-thru banking options at this location, we focus on providing exceptional lobby hours: Monday and Thursday from 2:30 PM to 5:30 PM, and Tuesday and Friday from 8:00 AM to 2:00 PM. We invite you to become part of Delta Refining Co Emp's family. Join us today and experience how we can help you reach your financial goals while contributing positively to the Memphis community. For more information or assistance, please call us at (901) 775-8814. Together, let's build a brighter financial future!

At Delta Refining Co Emp, we believe that everyone deserves a supportive financial community, and becoming a member is the first step toward achieving your financial goals. If you're looking to join us, you'll find that eligibility is open to a variety of individuals connected to our mission. Whether you work for Delta Refining Co or are part of our local community in Memphis, you may qualify for membership. We encourage you to check out the detailed eligibility requirements at so you can see just how easy it is to become one of us. Joining Delta Refining Co Emp comes with many benefits, such as access to personalized banking services and exclusive offers on loans and accounts tailored just for you. Plus, our friendly team is here to guide you through the account opening process, making it simple and stress-free. To get started or if you have any questions, feel free to reach out at (901) 775-8814. We're excited to welcome you into our family at 2385 Riverport Rd Memphis Tn 38109!

At Delta Refining Co Emp, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring that your money is safe and growing, which reflects our dedication to the well-being of our community. Our financial health is robust, evidenced by our net worth of $1,027,299. This strength allows us to offer better rates, lower fees, and enhanced services tailored to meet your needs. Additionally, our net worth ratio of $2,004 showcases a solid capital foundation, guaranteeing that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,133,488 in share certificates, providing you with stable and rewarding financial growth opportunities. While we do not have non-member deposits at this time, our focus remains entirely on benefiting our members with better loan rates, lower fees, and exclusive perks. With $919,991 in undivided earnings, we continually reinvest in innovative banking tools and stronger lending options to serve you better. This commitment is further reflected in our lending capacity currently boasting $1,750,116 in total loans and leases, including $66 dedicated to used auto loans. Our operational efficiency shines through with a net income of $0, allowing us to maintain competitive loan rates and solid financial products for all members. We also pride ourselves on having 0 full-time employees and 2 part-time employees who are always ready to assist you with knowledgeable service. In summary, our strong performance metrics highlight the trust you can place in us. With a total of 358 share accounts representing a growing member base, it's clear that more individuals are choosing Delta Refining Co Emp as their trusted partner for financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Delta Refining Co Emp is your trusted partner. Visit us at 2385 Riverport Rd Memphis Tn 38109 or call (901) 775-8814 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*