Delta Community Credit Union

In the heart of Decatur, the Delta Community branch at 160 Clairemont Ave is your friendly neighborhood partner for achieving financial goals with ease. Whether you’re looking to secure some of the best auto loans and vehicle financing options or interested in competitive mortgage loans and refinancing, this branch offers personalized service tailored just for you. With convenient lobby hours Monday through Thursday from 8:30 a.m. to 4:30 p.m., Friday extended until 5:30 p.m., plus Saturday mornings from 9 a.m. to noon, managing your finances fits seamlessly into your busy schedule. The drive-thru service runs even longer, making deposits and withdrawals quick and easy.
Serving over 510,000 members with assets exceeding $8.6 billion, Delta Community provides comprehensive personal banking solutions including checking and savings accounts designed for everyday convenience. Business owners can also benefit from merchant services and flexible business loans crafted to support local growth. Enjoy easy access to cash with an on-site ATM and robust online and mobile banking platforms that keep your money accessible anytime.
Visit the Delta Community branch at Clairemont Avenue today to explore trusted auto financing or mortgage loan options customized just for you. Experience welcoming community-focused service—contact us for personalized guidance!
Phone: 404-715-4725 | Website: https://www.deltacommunitycu.com

Type of Loan Offerings

mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
Fixed 15
5.375 - 5.5 %
5.707 - 5.833 %
15.0 Yrs
CONVENTIONAL
FIXED
Fixed 30
6.125 - 6.25 %
6.329 - 6.455 %
30.0 Yrs
JUMBO
FIXED
Jumbo Fixed 15
5.875 - 6.25 %
6.05 - 6.427 %
15.0 Yrs
JUMBO
FIXED
Jumbo Fixed 30
6.125 - 6.5 %
6.231 - 6.608 %
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loan apr
8.75 - 17.75 %
5 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.69 % - 14.99 %
0.1 Yrs - 1 Yrs
Auto
4.69 % - 14.99 %
3 Yrs
Auto
4.69 % - 14.99 %
4 Yrs
Auto
4.69 % - 14.99 %
5 Yrs
Auto
4.89 % - 15.19 %
0.1 Yrs - 6 Yrs
Auto
5.19 % - 15.69 %
5.1 Yrs - 6 Yrs
Auto
5.69 % - 16.39 %
6.1 Yrs - 7 Yrs

Introduction

Welcome to Delta Community, your trusted financial partner located at 160 Clairemont Ave, Decatur, GA 30030. Established in 1940, our credit union has grown to serve over 510,000 members, offering a wide range of financial services designed with your needs in mind. With total assets of $8,625,518,974 and total deposits reaching $225,637,800, we pride ourselves on being a solid foundation for our members' financial journeys. At Delta Community, we believe in empowering our members through personalized banking experiences. Whether you're looking for auto loans, mortgages, or everyday banking solutions, we have the tools and resources to help you succeed. Our commitment is reflected in our impressive lending portfolio of 335,508 loans and leases that cater to various personal and business needs. While members can visit us at our Decatur branch for assistance or to open new accounts, official correspondence should be sent to the same address: 160 Clairemont Ave, Decatur, GA 30030--500. Our dedicated team of 1,347 employees is here to ensure you receive the support you deserve. Led by CEO Hank Halter and Board President Linda O'Shea, we are focused on fostering a community where everyone feels valued and understood. With a net worth of $1,019,367,779, we are financially sound and committed to serving you for many years to come. If you're ready to take the next step in your financial journey or have any questions about our services, don't hesitate to call us at 404-715-4725. Visit our website at Delta Community for more information or to explore how membership means more with us!

Branch History & Mission

Join Us

As Delta Community continues to grow and evolve, we invite you to be part of our story. Experience the benefits of membership today! Visit us at 160 Clairemont Ave or contact us at 404-715-4725 for more information on how we can assist you in achieving your financial goals. Together, let's build a brighter future for our community!

