Type of Loan Offerings
Mortgage Loans
Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
Personal Loans
Program Name
APR
Term
Amount
Link
Vehicle Loans
Introduction
At Delta Community, we believe that financial well-being starts at the local level. Located at 285 Center Pointe Pkwy, Stockbridge, GA 30281, our branch is dedicated to serving the community with a personal touch and a commitment to your financial success. Established in 1940, we have grown into a trusted partner for over 510,000 members. With total assets exceeding $8.6 billion, we are here to provide robust financial solutions tailored to your needs. Our team, led by CEO Hank Halter and Board President Linda O'Shea, is proud to offer a variety of services including personal banking, auto loans, mortgages, and business loans. Whether you're looking for checking accounts or debt consolidation options, we're equipped to help you reach your goals with over $225 million in deposits and a strong loan portfolio of 335,508 loans. While you can visit us directly at our Stockbridge location for all your banking needs, please note that official correspondence should be sent to the same address as our branch. We also ensure convenience through our drive-thru service and an ATM available on-site. At Delta Community, we prioritize trust and transparency in every interaction. Our net worth stands at an impressive $1.02 billion, reflecting our stability and ability to support our members effectively. With cash reserves totaling $30.76 million, we are ready to assist you whenever you need us. We invite you to explore how we can support your financial journey. Feel free to reach out at 404-715-4725 or visit our website at Delta Community for more information about membership benefits and account opening procedures. Join us today and experience the difference of banking with a credit union that truly cares!
Branch History & Mission
Delta Community has a rich history of serving the Stockbridge community since it first opened its doors in 1940. From humble beginnings, this credit union has grown to become a trusted financial partner for over 510,000 members, all while maintaining a commitment to community and service. Located at 285 Center Pointe Pkwy, Stockbridge, GA 30281, our branch is easily accessible and close to local landmarks that residents know well. Over the years, Delta Community has evolved significantly. With total assets now exceeding $8.6 billion, we have strengthened our ability to provide comprehensive financial services tailored to meet the diverse needs of our members. Our mission is clear: to empower individuals and families through exceptional banking solutions while fostering a sense of belonging and support within our community. At Delta Community, we prioritize not just financial growth but also community engagement. We are proud to offer various services, including personal banking, auto loans, mortgages, and business banking solutions. Our digital advancements make banking easier than ever. Members can enjoy online and mobile banking options along with features like e-statements and mobile payments. While members can visit us at our physical location in Stockbridge, official correspondence should be sent to our mailing address at 285 Center Pointe Parkway, Stockbridge, GA 30281 if it differs from the branch address. Our operating hours reflect our commitment to accessibility: Lobby Hours are Monday through Thursday from 8:30 a.m. to 4:30 p.m., extending until 5:30 p.m. on Fridays; and Saturdays from 9:00 a.m. to 12:00 p.m., with drive-thru services available during similar hours. Delta Community believes in creating lasting relationships with our members through partnerships and outreach efforts that uplift our local community. We strive for ADA compliance so that everyone can access our services comfortably. As we continue on this journey together, we invite you to join Delta Community. Experience firsthand how we can help you achieve your financial goals while being part of a supportive network that truly cares about its members. Visit us today or check out more about membership benefits at our website. Together, let's build a brighter financial future!
Branch Location & Accessibility
Contact Us Today!
Have questions? Feel free to reach out at 404-715-4725 or visit our website at Delta Community. We look forward to welcoming you into our branch soon! Remember, while you can drop by at any time during our operating hours, if you need to send official correspondence, please use our mailing address: 285 Center Pointe Parkway, Stockbridge, GA 30281. Join us at Delta Community where your financial well-being is our top priority!
Getting Here and Parking
Finding us is simple! We offer ample parking spaces right in front of our branch, ensuring you can get in and out with ease. For those who need extra assistance, our facility is equipped with ADA-compliant features, including ramps and accessible entrances.
Operating Hours
We value your time, which is why we offer flexible operating hours. You can visit us during lobby hours from 8:30 a.m. to 4:30 p.m., Monday through Thursday, with extended hours until 5:30 p.m. on Fridays. If you prefer drive-thru banking, we're here for you from 8:30 a.m. to 5:30 p.m. on weekdays and from 9:00 a.m. to 12:00 p.m. on Saturdays.
Services Offered
At Delta Community, we take pride in offering a wide range of services tailored to meet your needs. Whether you're looking for personal banking options like checking and savings accounts or financing for your next vehicle purchase, our friendly staff is ready to assist you. Plus, with our shared service center available for partner credit union members, you have even more flexibility when it comes to transactions.
Member Eligibility
Joining the Delta Community is more than just opening an account; it's stepping into a supportive family dedicated to your financial wellness. To become a member of Delta Community, you'll find that eligibility is quite inclusive! If you live, work, worship, or attend school in certain areas of Georgia or have family members who are already members, you're likely to qualify. This means you can enjoy a wide range of services tailored to help you succeed financially. Plus, membership comes with great benefits like lower loan rates and personalized support. For a detailed look at the eligibility criteria, feel free to check out our resource at Delta Community Membership. Getting started is easy! You can open your new account online by visiting our account opening page or simply give us a call at (404) 715-4725 if you have any questions. We're here to help make your transition into our community as smooth as possible. Come visit us at 285 Center Pointe Pkwy, Stockbridge, GA 30281, and discover how becoming a member can enhance your financial journey!
Business Banking & Commercial Services
Merchant Services That Empower
Imagine having the ability to accept payments easily, manage transactions seamlessly, and enhance your customer experience all at your fingertips. Our merchant services provide just that, allowing businesses like yours to focus on what you do best while we handle the financial details. Located conveniently at 285 Center Pointe Pkwy Stockbridge Ga 30281, Stockbridge, GA, our team is ready to assist you in navigating your business banking needs. Call us today at (404) 715-4725 to explore how we can help your business thrive!
