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Introduction
Welcome to Delta Community, your trusted partner in financial wellness, located at 4885 Houston Rd, Florence, KY 41042. Established in 1940, we have proudly served our community for over eight decades, building a legacy of trust and reliability. With a total membership exceeding 510,916 individuals, we strive to make banking accessible and beneficial for everyone. At Delta Community, we understand that financial decisions can be overwhelming. That's why we offer a range of services tailored to meet your needs from checking and savings accounts to auto loans and mortgages. Our total assets stand strong at an impressive $8,625,518,974, ensuring that we have the resources to support you on your financial journey. With $225,637,800 in total deposits and a net worth of $1,019,367,779, you can rest assured that your finances are in good hands. Our dedicated team of 1,347 employees is here to assist you every step of the way. Under the leadership of CEO Hank Halter and Board President Linda O'Shea, we remain committed to fostering strong relationships with our members and enhancing their financial well-being. While members can visit us at our branch location for personalized assistance during our lobby hours Monday through Friday from 8:30 a.m. to 4:30 p.m. official correspondence should be sent to our mailing address: 4885 Houston Rd, Sibcy Cline Building, Suite 102, Florence, KY 41042-4894. Ready to explore what Delta Community can do for you? Give us a call at 770-308-5130 or visit our website at Delta Community to learn more about our services and how we can help you achieve your financial goals. Join us today and experience the difference!
Branch History & Mission
Join Us Today
As we move forward into the future, we invite you to join Delta Community. Experience firsthand the benefits of membership with a credit union dedicated not just to your financial success but also to strengthening our community bonds. Together, let's continue building a brighter future for Florence and beyond. For more information or to open an account today, please visit our website or give us a call at (770) 308-5130.
Our Journey
From our humble beginnings, Delta Community has embraced a mission centered on providing exceptional financial services while prioritizing community support. Over the years, we have adapted to meet the changing needs of our members and the wider community. Our commitment to growth is reflected in our extensive range of services, including personal banking options like checking and savings accounts, auto loans, mortgages, and more. We also offer business banking services to support local entrepreneurs. Our headquarters are located in Atlanta, Georgia, but our roots run deep in Florence. This branch has become a vital part of the community by fostering relationships built on trust and transparency. Our members can easily access services through various channels including online and mobile banking making it easier than ever to manage their finances.
Our Mission
At Delta Community, our mission is clear: we strive to enrich the lives of our members by providing financial solutions tailored to their needs while supporting the communities we serve. We believe that financial education and community outreach are essential components of this mission. Through partnerships with local organizations and initiatives aimed at improving financial literacy, we work hard to make a positive impact. While members can visit us at 4885 Houston Rd Florence Ky 41042, official correspondence should be sent to 4885 Houston Rd, Florence, KY 41042-4894. Our branch operates Monday through Friday from 8:30 a.m. to 4:30 p.m., ensuring we are available when you need us most. We also offer ATM availability for added convenience.
Branch Location & Accessibility
Call to Action
We encourage you to stop by Delta Community today! Our dedicated staff is ready to assist you with any questions or services you may require. You can also give us a call at 770-308-5130 if you prefer talking over the phone. We look forward to welcoming you into our community!
Convenient Access and Surroundings
Situated just off the main thoroughfare, our branch is close to popular local landmarks and businesses, making it easy to stop by during your daily routine. With ample parking available, you won't have to worry about finding a spot when you visit us. Plus, our facility is designed with accessibility in mind, featuring ramps and ADA-compliant entrances to ensure everyone can enjoy our services without hassle.
Operating Hours and Services
Our lobby hours are set for your convenience Monday through Friday from 8:30 a.m. to 4:30 p.m. We invite you to come in and explore the variety of services we offer. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. If you're looking for business banking solutions or need assistance with online and mobile banking, our friendly team is here to help. While members can visit us at 4885 Houston Rd, official correspondence should be sent to our mailing address at 4885 Houston Rd, Florence, KY 41042-4894. We also provide an ATM on-site for quick cash withdrawals and balance checks, ensuring you have access to your funds whenever you need them.
Member Eligibility
At Delta Community, we believe in creating a welcoming community where everyone feels valued and supported. If you're interested in becoming a member, you're in the right place! To join us at our branch located at 4885 Houston Rd Florence Ky 41042, you typically need to meet some basic eligibility criteria, which can include being a resident of certain areas or having a family member who is already a member. We want to make sure that our membership is accessible to as many people as possible because we know the benefits of being part of our credit union can truly enhance your financial journey. For detailed information on eligibility requirements, please check out this resource: Eligibility Details. Opening an account with us is easy and straightforward. You can start your journey towards membership by visiting our website for the account opening process: Account Opening Details. If you have any questions or need assistance, feel free to give us a call at (770) 308-5130. We look forward to welcoming you into the Delta Community family!
Business Banking & Commercial Services
Business Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $176 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $830,071,645, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
In addition to loans, we offer tailored merchant services that simplify payment processing for your customers. Imagine being able to accept payments seamlessly, whether online or in-person, allowing you to focus on what you do best running your business. From credit card processing to mobile payment solutions, our services are designed to meet the needs of today's dynamic market. Visit us at 4885 Houston Rd Florence Ky 41042 in Florence, KY, or call us at (770) 308-5130 to learn more about how our business banking solutions can help you thrive.
