Delta Community Credit Union Fayetteville GA | Affordable Vehicle Loans & Mortgage Refinancing

Introduction

Welcome to Delta Community, your trusted partner in financial growth, located at 140 Highway 92 S, Fayetteville, GA 30215. Established in 1940, we have proudly served our community for over eight decades, fostering relationships built on trust and support. As a member-owned credit union with a total membership of 510,916, we are dedicated to providing personalized financial solutions that cater to your unique needs. At Delta Community, we understand that every member's journey is different. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and business banking solutions. Our total assets amount to an impressive $8,625,518,974, which reflects our commitment to stability and member satisfaction. While members can visit us at our branch location, official correspondence should be sent to the same address: 140 Highway 92 S, Fayetteville, GA 30215-5362. Our team of dedicated professionals led by CEO Hank Halter and Board President Linda O'Shea is here to assist you with any inquiries or financial goals you wish to achieve. With total deposits reaching $225,637,800 and total loans amounting to 335,508, we strive to provide competitive rates and flexible options designed just for you. Whether you're looking to buy your first home or need assistance with business financing (with a net member business loan balance of $862,296,413), we've got your back. Your financial well-being is our priority. Feel free to reach out to us at 404-715-4725 during our lobby hours from 8:30 a.m. to 4:30 p.m., Monday through Thursday (extended until 5:30 p.m. on Fridays) or visit us on Saturdays from 9:00 a.m. to 12:00 p.m. We invite you to explore all that Delta Community has to offer by visiting our website at Delta Community Credit Union. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

A Member-Centric Approach

Our branch features ATM availability and drive-thru banking for added convenience. We understand that every member's needs are unique; that's why we offer shared service center access for partner credit union members as well. Our operating hours are designed to accommodate busy schedules: Monday through Thursday from 8:30 a.m. to 4:30 p.m., extended until 5:30 p.m. on Fridays, and Saturday from 9:00 a.m. to noon. As we look ahead, we remain dedicated to fostering an inclusive environment where every member feels valued and supported. The leadership team at Delta Community led by CEO Hank Halter and Board President Linda O'Shea continues to champion initiatives that prioritize our members' experiences. Join us at Delta Community in Fayetteville! Experience personalized service and find out how we can help you reach your financial dreams today. Visit us or call 404-715-4725 for more information about becoming a member!

Commitment to Community

At Delta Community, we believe that banking is more than just transactions; it's about building relationships. Our mission is to empower individuals through financial education and community outreach. We actively engage with local organizations and initiatives to make a positive impact in Fayetteville and surrounding areas. Whether it's sponsoring local events or partnering with schools for financial literacy programs, we strive to uplift our community. While members can visit us at 140 Highway 92 S, official correspondence should be sent to 140 Highway 92 S, Fayetteville, GA 30215-5362 if needed. We also offer convenient digital banking options, including online account management and mobile payments, ensuring that you can access your finances whenever you need them.

Our Journey

Our journey began with a simple mission: to provide accessible financial services tailored to the needs of our members. Over the decades, we have adapted to changes in technology and community needs while remaining focused on our core values of service and support. From humble beginnings, we've expanded our offerings to include personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Each step forward reflects our commitment to helping our members achieve their financial goals.

Branch Location & Accessibility

Get In Touch!

While visiting us at our Fayetteville branch will surely enhance your banking experience, feel free to reach out anytime at 404-715-4725 if you have questions or need assistance before your visit. We look forward to welcoming you soon!

Nearby Landmarks and Accessibility

Nestled in the heart of Fayetteville, our branch is easily accessible and close to local landmarks, making your visit straightforward. You'll find us just a short drive from popular spots like the Fayette Pavilion and the vibrant downtown area. Parking is ample and hassle-free, ensuring that you can get in and out quickly. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps and easy access for all members.

Operating Hours and Services

We understand that convenience matters. That's why our lobby hours run from 8:30 a.m. to 4:30 p.m., Monday through Thursday, extending until 5:30 p.m. on Fridays. On Saturdays, we're here from 9:00 a.m. to noon for your banking needs. If you prefer the ease of drive-thru banking, you can take advantage of our service from 8:30 a.m. to 5:30 p.m., Monday through Thursday (and until 6:00 p.m. on Fridays). At Delta Community, we offer a variety of services tailored just for you! From personal checking and savings accounts to auto loans and mortgage financing, our team is equipped to assist with all your banking needs. We also provide convenient ATM access for cash withdrawals and balance checks.

Member Eligibility

Becoming a member of Delta Community feels like joining a warm and welcoming family where your financial needs are understood and prioritized. To qualify for membership, you simply need to live, work, or worship in the areas we serve or have a family member who is already part of our community. This means that if you're connected to the vibrant Fayetteville area, you're likely eligible! Not only will you gain access to great services, but you'll also enjoy benefits designed to enhance your financial well-being. For detailed eligibility requirements, feel free to check out our resource at https://www.deltacommunitycu.com/home/membership-means-more.html. Opening an account is straightforward and can be done online or in person at our branch located at 140 Highway 92 S Fayetteville Ga 30215. If you have any questions along the way, don't hesitate to reach out to us at (404) 715-4725. We're here to help you every step of the way as you take this exciting step towards better banking with Delta Community! You can also find more information about opening an account by visiting https://apply.deltacommunitycu.com/pop/servlet/smartform.html?formcode=originationform.