Tailored Loan Solutions
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $176 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $830,071,645, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
Business Banking Support
For our business members, we offer comprehensive business banking solutions. This includes essential services like merchant services and business loans designed to help your company grow. We aim to support local businesses by providing the financial tools necessary for success.
Digital Banking Convenience
In today's fast-paced world, having access to your accounts anytime is crucial. Our robust online and mobile banking features let you manage your finances from anywhere at any time. From checking balances to making transfers or paying bills, everything is just a few taps away. We also offer ATM and cash withdrawal services, ensuring you have access to cash when needed.
Drive-Thru and Shared Services
For those who prefer face-to-face interactions but are pressed for time, our basic drive-thru banking offers quick access for deposits, withdrawals, and simple transactions without leaving your vehicle. Plus, as part of a larger network, we provide basic shared branch transactions, allowing members of partner credit unions to complete deposits and withdrawals conveniently. Whether you're visiting us in person or managing your accounts online, we strive to create a welcoming environment that meets all your banking needs. Our team at Delta Community is always ready to assist you with any questions or concerns. Ready to explore how we can serve you better? Give us a call at (404) 715-4725, or visit us at 285 Center Pointe Pkwy Stockbridge Ga 30281 today!
Lending Options Tailored for You
Every financial situation is unique, which is why we provide various lending options including personal loans and debt consolidation. If you find yourself juggling multiple debts, consolidating them into one manageable payment could be your solution. Plus, our credit cards with rewards allow you to earn benefits while spending on everyday purchases.
Personal Banking Solutions
We understand that managing your finances is personal, which is why we offer a range of personal banking services. Whether you're looking to open a checking or savings account, our friendly staff is here to guide you through the process. For those considering bigger purchases, our auto loans and vehicle financing options make it easier than ever to drive away in your dream car. Additionally, if you're thinking about buying a home, our mortgage loans and refinancing services can help you secure a favorable rate and make the transition smooth.
Digital & Online Banking
Key Features for Your Convenience
Our online banking services include E-Statements, which provide a secure way to access your statements digitally, reducing paper clutter while keeping your information safe. Plus, with Electronic Signature Authorization, signing documents is quick and easy no need for printing or mailing. If you're always on the move, you'll love our Mobile Application. It offers all the features of online banking right in your pocket, including Mobile Payments that let you make purchases directly from your phone. Want to send money to friends or family? Our Person-to-Person Transfers make it simple and fast.
Security You Can Trust
We prioritize the security of your financial information. Every transaction is protected with advanced security measures, giving you peace of mind whether you're using our website or mobile app. You can bank confidently knowing that we take every precaution to safeguard your data. At Delta Community, our goal is to provide accessible and efficient banking solutions tailored just for you. Whether you prefer managing everything online or through our app, we're here to help streamline your banking experience so you can focus on living life to the fullest!
Financial Strength
Commitment to Excellence
Our operational efficiency is evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,316 full-time employees and 31 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Growing Together
Total Share Accounts stand at 1,152,794, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $28,158,900, highlighting our robust capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Delta Community is your trusted partner. Visit us at 285 Center Pointe Pkwy Stockbridge Ga 30281 or call (404) 715-4725 to learn more about how we can help you achieve your financial goals.
Investing in Your Future
Our success is reflected in our $1,012,290,263 in undivided earnings, which we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $145,578 in used auto loans and $5,656,483,981 in total loans and leases, our lending capacity supports members' financial goals across various sectors.
Secure Savings Options
Members' savings are secured through $1,855,840,815 in share certificates and $1,828,040,283 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Strong Capital Foundation
With a net worth of $1,019,367,779, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have provided over $1,215,298,214 in used vehicle loans and $553,946,749 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used car, our competitive financing options can help you get behind the wheel without breaking the bank.
Business Financing
For business owners, our outstanding commercial loans totaling $830,071,645 provide the capital needed to grow and expand your ventures. We aim to support local businesses with tailored solutions that match your specific requirements.
Mortgage Loans
Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $418,799,424. Our team is here to guide you through the process and ensure that you find a solution that fits your budget and lifestyle.
Refinancing Options
If you're looking to lower your monthly payments or consolidate debt, we offer refinancing options across many of our loan products. For detailed eligibility criteria and to explore how refinancing can benefit you financially, please visit our eligibility page. At Delta Community, we're committed to providing personalized service and support throughout your borrowing experience. For more information about our loan offerings or to apply for a loan today, please visit our website at Delta Community or call us at 404-715-4725. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Unsecured Credit Cards
We also provide flexible terms on unsecured credit card loans. With a total of $254,371,985 in unsecured credit card loans helping members manage their finances effectively, our credit cards come with benefits that fit everyday spending needs while ensuring responsible borrowing.
Loan Aggregator
Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh helps users navigate their lending options confidently. LendMesh ensures accurate loan comparisons by sourcing loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you receive fair and transparent offers without hidden terms or conditions. One of the key benefits of using LendMesh is the Verified Data feature. Loan offers are sourced from legitimate financial institutions, ensuring transparency in what you're being offered. Additionally, LendMesh operates with No Sponsored Listings; lenders are not prioritized based on paid promotions. This dedication to unbiased results allows users to make informed decisions without worrying about conflicts of interest. With Real-Time Rate Comparisons, you can access up-to-date loan rates from multiple institutions. This dynamic approach helps you see which loans may work best for your financial needs at any given moment. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's effectiveness and user satisfaction. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*