Delta County Credit Union Delta CO | Best Auto Loans & ATM Services

Introduction

Welcome to Delta County, your trusted partner in financial services since 1958. Located at 100 Circle Dr, Delta, CO 81416, our main branch is dedicated to serving the community with integrity and personalized care. At Delta County, we understand that your financial journey is unique, and we're here to support you every step of the way. With a proud membership of 4,389 individuals and total assets exceeding $74.6 million, we have built a strong foundation that empowers our members to achieve their financial goals. Our commitment to you extends beyond traditional banking; we offer a wide range of services including personal banking, auto loans, mortgage financing, and business banking solutions. Whether you're saving for a dream vacation or looking to expand your business, we have tailored solutions to meet your needs. Under the leadership of our CEO, Michelle Fish, and Board President, Alvin Williams, our team of 17 employees is dedicated to providing exceptional service with a personal touch. We take pride in having a net worth of $6.4 million and over $2.3 million in total deposits, ensuring that your funds are secure and readily available. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 100 Circle Dr, Delta, CO 81416. For any inquiries or assistance, feel free to reach out via phone at 970-874-7674 or visit our website at deltacountyfcu.com. We invite you to join our growing family and experience the difference that comes with being part of Delta County. Come by today or give us a call let's start building your financial future together!

Branch History & Mission

Our Journey

From the start, Delta County was built on the foundation of community support and financial empowerment. Over the years, we have witnessed significant growth and change while staying true to our mission of providing excellent financial services tailored to our members' needs. As we expanded our offerings from personal banking solutions like checking and savings accounts to various loan products we maintained a strong focus on community outreach and education. Our team works diligently to ensure that every member feels valued and supported. We strive for transparency in our operations, fostering trust through open communication and exceptional service. With modern conveniences such as online banking and mobile payments, we've made it easier than ever for you to manage your finances while still offering traditional services like drive-thru banking and ATM access.

Our Mission

At Delta County, our mission is simple: to empower our members by providing accessible financial services while enhancing the quality of life in our community. We believe that everyone deserves financial stability and success, which is why we offer personalized solutions designed to meet individual goals whether it's saving for a home, financing a vehicle, or managing day-to-day expenses. We are dedicated not only to helping you achieve your financial dreams but also to investing in the community we serve. Through various outreach programs and partnerships with local organizations, we work hard to uplift those around us. While you can visit us at our branch located at 100 Circle Dr in Delta for all your banking needs, please note that official correspondence should be sent to the same address. As we look ahead, we invite you to join us on this journey. Experience firsthand the benefits of membership with Delta County. Together, let's build a stronger future for ourselves and our community. For more information about joining or accessing our services, call us at (970) 874-7674 or visit our website. Your financial well-being starts here!

Branch Location & Accessibility

Nearby Landmarks and Accessibility

You can find us just a short drive from popular spots like the Delta County Fairgrounds and Confluence Park, making it simple to stop by while enjoying your day out. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ample parking for our members. If you're driving through, you'll be pleased to know that we offer a convenient drive-thru service for quick transactions without leaving your vehicle.

Operating Hours

We understand that life can get busy, so our lobby hours are set to accommodate your schedule. Visit us Monday through Friday from 9:00 AM to 5:00 PM. For those who prefer the drive-thru option, we're open even earlier at 8:30 AM until 5:00 PM.

Services Available

At Delta County, we provide a range of services tailored just for you. From checking and savings accounts to auto loans and mortgages, we have everything you need under one roof. Plus, with ATM availability on-site, accessing your funds has never been easier! If you need assistance or have questions about our offerings, don't hesitate to give us a call at (970) 874-7674. We're excited to help you reach your financial goals! While members can visit us at 100 Circle Dr Delta Co 81416, official correspondence should be sent to 100 Circle Dr, Delta, CO 81416. Come by today we can't wait to welcome you!

Member Eligibility

Becoming a member of Delta County is like joining a close-knit family where your financial well-being is the priority. If you live, work, or worship in the Delta County area, you're already eligible to join us! We welcome everyone who shares this community with open arms and offer various benefits that can help you achieve your financial goals. From competitive loan rates to personalized service, our members enjoy an array of advantages designed just for them. Ready to take the next step? Opening an account is simple and straightforward! You can find all the details about eligibility and how to open an account by visiting this link. If you have any questions or need assistance, don't hesitate to reach out at (970) 874-7674. We're here to help you start your journey with Delta County, located at 100 Circle Dr Delta Co 81416.

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. Imagine getting the capital you need to purchase new equipment or hire additional staff our loans make those dreams a reality.

Merchant Services

Alongside our loan offerings, we provide essential merchant services that simplify payment processing for your business. With tools designed for efficiency, you can focus more on what you do best running your business. Visit us at 100 Circle Dr Delta Co 81416 or call us at (970) 874-7674 to learn more about how we can help your business grow!

Non-Member Support

We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to various needs. This means whether you're a member or not, we have options available to help you thrive.

