Delta Community Credit Union Duluth GA | Best Auto Loans & Business Banking

Introduction

Welcome to Delta Community, your trusted partner in financial well-being! Located at 1980 Satellite Blvd, Duluth, GA 30097, we have been proudly serving our members since 1940. With a commitment to putting our community first, we now boast over 510,916 members and assets totaling an impressive $8,625,518,974. At Delta Community, we understand that your financial journey is unique. That's why we offer a variety of services tailored to meet your needs from checking and savings accounts to auto loans and mortgages. With a total of 335,508 loans and leases granted and deposits reaching $225,637,800, we are here to help you achieve your financial goals. We take pride in our strong leadership team. Under the guidance of CEO Hank Halter and Board President Linda O'Shea, we strive to maintain a welcoming environment where every member feels valued. Our dedicated staff of 1,347 employees is ready to assist you with any questions or concerns you may have. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 1980 Satellite Blvd, Duluth, GA 30097-4117. We invite you to explore our website at Delta Community for more information about our services or to get started on your membership journey. Join us today and experience the difference at Delta Community where your financial success is our priority! Feel free to call us at 404-715-4725 for assistance or come by during our operating hours: Monday through Thursday from 8:30 AM to 4:30 PM (5:30 PM on Fridays) and Saturdays from 9:00 AM to 12:00 PM. We look forward to serving you!

Branch History & Mission

Commitment to Community

We take pride in being more than just a financial institution; we are an active participant in the Duluth community. Over the years, we've partnered with local organizations to support initiatives that enhance the quality of life for residents. From educational programs to charitable contributions, our focus remains on giving back and making a positive impact. In addition to our core services, we have embraced digital advancements to meet the evolving needs of our members. With features like online banking, mobile payments, and electronic statements, managing your finances has never been easier or more efficient.

Join Us

As we continue to grow and evolve alongside our community, we invite you to become part of the Delta Community family. Experience firsthand how we can help you achieve your financial goals while supporting the community you love. Whether you're looking for a new account or need assistance with a loan application, we're here for you. Feel free to contact us at 404-715-4725 or visit us during our operating hours: Monday through Thursday from 8:30 a.m. to 4:30 p.m., Friday until 5:30 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. Come see how Delta Community can make a difference in your life!

Our Mission

At Delta Community, our mission is clear: to empower our members by providing exceptional financial services while fostering community well-being. We believe in building lasting relationships with our members through personalized service and innovative solutions. Our offerings include checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services. We aim to make banking simple, secure, and accessible for everyone.

Branch Location & Accessibility

Directions and Parking

Finding us is a breeze! We have ample parking available for our members, making it easy to stop by whether you're on your way to work or running errands. Our location is designed with accessibility in mind, featuring ADA-compliant entrances and pathways, so everyone can visit us comfortably.

Get in Touch!

Have questions or need assistance? Don't hesitate to give us a call at 404-715-4725. Our friendly team is ready to assist you with any inquiries you might have. We invite you to stop by and experience the exceptional service that makes Delta Community Credit Union stand out in Duluth!

Operating Hours

We understand that life can be busy, which is why our lobby hours are tailored for your convenience. We're open Monday through Thursday from 8:30 a.m. to 4:30 p.m., extending our hours until 5:30 p.m. on Fridays to accommodate your schedule. On Saturdays, our drive-thru service runs from 9:00 a.m. to 12:00 p.m., so you can get your banking done even on the weekend.

Services Offered

At Delta Community's Duluth branch, we offer a wide range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, enjoy the convenience of our drive-thru for quick deposits and withdrawals, or utilize our ATM services available right here at the branch. For those who may need additional assistance, we are proud to provide shared services with partner credit unions, allowing members access to basic transactions across various locations.

Member Eligibility

Becoming a member of Delta Community is like joining a caring community that's dedicated to your financial well-being. If you live, work, or go to school in certain areas, or if you have family members who are already members, you're likely eligible to join us! We welcome individuals from various walks of life because we believe everyone deserves access to great financial services. To learn more about the specific eligibility criteria, feel free to visit our website at https://www.deltacommunitycu.com/home/membership-means-more .html . Once you've confirmed your eligibility, opening an account is a breeze! You can start your journey with us by visiting our online application page at https://apply.deltacommunitycu.com/pop/servlet/smartform.html ?formcode=originationform , or if you prefer a personal touch, give us a call at (404) 715-4725. We can't wait to help you become part of the Delta Community family and enjoy all the benefits that come with membership, including personalized service and community support right here at our branch located at 1980 Satellite Blvd Duluth Ga 30097.

Business Banking & Commercial Services

Financing for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $176 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $830,071,645, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

Imagine having the tools to accept payments anywhere whether it's at your storefront, online, or on the go. Our merchant services offer easy payment processing options that help streamline your transactions and improve cash flow. This means you can focus more on what you do best: running your business. Located conveniently at 1980 Satellite Blvd Duluth Ga 30097, Duluth, GA 30097, we invite you to explore how Delta Community can be a trusted partner in your business journey. Contact us today at (404) 715-4725 to learn more!

Comprehensive List Of Services

Business Banking Support

If you're a business owner, you'll find our business banking services essential. From merchant services that facilitate easy transactions to business loans designed for growth, we support local entrepreneurs every step of the way.

Convenient Access and Support

We know that sometimes banking needs arise outside of traditional hours. That's why our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle. Plus, with access to ATMs not only at our branch but through shared service networks, getting cash when you need it is easier than ever. Our commitment extends beyond just physical transactions; we also prioritize digital access. With features like person-to-person payments and e-statements, managing your money has never been simpler or more efficient.

