Delta Community Credit Union

In the welcoming community of Peachtree City, the Delta Community branch at 472 Crosstown Dr is your trusted partner for smart financial solutions. Whether you're ready to take advantage of some of the best auto loans and vehicle financing options or looking to open personal checking and savings accounts designed for everyday convenience, this branch provides expert guidance tailored to your unique needs. Open Monday through Friday from 8:30 a.m. to 4:30 p.m. and Saturday mornings from 9:00 a.m. to noon, managing your finances here fits seamlessly into your busy lifestyle.
Serving over half a million members with assets exceeding $8.6 billion, Delta Community offers a comprehensive suite of services including competitive mortgage loans and refinancing, credit cards with rewarding benefits, and business banking solutions like merchant services and flexible business loans. An on-site ATM ensures quick access for cash withdrawals and balance checks, complemented by robust online and mobile banking platforms that keep your money accessible anytime.
Visit the Delta Community branch in Peachtree City today to explore trusted auto financing or personal banking options crafted just for you. Experience community-focused service—contact us for personalized guidance!
Phone: 404-715-4725 | Website: https://www.deltacommunitycu.com

Type of Loan Offerings

mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
Fixed 15
5.375 - 5.5 %
5.707 - 5.833 %
15.0 Yrs
CONVENTIONAL
FIXED
Fixed 30
6.125 - 6.25 %
6.329 - 6.455 %
30.0 Yrs
JUMBO
FIXED
Jumbo Fixed 15
5.875 - 6.25 %
6.05 - 6.427 %
15.0 Yrs
JUMBO
FIXED
Jumbo Fixed 30
6.125 - 6.5 %
6.231 - 6.608 %
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loan apr
8.75 - 17.75 %
5 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.69 % - 14.99 %
0.1 Yrs - 1 Yrs
Auto
4.69 % - 14.99 %
3 Yrs
Auto
4.69 % - 14.99 %
4 Yrs
Auto
4.69 % - 14.99 %
5 Yrs
Auto
4.89 % - 15.19 %
0.1 Yrs - 6 Yrs
Auto
5.19 % - 15.69 %
5.1 Yrs - 6 Yrs
Auto
5.69 % - 16.39 %
6.1 Yrs - 7 Yrs

Introduction

Welcome to Delta Community, your trusted financial partner in Peachtree City, Georgia. Nestled at 472 Crosstown Dr, Peachtree City, GA 30269, our branch is dedicated to serving our growing community with integrity and warmth. Established in 1940, we have proudly supported over 510,916 members through various financial services tailored to meet their unique needs. As a vital part of our community, Delta Community boasts impressive financial health with total assets reaching an astounding $8,625,518,974 and total deposits of $225,637,800. Our commitment to responsible lending is reflected in the 335,508 loans and leases we've issued, empowering members to achieve their goals whether it's buying a new car or refinancing a home. Under the leadership of our CEO, Hank Halter, and Board President, Linda O'Shea, we prioritize member satisfaction and community engagement. With a dedicated team of 1,347 employees, we ensure that every interaction is personal and every solution is customized just for you. While members can visit us at our branch location for immediate assistance or to explore our full range of services from checking accounts to auto loans official correspondence should be sent to our mailing address: 472 Crosstown Drive, Peachtree City, GA 30269-2915. At Delta Community, we are more than just a credit union; we are a community hub where your financial aspirations take shape. We invite you to reach out by calling us at 404-715-4725 or visiting our website at www.deltacommunitycu.com to learn more about how we can help you thrive financially. Together, let's build a brighter future!