Outstanding Loan Portfolio

With an outstanding commercial loan portfolio of $155,059, we continue to drive economic growth by financing new and expanding businesses in Delta, CO. Every loan represents an opportunity for innovation, jobs, and community development.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options provide competitive rates to help you get behind the wheel without breaking the bank. We know that buying a vehicle is a significant investment, so we offer personalized loan terms that suit your budget.

Business Banking Services

For entrepreneurs and small business owners, our Business Banking services offer essential tools like merchant services and business loans. We support local businesses by providing resources that help them thrive in today's market.

Convenient Access & Support

At Delta County, we value accessibility. Our members enjoy features such as ATM access for cash withdrawals and balance checks, along with basic drive-thru banking for deposits and simple transactions. Our dedicated team is always ready to assist you via phone at 970-874-7674, ensuring that all your banking needs are met promptly. We invite you to visit us at our branch located at 100 Circle Dr, Delta, CO 81416, or explore our offerings further by visiting our website at Delta County FCU. Discover how our comprehensive list of services can empower your financial journey today!

Credit Cards with Rewards

If you're looking to make your purchases work for you, our Credit Cards with Rewards allow you to earn points on every dollar spent. It's an excellent way to get more out of your daily expenses while enjoying the convenience of credit.

Home Financing Options

For those considering homeownership or refinancing their current mortgage, our Mortgage Loans & Refinancing services are here to guide you through the process. We aim to simplify home financing, making it easier for you to secure the best possible rates and terms.

Personal Banking Solutions

We understand that managing personal finances can be challenging. That's why our Personal Banking services include checking and savings accounts designed for everyday use. Whether you're saving for a dream vacation or simply want easy access to your funds, our accounts offer flexibility and convenience. With features like online banking and mobile payments, you can manage your money anytime, anywhere.

Personal Loans & Debt Management

Life can throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come in handy. Whether it's an emergency expense or consolidating existing debts, we provide straightforward options with clear terms that help you regain control of your finances.

Digital & Online Banking

Key Features

One of the standout features of our service is the ability to manage e-statements. With Yes available, you'll receive your statements electronically, making it simple to keep track of your finances without the clutter of paper. Plus, for those moments when you want to send money to friends or family, our person-to-person transfer option makes it effortless. If you're always on the go, our mobile application ensures that banking is at your fingertips. You can enjoy mobile payments with ease thanks to our Yes feature. Imagine paying for groceries or splitting a dinner bill using just your phone it's that convenient! For those who appreciate quick and efficient communication, we offer electronic signature authorization, allowing you to sign documents digitally without needing to visit a branch. This means you can complete transactions faster and without any hassle. At Delta County, we're committed to providing accessible and user-friendly services that put you in charge of your finances. With real-time account management and robust security features, banking has never been more straightforward or safer. Join us today and experience the benefits of modern banking at Delta County!

Financial Strength

Committed Team Behind You

We also take pride in having 13 full-time employees and 4 part-time employees dedicated to serving you. This knowledgeable team is always ready to assist you with your banking needs.

Growing Member Base

With a total of 9,321 share accounts, it's clear that many trust us with their finances. Our net shares available for lending and investments stand at $1,603,355, further enhancing our ability to support you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Delta County is your trusted partner. Visit us at 100 Circle Dr Delta Co 81416 or call (970) 874-7674 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secure with us. We have $13,252,089 in share certificates and $6,225,482 in money market shares, which offer stable and rewarding growth opportunities for our members. Unlike traditional banks, we prioritize our members' interests our resources focus solely on benefiting you through better loan rates and exclusive perks.

Solid Financial Position

With a net worth of $6,401,862, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.58% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings and Lending Capacity

With $6,401,862 in undivided earnings, we reinvest in innovative banking tools and enhanced security measures to serve you better. Additionally, our lending capacity is robust: we have $238 in used auto loans and $23,157,847 in total loans and leases available to support your financial goals across various sectors. Our operational efficiency is evident as well; our net income of $178,406 reflects our ability to manage resources effectively, enabling us to provide competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $3,261,929 in used vehicle loans and $1,500,560 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our team is here to guide you through the process and ensure you find the best fit for your budget.

Credit Lines

For those needing additional funds for various expenses, our total credit lines amount to $10,883,500. This option offers flexibility and peace of mind knowing you have access to cash when necessary. At Delta County, we're committed to providing tailored financial solutions that fit your needs. If you're considering refinancing or want to know more about eligibility options for any of our loan products, don't hesitate to reach out! For more information or assistance, feel free to contact us at (970) 874-7674 or visit us at our branch located at 100 Circle Dr Delta Co 81416 in Delta, CO. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards reaching your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,427,474, make buying or refinancing simple. We aim to make the experience smooth and straightforward so that you can focus on settling into your new space.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $163,150 in loans helping members manage their finances effectively. These cards provide an excellent way to handle unexpected expenses or build credit without needing collateral.

Loan Aggregator

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DELTA COUNTY FEDERAL CREDIT UNION - Delta, CO

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