Credit Cards with Benefits

Our credit cards come with rewards that let you earn while you spend. Whether it's cash back on groceries or travel points for your next getaway, we aim to provide options that suit your lifestyle.

Financing Options for Your Needs

For those looking to purchase a vehicle or refinance an existing loan, our auto loans and vehicle financing options make the process straightforward and stress-free. We also offer mortgage loans and refinancing solutions for members ready to buy their dream home or lower their monthly payments. Additionally, if you're seeking personal loans or need help consolidating debt, our competitive rates can help lighten your financial load.

Join Our Community Today!

At Delta Community, we're not just about transactions we're about building relationships within the community. With over 510,000 members benefiting from our services, we invite you to become part of our family today. For more information on how we can assist you further or if you have any questions about opening an account, feel free to reach out at (404) 715-4725 or visit us online at our website. Let's take the next step together towards achieving your financial goals!

Personal Banking Solutions

When it comes to personal banking, we've got you covered with checking and savings accounts that fit your lifestyle. Whether you're saving for a vacation or managing your daily expenses, our accounts are tailored for convenience and accessibility. Imagine being able to handle your finances right from your phone thanks to our robust online and mobile banking features, you can check balances, pay bills, and transfer funds anytime, anywhere.

Digital & Online Banking

Access Anytime, Anywhere

With our 24/7 online banking services available at https://www.deltacommunitycu.com/ , you can check your balances, make transfers, and pay bills whenever it suits you. No more rushing to the bank during business hours; you have the freedom to manage your money at your convenience.

Convenient Mobile Payments

Need to make a quick purchase? With our mobile payments feature, you can pay directly from your phone no wallet needed! It's just one more way we make banking easier for you. At Delta Community, we're committed to providing accessible and user-friendly banking solutions that empower you to take control of your finances. Join us today and experience the convenience of modern banking!

Go Green with E-Statements

Say goodbye to paper clutter! Our e-statements are not only environmentally friendly but also provide a secure way to view your account statements anytime. You'll always have access to your financial history without worrying about lost mail.

Secure Transactions Made Easy

We prioritize your security with features like electronic signature authorization, allowing you to complete transactions quickly while keeping your information safe. Plus, our mobile application makes it simple to handle transactions right from your smartphone. You can even send money to friends or family with our person-to-person transfer feature perfect for splitting bills or sharing expenses.

Financial Strength

At Delta Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Located at 1980 Satellite Blvd Duluth Ga 30097 in Duluth, GA, we are dedicated to maintaining a strong financial foundation that benefits you, our valued member. With a net worth of $1,019,367,779, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,855,840,815 in share certificates and $1,828,040,283 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvesting in our community is reflected by our impressive $1,012,290,263 in undivided earnings. This allows us to enhance our banking tools, strengthen lending options, and improve security measures for your peace of mind. With $145,578 in used auto loans and $5,656,483,981 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Though our reported net income is $0, which shows room for improvement, it reflects our ongoing commitment to operational efficiency. We also take pride in having 1,316 full-time employees and 31 part-time employees who are always ready to serve you with knowledge and dedication. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Delta Community is your trusted partner. Visit us at 1980 Satellite Blvd Duluth Ga 30097 or call (404) 715-4725 to learn more about how we can help you achieve your financial goals. For further insights into our performance and financial data sourced from the National Credit Union Administration (NCUA), please visit: NCUA, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,215,298,214 in used vehicle loans and $553,946,749 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used vehicle or a brand-new ride, our competitive rates and flexible terms can fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $830,071,645 provide the capital needed to grow and expand. We understand that every business is unique, which is why we work closely with you to tailor financing solutions that meet your specific requirements.

Credit Lines

If you need flexibility, consider our credit lines available for various purposes. With a total of $1,808,884,155 in credit line loans, we cater to your short-term funding needs while allowing you to access cash when necessary.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $418,799,424, make buying or refinancing simple. We provide guidance throughout the entire process, ensuring you find the right plan for your situation.

Refinancing Options

If you're interested in refinancing any existing loans or exploring eligibility options, our team is here to assist you every step of the way. We aim to simplify the process and help you save money where possible. At Delta Community, we prioritize your financial well-being and are committed to providing personalized service. If you have questions or want to discuss your options further, don't hesitate to reach out at (404) 715-4725. Visit us today and let's get started on achieving your financial goals together! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $254,371,985 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that enhance your purchasing power while keeping your spending manageable.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing from reliable institutions ensures that users receive fair and transparent offers. By relying on verified data, LendMesh helps users navigate their options confidently.

Key Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring complete transparency in what users are considering. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, which aids in making well-informed choices. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight the effectiveness of LendMesh in helping individuals secure better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

DELTA COMMUNITY

Type of Loan Offerings

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Commitment to Community

Join Us

Our Mission

Branch Location & Accessibility

Directions and Parking

Get in Touch!

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Financing for Growth

Merchant Services Made Easy

Comprehensive List Of Services

Business Banking Support

Convenient Access and Support

Credit Cards with Benefits

Financing Options for Your Needs

Join Our Community Today!

Personal Banking Solutions

Digital & Online Banking

Access Anytime, Anywhere

Convenient Mobile Payments

Go Green with E-Statements

Secure Transactions Made Easy

Financial Strength

Loan Offering

Auto Loans

Business Financing

Credit Lines

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Ensuring Accurate Loan Comparisons

Key Benefits of Using LendMesh

Customers Also Interested In

Join Our Community