Our Mission

Our mission at Delta Community is straightforward yet powerful: to empower our members with financial tools and support while fostering community growth. We believe that strong financial health contributes to thriving communities. Whether you're looking for personal banking solutions like checking accounts or auto loans, or business banking services like merchant services and business loans, we are here to help. Our dedication goes beyond just financial transactions; we actively participate in community outreach initiatives and partnerships that uplift those around us. We recognize that true success is measured not just by numbers but by the positive impact we have on individuals' lives. In addition to traditional banking services, we embrace digital advancements that enhance member experiences. With online banking, mobile payments, and easy access to ATMs all available at our branch we ensure that banking is convenient for everyone. We also prioritize ADA compliance so all members can access our services without barriers.

Branch Location & Accessibility

Call to Action

We invite you to stop by our branch or give us a call at 404-715-4725 if you have any questions about our services or membership options. At Delta Community, we're dedicated to serving our members with friendly support and convenient solutions tailored just for you!

Operating Hours

Our lobby is open Monday through Thursday from 8:30 AM to 4:30 PM and on Friday until 5:30 PM. We're also available on Saturdays from 9:00 AM to 12:00 PM for your convenience. If you prefer the drive-thru service, it operates Monday through Thursday from 8:30 AM to 5:30 PM and on Fridays until 6:00 PM.

Parking and Accessibility

We understand how important it is to have easy access when you're visiting us. That's why we offer ample parking right outside our branch. Our facilities are ADA compliant, featuring ramps and accessible entrances to ensure everyone can visit without hassle. Whether you're coming in for a quick transaction or a detailed consultation, we're here to help.

Services Offered

At Delta Community, we provide a variety of services tailored to meet your banking needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Additionally, our ATM availability allows for easy cash withdrawals and balance checks whenever you need them. For those who might not be able to visit our branch directly, we offer shared services for partner credit union members.

Member Eligibility

At Delta Community, we believe that being part of our community means more than just banking; it's about belonging to a supportive family. If you're interested in joining us, you'll be glad to know that membership is open to a wide range of individuals and organizations. Whether you live, work, worship, or attend school in the areas we serve, you're likely eligible to become a member. We value diversity and inclusivity, welcoming everyone who shares our commitment to financial well-being. You can find all the detailed eligibility criteria on our website at https://www.deltacommunitycu.com/home/membership-means-more.html. Joining is simple! Once you've confirmed your eligibility, opening an account at Delta Community is just a few clicks away. Visit us online for an easy account opening process at https://apply.deltacommunitycu.com/pop/servlet/smartform.html?formcode=originationform or give us a call at (404) 715-4725 if you have any questions. Our friendly team is here to help you every step of the way as you take this exciting step towards better banking. Remember, becoming a member means gaining access to personalized services designed with your financial goals in mind. Welcome aboard!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

Imagine having a reliable partner that makes transactions easier for your customers. Our merchant services are designed to help you manage payments seamlessly, allowing you to focus on what you do best growing your business. By simplifying payment processing, we help enhance customer satisfaction and streamline your operations. Located at 160 Clairemont Ave Decatur Ga 30030 in Decatur, GA, our team is ready to assist you. Reach out to us at (404) 715-4725 to explore how our business banking solutions can meet your needs today!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $176 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $830,071,645, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We also provide ATM access for quick cash withdrawals and basic drive-thru banking for deposits and simple transactions. Plus, if you're a member of another partner credit union, our shared branch transactions allow you to perform deposits and withdrawals as well. At Delta Community, we pride ourselves on offering comprehensive services that cater not just to individuals but also businesses within our community. Visit us at Decatur today and discover how we can assist with all your financial needs! For more information or to get started with any service, don't hesitate to call us at (404) 715-4725.

Business Banking

For entrepreneurs and small business owners, we offer specialized business banking services including merchant services and business loans. Whether you're starting out or looking to expand your existing operations, we're here to help fuel your growth.

