Delta Community Credit Union

In the heart of Woodstock, GA, the Delta Community branch at 285 Molly Ln is your friendly neighborhood destination for trusted financial solutions. Whether you’re seeking some of the best auto loans and vehicle financing to get on the road or looking to open personal checking and savings accounts designed for everyday convenience, this branch offers expert service tailored to your unique goals. With lobby hours Monday through Thursday from 8:30 a.m. to 4:30 p.m., extended until 5:30 p.m. on Fridays, plus Saturday drive-thru service from 9 a.m. to noon, managing your finances fits easily into your busy schedule.
Serving over 510,000 members with assets exceeding $8.6 billion, Delta Community provides a full range of services including competitive mortgage loans and refinancing options, credit cards with rewards, business banking solutions, and convenient ATM and drive-thru access for quick deposits and withdrawals. Robust online and mobile banking platforms keep your money accessible anytime, anywhere.
Visit the Delta Community branch in Woodstock today to explore trusted auto financing or personal banking solutions crafted just for you. Experience community-focused service—contact us for personalized guidance!
Phone: 470-351-4854 | Website: https://www.deltacommunitycu.com

Type of Loan Offerings

mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
Fixed 15
5.375 - 5.5 %
5.707 - 5.833 %
15.0 Yrs
CONVENTIONAL
FIXED
Fixed 30
6.125 - 6.25 %
6.329 - 6.455 %
30.0 Yrs
JUMBO
FIXED
Jumbo Fixed 15
5.875 - 6.25 %
6.05 - 6.427 %
15.0 Yrs
JUMBO
FIXED
Jumbo Fixed 30
6.125 - 6.5 %
6.231 - 6.608 %
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loan apr
8.75 - 17.75 %
5 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.69 % - 14.99 %
0.1 Yrs - 1 Yrs
Auto
4.69 % - 14.99 %
3 Yrs
Auto
4.69 % - 14.99 %
4 Yrs
Auto
4.69 % - 14.99 %
5 Yrs
Auto
4.89 % - 15.19 %
0.1 Yrs - 6 Yrs
Auto
5.19 % - 15.69 %
5.1 Yrs - 6 Yrs
Auto
5.69 % - 16.39 %
6.1 Yrs - 7 Yrs

Introduction

Welcome to Delta Community, your trusted financial partner in Woodstock, GA! Located at 285 Molly Ln, our branch has been serving the community since 1940. With a commitment to helping you achieve your financial goals, we proudly support over 510,916 members with a robust array of services tailored just for you. At Delta Community, we understand that life can be unpredictable, and having a reliable financial ally makes all the difference. Our total assets stand at an impressive $8,625,518,974, enabling us to provide our members with a wealth of resources. We have successfully funded 335,508 loans and leases, ensuring that you have access to the capital you need when it matters most. Our dedication goes beyond numbers; it's about community. We are proud to offer total deposits of $225,637,800, reflecting the trust our members place in us. With a net worth of $1,019,367,779, we're stable and ready to help you navigate your financial journey. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we have something for everyone. While members can visit us at our branch in Woodstock, official correspondence should be sent to the same address: 285 Molly Ln, Woodstock, GA 30189-3713. Led by our CEO Hank Halter and Board President Linda O'Shea, our team of 1,347 employees is here to provide personalized service tailored to your needs. You can reach us at 470-351-4854 during our lobby hours Monday through Thursday from 8:30 AM to 4:30 PM and Friday until 5:30 PM. Join us today and discover how Delta Community can help you thrive financially. Visit our website at www.deltacommunitycu.com or give us a call. Your journey toward better banking starts here!

Branch History & Mission

Join Us

We invite you to become a part of the Delta Community family! Experience firsthand how we can support you financially while actively contributing to the Woodstock community's growth and prosperity. Visit us today or give us a call at (470) 351-4854 to learn more about how we can assist you on your financial journey. Together, let's build a brighter future!

