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Personal Loans
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Introduction
Welcome to Delta Community at 1825 Highway 34 E, Newnan, GA 30265, where we prioritize your financial well-being and community connection. Since our establishment in 1940, we've grown alongside our members, currently serving over 510,000 individuals with a commitment to making banking accessible and beneficial for everyone. At Delta Community, we understand that financial decisions can shape your future. That's why we offer a variety of services tailored to meet your needs from personal checking accounts to auto loans and business financing solutions. With total assets exceeding $8.6 billion and deposits amounting to $225 million, our strength lies in the trust of our members and the solid foundation we have built over decades. Led by our dedicated CEO, Hank Halter, and Board President, Linda O'Shea, our team is committed to providing exceptional service with a personal touch. We believe in creating lasting relationships within the community while ensuring that your money works for you through competitive rates and thoughtful financial solutions. Whether you're looking to open a new account or explore loan options, our friendly staff is here to assist you every step of the way. You can reach us at 404-715-4725 during our operating hours from 8:30 a.m. to 4:30 p.m., Monday through Thursday, extending until 5:30 p.m. on Fridays. Plus, we're open on Saturdays from 9:00 a.m. to 12:00 p.m. for your convenience. Join us at Delta Community and experience banking that cares about you! Visit our website at deltacommunitycu.com or stop by today we look forward to welcoming you into our family!
Branch History & Mission
Commitment to Accessibility
Delta Community is committed to making banking accessible for everyone. Our branch features both ATM availability and drive-thru service for added convenience, allowing members to manage their finances with ease during our operating hours: Monday through Thursday from 8:30 a.m. to 4:30 p.m., Friday until 5:30 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. Our commitment goes beyond just providing services; we actively engage in partnerships and outreach initiatives within Newnan and surrounding areas. By collaborating with local organizations, we aim to uplift those in need and make a lasting impact on our community.
Looking Ahead
As we continue to embrace technology with online and mobile banking options, electronic signatures, and e-statements, we remain focused on enhancing your banking experience while maintaining a human touch. Our team is always here to assist you with any inquiries or support you may require. While members can visit us at 1825 Highway 34 E Newnan Ga 30265, official correspondence should be sent to 1825 Highway 34 E, Newnan, GA 30265-6423. Join us at Delta Community and discover how being part of our credit union can benefit you today! Whether you're looking for a new account or seeking advice on loans, we're here for you every step of the way. Together, let's build a brighter future for ourselves and our community! For more information or to get started, call us at (404) 715-4725 or visit us online at Delta Community.
Branch Location & Accessibility
Accessibility Features
At our branch, accessibility is a priority. We have ample parking available, including designated spots for those who need them. The facility is ADA compliant, featuring ramps and other accommodations to ensure that all members can easily access our services without any hassle.
Call-to-Action
Whether you're looking to open an account or have questions about our services, don't hesitate to reach out! You can contact us at 404-715-4725 or simply stop by during our operating hours. We look forward to welcoming you into the Delta Community family!
Operating Hours
We want to make sure you're able to visit us when it's most convenient for you. Our lobby hours are Monday through Thursday from 8:30 a.m. to 4:30 p.m., extending to 5:30 p.m. on Fridays. For those busy Saturdays, we welcome you from 9:00 a.m. until noon. If you prefer the ease of drive-thru banking, we offer service during similar hours with extended availability on Fridays as well.
Services Offered
At Delta Community, we offer a wide range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage financing, we're here to support you every step of the way. Plus, our shared service center allows partner credit union members to access basic transactions like deposits and withdrawals seamlessly.
Member Eligibility
Welcome to the Delta Community family, where joining means becoming part of a warm and supportive community! If you're curious about how you can become a member at Delta Community, you're in for a treat. Membership is open to those who live, work, worship, or attend school in certain areas of Georgia, including Coweta County. It's all about bringing people together who share common goals and values. By joining us, you'll unlock access to a variety of financial products tailored to help you thrive, from checking accounts to loans with competitive rates. Ready to take the next step? Opening an account is simple! You can start the process online by visiting our account opening page or give us a call at (404) 715-4725 if you have any questions. For more detailed information on eligibility criteria, feel free to check out our resource here. We can't wait to welcome you into our community at 1825 Highway 34 E Newnan Ga 30265!
Business Banking & Commercial Services
Financing Your Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $176 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $830,071,645, we continue to drive economic growth by financing new and expanding businesses.
Streamlined Merchant Services
In today's fast-paced market, having reliable merchant services is crucial for any business. Imagine being able to accept payments quickly and securely while managing your cash flow with ease. Our merchant services provide just that, allowing you to focus more on what you do best running your business. For more information about how we can support your business goals, visit us at 1825 Highway 34 E Newnan Ga 30265 in Newnan, GA or give us a call at (404) 715-4725. Let's work together to build a brighter future for your business!