Credit Cards with Rewards

Want to earn while you spend? Our credit cards with rewards programs allow you to accumulate points for everyday purchases. Those points can then be redeemed for travel, merchandise, or cash back making each purchase even more rewarding.

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans are designed to guide you through the home-buying process with ease. We also provide refinancing options if you're looking to lower your monthly payments or tap into your home's equity. This way, whether you're a first-time buyer or looking to move into a new place, we have the tools to help.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking features let you manage your accounts anytime, anywhere. Whether it's transferring money between accounts or paying bills on the go, access is just a click away.

Personal Banking

Our personal banking services make managing your finances simple and effective. With options like checking and savings accounts, you can easily keep track of your money and earn interest on your savings. Imagine having peace of mind knowing that your funds are secure while also being accessible whenever you need them. If you're considering buying a car, our auto loans and vehicle financing options can help make that dream a reality. We offer competitive rates that fit your budget, ensuring you drive away in the vehicle you desire without breaking the bank.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our personal loans come in handy. They can be used for anything from emergency repairs to vacations. If you're feeling overwhelmed by debt, consider our debt consolidation services which simplify multiple payments into one easy monthly installment.

Digital & Online Banking

Convenient Transfers

Need to send money to a friend? Our person-to-person transfers make sharing expenses hassle-free. Whether it's splitting a dinner bill or sending a gift, it's as easy as a few taps on your screen. At Delta Community, we prioritize security so you can bank with confidence. We utilize advanced technology to protect your information while ensuring that everything is straightforward and accessible. With real-time account management at your fingertips, you'll always know where your money is. Explore all these features and more by visiting https://www.deltacommunitycu.com/ today! Experience how digital banking at Delta Community can simplify your life and keep you connected to your finances.

Key Services

Our online banking platform is user-friendly and secure, allowing you to check your account balances, transfer funds, and pay bills with just a few clicks. Plus, if you prefer to go paperless, our e-statements feature lets you receive your account statements electronically no more clutter or waiting for the mail! And if you need to sign documents, our electronic signature authorization makes it quick and easy. For those on the go, our mobile application is a must-have. You can manage your accounts directly from your smartphone, making it simple to keep track of your finances while you're out and about. Our mobile payments feature also allows you to make purchases with ease just tap your phone and go!

Financial Strength

At Delta Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a strong foundation and commitment to your financial well-being, we are dedicated to providing the best possible services to our community. With a net worth of $1,019,367,779, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,855,840,815 in share certificates and $1,828,040,283 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,012,290,263 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $145,578 in used auto loans and $5,656,483,981 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,316 full-time employees and 31 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $28,158,900. Total Share and Deposit Accounts: 1,152,794, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Delta Community is your trusted partner. Visit us at 160 Clairemont Ave Decatur Ga 30030 or call (404) 715-4725 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,215,298,214 in used vehicle loans and $553,946,749 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you find an option that fits your budget. Plus, if you're interested in refinancing your current auto loan, we have flexible options available.

Credit Lines and Commercial Loans

For those looking for additional financial flexibility or business funding options, our total credit lines amount to $1,808,884,155. Additionally, our outstanding commercial loans totaling $830,071,645 provide business owners with the capital needed to grow and expand their operations. We are dedicated to serving our community and making banking accessible for everyone. If you're interested in learning more about your eligibility or want to apply for any of these loan products, feel free to reach out! You can contact us at 404-715-4725 or visit us at 160 Clairemont Ave Decatur GA 30030. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Delta Community can help you achieve your financial aspirations today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $418,799,424, our team is here to assist you through every step of the process. We aim to help you secure a mortgage that works for you.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's where our flexible terms on unsecured credit card loans come in handy. With a total of $254,371,985 in unsecured credit card loans helping members manage their finances effectively, you'll have peace of mind knowing you have access to funds when needed.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers presented are fair and transparent. By working only with reputable lenders, LendMesh guarantees that users receive accurate information when comparing loans.

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