Delta County Credit Union Hotchkiss CO | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Delta County, your trusted partner in financial well-being, located at 120 N 6Th St, Hotchkiss, CO 81419. Established in 1958, we have proudly served our community for over six decades, helping 4,389 members achieve their financial goals. With total assets reaching an impressive $74,636,798, we are committed to providing personalized banking solutions that empower our members. At Delta County, we understand that each member's journey is unique. That's why we offer a variety of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgages. With $2,329,799 in total deposits and a strong net worth of $6,401,862, you can trust that your finances are in good hands. Our dedicated team consists of 17 skilled employees led by our CEO, Michelle Fish, and Board President, Alvin Williams. We pride ourselves on building lasting relationships with our members and the community. While you're welcome to visit us at our branch for any inquiries or transactions, please note that official correspondence should be sent to our mailing address: PO Box 480, Hotchkiss, CO 81419. We invite you to explore our range of financial products designed just for you. Whether you're looking for a new vehicle loan or want to open an account online, we've made it easy! Visit our website at deltacountyfcu.com for more information or give us a call at 970-872-4277. Let us help you take the next step towards achieving your financial dreams!

Branch History & Mission

Join Us

We invite you to experience the benefits of becoming a member at Delta County. With operating hours from 9:00 AM to 5:00 PM during the week and dedicated services like drive-thru banking available from 8:30 AM, we make it easy for you to connect with us. If you're looking for reliable financial solutions backed by genuine community support, look no further than Delta County. For more information or to open an account today, please call us at 970-872-4277 or visit our website at Delta County FCU. Join us as we continue this journey together!

Our Evolution

Located at 120 N 6th St, Hotchkiss, CO 81419, Delta County has evolved significantly since our inception. We've embraced changes in technology while maintaining our core values of integrity and support. From introducing online banking services to offering mobile payments, we ensure our members can access their accounts conveniently and securely. Whether you are visiting us for personal banking or seeking business solutions, our friendly team is here to help. As we look back at our history, we recognize key milestones that have shaped us into what we are today. Our drive-thru banking service and ATM availability are just a few examples of how we've adapted to meet the needs of our community. These enhancements make banking easier for everyone, whether you're a busy professional or a family on the go.

Our Mission

At the heart of Delta County's mission is a commitment to improve the financial well-being of our members and the community at large. We believe that everyone deserves access to quality financial services tailored to their needs. Our offerings include checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. We strive not only to provide exceptional financial products but also to be an active participant in the Hotchkiss community. Through various outreach efforts and partnerships with local organizations, we aim to uplift those around us and foster a sense of belonging among all residents. While members can visit us at 120 N 6th St, official correspondence should be sent to PO Box 480, Hotchkiss, CO 81419.

Branch Location & Accessibility

Call to Action

Ready to experience personalized banking? We invite you to stop by our branch or give us a call at 970-872-4277. Our dedicated team is eager to assist you with all your financial needs!

Nearby Landmarks and Accessibility

Our branch is situated close to popular spots in town, making it a familiar stop for many residents. With ample parking available, including accessible spaces for those with mobility challenges, we ensure that everyone can visit us comfortably. Our facility is ADA compliant, featuring ramps and easy access points so that all members can enjoy our services without hassle.

Operating Hours and Services

We are here for you Monday through Friday from 9:00 AM to 5:00 PM. For those on the go, our drive-thru service opens even earlier at 8:30 AM and closes at 5:00 PM. This means you can bank on your schedule without needing to rush. At Delta County Credit Union, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to vehicle financing and credit cards with rewards, we have options that fit everyone's lifestyle. Need cash? Our ATM is conveniently located on-site for quick withdrawals and balance checks.

Member Eligibility

Becoming a member of Delta County is like joining a family that truly cares about your financial well-being. Located at 120 N 6Th St Hotchkiss Co 81419, we welcome anyone who lives, works, worships, or attends school in the area to join our community. We believe in making banking accessible and enjoyable for everyone, and that's why we have simple eligibility criteria. Plus, when you become a member, you gain access to a range of benefits designed to support your financial goals, from competitive loan rates to personalized service. Opening an account with us is straightforward! You can find all the details about how to get started by visiting our website at http://www.deltacountyfcu.com/en-us/accounts/rates-fees. If you have any questions or need assistance along the way, don't hesitate to reach out at (970) 872-4277. For more information on eligibility and to stay updated on any changes, feel free to check out the guidelines. We're excited to welcome you into our Delta County family!

Business Banking & Commercial Services

Financing Solutions for Every Stage

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $155,059, we continue to drive economic growth by financing new and expanding businesses. Every dollar counts when it comes to achieving your goals, and our loans are here to provide the flexible financing solutions you need.

