Delta Community Credit Union Mcdonough GA | Top Auto Loans & Business Banking

Introduction

Welcome to Delta Community, your trusted partner in financial services right here at 210 Jonesboro Rd, Mcdonough, GA 30253. Established in 1940, we have proudly served our community for over eight decades, growing alongside our members and adapting to their needs. With a total membership of 510,916, we're more than just a credit union; we're a family dedicated to helping you achieve your financial goals. At Delta Community, our commitment goes beyond traditional banking. We currently manage total assets of $8,625,518,974 and have issued 335,508 loans and leases to empower our members. Our robust financial standing is further exemplified by our net worth of $1,019,367,779 and cash reserves of $30,763,589, ensuring that we are well-equipped to support you whenever you need us. You can trust that we prioritize your financial well-being with competitive rates on deposits totaling $225,637,800. Our leadership team is passionate about service: led by CEO Hank Halter and Board President Linda O'Shea, we strive to create an environment where every member feels valued and heard. While members can visit us at our branch location for personal banking services such as auto loans, mortgages, and business banking options, official correspondence should be sent to our mailing address: 210 Jonesboro Rd, McDonough, GA 30253-3720. Ready to take the next step? Give us a call at 470-351-6569 or visit us online at www.deltacommunitycu.com to learn more about how Delta Community can assist you today!

Branch History & Mission

Delta Community has a rich history that began in 1940, serving the financial needs of the McDonough community and beyond. Located at 210 Jonesboro Rd, McDonough, GA 30253, our branch stands as a testament to years of dedicated service and growth. Over the decades, we have expanded our reach and strengthened our commitment to our members, now boasting a total membership of over 510,000. Our journey reflects not just growth in numbers but also in the impact we make in the lives of those we serve. From our humble beginnings, Delta Community has evolved into one of Georgia's leading credit unions. We pride ourselves on being more than just a financial institution; we are a part of the community fabric. Our mission is simple yet profound: to provide exceptional financial services while fostering a spirit of mutual assistance among our members. We believe that by working together, we can help each other achieve financial success and stability. Our branch is equipped with modern conveniences to ensure that your banking experience is smooth and efficient. We offer ATM access and drive-thru banking for your convenience. Additionally, we provide shared service center options for members who may need assistance outside our direct network. While you can visit us at our main address for all your banking needs, please note that official correspondence should be sent to 210 Jonesboro Rd, McDonough, GA 30253-3720 if it differs from our branch address. At Delta Community, we're committed to being responsive to the changing needs of our members. We have embraced digital advancements that allow for mobile payments and online banking. Our facilities are ADA compliant to ensure accessibility for everyone. We focus on providing personalized service while promoting community outreach initiatives that strengthen local partnerships. Our vision extends beyond mere transactions; we aim to empower individuals and families through education about financial wellness and responsible borrowing practices. With total assets exceeding $8.6 billion, we are proud to support a variety of services including personal banking accounts, auto loans, mortgage financing, and business banking solutions. As we continue this journey together, we invite you to join Delta Community Credit Union. Experience first-hand how we can support your financial goals while enriching our community along the way. Whether you're opening an account or seeking guidance on loans or investments, we're here for you every step of the way. For more information or assistance, don't hesitate to call us at 470-351-6569 during our operating hours: Monday through Thursday from 8:30 a.m. to 4:30 p.m., Friday from 8:30 a.m. to 5:30 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. Together, let's build a brighter financial future!

Branch Location & Accessibility

Banking Made Simple

At Delta Community, we offer a range of services designed to make banking simple and effective for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we are here to help you manage your finances with ease. Plus, enjoy the convenience of our ATM services whenever you need cash. While members can visit us at 210 Jonesboro Rd, official correspondence should be sent to the same address for consistency. If you're looking for shared service center options, rest assured that we've got you covered too! We invite you to experience the friendly atmosphere at our McDonough branch. Have questions? Feel free to give us a call at 470-351-6569 we're here to help! Come see us today and discover how Delta Community can support your financial journey!

Visit Us with Ease

At Delta Community, we understand that accessibility matters. Our branch is designed with your convenience in mind. Whether you prefer driving or walking, you'll find ample parking available right outside our doors. We take pride in being ADA compliant, ensuring everyone can access our services comfortably. Our operating hours are tailored to fit your busy schedule. We're open Monday through Thursday from 8:30 a.m. to 4:30 p.m., and on Fridays until 5:30 p.m. For those weekend errands, stop by Saturday from 9:00 a.m. to 12:00 p.m. If you're looking for quick service, don't forget about our drive-thru option! It's available during the same hours and is perfect for deposits and withdrawals without leaving your car.