Our Journey

Located at 285 Molly Ln, Woodstock, GA 30189, our branch is more than just a place to handle transactions; it's a part of the community fabric. Since opening our doors in 1940, we have consistently aimed to provide exceptional financial services while fostering strong relationships with our members. Over the years, we've expanded our offerings and embraced innovations that enhance your banking experience. As we evolved, so did our commitment to accessibility. Today, we proudly offer various services such as personal banking accounts, auto loans, mortgages, and business banking solutions. Our drive-thru service and ATM availability ensure that you have easy access to your funds when you need them most. While members can visit us at 285 Molly Ln Woodstock Ga 30189, official correspondence should be sent to 285 Molly Ln, Woodstock, GA 30189-3713.

Our Mission

At Delta Community, our mission is simple yet powerful: to enrich the lives of our members by providing personalized financial solutions while supporting community growth. We believe in building long-lasting relationships based on trust and transparency. Our team is dedicated to understanding your unique needs and offering tailored solutions that help you achieve your financial goals. We are not just about numbers; we're about people. Whether it's through educational workshops or community outreach programs, we strive to make a positive impact beyond traditional banking. We believe that by empowering our members with knowledge and resources, we contribute to their success and well-being. As part of our commitment to modern banking practices, we ensure digital advancements like online and mobile banking are available for your convenience. We also prioritize ADA compliance so that all members can access our services easily.

Branch Location & Accessibility

Accessible Banking Experience

At Delta Community, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, including ramps and designated parking spots to ensure everyone can easily access our services. Plus, we offer a drive-thru banking option, making it even easier for you to handle your banking needs from the comfort of your vehicle.

Convenient Hours

We understand that life can get busy! That's why our lobby hours are designed to fit your schedule: Monday through Thursday from 8:30 AM to 4:30 PM, Friday until 5:30 PM, and Saturday mornings from 9:00 AM to 12:00 PM. Our drive-thru is also available during similar hours, allowing you to stop by when it's most convenient for you.

Get in Touch

Have questions? Want to learn more about how we can assist you? Don't hesitate to reach out! Give us a call at 470-351-4854 or stop by during our operating hours. We look forward to welcoming you into the Delta Community family!

Services Offered

At the Delta Community Woodstock Branch, we provide a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we're dedicated to helping you achieve your financial goals. We also have an ATM on-site for quick cash withdrawals and balance checks. If you're part of a partner credit union, take advantage of our shared services for deposits and withdrawals as well. While members can visit us at 285 Molly Ln for all their banking needs, official correspondence should be sent to our mailing address at 285 Molly Ln, Woodstock, GA 30189-3713.

Member Eligibility

At Delta Community, we believe that everyone deserves a chance to join our community and enjoy the benefits of membership. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the area, you're already on the right track. We also invite immediate family members of existing members to join us. This means that if you have a loved one who is part of our credit union, you can easily become a member too. The perks of being with Delta Community include access to competitive rates on loans, personalized service, and a strong support network for your financial needs. To get started, you can find more detailed eligibility criteria by visiting this link. Once you're ready to open an account, it's just as easy! Head over to our account opening page or give us a call at (470) 351-4854 if you have any questions. We're excited to welcome you to Delta Community and help you take control of your financial future!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $176 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $830,071,645, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, efficient payment solutions are essential. Our merchant services simplify transactions so you can focus on what you do best running your business. Imagine setting up a seamless point-of-sale system that accepts various payment methods, providing your customers with convenience while boosting your sales. Whether you're in need of a reliable financing partner or seeking innovative merchant solutions, Delta Community at 285 Molly Ln Woodstock Ga 30189 in Woodstock, GA is here to support your journey. Contact us at (470) 351-4854 to learn more about how we can help your business grow!

Comprehensive List Of Services

Business Banking

For small business owners, Delta Community offers tailored solutions through our Business Banking services, including Merchant Services and Business Loans. We understand the unique challenges businesses face and are here to support your growth.

Convenient Access

With our ATM & Cash Withdrawal Services available around the clock, accessing your money has never been easier. We also provide basic drive-thru banking for quick deposits and withdrawals without having to step inside the branch. If you're a member of another credit union, you can take advantage of our shared branch transactions for deposits and withdrawals as well.