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $176 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $830,071,645, we continue to drive economic growth by financing new and expanding businesses. Imagine having the capital to invest in new equipment or hire additional staff. Our loans can make that vision a reality.

Merchant Services That Simplify Transactions

In today's fast-paced market, smooth transactions can set you apart from the competition. Our merchant services provide businesses with the tools they need to accept payments easily, manage cash flow, and enhance customer experiences. From mobile payment solutions to online transaction processing, we offer practical solutions that keep your operations running smoothly. For more information about how our business banking services can benefit you, visit us at 140 Highway 92 S Fayetteville Ga 30215 in Fayetteville, GA or call us at (404) 715-4725. Let's work together to help your business thrive!

Comprehensive List Of Services

Additional Services

For those who might need assistance outside regular hours, we also provide basic shared branch transactions for partner credit union members. This means even when you're away from home, accessing funds remains hassle-free. At Delta Community, we pride ourselves on being more than just a credit union; we're a community partner dedicated to supporting our members' financial health. Whether you're looking for personal banking solutions or business support, we've got the tools and expertise to help. Ready to take the next step? Give us a call at (404) 715-4725 or visit us in person at 140 Highway 92 S Fayetteville Ga 30215. Let's work together towards achieving your financial goals!

Business Banking

If you're a business owner, our business banking solutions cater specifically to your needs. From merchant services that allow you to accept payments seamlessly to tailored business loans, we are here to support your entrepreneurial journey.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options so you can manage your accounts anytime, anywhere. With features like person-to-person payments and e-statements, staying on top of your finances has never been easier. Need cash? You can access funds easily through our ATM services or basic drive-thru banking for quick deposits and withdrawals.

Loans and Financing

Thinking about purchasing a new car or refinancing your home? At Delta Community, we provide various auto loans and vehicle financing options, making it simple for you to get behind the wheel of your dream car. If you're considering buying a home, our mortgage loans and refinancing services can guide you through the process smoothly, allowing you to focus on what matters most your new home. Need cash for unexpected expenses? Our personal loans and debt consolidation services can help ease financial burdens by simplifying payments into one manageable loan.

Personal Banking

Whether you're just starting out or looking to grow your savings, our personal banking services have you covered. We offer checking and savings accounts tailored to fit different lifestyles, ensuring that managing your money is easy and convenient. Imagine having a checking account that rewards you for everyday purchases! Our credit cards with rewards can help you earn points on what you already buy.

Digital & Online Banking

Key Features

Our online banking platform allows you to manage your finances in real-time. Whether you're checking your balance, transferring money, or paying bills, everything is just a click away. You can easily set up electronic signatures for various transactions, making it quicker and more convenient to handle paperwork without the hassle of printing or mailing forms. Plus, you can opt for e-statements, which help you stay organized while contributing to a greener planet by reducing paper waste. For those who prefer managing their finances through mobile devices, our mobile application is here to help. With features like mobile payments, sending money directly to friends and family through person-to-person transfers, and instant access to your accounts, you'll find that banking has never been easier. Security is always a top priority at Delta Community. Our systems are designed with robust security measures so you can feel confident whenever you log in or make transactions. We ensure that all your sensitive information is protected while providing user-friendly features that make banking straightforward. In today's fast-paced world, having quick and easy access to your financial information is essential. At Delta Community, we're committed to providing tools that fit into your busy lifestyle while keeping everything secure and accessible. Experience the ease of modern banking with us!

Financial Strength

Commitment to Growth

With $1,012,290,263 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $145,578 in used auto loans and $5,656,483,981 in total loans and leases. This wide lending capacity supports members' financial goals across various sectors.

Community Trust

Total Share and Deposit Accounts stand at 1,152,794, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments amounting to $28,158,900, your financial needs are well-supported here at Delta Community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Delta Community is your trusted partner. Visit us at 140 Highway 92 S Fayetteville Ga 30215 or call (404) 715-4725 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $1,855,840,815 in share certificates and $1,828,040,283 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,316 full-time employees and 31 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $1,019,367,779, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,215,298,214 in used vehicle loans and $553,946,749 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, we provide flexible terms and competitive rates to make your experience as smooth as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $830,071,645 provide the capital needed to grow and expand. We understand that every business has unique needs, and our team is ready to work with you to find the right financing solution.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $254,371,985 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to fit your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $418,799,424, make buying or refinancing simple. We know that navigating the mortgage process can be daunting, but our dedicated team is here to guide you every step of the way.

Refinancing Options

If you're considering refinancing existing loans or checking your eligibility for any of our products, we invite you to reach out. Our team can help you explore options that may lower your monthly payments or improve your overall financial situation. At Delta Community, we are committed to providing personalized service and support throughout your borrowing journey. If you have questions or would like more information about our loan offerings, please call us at (404) 715-4725 or visit us at our branch located at 140 Highway 92 S Fayetteville Ga 30215 in Fayetteville, GA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals today!

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