Member Eligibility

Welcome to the community at Delta Community! Becoming a member is easy and opens the door to a range of financial services tailored just for you. To qualify, you simply need to live, work, or worship in our service area, or have a family member who is already a member. This means that whether you're starting your financial journey or looking for new opportunities, you can join us. At Delta Community, we pride ourselves on providing personalized service and a supportive environment where your needs come first. Getting started is simple! You can check out the full eligibility details at https://www.deltacommunitycu.com/home/membership-means-more.html to ensure you meet the criteria. If you're ready to open an account, visit us online for an easy application process at https://apply.deltacommunitycu.com/pop/servlet/smartform.html?formcode=originationform. If you have any questions or need assistance, feel free to give us a call at (470) 351-6569. We look forward to welcoming you into our family at Delta Community, located right here at 210 Jonesboro Rd Mcdonough Ga 30253!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $176 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $830,071,645, we continue to drive economic growth by financing new and expanding businesses. Imagine having the capital to purchase new equipment, hire additional staff, or enhance your marketing efforts. Our tailored loans can help turn your ideas into reality.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your customers. Imagine a busy Saturday at your store our reliable payment solutions ensure quick and easy checkout experiences. By accepting various payment methods, you can cater to more customers and enhance their shopping experience. Located at 210 Jonesboro Rd Mcdonough Ga 30253 in Mcdonough, GA, our team is dedicated to helping you navigate the complexities of business finance. Reach out today at (470) 351-6569 to learn more about how we can support your business goals!

Comprehensive List Of Services

Credit Cards

Our credit cards come with rewards that make every purchase count. Enjoy the benefits of earning points while managing expenses conveniently.

Digital Banking Convenience

In today's fast-paced world, having access to your accounts anytime is essential. That's why we have robust online and mobile banking platforms. You can manage your accounts from anywhere, whether you're at home or on the go. Features like person-to-person payments make it easy to send money to friends or family without needing cash or checks.

Drive-Thru & Shared Services

For those who prefer face-to-face interactions but want convenience, our drive-thru service allows for easy deposits and withdrawals during regular hours. Additionally, as part of the shared service network, members can conduct basic transactions at partner credit unions seamlessly. At Delta Community in Mcdonough, we strive to create an environment where your financial needs are met with care and efficiency. Whether it's through personal banking solutions or accessible digital platforms, we're here to support you every step of the way. Ready to take the next step? Visit us today or call us at 470-351-6569 to learn more about how we can assist you!

Loans and Financing

For those looking to purchase a vehicle or refinance their home, our auto loans and mortgage options provide competitive rates and flexible terms. We also offer personal loans that can assist with debt consolidation, helping you simplify your financial responsibilities. If you're a business owner, consider our business banking services, which include merchant services and business loans tailored to support your growth.

Personal Banking

We understand that managing your finances is vital to achieving your goals. That's why we offer personal banking services that include checking and savings accounts designed to help you save more efficiently. Need quick access to cash? With our ATM services, you can easily withdraw funds or check your balance without any hassle.

Digital & Online Banking

Key Services

Our online banking services are available 24/7 through https://www.deltacommunitycu.com/, allowing you to check balances, pay bills, and transfer money with just a few clicks. You can also take advantage of electronic signature authorization, making it simple to complete transactions without the need for paper forms. This feature streamlines processes and saves time. For those who prefer going paperless, we offer e-statements that provide a secure way to view your account activity. Not only do they help reduce clutter, but they also enhance your ability to track spending in real-time.

Mobile Features

On top of our robust online banking services, Delta Community offers a convenient mobile application that lets you manage your finances right from your smartphone. You can make mobile payments effortlessly and even send money to friends and family with our person-to-person transfer feature. This means you can handle all your banking needs quickly and efficiently, no matter where life takes you. Security is always a priority at Delta Community. We ensure that all transactions are protected with state-of-the-art technology so that you can bank with peace of mind. In summary, our digital banking services are not just about convenience; they're about empowering you to take control of your financial life with ease and confidence. Whether you're using our online platform or mobile app, managing your accounts has never been simpler!

Financial Strength

Committed Team

We also take pride in having 1,316 full-time employees and 31 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is highlighted by a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Growing Member Base

Total Share Accounts: 1,152,794, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $28,158,900. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Delta Community is your trusted partner. Visit us at 210 Jonesboro Rd Mcdonough Ga 30253 or call (470) 351-6569 to learn more about how we can help you achieve your financial goals.

Reinvesting for Your Benefit

With $1,012,290,263 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $145,578 in used auto loans and $5,656,483,981 in total loans and leases.

Secure Savings Options

Members' savings are secured through $1,855,840,815 in share certificates and $1,828,040,283 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $1,019,367,779, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,215,298,214 in used vehicle loans and $553,946,749 in new vehicle loans already helping members get on the road. We cater to various needs, whether you're purchasing a brand-new model or a reliable pre-owned option.

Business Financing

For business owners looking to expand their operations or secure funding for new projects, our outstanding commercial loans totaling $830,071,645 provide the necessary capital needed to grow and thrive. We understand that businesses require tailored solutions; that's why we offer personalized financing options based on your unique needs. At Delta Community in Mcdonough, GA (210 Jonesboro Rd), we're here to assist you every step of the way. If you're interested in learning more about our loan offerings or want to explore eligibility options, please feel free to contact us at 470-351-6569. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey towards smarter financial choices starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $418,799,424, which can help you step into your dream home with confidence. Additionally, our refinancing options allow you to adjust your mortgage terms for better rates or payment plans that suit your current situation.

Unsecured Credit Card Loans

Managing daily expenses can be easier with our flexible terms on unsecured credit card loans. With a total of $254,371,985 in loans helping members maintain their financial health, our credit cards come with competitive rates and rewards designed for everyday use.

Loan Aggregator

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