We invite you to experience the benefits of membership at Delta Community. With convenient operating hours lobby hours from 8:30 a.m. to 4:30 p.m., Monday through Thursday (until 5:30 p.m. on Fridays), and Saturday from 9:00 a.m. to noon we're here when you need us most. Plus, enjoy easy access with ATM availability and drive-thru banking services. Explore how Delta Community can support your financial journey today! Call us at 404-715-4725 or visit our website for more information on becoming a member or opening an account. Together, let's build a brighter future for Stockbridge!
From humble beginnings, Delta Community has transformed into a thriving credit union dedicated to improving the financial lives of its members. Over the years, we have expanded our services significantly to include personal banking options such as checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. This growth reflects our commitment to providing comprehensive financial services tailored to the diverse needs of our community. As we evolved, we embraced technology to enhance member experience. Our digital offerings now include online banking, mobile payments, and e-statements, ensuring that accessing your finances is easier than ever. We also prioritize accessibility with ADA compliance measures in place.
At Delta Community, our mission is simple yet profound: we strive to empower our members through personalized service and community-focused initiatives. We believe that everyone deserves access to quality financial services that can help them achieve their dreams and goals. Whether you're saving for a home or looking to finance your first vehicle, we are here to guide you every step of the way. Our commitment extends beyond just banking; we actively participate in community outreach efforts that aim to uplift those around us. By partnering with local organizations and supporting various initiatives, we work together to foster a stronger Stockbridge. While members can visit us at 5006 Mount Zion Pkwy for all their banking needs, official correspondence should be sent to the same address for consistency.
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $176 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $830,071,645, we continue to drive economic growth by financing new and expanding businesses.
Imagine a world where your transactions are smooth and efficient this is what our merchant services offer. Picture accepting payments seamlessly, whether it's through card swipes or online transactions, allowing you to focus on what truly matters: growing your business. Our services help streamline your payment processes, making it easier for customers to do business with you. Located at 5006 Mount Zion Pkwy Stockbridge Ga 30281 in Stockbridge, GA, we're ready to partner with you on your journey to success. Reach out to us at (404) 715-4725 or visit us online at https://www.deltacommunitycu.com/ to learn more about how we can help your business thrive!
Need cash on the go? With our ATM services available at various locations, accessing your money has never been easier. You can perform basic transactions like withdrawals and balance checks effortlessly.
Thinking about purchasing a new car? Our auto loans and vehicle financing options make it easier than ever to drive off in your dream vehicle. We offer competitive rates and flexible terms tailored to fit your budget, helping you make informed decisions without breaking the bank.
For entrepreneurs and business owners, we offer comprehensive business banking services. From merchant services that help streamline payments to business loans designed to fuel growth, our offerings are tailored to meet the demands of modern businesses.
For those who love earning rewards on their spending, our credit cards come with enticing benefits. Enjoy cashback, travel points, and other perks that can enhance your everyday purchases while keeping your budget in check.
For quick transactions without leaving your car, our basic drive-thru banking allows you to handle deposits and withdrawals efficiently. It's perfect for busy days when time is limited!
Homeownership is a significant milestone, and we're here to support you through it. Our mortgage loans come with various options, whether you're buying a new home or refinancing an existing mortgage. Our team will work closely with you to ensure that you find the best solution for your unique situation.
In today's fast-paced world, convenience is key. That's why Delta Community provides robust online and mobile banking features. Manage your accounts anytime, anywhere with ease. You can check balances, transfer funds, and pay bills right from your smartphone or computer.
We understand that managing your finances is essential. That's why we offer personal banking services, including checking and savings accounts designed to help you save for your future while enjoying easy access to your funds. Whether you're looking to open your first account or switch from another bank, our friendly staff is here to assist you every step of the way.
If you're looking for extra cash or need assistance with debt management, our personal loans can help. We provide straightforward lending options that allow you to consolidate debt or finance unexpected expenses without added stress.
If you're a member of another credit union that partners with us, enjoy shared branch transactions at Delta Community! This means you can conduct deposits and withdrawals seamlessly across multiple locations. At Delta Community, we believe in making banking accessible and convenient for everyone. With personalized service and a variety of financial products tailored just for you, we're more than just a credit union; we're your financial partner. Ready to explore what we have to offer? Visit us at 5006 Mount Zion Pkwy Stockbridge Ga 30281 or call us at (404) 715-4725 today!
For those who love banking on the go, our mobile application is designed just for you! With features like mobile payments and person-to-person transfers, sending money to friends or making purchases is as simple as a few taps on your smartphone. Plus, our electronic signature authorization allows you to sign documents securely right from your device no more printing or scanning required!
Our online banking service is available 24/7, giving you complete control over your finances whenever you need it. You can easily check balances, pay bills, and transfer funds all from the comfort of your couch or while waiting in line. If you prefer to keep things paperless, we offer e-statements to help you track your financial activity without cluttering your mailbox.
We know that safety is a top concern when it comes to online banking. That's why we've implemented advanced security measures to protect your personal information and financial transactions. Our systems are designed to keep your data safe while providing a smooth and enjoyable user experience. At Delta Community, we believe that managing your money should be easy and accessible. With our digital banking services, you're empowered to take charge of your finances anytime, anywhere. Explore all that we offer today at https://www.deltacommunitycu.com/!
Our operational efficiency is reflected in our $22,494,858, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,316 full-time employees and 31 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Total Share Accounts: 1,152,794, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $28,158,900. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Delta Community is your trusted partner. Visit us at 5006 Mount Zion Pkwy Stockbridge Ga 30281 or call (404) 715-4725 to learn more about how we can help you achieve your financial goals.
Members' savings are secured through $1,855,840,815 in share certificates and $1,828,040,283 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
With $1,012,290,263 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to provide diverse lending opportunities. Our portfolio includes $145,578 in used auto loans and $5,656,483,981 in total loans and leases, supporting members' financial goals across various sectors.
With a net worth of $1,019,367,779, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,215,298,214 in used vehicle loans and $553,946,749 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make financing your next vehicle straightforward and accessible.
For business owners, our outstanding commercial loans totaling $830,071,645 provide the capital needed to grow and expand. We understand the challenges faced by small businesses and are dedicated to offering tailored solutions that fit your needs. If you're considering refinancing any of your current loans or want to learn more about eligibility options, please don't hesitate to reach out. We're here to help you explore all available options that can save you money and enhance your financial well-being. For more information about our loan products or to start an application, visit us at our branch located at 5006 Mount Zion Pkwy Stockbridge Ga 30281 in Stockbridge, GA, or call us at (404) 715-4725. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Delta Community, we're committed to supporting our members with personalized service and competitive loan products that meet your individual needs.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $418,799,424, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is here to guide you through every step of the process.
We also offer flexible terms on unsecured credit card loans, with a total of $254,371,985 in loans helping members manage their finances effectively. Our credit cards come with rewards programs and no annual fees, making it easier for you to earn while you spend.
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