Comprehensive List Of Services
Business Banking Opportunities
For our business members, we offer comprehensive Business Banking services including Merchant Services & Business Loans. We understand that running a business requires reliable support, and we're here to help you succeed.
Convenient Digital Banking Features
In today's fast-paced world, convenience is key. That's why at Delta Community, we offer robust Online & Mobile Banking solutions that allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds, everything is just a few taps away on your smartphone or computer. Our ATM services also ensure that cash withdrawals and balance checks are hassle-free.
Personal Banking Solutions
Managing your finances has never been easier with our personal banking services. Our Checking & Savings Accounts are tailored for everyday needs, allowing you to easily manage your funds while earning interest. If you're considering a new vehicle, our Auto Loans & Vehicle Financing options can help get you behind the wheel without breaking the bank. For those looking to invest in property, we offer Mortgage Loans & Refinancing that can fit any budget and lifestyle.
Shared Branch Transactions
If you're a member of a partner credit union, you'll appreciate our Basic Shared Branch Transactions, which include deposits and withdrawals making it easy to access your funds even when you're away from home. We invite you to visit us at 4885 Houston Rd Florence Ky 41042 or give us a call at (770) 308-5130 during our lobby hours from 8:30 AM to 4:30 PM Monday through Friday. Let us help you take control of your financial future today! For more information about our services or how to become a member, please check out our website at Florence, Ky (cincinnati Metro).
Support for Your Financial Journey
Life can sometimes throw unexpected expenses your way. That's why we provide Personal Loans & Debt Consolidation solutions designed to help you navigate through tough times without added stress. Additionally, our Credit Cards with Rewards program lets you earn points for every purchase, making it easy to benefit from your spending.
Digital & Online Banking
Key Features of Our Online Banking Services
Our online banking platform at https://www.deltacommunitycu.com/ allows you to take control of your finances easily. Whether you want to check your account balance, transfer funds, or pay bills, everything is right at your fingertips. We offer 24/7 online banking services, so you never have to worry about when you can access your money. You can also take advantage of electronic signature authorization for important documents, making it easier than ever to handle transactions securely from the comfort of your home. Plus, with e-statements available, you'll enjoy a clutter-free inbox while keeping track of your account activity effortlessly.
Mobile Banking Made Easy
For those who prefer managing their finances on the go, our mobile application is a game changer. You can download our app to make mobile payments and conduct person-to-person transfers with just a few taps on your smartphone. This means no more cash or checks send money directly to friends or family whenever you need to. Whether you're out shopping or enjoying a weekend getaway, our mobile banking features ensure that managing your finances is simple and secure.
Security and Accessibility
We prioritize your security by implementing advanced measures across all our digital platforms. With features designed for ease-of-use and real-time account management, you can feel confident knowing that your information is protected while still being accessible whenever you need it. Experience the freedom of banking on your terms with Delta Community's digital and online banking services. Sign up today at https://www.deltacommunitycu.com/ and see how easy it is to manage your financial life!
Financial Strength
Committed Team
We also take pride in having 1,316 full-time employees and 31 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 1,152,794, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Delta Community is your trusted partner. Visit us at 4885 Houston Rd Florence Ky 41042 or call (770) 308-5130 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Reinvesting for Your Future
With $1,012,290,263 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $145,578 in used auto loans and $5,656,483,981 in total loans and leases.
Secure Savings Opportunities
Members' savings are secured through $1,855,840,815 in share certificates and $1,828,040,283 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Strong Financial Health
With a net worth of $1,019,367,779, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Additional Financing Options
For business owners looking for capital, our outstanding commercial loans totaling $830,071,645 provide the funding needed to grow and expand operations. We also offer credit lines totaling $1,808,884,155, which can help you manage cash flow or unexpected expenses efficiently.
Auto Loans
Looking to buy a new car? Our auto loans provide some of the most competitive rates in the industry. With $121,529,821 in used vehicle loans and $553,946,749 in new vehicle loans already helping members get on the road, we are committed to making your car-buying experience as smooth as possible. Our loan specialists are available to discuss your options and find the best fit for your budget.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $418,799,424, make buying or refinancing simple and straightforward. We believe in providing clear information so you can make informed decisions about your home financing.
Refinancing and Eligibility
If you're considering refinancing any existing loans or need assistance navigating eligibility requirements for our products, our team is here to help. You can explore options tailored specifically for you by contacting us at (770) 308-5130 or visiting us at our branch located at 4885 Houston Rd Florence Ky 41042 in Florence, KY. We pride ourselves on being transparent about our offerings and ensuring our members have access to valuable resources. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're looking for personal loans or business financing solutions, Delta Community is dedicated to supporting your financial journey every step of the way. Reach out today to learn more about how we can assist you!
Unsecured Credit Card Loans
Managing everyday expenses can be easier with our flexible terms on unsecured credit card loans. We currently have $254,371,985 in unsecured credit card loans helping members effectively manage their finances. These cards come with various features tailored to fit your lifestyle.
Loan Aggregator
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