Merchant Services that Work for You

In addition to loans, our merchant services streamline payment processing, making transactions easier for your customers. Imagine having the ability to accept payments anytime, anywhere whether you're at your storefront or out in the field. Our services help you focus on what truly matters: running your business effectively. Visit us at 120 N 6Th St Hotchkiss Co 81419 in Hotchkiss, CO or call us at (970) 872-4277 to learn more about how we can support your business aspirations!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we understand the importance of having reliable financial support. Our business banking services, including merchant services and business loans, are designed to help local businesses thrive. We're here to assist you in navigating your business's financial needs so you can focus on what you do best.

Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. From checking balances to making transfers, everything is just a few clicks away. You can also enjoy hassle-free cash access through our ATM and cash withdrawal services located conveniently near you.

Get Started Today!

At Delta County, we strive to make banking not only accessible but also enjoyable for everyone in Hotchkiss and beyond. With our friendly staff ready to assist you at every turn, we invite you to explore all the services we offer. For more information or any inquiries, feel free to call us at 970-872-4277 or visit us online at www.deltacountyfcu.com. Let us help you achieve your financial goals today!

Personal Banking Made Easy

Whether you're just starting out or looking to manage your wealth, our personal banking options have you covered. We offer checking and savings accounts that help you manage your day-to-day finances effectively. If you're dreaming of a new car, our auto loans and vehicle financing can make that dream a reality with flexible terms and competitive rates. For those considering home ownership or refinancing, our mortgage loans provide tailored options to help you secure the perfect home.

Simple Transactions Made Accessible

Need quick service? Our basic drive-thru banking allows for easy deposits and withdrawals without leaving your vehicle, making it perfect for busy days. You can also perform straightforward transactions at our ATM withdraw cash or check your balance whenever it suits you.

Support for Your Financial Goals

Life can throw unexpected expenses your way. That's why we also offer personal loans and debt consolidation services, helping you take control of your finances when it matters most. Our credit cards with rewards provide additional benefits for everyday purchases, making it easier for you to earn while you spend.

Digital & Online Banking

Enjoy the Benefits of Mobile Banking

For those on the go, our mobile application offers all the features of online banking in the palm of your hand. You can make mobile payments, send money to friends and family with our person-to-person transfer feature, and keep track of your spending all from your smartphone. Plus, you'll have quick access to e-statements whenever you need them, helping you stay organized and informed.

Online Banking Made Easy

Our online banking service is available 24/7, allowing you to access your accounts anytime, anywhere. Simply visit https://www.deltacountyfcu.com/en-us/ to log in and start managing your finances with ease. Whether you're checking balances, transferring funds, or paying bills, everything you need is just a click away.

Security You Can Trust

We prioritize your security with robust measures that keep your information safe while you bank online. Although we do not currently offer electronic signature authorization, rest assured that every transaction is protected with advanced encryption technology. With Delta County, you can enjoy real-time account management without the stress. Our digital services are designed to provide accessibility and ease-of-use so that you can focus on what truly matters in life. Whether you're at home or out running errands, managing your money is simple and secure. Explore all the possibilities today by visiting https://www.deltacountyfcu.com/en-us/!

Financial Strength

A Growing Community Trust

Total Share Accounts: 9,321, show a strong and growing member base that trusts us with their finances. This trust is the cornerstone of our operations at Delta County, as we strive to provide exceptional service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Delta County is your trusted partner. Visit us at 120 N 6Th St Hotchkiss Co 81419 or call (970) 872-4277 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investment in Growth

With $6,401,862 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $238 in used auto loans and $23,157,847 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $13,252,089 in share certificates and $6,225,482 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. We focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $178,406 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 13 full-time employees and 4 part-time employees ready to assist you with a knowledgeable team.

Strong Financial Health

With a net worth of $6,401,862, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.58% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,261,929 in used vehicle loans and $1,500,560 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you find the perfect fit for your budget.

Credit Lines and More

For those looking for additional financial flexibility, we offer total credit lines amounting to $10,883,500. This product is ideal for managing cash flow or funding larger purchases when needed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,427,474, make buying or refinancing simple. We are here to guide you through the process and help you secure a loan that works for you.

Refinancing Options

If you're considering refinancing your current loans, we have options available that can help reduce your monthly payments or lower your interest rate. Speak with our team to find out if you qualify and how much you could save. At Delta County located at 120 N 6Th St Hotchkiss Co 81419, we're committed to providing personal service and tailored solutions for all our members. For more information on our loan offerings or to discuss eligibility options, please contact us at 970-872-4277. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you achieve your financial dreams today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $163,150 in loans helping members manage their finances effectively. This option provides an easy way to access credit for everyday expenses or unexpected costs without needing collateral.

Loan Aggregator

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DELTA COUNTY FEDERAL CREDIT UNION - Hotchkiss, CO

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