Branch History & Mission

At Delta Community, we take pride in our rich legacy and commitment to the Peachtree City community. Established in 1940, our branch has grown alongside its members, evolving to meet the changing needs of families and businesses in the area. Located at 472 Crosstown Dr, Peachtree City, GA 30269, we are conveniently situated near local landmarks that make us a familiar part of the community. Over the years, Delta Community has expanded its offerings and membership base. Today, we serve over 510,000 members and manage total assets of $8,625,518,974. Our journey has been marked by numerous milestones, each reflecting our dedication to providing exceptional financial services while fostering a sense of belonging among our members. Our mission is clear: to empower our members by offering competitive financial products and services while actively supporting our community. We believe that everyone deserves access to reliable banking solutions that enhance their financial well-being. This philosophy drives us to not only provide personal banking options such as checking and savings accounts but also loans for vehicles and homes, credit cards with rewards, and business banking services. While members can visit us at 472 Crosstown Dr for their banking needs, official correspondence should be sent to 472 Crosstown Drive, Peachtree City, GA 30269-2915. We understand that convenience is key; that's why we offer ATM availability for easy cash access and shared service center transactions for partners within our network. In addition to traditional banking services, we have embraced digital advancements to ensure that our members can manage their finances anytime and anywhere. Our online banking platform includes features like mobile payments and electronic statements designed with user accessibility in mind. Delta Community also believes in giving back. We engage in various community outreach efforts aimed at making a positive impact in Peachtree City and beyond. Through partnerships with local organizations and active participation in community events, we strive to strengthen the bonds within our neighborhood. As we look toward the future, we invite you to join Delta Community. Experience the benefits of being part of a credit union that prioritizes your financial success while being deeply rooted in community support. Whether you're looking for a new account or need assistance with loans or mortgages, we're here to help you every step of the way. Reach out today at 404-715-4725 or visit us online at Delta Community. Together, let's build a brighter financial future!

Branch Location & Accessibility

Operating Hours

At Delta Community, we value your time. Our lobby hours are designed to accommodate your schedule: we're open from 8:30 a.m. to 4:30 p.m., Monday through Friday, and from 9:00 a.m. to 12:00 p.m. on Saturdays. Whether you're coming in for personal banking or just need quick access to services, we're here when you need us.

Parking and Accessibility

We understand the importance of accessibility for all our members. Our branch features ample parking spaces that are easily accessible, including spots reserved for those with disabilities. The building is compliant with ADA standards, ensuring everyone can visit without any hassle.

Services Available

Our Peachtree City branch is equipped with an ATM for convenient cash withdrawals and balance checks, along with shared service center capabilities for basic transactions like deposits and withdrawals for partner credit union members. While we don't have drive-thru banking available at this location, our team is always ready to assist you inside with personal banking services ranging from checking and savings accounts to auto loans and mortgages. If you ever need assistance or have questions about our services, feel free to call us at 404-715-4725. We're here to help! We invite you to visit us today at Delta Community in Peachtree City where convenience meets community banking!

Member Eligibility

At Delta Community, we believe that becoming a member means joining a welcoming community where everyone can thrive. If you're looking to become part of our family, you'll be glad to know that eligibility is straightforward! Anyone who lives, works, worships, or attends school in the area around 472 Crosstown Dr Peachtree City Ga 30269 can apply. We value inclusivity and aim to provide financial solutions tailored to your needs. Plus, as a member, you'll enjoy benefits like lower loan rates and personalized service. If you'd like to learn more about the specific eligibility requirements, feel free to visit our detailed page at https://www.deltacommunitycu.com/home/membership-means-more.html. Ready to take the next step? Opening an account with us is simple! You can start the process online by visiting https://apply.deltacommunitycu.com/pop/servlet/smartform.html?formcode=originationform, or if you prefer speaking with someone directly, don't hesitate to give us a call at (404) 715-4725. We're here to help you every step of the way as you join our supportive community at Delta Community!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $176 in commercial loans for our members, helping businesses scale and succeed.

Non-Member Support

While we prioritize our members, we also believe in fostering the broader business community. For this reason, we offer flexible financing solutions to non-members as well.

Outstanding Commercial Loans

With an outstanding commercial loan portfolio of $830,071,645, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, our merchant services can help streamline your payment processes, making it easier for customers to transact with you. Imagine being able to accept payments effortlessly, giving your customers more options while you focus on what you do best running your business. Visit us at 472 Crosstown Dr Peachtree City Ga 30269 in Peachtree City, GA or call us at (404) 715-4725 to learn how we can help your business thrive!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our Auto Loans & Vehicle Financing options can help turn your dream into reality. We work with you to find competitive rates that fit your budget, making it easier than ever to hit the road in style.

Business Banking Services

Entrepreneurs will appreciate our tailored Business Banking offerings. From merchant services that facilitate payments from customers to Business Loans that help grow your company, we are committed to supporting local businesses in achieving their goals.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking services. Access your accounts anytime, anywhere whether it's checking balances, transferring funds, or paying bills on-the-go. Plus, enjoy features like ATM access for cash withdrawals and balance checks without hassle.