Comprehensive List Of Services
Auto Loans & Vehicle Financing
Thinking about purchasing a new car? Our Auto Loans and Vehicle Financing services make it simple for you to drive away in your dream vehicle. We offer competitive rates and flexible terms that cater to your budget. Imagine cruising down the highway without worrying about high monthly payments!
Business Banking Services
If you're a business owner, we have specialized offerings just for you! Our Business Banking services include merchant services and business loans designed to support your company's growth and efficiency.
Convenient Access Points
In addition to these great services, we also provide essential banking conveniences like ATM access for quick cash withdrawals and basic transactions. Our friendly staff is available at our drive-thru service for deposits and withdrawals as well. Plus, if you're a member of a partner credit union, you can benefit from basic shared branch transactions here as well. No matter what financial service you need, Delta Community is here to assist you every step of the way. To learn more or get started today, give us a call at 404-715-4725, or visit us online at Delta Community. Your financial journey starts here!
Credit Cards with Rewards
Don't forget about our Credit Cards with Rewards program! Every time you use your card, you earn points that can be redeemed for exciting rewards. It's an easy way to make the most out of your everyday purchases.
Mortgage Loans & Refinancing
For those considering homeownership or refinancing an existing mortgage, our Mortgage Loans provide various options to fit your financial situation. Our knowledgeable staff will guide you through every step of the process, ensuring that you understand all your options.
Personal Banking Solutions
We understand that managing your finances can sometimes be overwhelming. That's why we offer Personal Banking options, including checking and savings accounts designed to help you save for future goals or manage everyday expenses. With our user-friendly online and mobile banking features, you can check your balance, transfer funds, and pay bills anytime from the comfort of your home or on the go.
Personal Loans & Debt Consolidation
Life can throw unexpected expenses your way. Our Personal Loans can help cover anything from medical bills to home repairs. Additionally, if you're juggling multiple debts, our debt consolidation solutions can simplify your payments and potentially lower interest rates.
Digital & Online Banking
Convenient Access Anytime
You can enjoy 24/7 online banking services at https://www.deltacommunitycu.com/. This means you can check your balance, pay bills, and transfer money all from the comfort of your home or on the go. Our online banking gives you real-time access to your accounts, allowing you to stay on top of your finances without any hassle.
Go Mobile with Ease
If you're always on the move, you'll love our mobile application. Available for both iOS and Android devices, it provides all the features you need in one handy app. Plus, with mobile payments enabled, making purchases has never been simpler or more secure.
Secure Transactions
Safety is a top priority at Delta Community. We offer electronic signature authorization for many transactions, giving you peace of mind while conducting business online. You can also opt for e-statements, which are not only environmentally friendly but also help keep your information secure.
Send Money Effortlessly
Need to send money quickly? Our person-to-person transfer feature allows you to send funds directly to friends or family without the need for cash or checks. It's fast, easy, and perfect for splitting bills or sending gifts. In summary, whether you're accessing your account via our website or using our mobile app, digital banking at Delta Community is all about convenience and security. Join us today and experience banking that fits into your lifestyle!
Financial Strength
Efficient Operations
Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,316 full-time employees and 31 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Growing Member Trust
Total Share and Deposit Accounts stand at 1,152,794, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $28,158,900, further showcasing our capability to support you financially. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Delta Community is your trusted partner. Visit us at 1825 Highway 34 E Newnan Ga 30265 or call (404) 715-4725 to learn more about how we can help you achieve your financial goals.
Reinvesting for Your Benefit
With $1,012,290,263 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $145,578 in used auto loans and $5,656,483,981 in total loans and leases, supporting your financial goals across various sectors.
Secure Savings Options
Members' savings are secured through $1,855,840,815 in share certificates and $1,828,040,283 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Solid Financial Foundation
With a net worth of $1,019,367,779, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Additional Services
With various loan products available, including personal loans and lines of credit totaling $1,808,884,155, Delta Community is committed to providing options that fit your lifestyle. We pride ourselves on transparency and are here to answer any questions you may have about eligibility and refinancing opportunities. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Feel free to reach out at (404) 715-4725 or visit us at 1825 Highway 34 E Newnan Ga 30265 in Newnan, GA for more information on how we can assist you in achieving your financial aspirations!
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,215,298,214 in used vehicle loans and $553,946,749 in new vehicle loans already helping members get on the road. We provide flexible terms and refinancing options to ensure that you find a plan that fits your budget. Whether it's for a new model or a trusted pre-owned vehicle, we've got you covered.
Business Financing
For business owners, our outstanding commercial loans totaling $830,071,645 provide the capital needed to grow and expand. We recognize that every business has unique needs, and we strive to provide solutions that help you succeed.
Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $254,371,985 in loans helping members manage their finances effectively. These cards are designed for convenience and ease, allowing you to handle daily expenses without stress.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $418,799,424, make buying or refinancing simple. We know that owning a home is a significant milestone, and our team is here to support you every step of the way.
Loan Aggregator
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