Digital Features

Our commitment to convenience extends to digital features like e-Statements and electronic signature authorization. Whether it's making payments via mobile or accessing online banking from anywhere at any time, we ensure that managing your finances is straightforward and hassle-free. We invite you to visit us at 285 Molly Ln Woodstock Ga 30189, call us at (470) 351-4854, or check out our website at Woodstock Branch to learn more about how we can serve you better. Your financial journey is important to us, and we're here every step of the way!

Loans and Financing

If you're considering purchasing a new car or refinancing an existing loan, our Auto Loans & Vehicle Financing options can help put you behind the wheel quickly and affordably. For those looking to buy a home, our Mortgage Loans & Refinancing services provide competitive rates and personalized support throughout the process. Additionally, we offer Personal Loans & Debt Consolidation options that can assist you in managing expenses or consolidating debt into one easy payment.

Personal Banking

When it comes to personal banking, we offer Checking & Savings Accounts that fit your lifestyle. Our accounts are designed with your needs in mind, providing easy access to your funds through Online & Mobile Banking. Imagine being able to check your balance, transfer money, or pay bills right from your phone it's that simple! Plus, our Credit Cards with Rewards make everyday purchases even more rewarding.

Digital & Online Banking

Convenient Online Banking

With our online banking services available 24/7 at https://www.deltacommunitycu.com/, you can check your account balance, pay bills, and transfer funds anytime you need to. This means no more rushing to the bank before closing hours or waiting in long lines. You can take care of your banking needs right from your computer or mobile device.

Mobile Banking Made Easy

Our user-friendly mobile application allows you to bank on the go. Need to make a quick payment? With our mobile payments feature, it's as simple as a few taps on your screen. Plus, you can send money to friends or family instantly with our person-to-person transfers perfect for splitting bills or sending gifts!

Real-Time Account Management

Managing your money should be straightforward and accessible. With our online and mobile banking tools, you can easily view transactions in real-time and stay on top of your finances whenever it suits you best. Whether you prefer using a laptop or smartphone, we've got options that fit seamlessly into your lifestyle. Experience the ease and comfort of digital banking with Delta Community today! Your financial journey is just a click away.

Security You Can Trust

We take your security seriously. Our electronic signature authorization ensures that your transactions are safe and secure, giving you peace of mind every time you use our digital services. Additionally, e-statements provide an eco-friendly way to keep track of your financial activity without worrying about paper clutter.

Financial Strength

At Delta Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining the highest standards of financial health, ensuring that your money is safe and working for you. With a net worth of $1,019,367,779, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,855,840,815 in share certificates and $1,828,040,283 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,012,290,263 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $145,578 in used auto loans and $5,656,483,981 in total loans and leases. Our operations reflect our commitment to excellence with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,316 full-time employees and 31 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $28,158,900. Total Share Accounts: 1,152,794, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Delta Community is your trusted partner. Visit us at 285 Molly Ln Woodstock Ga 30189 or call (470) 351-4854 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,215,298,214 in used vehicle loans and $553,946,749 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our team is here to assist you through every step of the process.

Business Financing

For business owners in need of capital to grow and expand their operations, our outstanding commercial loans totaling $830,071,645 are available. We understand the unique challenges faced by businesses today and strive to provide tailored solutions that empower entrepreneurs. At Delta Community in Woodstock, GA (285 Molly Ln), we are committed to supporting our members' financial journeys. For inquiries or assistance regarding our loan offerings or eligibility options, please feel free to contact us at 470-351-4854. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan products can work for you whether it's for personal use or business purposes; we're here every step of the way!

Credit Lines and Personal Loans

For members looking for additional flexibility, we provide access to credit lines totaling $1,808,884,155. This can be an excellent option for managing unexpected expenses or consolidating debt. Additionally, our unsecured credit card loans amounting to $254,371,985 are designed to help you handle your finances effectively with flexible terms that adapt to your spending habits.

Mortgage Options

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $418,799,424, which can help you achieve your dream of owning a home without unnecessary stress. Our knowledgeable staff will guide you through eligibility options and ensure you find the best fit for your budget.

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