Credit Cards with Rewards

For those who love earning rewards on their purchases, our Credit Cards with Rewards give you the chance to earn points on everyday spending. Enjoy benefits like cash back or travel rewards while managing your expenses wisely.

Home Ownership Made Simple

Owning a home is one of life's biggest milestones, and at Delta Community, we simplify the process with our Mortgage Loans & Refinancing services. Whether you're buying your first home or refinancing an existing mortgage, our experienced team will help you navigate through the paperwork and find the right loan for your situation.

Personal Banking Solutions

For those looking to manage their everyday finances, we offer Personal Banking services that include checking and savings accounts designed to help you save for the future. Whether you're looking to open your first account or seeking better options for your existing finances, our friendly staff is here to guide you every step of the way.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation options are designed to provide financial relief. We'll work with you to develop a plan that suits your needs without overwhelming stress.

Shared Branch Services

We believe in community support; therefore, we provide basic shared branch transactions for members of partner credit unions. This means if you're traveling or away from home, you can still deposit or withdraw funds easily. With all these great services available at Delta Community, it's never been easier to take charge of your financial future. If you'd like more information or need assistance, please don't hesitate to reach out! Call us at (404) 715-4725 or visit us during our lobby hours: Monday through Friday from 8:30 AM - 4:30 PM and Saturday from 9:00 AM - 12:00 PM. Join us today at Peachtree City (braelinn Village), where financial freedom starts!

Digital & Online Banking

At Delta Community, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to fit your lifestyle. Whether you're at home or on the go, accessing your accounts has never been more convenient. One of the key features is our user-friendly online banking platform, which you can explore at https://www.deltacommunitycu.com/. With 24/7 access, you can check balances, transfer funds, and pay bills anytime you need. Our mobile application makes it even easier to manage your finances right from your smartphone. You can download the app and start using it today! For those moments when you need to send money quickly, our person-to-person transfer feature allows you to send funds to friends and family with just a few taps. Plus, if you're looking for a paperless option, we offer electronic statements that keep your financial records organized and accessible without cluttering your mailbox. Security is a top priority at Delta Community. We use advanced technology to protect your information so that you can bank with peace of mind. Our electronic signature authorization feature ensures that your transactions are secure and hassle-free. Additionally, if you're always on the move, our mobile payments feature lets you make purchases directly from your phone. Just link your account, and you're ready to go! At Delta Community, we're committed to providing accessible and easy-to-use banking solutions that help you manage your money efficiently. Join us today and discover how our digital banking services can make your life simpler!

Financial Strength

Commitment to Member Growth

Our financial strength is further highlighted by our impressive $1,012,290,263 in undivided earnings. We reinvest these funds into innovative banking tools and stronger lending options to serve our members better. With $145,578 in used auto loans and $5,656,483,981 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Additionally, our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,316 full-time employees and 31 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Our commitment to our community is shown by having a robust member base with a total of 1,152,794 share accounts, showcasing the trust placed in us by our members. The net shares available for lending and investments stand at $28,158,900, illustrating our ability to support your financial needs effectively. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Delta Community is your trusted partner. Visit us at 472 Crosstown Dr Peachtree City Ga 30269 or call (404) 715-4725 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $1,855,840,815 in share certificates and $1,828,040,283 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Foundation

With a net worth of $1,019,367,779, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,215,298,214 in used vehicle loans and $553,946,749 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, ensuring that financing your next vehicle is as straightforward as possible.

Business Financing

For business owners, our outstanding commercial loans totaling $830,071,645 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to offering tailored solutions that suit your specific needs. At Delta Community, we also offer refinancing options for many of our loan products, allowing you to potentially lower your monthly payments or adjust your loan terms based on current market conditions. To learn more about eligibility or how to apply for any of our loan products, visit us online or speak with one of our representatives. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to assist you every step of the way on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $418,799,424, make buying or refinancing simple. We aim to support you in making informed decisions about your mortgage while providing competitive rates and personalized service.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, but our unsecured credit card loans are here to help. With a total of $254,371,985 in loans available, our flexible terms make it easier for members to manage their finances effectively. Whether you're planning a big purchase or need extra cash flow, our credit cards come with rewards and benefits designed for your lifestyle.

Loan Aggregator

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